Saturday, December 22, 2007

25 new messages in 17 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* new movie wallpapers,tollywood news,gossips,functions,reviews,travel
information. - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9208c1eea96a8bd4?hl=en
* Futuretrieval - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a61f50d4b4b57db2?hl=en
* Wholesale world famous handbag-CHANEL/CHLOE/LV/GUCCI/Feidi and so on - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7865ec5e405c9dd2?hl=en
* Natural gas space heaters - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/620118e627721656?hl=en
* CVS weekly deals 12/23-29 CVS printable coupons - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/400235c8a164274c?hl=en
* HDTV software - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cc95cc03b4e8e5f5?hl=en
* Will an oil-filled radiator save me money? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f6eb6f9a24be546e?hl=en
* how much are you all paying for cell phone service and are you happy with
your plan? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9013263c432ebe2f?hl=en
* FREE Sample of Kenneth Cole Reaction - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/260bd500fdf5e409?hl=en
* Free Dine with Your Canine Pet Food Sample - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3e17fcc8496d81d6?hl=en
* So quiet in here. Everyone Chrismas shopping? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/14ff3a2698c21c95?hl=en
* Make Money With GOOGLE- Free To Join - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/047bbb9db4b766f4?hl=en
* Do Not buy from Circuit City - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3fb963f1666140e8?hl=en
* Debit card article in Reader's Digest - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/30646f032f4ff9e6?hl=en
* Did hot air popcorn machines go extinct? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1cd18f9995361a81?hl=en
* More Selective reporting from Limbaugh - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/306db91f018962b9?hl=en
* Hot Sell Chanel Fendi Louis Vuitton D&G Bape Armani Boss NBA Men's Shoes on

www.globwholesale.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2fafe9e7c9af1323?hl=en

==============================================================================
TOPIC: new movie wallpapers,tollywood news,gossips,functions,reviews,travel
information.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9208c1eea96a8bd4?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 12:54 am
From: "andhralo@gmail.com"


new movie wallpapers,tollywood news,gossips,functions,reviews,travel
information.


for more click here
http://andhralo.com


==============================================================================
TOPIC: Futuretrieval
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a61f50d4b4b57db2?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 3:02 am
From: Klaudio Zic


FUTURETRIEVER was first published by Klaudio Zic Publications, 2007,
www.lulu.com/astrology. Copyright (c) 2007 By Klaudio Zic. All Rights
Reserved. No part of this material may be reproduced or transmitted in
any form or by any means, electronic or otherwise, for commercial
purposes or otherwise, without the written permission of the author,
except when permitted by law.

YOUR FUTURE RETRIEVED


Copyright (c) 2007 by Klaudio Zic, all rights reserved. http://www.lulu.com/astrology


Did you ever fancy a world where wishes come true as future
misfortunes are easily predicted as well as annihilated by the
positive forces of human mind? Would that not be magick? What a
wonderful world it could be!


Would you agree on human beings being influenced by the celestial
bodies much as everything is in mutual influence as enmeshed in
eternal creation?

Mysterious forces at work frame human fate as unfathomed by
astrology. The future is molded in advance by the use of magick1.

We use the organized sky for our precise predictions, the better to
counter fate.

Why do we use the real celestial objects and constellations instead
of irrational means that flatter the superstitious? It is in our
belief that the noble arts of astronomy and astrology were once the
same art, both scientific and divine.

Superstition settles in only upon the fall of some great
civilisation. The profanation of celestial mathematics results in
false zodiacs and mangled astrological imagery. It is a well-known
fact that astronomy parted from pseudo-astrology as soon as the
alleged astrologers ceased to upgrade their calculations to precession
and sound scientific thought. Nowadays astrology is but superstition,
the so-called astrological signs having nothing to do with their
alleged heavenly counterparts. To state but one blatant example, the
sun is still in Libra on November 23rd, albeit the astrologist might
not be informed accordingly2.

Futuretrieving succeeds in atuning one's preferred future to one's
karma. One would otherwise suffer calamity, whether predicted or not,
often on account of bad astrology. Over the past 3000 years much evil
was done by influencing people with fase astrology3.

Pseudo-astrologists have brought much harm to humanity and continue
toi do so. To mention but a most obvious error, the astrologist's
victim is e.g. Told he's a "Scorpio" albeit his natal sun is clearly
in Virgo. It is easy to imagine a terrible series of errors that can
issue from living a life as based on a false identity.

Besides being mathematically off the mark, the false zodiacal
presumptions form a trojan psychological barrier to optimal an life.
The academic zodiac and RTRRT help setting one's futurity in a proper
perspective by determining one's true natal sky, as well as dissolving
the bad transits coming from the future while installing a positive
set of events into the future ahead instead of bad expectancy.

The academic zodiac hosts 22 IAU constellations while the present
ascendant set distributes 16 constellations over your true eastern
horizon. The Night & Day house system matches the 22/16 duo with
perfection. This may be the first time that the principles behind your
own real natal horoscope are available in comprehensive form. Whether
your interest lies in future-changing, astronomy or astrology, the
astronomic zodiac and precessed ascendant set will open a new future
for you. And don't forget that you can always change your future with
the help of the handy RTRRT, your daily magick kit!


It is our fair offer. Nothing less but your real natal sky. It is easy
to agree on that.


Klaudio Zic

klaudio_zic@yahoo.com


Copyright (c) 2007 by Klaudio Zic, all rights reserved worldwide.

Redistribution of this file in any form is violation of the Copyright
Law.

This copyrighted material has been previously published as available
from http://www.lulu.com/astrology

Copyright (c) 2007 By Klaudio Zic. All Rights Reserved. No part of this
material may be reproduced or

Transmitted in any form or by any means, electronic or otherwise, for
commercial purposes or otherwise,

without the written permission of the author, except when permitted by
law.


1Future changing is achieved by inspiration, meditation and the RTRRT.
The real time reality rendering tools help molding one's future,
whether immediate or distant, into any form, implying freedom of
choice.

2Our calculations are based on the NASA ephemerides. Other sources may
have been meant for the doubtful entertainment of the superstitious,
but are of course not at all authoritative according to the current
IAU standards.

3Marriages were broken on account of an e.g. "Neptune in the 7th
house: which was in fact in the 6th house of the horoscope. People
were told they are "Scorpio" when their natal sun was clearly in
Virgo. A woman suffered her "Capricorn" ascendant only to discover it
was Pisces rising over her eastern horizon at birth.


==============================================================================
TOPIC: Wholesale world famous handbag-CHANEL/CHLOE/LV/GUCCI/Feidi and so on
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7865ec5e405c9dd2?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 3:03 am
From: swukong26@gmail.com


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Yours sincerely


==============================================================================
TOPIC: Natural gas space heaters
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/620118e627721656?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 3:55 am
From: nicksanspam@ece.villanova.edu


sylvan butler <ZsdbUse1+noZs_0712@Zbigfoot.Zcom.invalid> wrote:

>clare at snyder.on.ca <clare> wrote:

>> Vent free heaters produce COPIOUS amounts of water vapour - a much more
>> serious issue in most cases thanoxygen depletement or CO concentration.

>Except my humidifier (on a humidistat) runs nearly all winter long anyway.
>So added humidity from unvented gas heater would not likely be an issue.

It would a help...

>I'm thinking in climates where heating is needed (not just to take
>the chill off, e.g. southern C.A.) lack of humidity is frequently
>more of a problem than too much humidity.

An average 2400 ft^2 US house leaks naturally leaks 0.7 ACH, ie 224 cfm,
much more than ASHRAE's standard of 15 cfm per full-time occupant (which
used to be 5 cfm.) This makes house air very dry in wintertime and makes
the system efficiency of a vent-free heater higher than any vented heater.

A good (IDEAS) Canadian house only leaks 2.5 cfm. With people and green
plants evaporating water inside, it needs DEhumidification (eg mechanical
ventilation) in wintertime.

Nick


==============================================================================
TOPIC: CVS weekly deals 12/23-29 CVS printable coupons
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/400235c8a164274c?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 4:21 am
From: Tree


http://budgetdial.blogspot.com/2007/12/cvs-weekly-extra-care-bucks-deals-1223.html


==============================================================================
TOPIC: HDTV software
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cc95cc03b4e8e5f5?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Dec 22 2007 5:04 am
From: Jeff


Jeff wrote:
> This is an update to an earlier post I wrote about watching HDTV on the
> PC. It's working fairly well... Blows away my TV, and I can work while I
> have the TV in the background.
>
> There was some software mentioned. I'd like to try something other
> than the software that came with my Volar, it's pretty, but a little
> annoying to use.
>
> Thanks for the help, can you repost the software info?

Ah, I just remembered, it's Beyond TV.

I'm toying with the free list first:

<URL: http://www.hdtvtunerinfo.com/freesoftware.html />

Jeff
>
> Jeff

== 2 of 3 ==
Date: Sat, Dec 22 2007 9:56 am
From: Dennis


On Sat, 22 Dec 2007 08:04:41 -0500, Jeff <jeff@spam_me_not.com> wrote:

>Jeff wrote:
>> This is an update to an earlier post I wrote about watching HDTV on the
>> PC. It's working fairly well... Blows away my TV, and I can work while I
>> have the TV in the background.
>>
>> There was some software mentioned. I'd like to try something other
>> than the software that came with my Volar, it's pretty, but a little
>> annoying to use.
>>
>> Thanks for the help, can you repost the software info?
>
> Ah, I just remembered, it's Beyond TV.
>
> I'm toying with the free list first:
>
><URL: http://www.hdtvtunerinfo.com/freesoftware.html />
>

One of the free packages that I saw mentioned a lot when I was
researching it was GBPVR. It works with Windows, while a lot of the
others are Linux based. I haven't personally tried it, though.

I use BeyondTV because I like the interface and features. There is a
free trial that you can download and install. If you like it, you
just buy an activation code (no re-install necessary). Similar deal
with Sage, but they have a shorter trial period.

Dennis (evil)
--
I'm a hands-on, footloose, knee-jerk head case. -George Carlin

== 3 of 3 ==
Date: Sat, Dec 22 2007 10:30 am
From: Dennis


On Sat, 22 Dec 2007 09:56:52 -0800, Dennis <dgw80@hotmail.com> wrote:

>I use BeyondTV because I like the interface and features. There is a
>free trial that you can download and install. If you like it, you
>just buy an activation code (no re-install necessary). Similar deal
>with Sage, but they have a shorter trial period.

Also -- one trick that I learned when sorting out my HDTV PVR PC:
make a Ghost image (or equivalent) backup of your Windows system
partition before installing any of the trial software. Then if you
need to, you can restore the clean Windows image and reinstall the
trial SW for more testing before you lay down your cash. I found out
the hard way that the trial SW (and the SW support people) are not
forgiving if you have a problem that you can't sort out within the
trial period. In my case I had problems with my video card which
entailed installing, tweaking, reinstalling, then finally order and
delivery of a new card. By the time I had the hardware working with
HD, the SW trial period was expired. The only way to restart the
trial period is to re-install Windows. Having a backup image handy
makes an easy shortcut.


Dennis (evil)
--
I'm behind the eight ball, ahead of the curve, riding the wave,
dodging the bullet and pushing the envelope. -George Carlin


==============================================================================
TOPIC: Will an oil-filled radiator save me money?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f6eb6f9a24be546e?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Dec 22 2007 5:42 am
From: Jeff


Rick wrote:
> Joe wrote:
>> On Dec 21, 10:30 am, Jeff <jeff@spam_me_not.com> wrote:
>>
>>> I live in a house built in 1920 with additions in 70's. Even in the
>>> 70's wall insulation was not used. I remember standing *over* my gas
>>> floor heater and shivering. Now that I've insulated the walls and
>>> insulated the windows I heat that same room with a electric radiator and
>>> it is much more comfortable. One fifth the heat, five times the comfort
>>> level.
>>>
>> How can I tell by touch that my walls need more insulation? I thought
>> last year that my walls suffered from inadequate insulation but then I
>> felt the walls of my front hallway which are definitely not insulated
>> and they were freezing. My inside walls were just cold. But I've felt
>> the walls of newer houses and they were cold too, not as cold as mine
>> but still cold to the touch. I did some cursory research on blown in
>> insulation last year and I remember reading that it is only
>> recommended for use in uninsulated walls. Is that true?
>
> You said in an earlier post that you just bought this house last year.
> Wasn't any of this - insulation or the lack of it - discovered in the
> inspection? (Please tell me you didn't buy the house without getting an
> inspection...)

You would be surprised what isn't covered in an inspection. I have
friend that bought a house that had 4 inspections before closing. Those
inspections never revealed that the heating/AC didn't work, that the
plumbing was disconnected in numerous places. And some other glaring
faults that I noticed in 5 minutes.

Now, a lot of people are keyed into attic insulation, because heat
rises. But heat will escape through any surface where it is colder on
the other side. It is very easy to add attic insulation but is of little
help if your walls/floor are heat porous.

Lets take a 30' x 40' house, That's 1200 SF of floor and attic space
and roughly 1200 SF of wall space.

Lets insulate the attic to R15, at 40 F colder outside than in that's
2400 BTU/hr. That's a bit less that half a single electric space heater.
Double that insulation and you get a quarter of an electric space
heater. Diminishing returns.

Now lets assume the walls are uninsulated with single pane windows.
That's about R2, that's 24,000 BTUs each hour fleeing. Or almost 5 space
heaters running full blast. Insulate those walls and you'll take away 4
space heaters, instead of a fourth of a space heater.

Note that even if you insulate everything you will still have loss
through infiltration. Sealing air leaks should be job one. An average
insulated house will lose one third it's heat through air leaks.

My math may be a bit off, it's early...

Jeff

If it was inspected the person *must* have looked in an
> attic or crawl space and could have given an assessment regarding
> insulation in a matter of minutes - heck seconds - just by looking in
> the attic.
>
> Rick

== 2 of 2 ==
Date: Sat, Dec 22 2007 10:25 am
From: gheston@hiwaay.net (Gary Heston)


In article <566833c7-3dc2-4d8d-8584-e179d4615977@p1g2000hsb.googlegroups.com>,
Joe <joe5345@gmail.com> wrote:
[ ... ]
>It's a 50 year old home that I bought last year. the Windows are 50
>years old and although there are no real breezes coming through I
>thinnk their full insulative properties went bye bye long ago.

Go to a home center and get a batch of the shrink-film window cover
kits (one per window and a few spares--they're cheap, especially in
the multiple window kits). Wal-Mart also has them. Install one on
each window; also pick up some tubes of latex caulk and caulk around
the window casings. This will greatly reduce heat loss.

If you have any attic access doors or hatches, cover those as well. I
have an access hatch in each house, and decided to put the shrink film
over them a few years ago; as I was installing it, the film was getting
sucked up against the hatch! With the hatch covered, the house became
far more comfortable and the heater runs much less.

> I've
>somewhat eliminated all the breezes coming from outlets and doors but
>the outside walls are still too cold to the touch for warm air to
>stick around too long. That combined with the cold windows seem to cut
>down on the residual heat circulation.
[ ... ]

The cold walls mean they're not insulated; your floors probably are not
insulated either. There's probably a little insulation in your attic,
but not likely enough by current standards. Start working on upgrades
over the next few years, they'll pay off.

You can use incense sticks to locate air leaks; they're cheap and safe,
since they don't have an open flame.


Gary

--
Gary Heston gheston@hiwaay.net

http://www.thebreastcancersite.com/

Yoko Onos' former driver tried to extort $2M from her, threating to
"release embarassing recordings...". What, he has a copy of her album?


==============================================================================
TOPIC: how much are you all paying for cell phone service and are you happy
with your plan?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9013263c432ebe2f?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Dec 22 2007 6:07 am
From: George


JL wrote:
> I'd like to do a survey of how you all like your plans. I just signed
> up with Sprint. $59/month for the "550 anytime minutes plan" for 2
> phones (family plan--wife and I have to share the 550 minutes) plus
> $15/month for the Access Pack (unlimited web browsing on the phone).
> That's a total of $74/month for 2 phones with 550 anytime minutes. Plus
> we received 2 brand new phones -- the LG LX-160 which are nice and that
> have great screens.
>
> There's a TV pack for $20/month that includes the web browsing in the
> Access Pack plus allows you to watch shows from over 20 different
> networks on your phone -- like ABC, CBS, Comedy Central, etc.. I'm not
> sure if watching TV on the phone eats up your anytime minutes. If not,
> I'll probably delete the Access Pack and upgrade to the TV Pack.
>
> A friend of mine has Revol but he says the coverage area is spotty.

I don't think the walmart low prices everyday thing works for cellphones
(or other things for that matter). There is more to cell phone service
than the cost of the plan. You also need a carrier that has good
coverage where you will use the phone. For example tmobile and Sprint
are not good choices here. Guess which ones have the lowest prices?

== 2 of 2 ==
Date: Sat, Dec 22 2007 8:50 am
From: jl

> Wow, that's expensive. I got 3 (free) phones and 1000 minutes,
> unlimited minutes nights and weekends, and unlimited minutes when
> calling each-other for only $100 (after taxes, that's my final bill.)
>

Sprint has a 700 anytime family plan for $69.99 and a 1400 anytime
minute family plan for $89.99 (for 2 phones). Plus add an extra
9.99/month for having a 3rd phone. That also includes unlimited calling
each other and nights/weekend. Also, the phones are free.

What service are you using?


==============================================================================
TOPIC: FREE Sample of Kenneth Cole Reaction
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/260bd500fdf5e409?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 6:28 am
From: "FreebiesPl.us"


FREE Sample of Kenneth Cole Reaction
http://www.freebiespl.us/?p=353


==============================================================================
TOPIC: Free Dine with Your Canine Pet Food Sample
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3e17fcc8496d81d6?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Dec 22 2007 6:36 am
From: "FreebiesPl.us"


Free Dine with Your Canine Pet Food Sample
http://www.freebiespl.us/?p=351

== 2 of 2 ==
Date: Sat, Dec 22 2007 9:24 am
From: "Ian"

"FreebiesPl.us" <sales@boostviews.com> wrote in message
news:bfaf3176-3520-42cb-abd1-249724d264ce@i12g2000prf.googlegroups.com...
> Free Dine with Your Canine Pet Food Sample
>

The correct URL is -

http://www.dinewithyourcanine.com/samples.shtml


==============================================================================
TOPIC: So quiet in here. Everyone Chrismas shopping?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/14ff3a2698c21c95?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 7:28 am
From: barbie gee


On Fri, 21 Dec 2007, Marsha wrote:

> barbie gee wrote:
>>> "Marsha" <mas@xeb.net> wrote in message
>>>> I'll admit my thinking processes are not normal, but if more people want
>>>> live trees than what are planted, won't the demand eventually exceed
>>>> supply?
>>>
>>>
>>> Yes, and if fewer people want live trees than what are planted, the supply
>>> will exceed the demand. I recall more than once driving by tree farms here
>>> in the Midwest where there are fields and fields full of trees that have
>>> obviously matured past the point of being practical to harvest. I think
>>> it's
>>> a good bet they were not harvested in order to avoid glutting the market
>>> and
>>> driving the price down.
>>
>>
>> and, I've yet to see a tree lot "sell out", and I live in a major
>> metropolis, not a podunk with a limited market. Maybe those last trees are
>> rejects, but they remain unsold, whatever the reason.
>>
>> Marsha's thinking is painfully linear. There are the different varieties
>> of trees, trees of different sizes (meaning ages) and so forth. There is
>> NOT simple cut one-replace one system going on here.
>
> Painfully linear? That hurts :-) It was just a simple "I don't quite
> understand business" statement. Obviously I don't belong to Mensa in that
> department.

C'mon girlfriend, let your fingers do the Googling;

<http://en.wikipedia.org/wiki/Christmas_tree_cultivation>
<http://www.salary.com/careers/layouthtmls/crel_display_Cat10_Ser132_Par232.html>
and so on.



==============================================================================
TOPIC: Make Money With GOOGLE- Free To Join
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/047bbb9db4b766f4?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 7:41 am
From: nagi54


Best Business Opportunity with Google from Home/Cafe
and make big money by the end of every day!

Details at:- http://www.freewebs.com/hsnagi/jobs.htm


==============================================================================
TOPIC: Do Not buy from Circuit City
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3fb963f1666140e8?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 8:04 am
From: SMS 斯蒂文* 夏


Gerald Newton wrote:

> Now the bummer. The original order was paid for by debit card and the
> money was given to Circuit City as shown in my online bank record. It
> now has been 7 days and they still have my money for the canceled
> order. I called yesterday and again got some guy in Manila who said
> the money for the canceled order would not go back into my bank
> account for 2 to 5 business days and that they still have until
> tomorrow, Friday to put the money back in. Funny how they can
> immediately take the money, but have to wait a week to put the money
> back. Do Not Buy From Circuit City! I making this post all over the
> Internet to teach these bums a lesson.

The bigger lesson you should have learned is to _never_ use a debit card
for big ticket items. You lose all the consumer protection that the Fair
Credit Billing Act extends to credit card purchases. _You_ have to fight
to get your money back in your account, rather than have the store fight
to get the money from the credit card issuer.

Always use a credit card for big ticket items. You gain important
consumer protections, plus if you return or cancel the order within the
same billing period, you're not out any money at all.


==============================================================================
TOPIC: Debit card article in Reader's Digest
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/30646f032f4ff9e6?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Dec 22 2007 8:05 am
From: SMS 斯蒂文* 夏


imascot wrote:
> George Grapman <sfgeorge@paccbell.net> wrote in news:0lWaj.704$se5.697
> @nlpi069.nbdc.sbc.com:
>
>> M.L. wrote:
>>>>> I'd love to know any reason that someone would use a MC/Visa logo
>>>>> debit card rather than an actual credit card, because I can't think
>>>>> of any good reasons.
>>>
>>> No possible risk to their credit status due to spending beyond one's
>>> means.
>>>
>> Also useful to people with bad credit who can not get a regular card.
>
> Coincidentally, there is a real life problem with a debit card just down the
> article list here under "Do Not Buy From Circuit City"

I saw that thread.

The bigger lesson the original poster on that thread should have learned
is to _never_ use a debit card for big ticket items. You lose all the
consumer protection that the Fair Credit Billing Act extends to credit
card purchases. _You_ have to fight to get your money back in your
account, rather than have the store fight to get the money from the
credit card issuer.

Always use a credit card for big ticket items. You gain important
consumer protections, plus if you return or cancel the order within the
same billing period, you're not out any money at all.

== 2 of 2 ==
Date: Sat, Dec 22 2007 10:31 am
From: val189


On Dec 19, 10:20 am, "rick++" <rick...@hotmail.com> wrote:
> The other safety technique I employ
> is a special "gatewayaccount", i.e. one exposed to
> the outside world, with very limited funding.
> Its tied to checks, bill pay, and debit card.
> In general it always has less than $1000,
> except for the moment bills are paid.
> The deposit and billpays are scheduled to
> be simulataneous so no large amount exists
> for long.

Where do you park the rest of your funds? In a related savings or MM
account? Same bank? Do you have another checking account with a
different bank? Mail checks from one to the other? Just curious how
the funds flow into your gateway chkg. acct.
Thanks.


==============================================================================
TOPIC: Did hot air popcorn machines go extinct?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1cd18f9995361a81?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 22 2007 8:16 am
From: Warren Block


hchickpea@hotmail.com <hchickpea@hotmail.com> wrote:
>>splitpea34On Wed, 19 Dec 2007 22:45:43 -0400, Rick <rickajho@rcn.com> wrote:
>
>>But shocked I am to find out that
>>popcorn machines - especially hot air poppers - seemed to have vanished.
>
> Why? They proved themselves to be the idiotic idea that they were.
> Hot air poppers produce popcorn that is worthy of use in the national
> sawdust eating competiton as an extra points category. Popping corn
> without oil or flavoring such as are used in kettle corn is like
> cooking your porterhouse steak in the microwave. It tastes like crap,
> it wastes your time, and is a waste of money.

Air-popped popcorn tastes like popcorn, not oil. While most people are
used to lots of oil to enhance the taste of terrible food, it's possible
to get past that.

Which is not to say you can't add flavoring. A spray bottle with water
will allow any kind of flavoring to stick: salt, spices, parmesan, any
of a hundred specially-made popcorn flavorings that range from terrible
to very good.

--
Warren Block * Rapid City, South Dakota * USA


==============================================================================
TOPIC: More Selective reporting from Limbaugh
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/306db91f018962b9?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Dec 22 2007 8:57 am
From: jl


Limbaugh is a total blithering idiot. He never analyzes an issue
completely. It's all just one sided.

== 2 of 3 ==
Date: Sat, Dec 22 2007 10:00 am
From: jdoe


On Sat, 22 Dec 2007 11:57:28 -0500, jl <jl@nowhereszville.biz> wrote:

>Limbaugh is a total blithering idiot. He never analyzes an issue
>completely. It's all just one sided.
since you know that already why do you listen to his show? I know that
the NY Times is a slanted leftist propaganda tool, I don't read it.
__________________________________________
Never argue with an idiot.
They'll drag you down to their level and beat you with experience.

== 3 of 3 ==
Date: Sat, Dec 22 2007 10:34 am
From: SMS 斯蒂文* 夏


jl wrote:
> Limbaugh is a total blithering idiot. He never analyzes an issue
> completely. It's all just one sided.

Hey, he got very rich by conning enough right-wing wackos into actually
believing anything he says. Remember, he's an entertainer, not a news
person.


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TOPIC: Hot Sell Chanel Fendi Louis Vuitton D&G Bape Armani Boss NBA Men's
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http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2fafe9e7c9af1323?hl=en
==============================================================================

== 1 of 1 ==
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