Thursday, January 15, 2009

misc.consumers.frugal-living - 20 new messages in 11 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Cheap doesn't mean frugal. - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/236d9191f133039a?hl=en
* Sales Taxes on Web Purchases - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/9ed7426ab3321f7d?hl=en
* Cheap things to do with your kids - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/5687c834d5e2ac40?hl=en
* Frugal changes that save more than $100 per month - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/07f36911318eebe4?hl=en
* Thomas Wylde Oxford Duffle Skull Bag White Collection - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/617d18b27535b6e1?hl=en
* Batteries: Pays to shop around - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/5e9668558de59929?hl=en
* Gucci Medium Handbag Black 189893 Collection - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/a7b19988c9f82fbf?hl=en
* Exercises to be free from double Chin, sagging cheeks, crow's feet, mouth
wrinkles (laugh lines) and forehead wrinkles (worry lines). - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/t/8a1aff5044aef746?hl=en
* what to do with old Dot Matrix printer? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/433f3de03338791a?hl=en
* Wholesale New NiKE Air Jordan 24(30$) Free Shipping at www.cicigogo.cn - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/77031a24c1e04092?hl=en
* OT - Survivalism Retail Style - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/da641b3711ca2726?hl=en

==============================================================================
TOPIC: Cheap doesn't mean frugal.
http://groups.google.com/group/misc.consumers.frugal-living/t/236d9191f133039a?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jan 14 2009 3:46 pm
From: lenona321@yahoo.com


Here's a chart I posted a few years ago:

I was trying to weed out some out-of-date books I never use and as I
flipped through the 1982 "Information Age Sourcebook" (no mention of
computers in THAT book) I found this chart, which might be quite
useful!


"Based on yields of cooked chicken.....the uncooked chicken weighed
2.75 lbs."

If a whole fryer costs 49 cents/lb:

Breast half without rib should cost 67

" " WITH rib should cost 65

Thighs should cost 55

Thighs & drumsticks should cost 53

Drumsticks should cost 50

Wings should cost 39.

If the fryer costs 51 cents/lb, prices are 70, 67, 57, 55, 53, 41.

Fryer at 53 cents: 72, 70, 59, 57, 55, 43.

Fryer at 55 cents: 75, 73, 61, 59, 57, 44.

" " 57 " : 78, 75, 63, 61, 59, 46.

" " 59 " : 80, 78, 66, 63, 61, 48.

" " 61 " : 83, 81, 68, 66, 63, 49.

" " 63 " : 86, 83, 70, 68, 65, 51.

That's not the entire chart, but I hope it will do. Note that the
ratios change a bit as you move down the chart.

(end)

Here are some responses to that:

http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/fe06ce5e86022833/b4b2083b4d77f0cf?lnk=gst&q=lenona+chicken+chart#b4b2083b4d77f0cf


Lenona.

==============================================================================
TOPIC: Sales Taxes on Web Purchases
http://groups.google.com/group/misc.consumers.frugal-living/t/9ed7426ab3321f7d?hl=en
==============================================================================

== 1 of 3 ==
Date: Wed, Jan 14 2009 4:01 pm
From: Vic Smith


On Wed, 14 Jan 2009 13:45:28 -0800 (PST), Seerialmom
<seerialmom@yahoo.com> wrote:

>On Jan 10, 10:42 am, Vic Smith <thismailautodele...@comcast.net>
>wrote:
>> Just did a yearly T-Mobile  refill.
>> Noticed my $10.00 refill cost $11.01, which reflects the local sales
>> tax rate.  Cook County, IL.
>> The refills weren't taxed a couple years ago.
>> Seems some web purchases add the tax, others don't.
>> Anybody know what's going on with this?
>> Wonder how it will affect web sales.
>>
>> --Vic
>
>At this point it usually depends on where you live and whether the
>company has a "presence" in your state (if they have brick/mortar
>stores). States are pushing for sales tax collection for web sales
>because they're hurting for tax revenue. In California "technically"
>you're supposed to claim "use tax" on your taxes if you buy something
>outside of the state, too (but who keeps track when you pay cash just
>over the border in Oregon?).

Yes, others have said the same.
But I think some web sales firms are collecting the buyer's
state/local taxes even when they have no presence in the buyer's
state, and others aren't. Just seems I've noticed that, and I'm not
sure.
Okay I looked at some of my web order receipts, which I save to disk.

I'm in Illinois.
QVC is charging me sales tax. (HQ in PA)
Cracker Barrel charged no tax (I know they have stores in Illinois)

There's some inconsistency there, and I'm not sure why.
I think the state taxing bodies are working with some web sales
companies to collect taxes, or vice versa.
But as I said, I don't have a real handle on it.
In any case, I can see the automatic tax collection angle from both
sides, and don't have a strong opinion about it.

--Vic


== 2 of 3 ==
Date: Wed, Jan 14 2009 4:09 pm
From: Vic Smith


On Wed, 14 Jan 2009 18:01:20 -0600, Vic Smith
<thismailautodeleted@comcast.net> wrote:

>On Wed, 14 Jan 2009 13:45:28 -0800 (PST), Seerialmom
><seerialmom@yahoo.com> wrote:
>
>>On Jan 10, 10:42 am, Vic Smith <thismailautodele...@comcast.net>
>>wrote:
>>> Just did a yearly T-Mobile  refill.
>>> Noticed my $10.00 refill cost $11.01, which reflects the local sales
>>> tax rate.  Cook County, IL.
>>> The refills weren't taxed a couple years ago.
>>> Seems some web purchases add the tax, others don't.
>>> Anybody know what's going on with this?
>>> Wonder how it will affect web sales.
>>>
>>> --Vic
>>
>>At this point it usually depends on where you live and whether the
>>company has a "presence" in your state (if they have brick/mortar
>>stores). States are pushing for sales tax collection for web sales
>>because they're hurting for tax revenue. In California "technically"
>>you're supposed to claim "use tax" on your taxes if you buy something
>>outside of the state, too (but who keeps track when you pay cash just
>>over the border in Oregon?).
>
>Yes, others have said the same.
>But I think some web sales firms are collecting the buyer's
>state/local taxes even when they have no presence in the buyer's
>state, and others aren't. Just seems I've noticed that, and I'm not
>sure.
>Okay I looked at some of my web order receipts, which I save to disk.
>
>I'm in Illinois.
>QVC is charging me sales tax. (HQ in PA)
>Cracker Barrel charged no tax (I know they have stores in Illinois)
>
>There's some inconsistency there, and I'm not sure why.
>I think the state taxing bodies are working with some web sales
>companies to collect taxes, or vice versa.
>But as I said, I don't have a real handle on it.
>In any case, I can see the automatic tax collection angle from both
>sides, and don't have a strong opinion about it.
>
Forgot to add, I checked the T-Mobile refill I got in August 2008 for
my wife's phone. Same website, but no tax charged.
Yet on Jan 10, 2009 they charged tax.
They do have plenty of brick/mortar presence her.
But they did in August too.
Something to ponder anyway. I think states are cracking down on some
web companies, and "coercing" them to apply the tax according to
customer address. Or some companies are just doing it preemptively.
Just a guess, though.

--Vic


== 3 of 3 ==
Date: Wed, Jan 14 2009 6:33 pm
From: Dave Garland


Vic Smith wrote:
> In any case, I can see the automatic tax collection angle from both
> sides, and don't have a strong opinion about it.

Aargh, as somebody who sometimes has to collect tax, I do. There are
something like 40,000 different taxing jurisdictions in the USA. They
all have different rules about how much, what the tax applies to, what
form you need to fill out, where to send the money. Even in the local
area where I live, there's, lessee, 1) state tax (6.5%); 2) countywide
tax for rich sports team owner (0.15%); 3) city tax (0.5%); 4) metro
area transit/road tax (0.15%). Fortunately, I report them all on the
same one form and the state divvies up the money, but I need to keep
the records about how much for each. There is *no* easy way to tell
where any particular address falls in this mess, the taxes do not go
along zipcode boundaries.

Now, multiply this by thousands of other greedy taxing authorities
around the country. If I did a significant mail-order business, I
could quite honestly spend all my time just sorting out the sales taxes.

If we're going to collect taxes for this crap, the government(s)
should be required to 1) all agree on exactly what is taxable and what
isn't (here, a pint bottle of water is taxable, but not a gallon
bottle); 2) all agree on a single rate of taxes to be charged on
purchases; and 3) provide a single address to which I can send a check
along with a printout of, say, amounts and zipcodes, and they (not me)
take responsibility for sorting out who gets what.

You touched a nerve there ;->

Dave

==============================================================================
TOPIC: Cheap things to do with your kids
http://groups.google.com/group/misc.consumers.frugal-living/t/5687c834d5e2ac40?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Jan 14 2009 4:26 pm
From: gerrijensen@gmail.com


I found lots of ideas for free or very cheap family fun activities,
they change every month, at Families Online Magazine,
http://www.familiesonlinemagazine.com - see the Family Fun and Kid Fun
Crafts - very cute crafts for wintertime when we are all getting cabin
fever!


On Jan 12, 8:59 am, OldRoads <oldro...@hotmail.com> wrote:
> You don't need to shell out big bucks taking your kids to an amusement
> park or water park, etc.
> There are plenty of other free things to do:
>
> - Take a hike
> - Ride your bicycles on the local Rail Trailhttp://www.trails.com/activities.aspx?area=12399
> - Go fishing
> - Go to the beach
> - Go camping
>
> Other ideas??
>
> Vin - Menotomy Vintage Bicycleshttp://OldRoads.com

== 2 of 2 ==
Date: Wed, Jan 14 2009 4:44 pm
From: SMS


George wrote:
> OldRoads wrote:
>> You don't need to shell out big bucks taking your kids to an amusement
>> park or water park, etc.
>> There are plenty of other free things to do:
>>
>> - Take a hike
>> - Ride your bicycles on the local Rail Trail
>> http://www.trails.com/activities.aspx?area=12399
>> - Go fishing
>> - Go to the beach
>> - Go camping
>>
>> Other ideas??
>>
>> Vin - Menotomy Vintage Bicycles
>> http://OldRoads.com
>>
>>
> Use this to locate rail trails without a subscription fee as required in
> the other site:
>
> http://www.traillink.com/

Thanks for that link. I can't believe how expensive trails.com is for
information that is available free from other web sources.

==============================================================================
TOPIC: Frugal changes that save more than $100 per month
http://groups.google.com/group/misc.consumers.frugal-living/t/07f36911318eebe4?hl=en
==============================================================================

== 1 of 4 ==
Date: Wed, Jan 14 2009 5:03 pm
From: "Rod Speed"


Too_Many_Tools wrote:

> We all see suggestions that others offer that save a dime here, a nickel there.

> Well what frugal changes have you made that save at least a $100 a month?

None, zero, nada, ziltch. Dont need to.


== 2 of 4 ==
Date: Wed, Jan 14 2009 6:10 pm
From: clams_casino


Too_Many_Tools wrote:

>We all see suggestions that others offer that save a dime here, a
>nickel there.
>
>Well what frugal changes have you made that save at least a $100 a
>month?
>
>TMT
>
>

Significantly reducing travel (motels) and eating out significantly less
cut several thousand from our 2008 expenditures.

Otherwise, we practice being frugal on a daily basis, so the big
reductions were made years ago. I'm pleased that our 2008 grocery
expenses were only 1% above 2007 (primarily because an Aldie's moved
into our area).


== 3 of 4 ==
Date: Wed, Jan 14 2009 6:15 pm
From: clams_casino


skarkada@gmail.com wrote:

>TMT, out lifestyle is frugal. We haven't made many recent frugal
>changes that have saved us $100 per month.
>
>Most recent changes:
>Switched the cell phone to pay-as-you-go service.
>Eat out less often. (Less than once a week.)
>
>Never started:
>Buying breakfast
>
>
>
We started eating out breakfast vs. lunch or supper a few years ago. We
enjoy it much more, plus a breakfast is a typically much lower priced
than a typical night time meal.

We now have almost no desire to eat out at night - typically too much
food, too costly, don't sleep all that well on a full stomach & have
come to just not enjoying it..


== 4 of 4 ==
Date: Wed, Jan 14 2009 10:39 pm
From: Too_Many_Tools


On Jan 14, 11:00 am, Too_Many_Tools <too_many_to...@yahoo.com> wrote:
> We all see suggestions that others offer that save a dime here, a
> nickel there.
>
> Well what frugal changes have you made that save at least a $100 a
> month?
>
> TMT

Well I am cheap...err...frugal too.

But it is a journey, not a destination, so I am always looking to
improve my lifestyle.

TMT

==============================================================================
TOPIC: Thomas Wylde Oxford Duffle Skull Bag White Collection
http://groups.google.com/group/misc.consumers.frugal-living/t/617d18b27535b6e1?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jan 14 2009 5:48 pm
From: zgweid@gmail.com


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==============================================================================
TOPIC: Batteries: Pays to shop around
http://groups.google.com/group/misc.consumers.frugal-living/t/5e9668558de59929?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Jan 14 2009 6:04 pm
From: clams_casino


me@privacy.net wrote:

>clams_casino <PeterGriffin@DrunkinClam.com> wrote:
>
>
>
>>Considering the crap cameras & printers that Kodak has been trying to
>>sell over the past 20 years (the company is down to about 15k employees
>>
>>
>>from over 100k perhaps 10 years ago), I'd be very leery of buying any
>
>
>>product with their name on it.
>>
>>
>
>Hmmm.... OK
>
>Are their printers really crap as well? I'm in market
>for printer and looked at Kodak printers based on their
>claims of cheap ink... but if printer crap that's no
>good either
>
>

I bought one this past summer with the potential for reduced ink cost.
It was nothing but problems where i finally dumped it after a few months.

For a start, it took about two weeks of daily (automatic) installations
before it finally settled down to my computer. It was painfully slow
and it's gimmick for low cost is that it simply puts out a minimum of
ink. The fast draft on my current HP is darker than the full best
print mode on the Kodak unit. That's probably OK if faint copies with
skips are acceptable, but I print a lot of postage labels that
concerned me as to whether the PO could read the faint print. The
biggest problem, however, was that at least one in ten prints would not
print because the unit could not judge the paper size - very annoying.
Printing the back side (refeeding a printed sheet) worked perhaps half
the time. About one in twenty would simply jamb. Did I say it was S
L O W? They make a real crappy printer. No wonder they have to
pay celebrities to push on infomercials & sell it via Walmart. It's
crap. DON'T even think about it.


== 2 of 2 ==
Date: Wed, Jan 14 2009 6:05 pm
From: clams_casino


me@privacy.net wrote:

>clams_casino <PeterGriffin@DrunkinClam.com> wrote:
>
>
>
>>>Well the ones my local Big Lot had were Kodak brand and
>>>had use by dates of 2013 or so
>>>
>>>
>>>
>>>
>>Considering the crap cameras & printers that Kodak has been trying to
>>sell over the past 20 years (the company is down to about 15k employees
>>
>>
>>from over 100k perhaps 10 years ago), I'd be very leery of buying any
>
>
>>product with their name on it.
>>
>>
>
>I just assumed the Kodak batteries were made by
>Duracell or Energizer as I didn't think Kodak had a
>facility to make their own batteries. yes?
>
>
They are likely made in some factory in China as much of their stuff is
made there today.

==============================================================================
TOPIC: Gucci Medium Handbag Black 189893 Collection
http://groups.google.com/group/misc.consumers.frugal-living/t/a7b19988c9f82fbf?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jan 14 2009 6:15 pm
From: bagsbags02@gmail.com


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==============================================================================
TOPIC: Exercises to be free from double Chin, sagging cheeks, crow's feet,
mouth wrinkles (laugh lines) and forehead wrinkles (worry lines).
http://groups.google.com/group/misc.consumers.frugal-living/t/8a1aff5044aef746?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jan 14 2009 6:35 pm
From: Arumugham


Double Chin: place a hand on the neck. Slightly pull the skin
downward, moving your hand to the base of the neck. Smile lips closed
and slightly raise chin up by looking towards the ceiling. Hold for
10 seconds. Repeat 10 times.

Visit for more
http://severaltips.blogspot.com/2009/01/beautiful-face.html

==============================================================================
TOPIC: what to do with old Dot Matrix printer?
http://groups.google.com/group/misc.consumers.frugal-living/t/433f3de03338791a?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jan 14 2009 7:40 pm
From: gheston@hiwaay.net (Gary Heston)


In article <23opm49lk1j3s4gomi6t36aodom8s4kkrf@4ax.com>,
<hchickpea@hotmail.com> wrote:
[ ... ]
>Although the Panasonics were common as dirt, the curve has bottomed
>out on dot matrix printers. Most people have dumped them, and those
>who still need them are now having to pay higher prices for used ones.
>The higher end Okis in like-new condition are being sold at better
>than half the price of a new one.

Hmmm... Maybe I need to dust off the Microline 93...


Gary

--
Gary Heston gheston@hiwaay.net http://www.thebreastcancersite.com/

"Behind every successful woman there is an astonished man"
General of the Army (four stars) Ann Dunwoody

==============================================================================
TOPIC: Wholesale New NiKE Air Jordan 24(30$) Free Shipping at www.cicigogo.cn
http://groups.google.com/group/misc.consumers.frugal-living/t/77031a24c1e04092?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Jan 14 2009 10:00 pm
From: cicitrade501@yahoo.cn


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==============================================================================
TOPIC: OT - Survivalism Retail Style
http://groups.google.com/group/misc.consumers.frugal-living/t/da641b3711ca2726?hl=en
==============================================================================

== 1 of 3 ==
Date: Wed, Jan 14 2009 10:18 pm
From: Sue Bilkens


the usa is going down the shitter.... one more terrorist state down many more to
go.


On Tue, 13 Jan 2009 13:07:05 +0000 (UTC), in misc.consumers.frugal-living
EskWIRED@spamblock.panix.com wrote:

>In misc.survivalism Strabo <strabo@flashlight.net> wrote:
>
>> Over the next five years or so, every asset, everything of value on
>> the planet, will be assessed and revalued. In monetary terms some of
>> these will go up while most will go down.
>
>Massive deflation, eh? That would not surprise me. People will become
>very tight with cash, and will have to be enticed by low prices to give it
>up.
>
>You have a very different viewpoint from the folks who are predicting
>hyper and stagflation.

== 2 of 3 ==
Date: Wed, Jan 14 2009 10:20 pm
From: Sue Bilkens


On 13 Jan 2009 20:17:09 GMT, in misc.consumers.frugal-living Curly Surmudgeon
<CurlySurmudgeon@live.com> wrote:

> That doesn't mean the dollar price will
>decline, in fact (with inflation), home prices could rise dramatically.


and if the usa decides to default on it's loans?


== 3 of 3 ==
Date: Wed, Jan 14 2009 10:38 pm
From: Curly Surmudgeon


On Wed, 14 Jan 2009 22:20:40 -0800, Sue Bilkens wrote:

> On 13 Jan 2009 20:17:09 GMT, in misc.consumers.frugal-living Curly
> Surmudgeon <CurlySurmudgeon@live.com> wrote:
>
>> That doesn't mean the dollar price will
>>decline, in fact (with inflation), home prices could rise dramatically.
>
>
> and if the usa decides to default on it's loans?

With sufficient inflation the National Debt ceases to be a problem.

Two weeks ago 500 _B_illion Mozambique Dollars bought a couple dozen
loaves of bread. This week the same $500,000,000,000.00 Dollars buys
half a loaf.

--
Regards, Curly
------------------------------------------------------------------------------
Bush. Like a Rock. Only Dumber.
------------------------------------------------------------------------------


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