Wednesday, August 29, 2007

23 new messages in 11 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* ( www.sneakers-wholesale.com ) buy cheap gucci - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4d8efdcfb5d08722?hl=en
* Freecycle skank? - 8 messages, 6 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0fdea79cc1fba129?hl=en
* Now iPhone unlocked and can be used with any other carrier around the world -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5a48c2a5d473cae1?hl=en
* need advice on choosing a major - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b0e5b7a504fc5e80?hl=en
* Petition to Presidential Candidates - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6e9bd672f2155c8b?hl=en
* Buying a fleet vehicle AND dickering with a used car salesman - 2 messages,
2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/de8938e00c36ad6d?hl=en
* WHY YOU SHOULDNT WORRY ABOUT MONEY - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8c19ab0dc4021293?hl=en
* Thanks for all the tips :-) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ed95e7ab1375335f?hl=en
* turn $6 into $6000 - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/804283b00689efaf?hl=en
* CELL-PHONE INTERNET ? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a58dda7795017b1a?hl=en
* http://iphone.h18.ru/ - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0fd210c912107258?hl=en

==============================================================================
TOPIC: ( www.sneakers-wholesale.com ) buy cheap gucci
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4d8efdcfb5d08722?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Aug 29 2007 11:33 am
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==============================================================================
TOPIC: Freecycle skank?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0fdea79cc1fba129?hl=en
==============================================================================

== 1 of 8 ==
Date: Wed, Aug 29 2007 11:53 am
From: et472@FreeNet.Carleton.CA (Michael Black)


"Bob F" (bobnospam@gmail.com) writes:
> "Chloe" <justsayno@spam.com> wrote in message
> news:46d56b3f$0$32564$4c368faf@roadrunner.com...
>> "Steve" <otm@wdc.inv> wrote in message
>> news:370ad31vdthbb1i341hkrgb7c3o9u78qlm@4ax.com...
>>> Only big problem with Freecycle is folks who never pick up the
>>> stuff...
>>
>> That was my experience the one time I tried to give away an exercise bike in
>> good condition. Never again. I'm convinced it would have been a better idea
>> and less hassle to SELL it on Craig's List.
>>
> You let one incident make you give up on a great resource? Why do you think
> craigslist would be any better?
>
Huh?

WHat "great resource" is it for people who have things they want to
get rid of, especially if the process is the same as selling something?

Sure, it's a "great resource" for people who want free things.

But there have always been outlets for people who had things they no
longer want to get rid of. Donate to the Salvation Army or similar
organizations. Donate to the local school or church that has a rummage
sale to raise funds. Find some organization that actually wants the
stuff and can use it outright. Give it to a neighbor. Tell your friends
and family you have something you want to get rid of, and they'll pass
the word. Post an add in the local newspaper, or local newsgroup. Or
leave it on the front lawn with a sign asking people to take it away.

Too many people have bought into "freecycle" as if there is no alternative,
as if "free stuff" is the ultimate (when in reality you can get all kinds
of things for almost free, buy going to those rummage sales and garage
sales and classified ads), and as if there is no other way to dispose of
things you no longer want.

Michael

== 2 of 8 ==
Date: Wed, Aug 29 2007 12:45 pm
From: "Chloe"


> "Bob F" (bobnospam@gmail.com) writes:
>> "Chloe" <justsayno@spam.com> wrote in message
>> news:46d56b3f$0$32564$4c368faf@roadrunner.com...
>>> "Steve" <otm@wdc.inv> wrote in message
>>> news:370ad31vdthbb1i341hkrgb7c3o9u78qlm@4ax.com...
>>>> Only big problem with Freecycle is folks who never pick up the
>>>> stuff...
>>>
>>> That was my experience the one time I tried to give away an exercise
>>> bike in
>>> good condition. Never again. I'm convinced it would have been a better
>>> idea
>>> and less hassle to SELL it on Craig's List.
>>>
>> You let one incident make you give up on a great resource? Why do you
>> think
>> craigslist would be any better?

I have no reason to think future experiences on Freecycle would be any less
hassle than the bike was. I had a number of responses that basically said
"oh please, oh please, NICE LADY, PICK ME to give the bike to! I have
<insert serious medical condition here> and I need it so much. Sob Sob!"
Then these people simply didn't show at the time they said they would,
didn't call, I just didn't hear from them again. I assume there's some kind
of head game where people get off on trying to get someone to offer them
free stuff. I don't live in a neighborhood where people leave their trash
just sitting out by the curb, so I kept having to move the bike in and out
of the house for days on end.

My experience with Craig's List was completely different. I sold a set of
fairly nice living room furniture for the full asking price. The young lady
who bought it and her parents showed up when they said they would, with the
cash in hand. Obviously people put more value on a transaction when there's
money involved.

Great resource. Yeah, right.


== 3 of 8 ==
Date: Wed, Aug 29 2007 12:39 pm
From: "Chloe"


"Michael Black" <et472@FreeNet.Carleton.CA> wrote in message
news:fb4fao$jhv$1@theodyn.ncf.ca...
> "Bob F" (bobnospam@gmail.com) writes:
>> "Chloe" <justsayno@spam.com> wrote in message
>> news:46d56b3f$0$32564$4c368faf@roadrunner.com...
>>> "Steve" <otm@wdc.inv> wrote in message
>>> news:370ad31vdthbb1i341hkrgb7c3o9u78qlm@4ax.com...
>>>> Only big problem with Freecycle is folks who never pick up the
>>>> stuff...
>>>
>>> That was my experience the one time I tried to give away an exercise
>>> bike in
>>> good condition. Never again. I'm convinced it would have been a better
>>> idea
>>> and less hassle to SELL it on Craig's List.
>>>
>> You let one incident make you give up on a great resource? Why do you
>> think
>> craigslist would be any better?
>>
> Huh?
>
> WHat "great resource" is it for people who have things they want to
> get rid of, especially if the process is the same as selling something?
>
> Sure, it's a "great resource" for people who want free things.
>
> But there have always been outlets for people who had things they no
> longer want to get rid of. Donate to the Salvation Army or similar
> organizations. Donate to the local school or church that has a rummage
> sale to raise funds. Find some organization that actually wants the
> stuff and can use it outright. Give it to a neighbor. Tell your friends
> and family you have something you want to get rid of, and they'll pass
> the word. Post an add in the local newspaper, or local newsgroup. Or
> leave it on the front lawn with a sign asking people to take it away.
>
> Too many people have bought into "freecycle" as if there is no
> alternative,
> as if "free stuff" is the ultimate (when in reality you can get all kinds
> of things for almost free, buy going to those rummage sales and garage
> sales and classified ads), and as if there is no other way to dispose of
> things you no longer want.

Those are all good suggestions, although sometimes you might want to get rid
of something that's difficult to transport and you hope to find someone else
to deal with that problem--yet you don't want to just throw it into the
landfill. That's the only reason I listed the bike on Freecycle. After
experiencing people's incredible ill manners firsthand, I certainly wouldn't
offer anything there I could easily get rid of otherwise. As far as I'm
concerned, Freecycle sucks.


== 4 of 8 ==
Date: Wed, Aug 29 2007 1:08 pm
From: "Bob F"

"Chloe" <justsayno@spam.com> wrote in message
news:46d5cd0a$1$15351$4c368faf@roadrunner.com...
>> "Bob F" (bobnospam@gmail.com) writes:
>>> "Chloe" <justsayno@spam.com> wrote in message
>>> news:46d56b3f$0$32564$4c368faf@roadrunner.com...
>>>> "Steve" <otm@wdc.inv> wrote in message
>>>> news:370ad31vdthbb1i341hkrgb7c3o9u78qlm@4ax.com...
>>>>> Only big problem with Freecycle is folks who never pick up the
>>>>> stuff...
>>>>
>>>> That was my experience the one time I tried to give away an exercise bike
>>>> in
>>>> good condition. Never again. I'm convinced it would have been a better idea
>>>> and less hassle to SELL it on Craig's List.
>>>>
>>> You let one incident make you give up on a great resource? Why do you think
>>> craigslist would be any better?
>
> I have no reason to think future experiences on Freecycle would be any less
> hassle than the bike was. I had a number of responses that basically said "oh
> please, oh please, NICE LADY, PICK ME to give the bike to! I have <insert
> serious medical condition here> and I need it so much. Sob Sob!" Then these
> people simply didn't show at the time they said they would, didn't call, I
> just didn't hear from them again. I assume there's some kind of head game
> where people get off on trying to get someone to offer them free stuff. I
> don't live in a neighborhood where people leave their trash just sitting out
> by the curb, so I kept having to move the bike in and out of the house for
> days on end.
>
> My experience with Craig's List was completely different. I sold a set of
> fairly nice living room furniture for the full asking price. The young lady
> who bought it and her parents showed up when they said they would, with the
> cash in hand. Obviously people put more value on a transaction when there's
> money involved.
>
> Great resource. Yeah, right.

Obviously, when selling something of significant value, peoples response is
likely to be different than on giveaways. Occasionally, people may flake out on
giveaways. It will be the same on craigslist as on freecycle. I find that most
stuff on freecycle is claimed within minutes of posting if it not garbage.
Similarly on craigslist. It sounds like you had one individual flake out on you.
There are hundreds for every one of those who would be happy to receive it. It's
your choice, but I don't want otheres to think that freecycle isn't a great
resource. One of the nicest things about freecycle is that they don't permit
"come and get it" ads which waste many peoples time and gas.

Bob


== 5 of 8 ==
Date: Wed, Aug 29 2007 2:07 pm
From: "Rod Speed"


Chloe <justsayno@spam.com> wrote:
>> "Bob F" (bobnospam@gmail.com) writes:
>>> "Chloe" <justsayno@spam.com> wrote in message
>>> news:46d56b3f$0$32564$4c368faf@roadrunner.com...
>>>> "Steve" <otm@wdc.inv> wrote in message
>>>> news:370ad31vdthbb1i341hkrgb7c3o9u78qlm@4ax.com...
>>>>> Only big problem with Freecycle is folks who never pick up the
>>>>> stuff...
>>>>
>>>> That was my experience the one time I tried to give away an
>>>> exercise bike in
>>>> good condition. Never again. I'm convinced it would have been a
>>>> better idea
>>>> and less hassle to SELL it on Craig's List.
>>>>
>>> You let one incident make you give up on a great resource? Why do
>>> you think
>>> craigslist would be any better?
>
> I have no reason to think future experiences on Freecycle would be
> any less hassle than the bike was. I had a number of responses that
> basically said "oh please, oh please, NICE LADY, PICK ME to give the
> bike to! I have <insert serious medical condition here> and I need it
> so much. Sob Sob!" Then these people simply didn't show at the time
> they said they would, didn't call, I just didn't hear from them
> again. I assume there's some kind of head game where people get off
> on trying to get someone to offer them free stuff. I don't live in a
> neighborhood where people leave their trash just sitting out by the
> curb, so I kept having to move the bike in and out of the house for
> days on end.
> My experience with Craig's List was completely different. I sold a
> set of fairly nice living room furniture for the full asking price.
> The young lady who bought it and her parents showed up when they said
> they would, with the cash in hand. Obviously people put more value on
> a transaction when there's money involved.

The technical term for that is 'pathetically inadequate sample'

> Great resource. Yeah, right.


== 6 of 8 ==
Date: Wed, Aug 29 2007 5:26 pm
From: "Don K"

"Chloe" <justsayno@spam.com> wrote in message
news:46d5cd0a$1$15351$4c368faf@roadrunner.com...
would be any better?
>
> I have no reason to think future experiences on Freecycle would be any less hassle than
> the bike was. I had a number of responses that basically said "oh please, oh please,
> NICE LADY, PICK ME to give the bike to! I have <insert serious medical condition here>
> and I need it so much. Sob Sob!" Then these people simply didn't show at the time they
> said they would, didn't call, I just didn't hear from them again. I assume there's some
> kind of head game where people get off on trying to get someone to offer them free
> stuff. I don't live in a neighborhood where people leave their trash just sitting out by
> the curb, so I kept having to move the bike in and out of the house for days on end.


Some common sense arrangements can be made to eliminate that kind of
stuff.

First of all, don't give it to the whiniest, most annoying person.

Second, set up a short window for pickup. An hour works for me. Make it
shorter if you want. Put the item near your house, along with a note with
their name on it. If they don't show, pull it back inside and offer it to the
next-best response.

If you get no-shows, complain to the moderator. Maybe they will drop
them from the list.

> My experience with Craig's List was completely different. I sold a set of fairly nice
> living room furniture for the full asking price. The young lady who bought it and her
> parents showed up when they said they would, with the cash in hand. Obviously people put
> more value on a transaction when there's money involved.

My experience with Freecycle is completely different than yours.
It just goes to show nothing operates perfectly.

Don


== 7 of 8 ==
Date: Wed, Aug 29 2007 5:34 pm
From: "Don K"


"Michael Black" <et472@FreeNet.Carleton.CA> wrote in message
news:fb4fao$jhv$1@theodyn.ncf.ca...

> Too many people have bought into "freecycle" as if there is no alternative,
> as if "free stuff" is the ultimate (when in reality you can get all kinds
> of things for almost free, buy going to those rummage sales and garage
> sales and classified ads), and as if there is no other way to dispose of
> things you no longer want.

I don't think it's up to you to decide how many is enough or how many
is too many.

Don


== 8 of 8 ==
Date: Wed, Aug 29 2007 5:00 pm
From: Usenet2007@THE-DOMAIN-IN.SIG


In article <fb4fao$jhv$1@theodyn.ncf.ca>,
et472@FreeNet.Carleton.CA says...
> "Bob F" (bobnospam@gmail.com) writes:
> > "Chloe" <justsayno@spam.com> wrote in message
> > news:46d56b3f$0$32564$4c368faf@roadrunner.com...
> >> "Steve" <otm@wdc.inv> wrote in message
> >> news:370ad31vdthbb1i341hkrgb7c3o9u78qlm@4ax.com...
> >>> Only big problem with Freecycle is folks who never pick up the
> >>> stuff...
> >>
> >> That was my experience the one time I tried to give away an exercise bike in
> >> good condition. Never again. I'm convinced it would have been a better idea
> >> and less hassle to SELL it on Craig's List.


> > You let one incident make you give up on a great resource? Why do you think
> > craigslist would be any better?


> Huh?
>
> WHat "great resource" is it for people who have things they want to
> get rid of, especially if the process is the same as selling something?
>
> Sure, it's a "great resource" for people who want free things.
>
> But there have always been outlets for people who had things they no
> longer want to get rid of. Donate to the Salvation Army or similar
> organizations. Donate to the local school or church that has a rummage
> sale to raise funds. Find some organization that actually wants the
> stuff and can use it outright. Give it to a neighbor. Tell your friends
> and family you have something you want to get rid of, and they'll pass
> the word.


Personally, I would avoid offering any free items to neighbours
or friends. There is an ongoing interaction, and it can get
really obnoxious if the recipient gets the idea that you have a
surplus of stuff. And that you may be an ongoing source of
freebies.

Much safer to go with the Salvation Army or someplace like that.


--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum


==============================================================================
TOPIC: Now iPhone unlocked and can be used with any other carrier around the
world
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5a48c2a5d473cae1?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Aug 29 2007 11:54 am
From: Rick


Anthony Matonak wrote:
>
> Shawn Hirn wrote:
> ...
> > By going with T-Mobile, you lose functionality that helps make the
> > iPhone unique such as its visual voice mail, so why not just stick with
> > AT&T and get the iPhone's full functionality?
>
> Perhaps they just don't like AT&T's two year contract or their lengthly
> and 6 part license agreement (with sub-agreements) that are subject
> to change with only email notice.
>
> I'm sure if they can unlock the thing they can either work around or
> activate whatever services they need. In fact, they can probably add
> new services that Apple hasn't even thought of.
>
> Anthony

I can't see why Apple decided to stick consumers with a cell carrier
going through transition. Maybe the R&D phase and contract Apple made
with Cingular predated the Cingular to AT&T conversion long enough that
Apple got contractually stuck with the decision, whether they like it or
not. Personally, customer service under "the new AT&T" is just horrible
in my experience and as AT&T performs now would not be my carrier of
choice - if I had a choice - for use with the iPhone. You can't get the
most basic customer service questions answered by AT&T in under fifteen
minutes. Exasperating.

I don't own or want an iPhone. I liked Cingular and have been with them
since 2001. "The new AT&T" is leaving a lot to be desired and a cell
phone carrier change looks like an inevitability for us.

Rick


==============================================================================
TOPIC: need advice on choosing a major
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b0e5b7a504fc5e80?hl=en
==============================================================================

== 1 of 3 ==
Date: Wed, Aug 29 2007 12:48 pm
From: James


On Aug 29, 9:39 am, rick++ <rick...@hotmail.com> wrote:
> On Aug 28, 6:49 pm, "Rod Speed" <rod.speed....@gmail.com> wrote:
>
> > Yeah, thats what I did, and it was a research degree too.
>
> Australia wasnt it? The UK-derived school systems often allow what US
> calls professional studies as the first degree. I was reading about
> an
> American who go a law degree at Oxford in three years,
> which would have taken twice as long and fives times tuition in the US.

Well not quite.

In the US and Canada, you have to have a Bachelor's degree to apply to
Law school, which is then a three year course.

In the UK, you can get a Bachelor's degree in Law.

Both systems require you to do something after graduation before you
can write your bar exams and practise, a combination of courses and/or
apprenticeship (articling).

But of course, a US student at Oxford might have trouble finding an
articling position in the US, unless they majored in International
law.

And I don't know Oxford's tuition fees, but I'd venture they, like
Canadian universities, charge a foreign students a premium.

James

== 2 of 3 ==
Date: Wed, Aug 29 2007 12:53 pm
From: "Rod Speed"


rick++ <rick303@hotmail.com> wrote
> Rod Speed <rod.speed....@gmail.com> wrote

>>> Most M.S students seem to work during their M.S. as a Teaching
>>> Assistant/Reaearch Assistant though their field is also competitive.

>> Yeah, thats what I did, and it was a research degree too.

> Australia wasnt it?

Yep.

> The UK-derived school systems often allow what
> US calls professional studies as the first degree.

Yes they generally do.

> I was reading about an American who go a law degree at Oxford in three
> years, which would have taken twice as long and fives times tuition in the US.

Oxford and Cambridge are rather different to the general run
of universitys with some different detail on that sort of thing.


== 3 of 3 ==
Date: Wed, Aug 29 2007 2:02 pm
From: pc


cat wrote:
> "s" <s@mailinator.com> wrote in message
>
>> On Aug 28, 1:48 pm, "cat" <catsandcanar...@nospammeowmeow.com> wrote:
>
>
>>> You can't come out of high school and get a BS/MS in nursing in three
>>> years.
>
>> If someone turns 17 in May 08, starts college in Aug 08, at 22 he will
>> have spent 5 years in college, NOT three. I never stated I could get
>> B.S.+M.S in three, but FIVE. And yes, I have seen dozens of average
>> folks do that and several college
>> advisors told me their college allows that.
>
> Really? You know *dozens* of students who've done this? I've been a nurse
> for over 20 years and I don't know *any*.
>
>>> Most generic students who go for the BSN alone are lucky to finish in
>>> four,
>>> what with all the prerequisites.
>
>> Really? I know folks who after their B.S. in a field like psychology,
>> get a B.S. in Nursing in one year(fast track program which involves
>> taking summer/winter classes which are truly hectic, but possible).
>
> Was I talking about people who already had degrees??? No. See below.
>
>>> The BS/MS option is for nurses who have
>>> already completed diplomas or associate's degrees in nursing and have
>>> several years of nursing experience, or for generic students who already
>>> have baccalaureate degrees.
>
>> Not all colleges. If you are getting a B.S in Nursing in some
>> campus(just from high school), you probably can get a M.S also in same
>> field in the same campus after you complete B.S.
>
> Yes, that's true. But a BS/MS option (where baccalaureate and graduate
> credits intermingle) are not for generic students.
>
>>> You also can't come out of nursing school and
>>> go right into anesthesia school. CRNA programs are master's-level, BTW,
>>> not
>>> certificates, and they all require experience in emergency room or
>>> intensive
>>> care nursing prior to application.
>
>> I mentioned 2 years of work is required and that is what I intended by
>> work(though I did not clarify it)
>
>>> Admissions are highly competitive, and
>>> students are strongly discouraged from working while they go to school
>>> due
>>> to the intensity of the programs, so even with the stipend that some
>>> programs offer, financial stability is crucial.
>
>> World is competitive and these fields are no different. Most M.S
>> students seem to work during their M.S. as a Teaching Assistant/
>> Reaearch Assistant though their field is also competitive.
>
> If you are truly a teenager, you don't have a fucking clue what is involved,
> either with work, the world, or nursing. Lose the condescension,
> grasshopper. You haven't earned the right.
>
>>> And anyone who thinks nursing is a low-stress job is truly either a troll
>>> or
>>> a complete moron.
>
>> No job is stress free. Low stress is relative. I was referring their
>> job is 60-70 not 80-90 as investment bankers/surgeons, though it
>> depends on your employer a lot. Your advice might be useful for
>> someone who might have no idea about nursing.
>
> That would be you, asshole. You haven't any idea what nursing involves.
> Given the history of the profession, the idea that you want to go into it
> for the money is hysterical.
>
> You talk a good game, but in reality, you're an idiot and a troll. I regret
> that you were born.
>
>

Is that you Renee?
If so, big wave HI. Hope all is well.

..PC


==============================================================================
TOPIC: Petition to Presidential Candidates
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6e9bd672f2155c8b?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Aug 29 2007 1:05 pm
From: "Robert M. Gary"


On Aug 29, 5:04 am, greg3347 <theodor...@lycos.com> wrote:
> On Aug 28, 2:46 pm, Mike <mgcul...@gmail.com> wrote:
>
>
>
> > This is a NumbersUSA site that shows an ad to run on nationwide tv and
> > lets you sign a petition to be presented to the presidential
> > candidates. There are 59,459 signings just since yesterday, and I
> > believe the petition will be presented on Labor Day.
>
> >http://www.reformus.org/- Hide quoted text -
>
> - Show quoted text -

Does it require that they buy boats?


==============================================================================
TOPIC: Buying a fleet vehicle AND dickering with a used car salesman
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/de8938e00c36ad6d?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Aug 29 2007 1:14 pm
From: timeOday


John Weiss wrote:

> Sounds reasonable. Make it clear that your offer is a "bottom line" offer --
> ALL dealer's fees & taxes included.

That's an important point. I had a deal on a nice car fall through
because we agreed on (say) $17,000, then he handed me an invoice for
$17,400. To him it was such standard practice, he couldn't seem to
understand why I considered that part of the price. I ended up walking
away, and he did not call me back (although I watched the car sit on the
lot for the next month).

You might STILL not get them to haggle over the *real* bottom line
price including taxes, but at least make sure you know what all the
expenses will be so you can mentally add them up.

== 2 of 2 ==
Date: Wed, Aug 29 2007 2:44 pm
From: "John Weiss"


"timeOday" <timeOday-UNSPAM@theknack.net> wrote...
>
>> Sounds reasonable. Make it clear that your offer is a "bottom line"
>> offer -- ALL dealer's fees & taxes included.
>
> That's an important point. I had a deal on a nice car fall through because
> we agreed on (say) $17,000, then he handed me an invoice for $17,400. To him
> it was such standard practice, he couldn't seem to understand why I
> considered that part of the price. I ended up walking away, and he did not
> call me back (although I watched the car sit on the lot for the next month).
>
> You might STILL not get them to haggle over the *real* bottom line price
> including taxes, but at least make sure you know what all the expenses will
> be so you can mentally add them up.

My dad taught me that, and it has worked for him and me several times.

One time Dad went into a dealer with his 3-year-old car and asked what the
bottom-line price would be for a new model, equipped EXACTLY as his (he had
bought the car new from the same dealer). The salesman came out of the back
room after a while and said they had one on the lot -- even the same color.
They agreed on a bottom-line price with the trade-in.

Dad went in to pick up the car the next day. It lacked fog lights. Salesman
didn't want to add them on. Dad reminded him that the deal was "equipped
exactly as the old one," and pointed to the factory fog lights on the old one;
salesman started arguing about extra cost. Dad told him to install the lights
or cancel the deal, then wound up walking out to his old car when the
salesdroid continued arguing.

Sales Manager caught up with Dad before he got off the lot, and told him the
lights were being installed...

Another time I was looking for a car for my wife. She agreed to go to the
desert for a couple years if I bought her a Saab convertible. I found one,
though didn't really want the non-turbo engine with an auto tranny. After
dickering about trade, etc, and discussing taxes, fees etc, made a bottom-line
offer including trade.

Salesdroid went into the back; came out and said the sales manager accepted the
offer. Sales contract was drawn up, they added a $30 "registration processing
fee" to the agreed price. I reminded him the offer was "bottom line"; he tried
to tell me the fee was "standard." I told him I wasn't paying 1 cent more than
the agreed price. After another 10 minutes with his manager, he finally came
out with a corrected contract.



==============================================================================
TOPIC: WHY YOU SHOULDNT WORRY ABOUT MONEY
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8c19ab0dc4021293?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Aug 29 2007 1:15 pm
From: Aurum Solis


For more information visit http://www.lifetechnology.org/moneymagnetultra.htm

Alternative Technology Company Life Technology(tm) Discovers New Method
To Communicate Directly With The Subconscious Mind.

It is widely recognised in neurosciences that the subconscious mind
controls perception and manages our experience and personal life
expectations.

In the past the only way to modify the mind's hard wired (imprinted)
mental software was to spend many hours in the hypnotist's chair or to
invest a lot of time in professional psychiatric services.

Psychonautical Pioneers Life Technology(tm) have discovered that passive
communication with the subconscious mind is possible using
psychotronic technology (devices which interface with the mind). The
result of this discovery has led to the development and deployment of
The Ultra Advanced Psychotronic Money Magnet(tm).

The Ultra Advanced Psychotronic Money Magnet(tm) is the Ultimate tool in
engineering financial abundance.

To use an analogy, The Ultra Advanced Psychotronic Money Magnet(tm)
operates like a high speed modem which hooks up our subconscious minds
and etheric fields to the creative software of the universe.

Ultimately it is the subconscious which holds the key to our life
experience. It is widely recognised in the field of psychology that
the subconscious is the secret doorway to our dreams, desires and
expectations. Unfortunately most people are unaware of how their
subconscious mind directs their lives and are powerless to change
their learned and inherited expectations.

To address this particular problem, Life Technology(r) introduced The
Ultra Advanced Psychotronic Money Magnet(tm) in order to effectively
reprogram the subconscious mind of the user. Unlike subliminal
hypnosis, NLP or Emotional Freedom Technique, this new method is 100%
effective at getting the message accepted on all levels of the mind.

The Ultra Advanced Psychotronic Money Magnet(tm) utilises state of the
art psychotronic technology to access the subconscious mind of the
user. This method is so effective that it ensures that the positive
suggestions regarding financial abundance are accepted at ALL levels
of the user's mind. The new positive and financially abundant
subconscious program becomes the over-riding program in the users'
subconscious mind and ultimately becomes their automatic mindset.

The Ultra Advanced Psychotronic Money Magnet(tm) facilitates the
upgrading and replacing of negative subconscious beliefs with positive
ones. The Ultra Advanced Psychotronic Money Magnet(tm) is so powerful in
fact, that it will over-ride the belief system of the most hardened
sceptic, and will reverse the mindset of the most pessimistic belief
system.

The Ultra Advanced Psychotronic Money Magnet(tm) will naturally induce a
theta state in the user's mind as it alters reality to make money,
wealth, abundance and affluence etc. more probable.

For more information visit http://www.lifetechnology.org/moneymagnetultra.htm

== 2 of 2 ==
Date: Wed, Aug 29 2007 1:28 pm
From: Al Bundy

Aurum Solis wrote:

> The Ultra Advanced Psychotronic Money Magnet(tm) will naturally induce a
> theta state in the user's mind as it alters reality to make money,
> wealth, abundance and affluence etc. more probable.

Gee Spam Dude, that seems a bit pricy at up to $899 for a magnet.

How about we just use the one from our car's gas line and see if it
works for money, as it did not work for mileage?


==============================================================================
TOPIC: Thanks for all the tips :-)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ed95e7ab1375335f?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Aug 29 2007 2:16 pm
From: pc


DouhetSukd@gmail.com wrote:
> Thanks for all the tips so far, this is quite helpful.
>
> I think I am going to look into the finishing-nail based hooks.
> Cleanup-wise, they seem a safer bet than the big plastic-anchored
> stuff and I don't need that much holding power.
>
> When I was talking about adhesives I was talking about posters only -
> i.e. using two sided scotch tape or so to hang posters and papers up
> on a wall. Not about adhesive-based hooks to hang up stuff up with.
> I am pretty sure any glue strong enough to hold up 6 lbs will also rip
> out the wall's paint when it leaves, regardless of claims by the
> manufacturer.
>

Many months ago, I was channel surfing and ended up on HSN networks..for
lack of any other drivel to watch.

They had an interesting hook for just this situation. It was a long
thin wire twisted just so. You put it through the wall, turned it so it
would hold against the back of the drywall. Then you could hang heavy
objects on it. It seemed like a very simple, eloquent solution picture
hanging.

I just searched it out and below is the link. I have no idea how well
they work. But, if you buy them, I'd love to hear what your opinion is.


> http://home-solutions.hsn.com/ez-hanger-heavy-duty-wall-hanger-set_p-2298889_xp.aspx?cmsstr=738934&webm_id=2298889&web_id=2298889&sz=12&sf=HM&dept=HM0099&cat=&o=esearch&ocm=seis&rid=809

..PC



==============================================================================
TOPIC: turn $6 into $6000
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/804283b00689efaf?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Aug 29 2007 3:05 pm
From: dwef


HOW TO TURN SIX DOLLARS INTO SIX THOUSAND DOLLARS:

I found this on a bulletin board and decided to try it. A little while
back I was browsing
through newsgroups just like you are now and came across an article
similar to this that
said you could make thousands of dollars within weeks with only an
initial investment of
$6.00! So I thought "Yeah right this must be a scam" but like most of
us I was curious
so I kept reading. Anyway it said that you send $1.00 to each of the 6
names and
address stated in the article. You then place your own name and
address in the bottom of
the list at #6 and post the article in at least 200 newsgroups. (There
are thousands) No
catch that was it. So after thinking it over and talking to a few
people first I thought
about trying it. I figured: "what have I got to lose except 6 stamps
and $6.00 right?"
Then I invested the measly $6.00. Well GUESS WHAT!?... within 7 days I
started getting
money in the mail! I was shocked! I figured it would end soon but the
money just kept
coming in. In my first week I made about $25.00. By the end of the
second week I had
made a total of over $1000.00! In the third week I had over $10000.00
and it's still
growing. This is now my fourth week and I have made a total of just
over $42000.00 and
it's still coming in rapidly. It's certainly worth $6.00 and 6 stamps
I have spent more
than that on the lottery!! Let me tell you how this works and most
importantly WHY it
works... Also make sure you print a copy of this article NOW so you
can get the
information off of it as you need it. I promise you that if you follow
the directions exactly
that you will start making more money than you thought possible by
doing something so
easy!
Suggestion: Read this entire message carefully! (print it out or
download it.) Follow the
simple directions and watch the money come in!
It's easy. It's legal. And your investment is only $6.00 (Plus
postage)
IMPORTANT: This is not a rip-off; it is not indecent; it is not
illegal; and it is 99% no risk -
it really works!
If all of the following instructions are adhered to you will receive
extraordinary dividends.
PLEASE NOTE:
Please follow these directions EXACTLY and $50000 or more can be yours
in 20 to 60
days. This program remains successful because of the honesty and
integrity of the
participants. Please continue its success by carefully adhering to the
instructions.
You will now become part of the Mail Order business. In this business
your product is not
solid and tangible it's a service. You are in the business of
developing Mailing Lists. Many
large corporations are happy to pay big bucks for quality lists.
However the money made
from the mailing lists is secondary to the income which is made from
people like you and
me asking to be included in that list.
Here are the 4 easy steps to success:
STEP 1: Get 6 separate pieces of paper and write the following on each
piece of paper
"PLEASE PUT ME ON YOUR MAILING LIST." Now get 6 US $1.00 bills and
place ONE
inside
EACH of the 6 pieces of paper so the bill will not be seen through the
envelope (to prevent
thievery). Next place one paper in each of the 6 envelopes and seal
them. You should
now have 6 sealed envelopes each with a piece of paper stating the
above phrase your
name and address and a $1.00 bill. What you are doing is creating a
service. THIS IS
ABSOLUTELY LEGAL! You are requesting a legitimate service and you are
paying for
it! Like most of us I was a little skeptical and a little worried
about the legal aspects of it
all. So I checked it out with the U.S. Post Office (1-800-725-2161)
and they confirmed
that it is indeed legal. Mail the 6 envelopes to the following
addresses:

#
#1) John Miller
P.O. Box 121052
Nashville, TN 37212

#2) J. Linley
4324 Beechgrove Dr.
Grove City, OH 43123

#3) J McClintock
80 Lenard LN
Northglenn, CO 80233

#4) R McRae
3125 Sebring Dr.
Plano, TX 75023

#5) S. Lambert
P.O. Box 860
Attalla, AL 35954

6) Derrick Lin
20204 Bainbridge Way
Freehold, NJ 07728

STEP 2: Now take the #1 name off the list that you see above move the
other names up
(6 becomes 5 5 becomes 4 etc...) and add YOUR Name as number 6 on the
list.
STEP 3: Change anything you need to but try to keep this article as
close to original as
possible. Now post your amended article to at least 200 newsgroups. (I
think there are
close to 24000 groups) All you need is 200 but remember the more you
post the more
money you make! You won't get very much unless you post like crazy.
This is perfectly legal! If you have any doubts refer to Title 18 Sec.
1302 & 1341 of the
Postal lottery laws. Keep a copy of these steps for yourself and
whenever you need
money you can use it again and again.
PLEASE REMEMBER that this program remains successful because of the
honesty and
integrity of the participants and by their carefully adhering to the
directions. Look at it this
way. If you are of integrity the program will continue and the money
that so many others
have received will come your way.
NOTE: You may want to retain every name and address sent to you either
on a computer
or hard copy and keep the notes people send you. This VERIFIES that
you are truly
providing a service. (Also it might be a good idea to wrap the $1 bill
in dark paper to
reduce the risk of mail theft.)
So as each post is downloaded and the directions carefully followed
six members will be
reimbursed for their participation as a List Developer with one dollar
each. Your name will
move up the list geometrically so that when your name reaches the #1
position you will
be receiving thousands of dollars in CASH!!! What an opportunity for
only $6.00 ($1.00 for
each of the first six people listed above) Send it now add your own
name to the list and
you're in business!
---DIRECTIONS ----- FOR HOW TO POST TO NEWSGROUPS------------
Step 1) You do not need to re-type this entire letter to do your own
posting. Simply put
your cursor at the beginning of this letter and drag your cursor to
the bottom of this
document and select 'copy' from the edit menu. This will copy the
entire letter into the
computer's memory.
Step 2) Open a blank 'notepad' file and place your cursor at the top
of the blank page.
>From the 'edit' menu select 'paste'. This will paste a copy of the
letter into notepad so
that you can add your name to the list.
Step 3) Save your new notepad file as a .txt file. If you want to do
your postings in
different settings you'll always have this file to go back to.
Step 4) Use Netscape or Internet explorer and try searching for
various newsgroups
(on-line forums message boards chat sites discussions.)
Step 5) Visit these message boards and post this article as a new
message by highlighting
the text of this letter and selecting paste from the edit menu. Fill
in the Subject this will
be the header that everyone sees as they scroll through the list of
postings in a
particular group click the post message button. You're done with your
first one!
Congratulations...THAT'S IT! All you have to do is jump to different
newsgroups and post
away after you get the hang of it it will take about 30 seconds for
each newsgroup!
**REMEMBER THE MORE NEWSGROUPS YOU POST IN THE MORE MONEY YOU
WILL MAKE!
BUT :
YOU HAVE TO POST A MINIMUM OF 200** That's it! You will begin
receiving money from
around the world within days! You may eventually want to rent a
P.O.Box due to the large
amount of mail you will receive. If you wish to stay anonymous you can
invent a name to
use as long as the postman will deliver it. **JUST MAKE SURE ALL THE
ADDRESSES ARE
CORRECT.**
Now each of the 5 persons who just sent me $1.00 make the MINIMUM 200
postings
each with my name at #5 and only 5 persons respond to each of the
original 5 that is
another $25.00 for me now those 25 each make 200 MINIMUM posts with my
name at #4
and only 5 replies each I will bring in an additional $125.00! Now
those 125 persons turn
around and post the MINIMUM 200 with my name at #3 and only receive 5
replies each I
will make an additional $625.00! OK now here is the fun part each of
those 625 persons
post a MINIMUM 200 letters with my name at #2 and they each only
receive 5 replies
that just made me $3125.00!!! Those 3125 persons will all deliver this
message to 200
newsgroups with my name at #1 and if still 5 persons per 200
newsgroups react I will
receive $1562500! With an original investment of only $6.00! AMAZING!
When your name
is no longer on the list you just take the latest posting in the
newsgroups and send out
another $6.00 to names on the list putting your name at number 6
again. And start
posting again. The thing to remember is: do you realize that thousands
of people all over
the world are joining the internet and reading these articles
everyday? JUST LIKE YOU are
now!! So can you afford $6.00 and see if it really works?? I think
so... People have said
"what if the plan is played out and no one sends you the money? So
what! What are the
chances of that happening when there are tons of new honest users and
new honest
people who are joining the internet and newsgroups everyday and are
willing to give it a
try? Estimates are at 20000 to 50000 new users every day with
thousands of those
joining the actual internet. Remember play FAIRLY and HONESTLY and
this will really work!

Youll Be Glad You Made The Effort !
thanks


==============================================================================
TOPIC: CELL-PHONE INTERNET ?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a58dda7795017b1a?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Aug 29 2007 3:20 pm
From: ""


We're hearing about so many people
who've given up their land-lines
and gone completely to cell-phone.

What do they do for internet ?
I know they advertise cell-plans with unlimited minutes.
Can you hook your PC to the cell phone
and maintain dial-up net service ?

<rj>

== 2 of 2 ==
Date: Wed, Aug 29 2007 3:32 pm
From: ranck@vt.edu


"<RJ>" <baranick@localnet.com> wrote:
> We're hearing about so many people
> who've given up their land-lines
> and gone completely to cell-phone.

> What do they do for internet ?
> I know they advertise cell-plans with unlimited minutes.
> Can you hook your PC to the cell phone
> and maintain dial-up net service ?

Yes, though it's not exactly dial-up. It's faster than that,
though not as fast as DSL. Digital cell phone networks have the
capability. I used it for about a year, but just went back
to DSL on a "dry line." The service I had cost an extra $20/month
for unlimited digital service, that's on top of the regular cell
phone service and the digital minutes don't count against cell
phone voice minutes. Your cell phone provider may have different
types of plans.

Bill Ranck
Blacksburg, Va.


==============================================================================
TOPIC: http://iphone.h18.ru/
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0fd210c912107258?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Aug 29 2007 4:06 pm
From: iphoneeuropenow


http://iphone.h18.ru/

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Google Groups: http://groups.google.com?hl=en

25 new messages in 9 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* need advice on choosing a major - 9 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b0e5b7a504fc5e80?hl=en
* Freecycle skank? - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0fdea79cc1fba129?hl=en
* Rented apartment with drywall - best fastener options to hang stuff? - 4
messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ed95e7ab1375335f?hl=en
* Best Personal Finance & Saving Websites - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6eaa673ee2c09903?hl=en
* Guide to frugal living in Philadelphia - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/21cb3d5fd388dffb?hl=en
* preparing meals ahead of time - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7febc7f7a48ea034?hl=en
* "The New AT&T" [WAS: AT&T Modem Rebate] - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/012562f812078897?hl=en
* Petition to Presidential Candidates - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6e9bd672f2155c8b?hl=en
* good new!Celebrate beijing2008 Olympic games.Our company low price sell
shoes =25USD,Nokia N95=250USD. www.shopbb.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8cdd47e6029f83d8?hl=en

==============================================================================
TOPIC: need advice on choosing a major
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b0e5b7a504fc5e80?hl=en
==============================================================================

== 1 of 9 ==
Date: Tues, Aug 28 2007 5:29 pm
From: "Rod Speed"


s <s@mailinator.com> wrote:
> Thanks again for your reply.

No thanks for your lack of honesty about your personal situation.

>>> I was not asking about assurances or certainity.
>>> I have met actual folks who have done that

>> It isnt that common at all.

> Agreed, it is rare, but not that rare also.

Quite rare to get that straight out of college except with prostitution.

>>> Straight after college does not mean with a
>>> undergrad degree as you seem to have interpreted.

>> No, I meant after the formal education, in the first real full time job after that.

> Then, why did you state "The only way to do that with any certainty is prostitution, literally."

Because its true. There arent many at all that get a 6 figure income immediately
after formal education is completed except with prostitution and you dont need
any formal education with prostitution, just need to look presentable.

>>> (perhaps, I should have stated grad school to clarify, but still
>>> I explained how others did that, getting a Ph.D, medicine degree,
>>> so cannot understand why you jumped to that conclusion)

>> I didnt jump to any conclusion and was discussing what you were discussing.

> Again, then why did you mention "The only way
> to do that with any certainty is prostitution, literally."

See above.

>>>>> or atleast 95K at 24 if I manage to get a tenure
>>>>> track position by publishing sufficiently in Ph.D.

>>>> You wont get tenure straight out of college.

>>> Typically, no one gets tenure after college. After a Ph.D, you
>>> can start as a tenure track faculty which I what I stated. Tenure is
>>> Associate Professor or Professor, Assistant Professor means tenure
>>> track. I have met actual people who are like that after their Ph.D.

>> It isnt that common at all anymore.

> Well quite a bit of of folks who finish Ph.D start as a tenure track
> faculty assuming they choose to go academia and if they have
> done proper work during their doctoral program.

Bugger all of those do that with a 6 figure income at that time.

>>> Again, you misunderstood me or perhaps what is
>>> difference between tenure track and tenured faculty.

>> Nope, again, you have got my position completely wrong.

> You mentioned "You wont get tenure straight out of college. "

Tenure track aint tenure.

> There are two opinions.

Options/alternatives. And there arent just these two.

> One you thought I was stating I would start as a Associate Professor
> (or above) as getting tenure means only that, IMHO, though I mentioned
> Assistant Professor which is a tenure track not tenured faculty.

Or I was rubbing your nose in the fact that tenure track aint tenure.

> Or you got the definition of tenure improperly. You are indeed
> knowledgeable and willing to aid others in many groups
> which is noble of you, but we all being can make errors.

I made no error there.

> Anyway, that is irrelevant to the questions and your answers are appreciated.

Some honesty about your actual personal situation would be appreciated by us.

>>>>> The advantages are job security as I plan to go for State
>>>>> universities, high salary of 95-100K at 24-25 in a area where
>>>>> cost of living is reasonable. The same method can be adopted if I
>>>>> go for a B.S.
>>>>> in Management, then Ph.D in the same field. Or, just a B.S. in
>>>>> Management, working for three years for a reputed company,
>>>>> then a Management degree from the top 10 campuses can
>>>>> make me eligible for the 100K range at 25.

>>>>> Getting a general B.S. degree, then a law degree from a
>>>>> good college can lead me to 100K mark after finishing college.

>>>> Unlikely.

>>> I have met actual folks who have done that.

>> I said UNLIKELY, not impossible.

> If I have met actual folks who have done that,

You'll have to pardon us if we want to see some evidence that they werent lying.

> it does not seem that unlikely

Corse it does when you cant actually list anyone who has actually
done that except in some irrelevant situations like when its someone's
rich relatives that choose to hire them at that rate in that situation.

> and neither did I mention impossible.

I never said you did.

>>> http://www.mymoneyblog.com/archives/2007/02/do-you-make-a-six-figure-...
>>> This link also provides some folks like that,

>> Trouble is that its impossible to actually check the claim made there.

> Not quite. The people in that link are lawyers, doctors, certified nurse
> anesthetists,small business owners etc. Even if you don't believe them
> salary.com indicates those folks might be in that range.

Not straight out of college it doesnt.

Yes, that GP I know personally is certainly earning that
sort of money, but he wasnt doing that straight out of
college, even if he is prepared to work 80 hour weeks.

>>> though you have to read it fully. Someone there states he
>>> was earning 120K after his Ph.D in a management field.

>> Easy to claim, lot harder to actually substantiate the claim.

>> And I doubt that was immediately after completing the PhD.

> I know someone from college with a Ph.D starting at 100K in
> Binghamton, NY after his Ph.D. The person who claimed 120K
> might be in NYC, CA, Washington D.C. etc. There are some
> folks who state after a Ph.D in hard sciences they were hired
> for 100K by some tech company. Possible, considering
> computational biology and other research scientist
> openings required for tech labs, in an area like NYC.

I'd want to see some hard evidence to substantiate
that claim, because its easy to claim.

Its certainly possible in some unusual field that there are
very few qualified in, but thats not the general thing that
you were talking about and if you want to do that yourself,
its not that easy to identify a field like that to do that in.

>>>>> http://www.mymoneyblog.com/archives/2007/02/do-you-make-a-six-figure-...
>>>>> seems to suggest lot of folks achieve the six figure mark and some
>>>>> don't have a college degree, work as a truck driver, store manager
>>>>> for a store like Walmart, Home Depot etc. Others are certified
>>>>> nurses anesthetists, cops, etc. working for State/Fedetal/local
>>>>> govt. clearing six figures at twenties or in the early thirties.

>>>> Doesnt mean that many/most manage that tho.

> Well, some people don't like to mention, some don't, but if 1/3 people
> in our country with a degree mention it, it doesn't seem that rare also,
> even if we are excluding tv/radio/sports stars... etc

Nothing like 1/3 get that straight out of college in your sense.

>>>>> I hope I am not considered a mercenary.

>>>> That is precisely what you are.

>> Nope, havent erred once.

>>> Without knowing the reasons for my desire you are
>>> hastily concluding me to be a avaricious person.

>> I didnt even mention avaricious, I clearly said mercenary.

>> The two words have different meanings.

> Well, http://dictionary.reference.com/browse/mercenary
> lists mercenary as a synonym for avaricious.

The two words arent perfectly matching sets.

> The meanings are not that different.

Different enough tho.

> Avaricious means someone who is greedy (can be funds, materials, food
> etc.) and mercenary means someone whose main motivation is funds.

So clearly quite different.

> They are fairly close, though,

Nope, just similar, but different.

> you were using them in the same meaning while referring to me.

I didnt even use the word avaricious at all.

You are clearly mercenary, but not necessarily avaricious.

>>> Thanks for your advice and time. I wish you did not misunderstand me.

>> I didnt misunderstand anything you said.

> How about the differences I stated above?

No misunderstanding at all, even now that its been discussed in more detail.

> Thanks again for your advice and time. Few give time and
> advice as liberally as you do which is deeply appreciated.

No problem.


== 2 of 9 ==
Date: Tues, Aug 28 2007 5:40 pm
From: "Rod Speed"


s <s@mailinator.com> wrote:

>> And it isnt just the income that matters either. I had a real standard
>> of living quite a bit higher than the boss of the place I was working
>> for, who was earning quite a bit more than your 6 figure income,
>> because I was both working in a well paid professional job, and was
>> physically building my house at the same time in a country where the
>> value of the house was tax free income.

>> I was also making a lot of money on the stockmarket at the same time
>> and in fact chose to not use any of my money for the house, because
>> I was earning more on the stock market than I was paying in interest.

>> And that was straight out of college in your sense,
>> the first full time job after completing the higher degree.

>> I was also involved in small business as well.

> That is possible, in your case you might be earning funds
> through three means(job, stock market, business)

Much of it was actually the tax free income as a result of physically building the house.

> and their sum might be more than 100K(with all due respect just for the sake of an example).

> I intend to earn through one position, in my choice of fields,
> as it is unlikely I may have time, in fields which need 80-90hrs
> work per week, to start a business or invest in stock market.

Its quite doable.

> Some folks in my class want to have the first job after college
> as a 40hr one for 40K, then earn the 60K through stocks and
> small business using the remaining free time they have.

And I was just pointing out that that is a viable route which worked fine for me.

>>>> I would play the online stock market games multiple ways until I
>>>> lost the gambling urge or realized I needed someone else to make
>>>> my investments.

>>> This seems risky like playing poker online.

>> Nope.

> Then what did he intend?

I just meant its nothing like that risky if you know what you are doing.

>>> Without understanding ROI (Return of Investment)
>>> it seems improper for me to indulge in that

>> That's not what its about.

> Then what is it about?

Working out what the economy is going to do and what stocks will benefit from that.

>>> For that you need to have chosen a field, after college, presumably.

>> Nope, he's suggesting that you try that with the fields that interest you.

>>> And, I am not the only one in race. Lots of IT majors want to intern
>>> in Microsoft, but they have to be the brightest to get there. An IT
>>> major cannot intern there, even if he wants to volunteer.

>> Thats just one operation.

> Most fields are like that, IMHO.

Nope, particularly small business isnt.

> If you are not the best in a field, unlikely that best
> folks in your field will want to work with you, IMHO.

Its MUCH more complicated than that with an unemployment rate of 4.x%

>>> The people who become financially independent
>>> are folks who have some amount to invest.

>> Nope, they just use other people's money.

> But, that means you are financially knowledgeable
> enough else may end up filing bankruptcy.

Sure. And some of the richest people have done that in their past.

There's a real sense in which its one way to become financially knowledgeable.

> Thanks a lot again for your advice and time.


== 3 of 9 ==
Date: Tues, Aug 28 2007 5:49 pm
From: "Rod Speed"


s <s@mailinator.com> wrote:
> Thanks for the reply.
>
> On Aug 28, 1:48 pm, "cat" <catsandcanar...@nospammeowmeow.com> wrote:
>> "s" <s...@mailinator.com> wrote in message
>>> Going for a Nursing degree(B.S.+M.S), then become a certified
>>> nursing anesthetistic could enable me to start with 125K or so in
>>> an area like Binghamton at the age of 25, if we consider I finish
>>> B.S.+ M.S at same campus by 22, work for two years and then obtain
>>> the certificate. The advantage is in this field stress seems to be
>>> less(40-50hrs/week) as compared to other fields(70-80hrs/week)
>>> which start with a six figure salary.
>>
>>
>> You can't come out of high school and get a BS/MS in nursing in
>> three years.
>
> If someone turns 17 in May 08, starts college in Aug 08, at 22 he will
> have spent 5 years in college, NOT three. I never stated I could get
> B.S.+M.S in three, but FIVE. And yes, I have seen dozens of average
> folks do that and several college
> advisors told me their college allows that.
>
>> Most generic students who go for the BSN alone are lucky to finish
>> in four, what with all the prerequisites.
>
> Really? I know folks who after their B.S. in a field like psychology,
> get a B.S. in Nursing in one year(fast track program which involves
> taking summer/winter classes which are truly hectic, but possible).
>
>> The BS/MS option is for nurses who have
>> already completed diplomas or associate's degrees in nursing and have
>> several years of nursing experience, or for generic students who
>> already have baccalaureate degrees.
> Not all colleges. If you are getting a B.S in Nursing in some
> campus(just from high school), you probably can get a M.S also in same
> field in the same campus after you complete B.S.
>
>> You also can't come out of nursing school and
>> go right into anesthesia school. CRNA programs are master's-level,
>> BTW, not certificates, and they all require experience in emergency
>> room or intensive care nursing prior to application.
>
> I mentioned 2 years of work is required and that is what I intended by
> work(though I did not clarify it)
>
>> Admissions are highly competitive, and
>> students are strongly discouraged from working while they go to
>> school due to the intensity of the programs, so even with the
>> stipend that some programs offer, financial stability is crucial.
>
> World is competitive and these fields are no different. Most M.S
> students seem to work during their M.S. as a Teaching Assistant/
> Reaearch Assistant though their field is also competitive.

Yeah, thats what I did, and it was a research degree too.

>> And anyone who thinks nursing is a low-stress job is truly either a
>> troll or a complete moron.

> No job is stress free.

Some are, particularly when you are paid to do what you
prefer to spend your time doing and you work for yourself
and can be selective about what you get involved in.

> Low stress is relative. I was referring their job is 60-70 not
> 80-90 as investment bankers/surgeons, though it depends
> on your employer a lot. Your advice might be useful for
> someone who might have no idea about nursing.
> http://www.mymoneyblog.com/archives/2007/02/do-you-make-a-six-figure-salary-share-your-story.html
> mentions someone who who mentions that degree is useful
> in terms of cost/benefit. That is what I was partly referring to.
> I regret you misunderstood me. But, anyway thanks for your time.


== 4 of 9 ==
Date: Tues, Aug 28 2007 5:54 pm
From: "John Weiss"


"s" <s@mailinator.com> wrote...
>
> Then, why did you state "The only way to do that with any certainty is
> prostitution, literally."

You are obviously new here, to question "why" rodless speedless says anything
at all... He's just the resident troll who likes to get people riled up. He's
best ignored.


> Well quite a bit of of folks who finish Ph.D start as a tenure track
> faculty assuming they choose to go academia and if they have done
> proper work during their doctoral program.

OTOH, a tenure track seldom means making $100K+ right after graduation (as you
stipulated). Even tenure track faculty has to "pay their dues" and work their
way up the ladder. If you don't publish enough or pull in enough research
grants, your tenure track may well be derailed, too...


>>> The advantages are job security as I plan to go for State universities,
>>> high salary of 95-100K at 24-25 in a area where cost of living is
>>> reasonable. The same method can be adopted if I go for a B.S.
>>> in Management, then Ph.D in the same field. Or, just a B.S. in
>>> Management, working for three years for a reputed company,
>>> then a Management degree from the top 10 campuses can
>>> make me eligible for the 100K range at 25.
>>> Getting a general B.S. degree, then a law degree from a
>>> good college can lead me to 100K mark after finishing college.

>> I have met actual folks who have done that.

> If I have met actual folks who have done that, it does not seem that
> unlikely and neither did I mention impossible.

"Actual folks" have done a LOT of things that you are unlikely to achieve.
Just following [one of] their general education paths will NOT establish a high
probability of "instant success" for yourself. You would have to figure out
what gave them "the edge" to succeed where others have failed or achieved
"average success." You would then have to figure out how YOU can gain a
similar "edge" that makes you stand out from the crowd.

For example, a BS in Management from a state U will get you a place in line
with THOUSANDS of other similarly [un]qualified graduates for entry-level jobs
in corporate America. An MBA from Harvard MIGHT get you a spot at the head of
a couple of those lines for a high-paying job somewhere. However, if you had
an unremarkable job/internship histroy while in school, and/or an unremarkable
thesis/project, you're unlikely to grab one of the few $100K entry-level jobs
available. IMO, a PhD in Management will be essentially useless outside
academia until you get some real-world experience, so that still fails your
"instant success" test as well.

BTW, since you say you will be going for State universities, which of them are
also included in the "top 10 campuses" you mention? Which "reputed companies"
recruit intensively from that small subset, and from which curriculums? Of the
people they recruit, what percentage makes $100K within 3 or 4 years? What
jobs do they hold? What made them stand out in the first place?

So, in general, you first have to decide which of the several fields you
mentioned you want to pursue as an undergraduate degree. Then you have to
excel in your undergraduate curriculum. You MAY have to target your curriculum
and other activities to the specific companies you discuss above. You will get
an indicator of your potential short-term "success" when you start looking at
graduate schools -- via both your GRE/GMAT/LSAT... test results and by how many
scholarships / fellowships / assistantships you are offered. You will get a
further indicator when you start interviewing for jobs, and find out how many
firms call you back for a second look, and for what kinds of jobs. After all,
you WILL be looking at both options -- immediate graduate school and immediate
employment -- won't you?

Assuming, then, that the graduate schools are interested in you, you will have
to decide again which of them you want to pursue, based on their various
curriculum offerings. Will you choose a law school after a BS in Biology, or
an immediate MS/CNA program after a BS in Nursing, Medical school after a BS in
Management, or...

I, too, know many people making over $100K. I know NONE who started at that
level, and can't readily think of any who made $100K at age 25. Of course,
inflation might work in your favor...


>> >http://www.mymoneyblog.com/archives/2007/02/do-you-make-a-six-figure-...
> The people in that link are lawyers, doctors, certified
> nurse anesthetists,small business owners etc. Even if
> you don't believe them salary.com indicates those folks might be in
> that range.

Indeed, many people in those fields make >$100K. I suppose a FEW high-flight
lawyers, doctors, realtors, stockbrokers, etc. made that GROSS in their first
full year of professional practice. However, no specialist MD will start that
at age 25, since internship and residency requirements will keep him in the
"student" category for a LONG time! To give you a real-life example, my
brother-in-law got a PhD in Biomechanical Engiheering, then went to medical
school, then decided to specialize in Pediatric Cardiac Anesthesiology. He
finally "hung out his shingle" at age 42! Indeed, he made (and still makes)
good $$ at Cedars Sinai, but can you imagine how much $$ he spent in living and
education expenses for over 20 years?!? Family money is a great thing!


> I know someone from college with a Ph.D starting at 100K in
> Binghamton, NY after his Ph.D. The person who claimed
> 120K might be in NYC, CA, Washington D.C. etc. There are some folks
> who state after a Ph.D in hard sciences they were hired for 100K by
> some tech company. Possible, considering computational biology and
> other research scientist
> openings required for tech labs, in an area like NYC.

Waitaminutehere!!! Now you're mixing those apples with oranges! You said you
were looking at a "reasonable" cost of living area -- NOT NYC or DC! Again, a
single example of someone starting at that salary in Binghamton does not even
come close to raising the probability that you will achieve that! What is his
job? What were his credentials? How many other jobs like that exist in
Binghamton? How many come open every year? Will YOU get "the edge" to qualify
for one of those openings? Will it come available the year you finish your
PhD?

Another of my brothers-in-law made it a goal to make $100K/yr before he was 40,
and made it a point to mention it to my Grandmother. He achieved his goal. He
also achieved a heart attack at 52, and a medical retirement at 53. Be careful
of what you wish for...


== 5 of 9 ==
Date: Tues, Aug 28 2007 6:05 pm
From: "John Weiss"


"s" <s@mailinator.com> wrote...

> If someone turns 17 in May 08, starts college in Aug 08, at 22 he will
> have spent 5 years in college, NOT three. I never stated I could get
> B.S.+M.S in three, but FIVE. And yes, I have seen dozens of average
> folks do that and several college
> advisors told me their college allows that.
>
>> Most generic students who go for the BSN alone are lucky to finish in four,
>> what with all the prerequisites.
>
> Really? I know folks who after their B.S. in a field like psychology,
> get a B.S. in Nursing in one year(fast track program which involves
> taking summer/winter classes which are truly hectic, but possible).

So, a normal 4 years for a BS in Psych + 1 more year for the BS in Nursing = 5
years... Also, you would have to make special arrangements to get all the
clinical work done, because many hospitals take in Student Nurses only at
specific times, and many schools are not very flexible in their clinical
schedules...


> Not all colleges. If you are getting a B.S in Nursing in some
> campus(just from high school), you probably can get a M.S also in same
> field in the same campus after you complete B.S.

Sure! And MANY employers won't hire such a nurse because he will expect too
high a salary because of his MS, yet have no experience in the field! Whether
a hospital will hire a CNA with no prior clinical experience is a hard
question, too! Anesthesia is a high-risk business, so an employer would likely
be looking for a level of experience that might be analogous to an MD
Anesthesiologist's 6-year residency...


> http://www.mymoneyblog.com/archives/2007/02/do-you-make-a-six-figure-salary-share-your-story.html
> mentions someone
> who who mentions that degree is useful in terms of cost/benefit. That
> is what I was partly referring to. I regret you misunderstood me. But,
> anyway thanks for your time.

You seem to be relying a lot on a single blog. I hope it doesn't warp your
sense of reality...


== 6 of 9 ==
Date: Tues, Aug 28 2007 8:10 pm
From: "cat"


"s" <s@mailinator.com> wrote in message

> On Aug 28, 1:48 pm, "cat" <catsandcanar...@nospammeowmeow.com> wrote:


>> You can't come out of high school and get a BS/MS in nursing in three
>> years.

> If someone turns 17 in May 08, starts college in Aug 08, at 22 he will
> have spent 5 years in college, NOT three. I never stated I could get
> B.S.+M.S in three, but FIVE. And yes, I have seen dozens of average
> folks do that and several college
> advisors told me their college allows that.

Really? You know *dozens* of students who've done this? I've been a nurse
for over 20 years and I don't know *any*.

>> Most generic students who go for the BSN alone are lucky to finish in
>> four,
>> what with all the prerequisites.

> Really? I know folks who after their B.S. in a field like psychology,
> get a B.S. in Nursing in one year(fast track program which involves
> taking summer/winter classes which are truly hectic, but possible).

Was I talking about people who already had degrees??? No. See below.

>>The BS/MS option is for nurses who have
>> already completed diplomas or associate's degrees in nursing and have
>> several years of nursing experience, or for generic students who already
>> have baccalaureate degrees.

> Not all colleges. If you are getting a B.S in Nursing in some
> campus(just from high school), you probably can get a M.S also in same
> field in the same campus after you complete B.S.

Yes, that's true. But a BS/MS option (where baccalaureate and graduate
credits intermingle) are not for generic students.

>>You also can't come out of nursing school and
>> go right into anesthesia school. CRNA programs are master's-level, BTW,
>> not
>> certificates, and they all require experience in emergency room or
>> intensive
>> care nursing prior to application.

> I mentioned 2 years of work is required and that is what I intended by
> work(though I did not clarify it)

>> Admissions are highly competitive, and
>> students are strongly discouraged from working while they go to school
>> due
>> to the intensity of the programs, so even with the stipend that some
>> programs offer, financial stability is crucial.

> World is competitive and these fields are no different. Most M.S
> students seem to work during their M.S. as a Teaching Assistant/
> Reaearch Assistant though their field is also competitive.

If you are truly a teenager, you don't have a fucking clue what is involved,
either with work, the world, or nursing. Lose the condescension,
grasshopper. You haven't earned the right.

>> And anyone who thinks nursing is a low-stress job is truly either a troll
>> or
>> a complete moron.

> No job is stress free. Low stress is relative. I was referring their
> job is 60-70 not 80-90 as investment bankers/surgeons, though it
> depends on your employer a lot. Your advice might be useful for
> someone who might have no idea about nursing.

That would be you, asshole. You haven't any idea what nursing involves.
Given the history of the profession, the idea that you want to go into it
for the money is hysterical.

You talk a good game, but in reality, you're an idiot and a troll. I regret
that you were born.


== 7 of 9 ==
Date: Tues, Aug 28 2007 8:15 pm
From: "cat"


"John Weiss" <jrweiss98155nospamatnospamcomcastdotnospamnet> wrote in
message

> "s" <s@mailinator.com> wrote...

>> Not all colleges. If you are getting a B.S in Nursing in some
>> campus(just from high school), you probably can get a M.S also in same
>> field in the same campus after you complete B.S.

> Sure! And MANY employers won't hire such a nurse because he will expect
> too high a salary because of his MS, yet have no experience in the field!
> Whether a hospital will hire a CNA with no prior clinical experience is a
> hard question, too! Anesthesia is a high-risk business, so an employer
> would likely be looking for a level of experience that might be analogous
> to an MD Anesthesiologist's 6-year residency...

It doesn't even matter if an employer would hire the person. No school will
accept an applicant for CRNA without strong ICU and ER experience. They
can't just go straight through from high school and become a nurse
anesthetist. As for other MSNs with no clinical experience, they are a
joke.

>You seem to be relying a lot on a single blog. I hope it doesn't warp your
>sense of reality...

I didn't realize the jerk was basing his entire plan on somebody's blog.
What a maroon.

== 8 of 9 ==
Date: Tues, Aug 28 2007 9:57 pm
From: Rick


s wrote:
>
> Thanks for the reply.
>
> > Good answers for an interesting question. Judging from the skill
> > level of the OP in forming a cogent post, the high school might be
> > better than most.
> Thanks for considering my high school a proper one.
>
> > A couple of points to ponder:
> >
> > A salary is only one source of income. The person who minimizes
> > expenses and maximizes investments can often reach retirement with
> > more money than someone with a high salary and little financial
> > discipline or savvy. Stories of janitors bequesting millions to
> > schools might be rare, but they do exist.
>
> Agreed, but to invest you need to have finances. As there are folks
> who want to invest, but cannot do that as they have a family to
> support, house, car loans. House is an investment, but not like real
> estate, stocks, bonds other methods which you have well explained.
> Hence, my desire to start with a decent salary and 100K is not that
> high with inflation and deflation of dollar.

Not meaning to deflate your ego, but what makes you think you will have
anything to offer worth $100,000.00 to an employer fresh out of college
with no work experience?

Your concept of a salary as "not that high" in a world where corporate
profits rule is slightly out of line with the reality of the job market.
If it can be done overseas, that's where the job is. If it can be done
for less, someone else gets your $100,000.00 job for $60,000.00 a year.
Bear in mind that while it is clear you are looking out for your self
interest, people interviewing you in personnel are looking out not only
for their own job - which is hiring the best while keeping costs down,
but for the corporate interests they serve as well. Handing out
$100,000.00 starting salaries generally isn't in line with that
corporate concept, unless you really, REALLY have something to offer
that is worth $100,000.00. The more likely scenarios are students
graduating with Doctorates who spend six months to a year in a job
search and still cannot find a decent job at a reasonable salary, often
abandoning their chosen field to take *any* job. It's not just about a
degree and a chosen field. It's about how much corporate America is
willing to actually pay you. I think you need to go back and do a little
more research on the salary trends in the specific job markets you are
interested in. And take a look at if those fields are actually short on
qualified people to fill positions. There are many fields that cannot
fill open positions, but they aren't high end salaried jobs either.

Rick

== 9 of 9 ==
Date: Wed, Aug 29 2007 6:39 am
From: rick++


On Aug 28, 6:49 pm, "Rod Speed" <rod.speed....@gmail.com> wrote:

> Yeah, thats what I did, and it was a research degree too.

Australia wasnt it? The UK-derived school systems often allow what US
calls professional studies as the first degree. I was reading about
an
American who go a law degree at Oxford in three years,
which would have taken twice as long and fives times tuition in the US.


==============================================================================
TOPIC: Freecycle skank?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0fdea79cc1fba129?hl=en
==============================================================================

== 1 of 3 ==
Date: Tues, Aug 28 2007 5:40 pm
From: Patricia Martin Steward


On Tue, 28 Aug 2007 16:11:06 -0700, freebieuser@gmail.com wrote:

>Does anyone use freecycle or any service like it and get harassed by
>these looooooosers who determine whats really worth recycling and
>whats not?

So, what bad experience did you have?

I've used Freecycle multiple times and never had a problem.

--
Face your fears.
Live your dreams.

== 2 of 3 ==
Date: Tues, Aug 28 2007 10:15 pm
From: Steve


Only big problem with Freecycle is folks who never pick up the
stuff...


--

A censor is a man who knows more than he thinks you ought to.

...Granville Hicks

== 3 of 3 ==
Date: Wed, Aug 29 2007 5:20 am
From: "Chloe"


"Steve" <otm@wdc.inv> wrote in message
news:370ad31vdthbb1i341hkrgb7c3o9u78qlm@4ax.com...
> Only big problem with Freecycle is folks who never pick up the
> stuff...

That was my experience the one time I tried to give away an exercise bike in
good condition. Never again. I'm convinced it would have been a better idea
and less hassle to SELL it on Craig's List.


==============================================================================
TOPIC: Rented apartment with drywall - best fastener options to hang stuff?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ed95e7ab1375335f?hl=en
==============================================================================

== 1 of 4 ==
Date: Tues, Aug 28 2007 5:41 pm
From: Shawn Hirn


In article <1188324376.187316.151510@r23g2000prd.googlegroups.com>,
DouhetSukd@gmail.com wrote:

> I just moved into this new high rise apartment and I'd like to hang
> some stuff up. Mostly a few small paintings, but also a few heavier
> (6.5 pounds/3kg) masks off the walls.
>
> Anything wrong with the walls when I move out will obviously be my
> fault, because the building just went up and I am the first renter.
> So I'd like to minimize my visible exit damages to the drywall.
>
> I have written down the paint color codes from Benjamin Moore for the
> building, so I think I can touch up stuff when I leave.
>
> Any suggestions as to what type of fasteners to use? And best ways to
> fix things up when I leave? I've owned a house and am moderately
> savvy about repairs.
>
> In fact, let's extend the question all the way up to what adhesives to
> use for my kids' posters. Ideally, I don't want my landlady to have
> any excuses to bill me a repainting job.
>
> Cheers

Just use some nails and screws, then buy a can of spackle and a putty
knife when you get ready to move and patch the holes. Really. Its no big
deal.

== 2 of 4 ==
Date: Tues, Aug 28 2007 6:09 pm
From: Logan Shaw


DouhetSukd@gmail.com wrote:
> I just moved into this new high rise apartment and I'd like to hang
> some stuff up. Mostly a few small paintings, but also a few heavier
> (6.5 pounds/3kg) masks off the walls.
>
> Anything wrong with the walls when I move out will obviously be my
> fault, because the building just went up and I am the first renter.
> So I'd like to minimize my visible exit damages to the drywall.

I don't know that you have to minor nail holes in the walls when you
leave. There's such a thing as normal wear and tear, and I'm fairly
sure that hanging things on the walls is part of that. It might very
well be that provided you don't leave any holes bigger than a small
nail, you wouldn't really need to do anything to repair it.

I suppose it's possible that a particularly picky landlord would try
to ding you for that, but as I understand it, that would be fairly
non-standard in the industry.

- Logan

== 3 of 4 ==
Date: Tues, Aug 28 2007 6:53 pm
From: Al Bundy


DouhetSukd@gmail.com wrote in news:1188324376.187316.151510
@r23g2000prd.googlegroups.com:

> I just moved into this new high rise apartment and I'd like to hang
> some stuff up. Mostly a few small paintings, but also a few heavier
> (6.5 pounds/3kg) masks off the walls.
>
> Anything wrong with the walls when I move out will obviously be my
> fault, because the building just went up and I am the first renter.
> So I'd like to minimize my visible exit damages to the drywall.
>
> I have written down the paint color codes from Benjamin Moore for the
> building, so I think I can touch up stuff when I leave.
>
> Any suggestions as to what type of fasteners to use? And best ways to
> fix things up when I leave? I've owned a house and am moderately
> savvy about repairs.
>
> In fact, let's extend the question all the way up to what adhesives to
> use for my kids' posters. Ideally, I don't want my landlady to have
> any excuses to bill me a repainting job.
>
> Cheers
>

The place will probably be repainted anyway depending on how long you
live there. Yea, you're renting. But you are allowed to live there ya
know. Part of that is hanging things on the wall, walking on floors
wearing them, using the crapper, etc. All is just a matter of reasonable
care.

Holes in walls are indeed easily fixed if you have the touchup paint.

Tapes, although not recommended for hanging anything other than a poster
maybe, do leave sticky crap on the wall. That is EASILY removed with Goo
Gone available just about anywhere.

http://www.magicamerican.com/images/gg_images/GG3_big.gif

== 4 of 4 ==
Date: Tues, Aug 28 2007 9:37 pm
From: jJim McLaughlin


DouhetSukd@gmail.com wrote:

SNIP HAPPENS
> I have written down the paint color codes from Benjamin Moore for the
> building, so I think I can touch up stuff when I leave.
>
Buy the paints *now*. Buy a quart of each that you need. Dollars to
doughnuts in
three years when you move the formulations for colors you have so carefully
written down will have changed and the same color, by the same
manufacturer, will
no longer be available.

Don't open the paints, just store them, preferably upside down so the
can lids are
on the bottom.

And realize that when you do go to do touchups, the paints on the wall
will have
faded and oxidized a bit, and while the paints you stored will be the
closest match
you can get, the match will not be exact due to the ageing of the paint
on the walls.


==============================================================================
TOPIC: Best Personal Finance & Saving Websites
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6eaa673ee2c09903?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Aug 28 2007 7:26 pm
From: keaswa01@gmail.com


http://sharemysite.com/blog/category/personal-finance/

ShareMySite has a list of the best personal finance sites and blogs.
The staff at ShareMySite reviews and profiles the best sites for
saving, investing, and planning for your financial future.


==============================================================================
TOPIC: Guide to frugal living in Philadelphia
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/21cb3d5fd388dffb?hl=en
==============================================================================

== 1 of 2 ==
Date: Tues, Aug 28 2007 9:32 pm
From: "beaver"


what type of remedy cleans blackened lungs after 30 years? Vinegar?
<useful_infos@yahoo.com> wrote in message
news:1188264512.031354.30700@57g2000hsv.googlegroups.com...
> Some tips on how to not get reamed.
> http://home.comcast.net/~plutarch/frugal-philly.html
>


== 2 of 2 ==
Date: Wed, Aug 29 2007 8:16 am
From: "ng_reader"


yes



==============================================================================
TOPIC: preparing meals ahead of time
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7febc7f7a48ea034?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Aug 28 2007 10:32 pm
From: Rick


OhioGuy wrote:
>
> > idea of using Tupperware or other plastic containers that are designed
> > for exactly what you want to do.
>
> Nope, I want to reuse something that would otherwise be thrown away after
> 1 use, not buy something new.
>
> Plus, I don't microwave in plastic, ever. I am convinced that cooking in
> plastic causes health problems.

So, microwaving a reused paper type container with an application of
Elmer's glue on the edges is healthier because...?

Why not just freeze the meals in plastic and transfer the contents to a
glass container if you are opposed to microwaving in plastic?

The problem I see is that you want to re-use items that are, by design,
made for only a single use and not designed to be cleaned. You know -
that health problem concern when the paper container starts to absorb
more contaminants than you can wash off. It may just not be practical.
Reusing resealable tubs that deli salads come in? Absolutely. Resuing
cardboard-y trays from Michelina's entrees that you have to rip the
cover off to open? Not gonna happen.

But it's your call.

Rick


==============================================================================
TOPIC: "The New AT&T" [WAS: AT&T Modem Rebate]
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/012562f812078897?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Aug 28 2007 10:48 pm
From: Rick


larry wrote:
>
> The new at&t is very much the old AT&T,
> their billing system is STILL screwed up.

Oh Jeez, I was REALLY hoping this wasn't going to happen when Cingular
became "the new AT&T." I though Cingular was just absorbing some
piddling remaining AT&T consumer equipment, and that some Corporate
idiot thought the AT&T name would somehow be better than Cingular for
business.

It's the old AT&T all over again. And the worst of it at that. It took
some boob 15 minutes on the phone yesterday to tell me how many message
units I had used in the last billing period. She couldn't figure it out
and had to have a supervisor coach her through the process. I could have
walked to their billing office and looked it up faster myself. It then
took them over 20 minutes to "research" and finally come around and tell
me I couldn't order a replacement battery for my cell phone through
AT&T. Total time on the phone for all that non-service? 39 minutes.

We had Cingular service since 2001 with minimal problems. So far, the
AT&T version hasn't screwed up a bill - yet. But if this is the way it's
gonna be we won't be with "the new AT&T" much longer.

So.... Who's a happy camper with their cell phone service on the east
coast? Looking for recommendations for a new carrier.

Rick


==============================================================================
TOPIC: Petition to Presidential Candidates
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6e9bd672f2155c8b?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Aug 29 2007 5:04 am
From: greg3347


On Aug 28, 2:46 pm, Mike <mgcul...@gmail.com> wrote:
> This is a NumbersUSA site that shows an ad to run on nationwide tv and
> lets you sign a petition to be presented to the presidential
> candidates. There are 59,459 signings just since yesterday, and I
> believe the petition will be presented on Labor Day.
>
> http://www.reformus.org/



==============================================================================
TOPIC: good new!Celebrate beijing2008 Olympic games.Our company low price sell
shoes =25USD,Nokia N95=250USD. www.shopbb.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8cdd47e6029f83d8?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Aug 29 2007 8:24 am
From: "shopbb.com"


Dear my friend
It is our pleasure to meet you here.
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our website: http://www.shopbb.com
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1).Nike Jordans
Jordan 1 jordan 1.5 jordan 2 jordan 3 jordan 3.5 jordan 4 jordan 5
jordan 5.5 jordan 6 jordan 6.5 jordan 7 jordan 8 jordan 9 jordan 9.5
jordan 10 jordan 11 jordan 12 jordan 13 jordan 13.5 jordan 14 jordan
15 jordan 16 jordan 17 jordan 18 jordan 18.5 jordan 19 jordan 20
jordan 21 jordan 21.5 jordan 22 jordan King jordan Dub Zero Jordan 23
Jordan 7.5
2).Air Force One Air Force one (low) Air Force one (High) Air Force
one (Mid) Air Force one (clear) Air Force One 25 year
3).SHOX Shox R3 Shox R4 Shox R5 Shox TL1 Shox TL2 Shox TL3 Shox NZ
Shox OZ Shox Turbo Show GO Shox CL Shox Coqnescenti Shox Energia Shox
Explodine Shox Monster Shox Rhythmic Shox Warrior
4).Bape Shoes Bape Bape (transparent)
5).Air max AirMax 90 AirMax 95 AirMax 97 AirMax 2003 AirMax 2004
AirMax 2005 Air Max 2006 AirMax 180 AirMax LTD AirMax TN AirMax solas
AirMax 87 AirMax Rift
6).Puma Puma Rpt2 Puma SK6 Puma Jayfi Puma Cir Puma Speed Puma Repli
Puma Future Cat Puma Mostro Puma Lifestyle
7).Dunk SB Dunk High Dunk Low
8).Timberland Timberland High Timberland Low
9).Adidas Adidas 35 Adicolor Country city sense Adidas NBA
11).Prada & Gucci Prada Gucci
12).Footballer Shoes Footballer
13).Locaste
14).converse & Reebok converse Reebok
15).D&G shoes
16).Dsquared2 shoes
17).James shoes
18).Nike King
9).Children shoes Jordan Shox
20).Women shoes Women Jordans Women Shox R3 Women Shox R4 Women AirMax
95&97 Women AirMax 03&06 Women Dunk Women Shox NZ Women AF1
21).sandal & baboosh Nike Puma Gucci Prada
CLOTHES 1).Bape 2).ED Hardy 3).BBC 4).CLH 5).LRG 6).Artful Dodger
Hoodies 7).GINO GREEN GLOBAL 8).10 Deep 9).A&F Coat 11).Jersey NBA
Jersey Football Jersey 12).Juicy Bikini 13).Adidas Coat 14).F1 Coat
15).D&G Coat 16).Superman Coat 17).NBA Coat
JEAN 1).E&D Jeans 2).BBC Jeans 3).BAPE Jeans 4).D&G Jeans 5).EVSIU
Jeans 6).Red monkey 7).COOGI Jeans
T-shirt 1).POLO 2007 polo(women) 2007 POLO IIII(Men) POLO (stripe)
polo (small )
2).Lacoste Lacoste (LONG) Lacoste (SHORT) 3).Name Brand shirt D&G
Shirt Giorgio Armani TN Shirt 4).BBC T-shirt 5).LRG & gina green
glalal 6).Triumvir 7).ED handy 8).Evsiu 9).R.M.B 10).CLOT
Burse & Handbag 1).LV Bag 2).Gucci Bag 3).Dior Bag 4).Chanel Bag
5).Fendi Bag 6).Coach Bag 7).Burberrys Bag 8).Prada Bag 9).Man Leisure
Bag 11).D&G bag 12).nike bag 13).Wallet 14).Suitcase
Electronics 1).Vertu Mobile 2).New iphone Mobile 3).Nokia Mobile
4).moto Mobile 5).PSP Game & memory card 6).Sony Mobile 7).Samsung
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Sony laptops ASUS laptops
CAP 1).ED Hardy Cap 2).New Bape & NY Cap 3).RMC Cap 4).New era NBA
5).F1 6).Chanel 7).D&G 8).gucci 9).LV 10).Prada 11).PUMA 12).wool
WATCH 1).Rolex 2).Omega 3).Cartier 4).Chanel 5).Piaget 6).Breitling
7).Bvlgari 8).Corum
Sunglasses 1).Gucci Sunglasses 2).D&G Sunglasses 3).Dior Sunglasses
4).LV Sunglasses 5).Chanel Sunglasses 6).Prada Sunglasses 7).Versace
Sunglasses 8).Giorgio Armani
Strap 1).Bape Strap 2).D&G Strap 3).Gucci Strap 4).LV Strap 5).Scarf
Other 1).Lighter

size chart
Men Size:
US: 7 8 8.5 9 9.5 10 10.5 11 11.5 12 13 14 15
UK: 6 7 7.5 8 8.5 9 9.5 10 10.5 11 12 13 14
EUR: 40 41 42 42.5 43 44 44.5 45 45.5 46 47.5 48 49
Women Size:
US: 5 5.5 6 6.5 7 7.5 8 8.5
UK: 2.5 3 3.5 4 4.5 5 5.5 6
EUR: 35.5 36 36.5 37.5 38 38.5 39 40

Kid's
US: 1 2 3 4 5 6 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5 13 13.5
UK: 13 1 2 3 4 5 6 6.5 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5
EUR:17 18 19 20 21 22 23 24 24.5 25 25.5 26 26.5 27 27.5 28 29 30 30.5
31

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Yahoo ID:mallinchina@yahoo.com.cn
Michael

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