Sunday, December 1, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 12 updates in 3 topics

lenona321@yahoo.com: Dec 01 11:25AM -0800

I have to say, MY family didn't do most of these things. I doubt that made us unusual, either. But that was a few decades ago.
 
https://www.cnbc.com/2019/11/27/redline-these-money-moves-if-you-want-to-raise-financially-smart-kids.html?utm_source=pocket-newtab
 
The following related articles are linked:
 
"The fastest-growing debt category in U.S. is not student loans or credit cards"
 
"Here are four ways to prevent over spending this holiday season"
 
"Real-life 'Catch Me If You Can' con artist says you should never post these things on social media"
 
"Advice that will save you headaches this year and prevent financial strain"
 
 
 
Lenona.
The Real Bev <bashley101@gmail.com>: Dec 01 11:52AM -0800

> I have to say, MY family didn't do most of these things. I doubt that made us unusual, either. But that was a few decades ago.
 
> https://www.cnbc.com/2019/11/27/redline-these-money-moves-if-you-want-to-raise-financially-smart-kids.html?utm_source=pocket-newtab
 
Everything listed should have been done in the 5-8 timeframe.
 
 
--
Cheers, Bev
'Politics' comes from an ancient Greek word meaning
'many blood-sucking leeches.' -- Mark Russell
lenona321@yahoo.com: Dec 01 12:02PM -0800

On Sunday, December 1, 2019 at 2:52:30 PM UTC-5, The Real Bev wrote:
> > I have to say, MY family didn't do most of these things. I doubt that made us unusual, either. But that was a few decades ago.
 
> > https://www.cnbc.com/2019/11/27/redline-these-money-moves-if-you-want-to-raise-financially-smart-kids.html?utm_source=pocket-newtab
 
> Everything listed should have been done in the 5-8 timeframe.
 
Er, explain? I don't get it.
The Real Bev <bashley101@gmail.com>: Dec 01 12:51PM -0800


>> > https://www.cnbc.com/2019/11/27/redline-these-money-moves-if-you-want-to-raise-financially-smart-kids.html?utm_source=pocket-newtab
 
>> Everything listed should have been done in the 5-8 timeframe.
 
> Er, explain? I don't get it.
 
Stuff in the "Ages 15 to 18" box should have been known to children 8
and under. Possible exception for the "read a paycheck" thing, but they
really aren't that complicated.
 
--
Cheers, Bev
"Don't force it, use a bigger hammer!"
--M. Irving
lenona321@yahoo.com: Dec 01 01:19PM -0800

On Sunday, December 1, 2019 at 3:51:07 PM UTC-5, The Real Bev wrote:

 
> Stuff in the "Ages 15 to 18" box should have been known to children 8
> and under. Possible exception for the "read a paycheck" thing, but they
> really aren't that complicated.
 
Oh. Somehow I missed that box.
 
I wasn't taught to comparison shop - but I was worried about money from age 10 onward, so no one really needed to teach me.
 
 
Lenona.
The Real Bev <bashley101@gmail.com>: Dec 01 02:19PM -0800

>> really aren't that complicated.
 
> Oh. Somehow I missed that box.
 
> I wasn't taught to comparison shop - but I was worried about money from age 10 onward, so no one really needed to teach me.
 
You watch what your parents do and do the same. Even when she was an
executive with an executive salary my mom would buy steak only when it
was on sale. She was a sucker for Omaha Steaks, though.
 
When I got my first job at 16 for 85 cents/hour I rapidly learned about
the relationship between time and money. It took me a LONG time to
discard the 1 dollar = 1 hour thing. Decades, possibly.
 
When I was little I shopped carefully, trying to get the most bang for
my 1/4 buck. I remember getting a nifty toy at the little store down at
the corner -- a transparent window filled with iron filings and a magnet
to move them around .
 
Kids today...
 
--
Cheers, Bev
"Steve Balmer, CEO of Microsoft[0], recently referred to LINUX as a
cancer. Unsurprisingly, that's incorrect; LINUX was released on
August 25th, 1991 and is therefore a virgo." -- Kevin L
ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Dec 01 03:54PM -0800

On Sunday, December 1, 2019 at 4:19:15 PM UTC-6, The Real Bev wrote:
 
> You watch what your parents do and do the same.
 
I haven't read the article but yes, I agree completely. Being raised by
parents that were newlyweds at the start of the Depression, I was instilled
with frugality, comparison shopping and all that goes with wise money
management.
rbowman <bowman@montana.com>: Dec 01 05:16PM -0700

On 12/01/2019 04:54 PM, ItsJoan NotJoann wrote:
> parents that were newlyweds at the start of the Depression, I was instilled
> with frugality, comparison shopping and all that goes with wise money
> management.
 
My parents married later but both had been adults during the depression.
I learned about value early. By that I mean buying the cheapest product
available is foolish if it doesn't work well for its intended purpose
and doesn't last. Buying expensive products is also foolish if the
perceived value is a brand name or features that don't really make it
any better for the purpose at hand.
 
iirc the Monkey Wards catalog was a good training aid. Many of the
products were characterized as good, better, and best.
ggggg9271@gmail.com: Dec 01 07:31AM -0800

> Is it overrated?
 
https://www.cnet.com/news/cyber-monday-2019-our-guide-to-all-the-deals-at-amazon-walmart-best-buy-and-more/
ggggg9271@gmail.com: Dec 01 12:20PM -0800

> Is it overrated?
 
https://www.forbes.com/sites/gordonkelly/2019/12/01/amazon-cyber-monday-2019-iphone-airpods-macbook-ps4-xbox-galaxy-s10-note10-echo-kindle-fire-tv-deals/
ggggg9271@gmail.com: Nov 30 06:14PM -0800

On Sunday, October 20, 2019 at 12:40:39 PM UTC-7, Whoey Louie wrote:
> racist. How could that be, you ask? Why because in the 60s fire
> hoses were used to spray civil rights protesters. When you let screwballs
> like that run places, no surprise people want to flee.
 
https://www.cbsnews.com/news/homeless-in-seattle-why-are-so-many-of-the-citys-citizens-living-on-the-streets-60-minutes-2019-11-26/
Whoey Louie <trader4@optonline.net>: Dec 01 08:03AM -0800

On Tuesday, October 22, 2019 at 8:29:20 PM UTC-4, catalpa wrote:
 
> "Under the current Chicago union contract, beginning teachers make a base
> salary of just over $56,000 a year, while the most senior teachers with
> extra credentials make $108,242 a year."
 
 
And if housing cost too much where you live, there are plenty of places in
the US were the costs are a lot lower. Taxing people more to pay for people
who won't work, just raises the costs of everything for all of us. It rasises
the cost of housing.
 
An example of lib stupidity, some places have now imposed what they call a
"fair work week law". Sounds good, right? These laws require employers
to give employees their schedules at least two weeks in advance. Libs
have never run a business, so they are clueless. In many businesses, good
luck trying to predict schedules two weeks out. And the market already
has a solution. Good employers will try to keep employees happy, adopt
reasonable practices consistent with their business that they know. If
someone is working someplace where they get jerked around on scheduling,
the solution isn't another law to strangle business and drive up costs.
The solution is for the employee to quit and find a better job. The
unemployment rate is 3%, you know.
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