| rbowman <bowman@montana.com>: Mar 18 08:42PM -0600 On 03/18/2020 06:55 PM, ItsJoan NotJoann wrote: > Oh ok. I'm drawing from my 401k and pension which was rolled over into an > investment account. My financial adviser figured out how much I receive > and how much the IRS gets each month. To be honest I started doing a traditional IRA for the tax deduction. I was self employed and 401K's weren't around yet anyway. I'm paying the piper now. The theory is you'll draw the funds down when you're retired and are in a better tax position. I'm still working so that's not the case for me. The real kick in the teeth is I can't contribute to the IRA so the deduction is gone and it's spitting out the RMD which I don't need or want at the moment. |
| The Real Bev <bashley101@gmail.com>: Mar 19 09:51AM -0700 On 03/18/2020 07:42 PM, rbowman wrote: > To be honest I started doing a traditional IRA for the tax deduction. I > was self employed and 401K's weren't around yet anyway. I'm paying the > piper now. He didn't tell you about Keoghs for the self-employed? You could contribute more to them than to an IRA. I think there was no cap, or at least a higher one. > The real kick in the teeth is I can't contribute to the IRA so the > deduction is gone and it's spitting out the RMD which I don't need or > want at the moment. Bastards. -- Cheers, Bev "Never keep up with the Joneses. Drag them down to your level. It's cheaper." -- Quentin Crisp 1908 - 1999 |
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