Wednesday, March 13, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 10 updates in 4 topics

nunnurbiz <whodunit@notme.org>: Mar 13 07:50PM

New Low for microSUCK asshole shit company, dishonest and started by the
THIEF Bill Gates.
 
They are NOW sending VIRUSES to you Windows OS without notification or
warning under the GUISE of REPAIR WINDOWS such to take control of your
OS and disable it until you PAY UP. Bunch of low life motherfuckers
(incompetent to boot). Bill Gates is living proof that to be successful
in the USA you have to be a THIEF, LIAR and conman. Then you can shovel
your SHIT OS onto the public.
 
Do NOT choose "repair windows" on startup, you will get infected with the
microsuck virus and your OS will no longer work correctly. You will
receive the message: your windows version is not genuine, click here to
activate it.
 
What a bunch of morons working at MS. Do they not realize that windows 7
is freely available all over the net, including working keys. I guess the
figure that the mostly ignorant gullible public will fall for their
bullshit?
ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Mar 13 06:00PM -0700

On Wednesday, March 13, 2019 at 2:50:43 PM UTC-5, nunnurbiz wrote:
> is freely available all over the net, including working keys. I guess the
> figure that the mostly ignorant gullible public will fall for their
> bullshit?
 
Ummmmmmm, you do know and can recognize spam when you see it, correct??
Garbage like that I forward to a Spam Cop account I have with the full
headers attached. Then I block the pond scum who sent me the slop and
their domain, then delete the offending message, and continue with my day.
 
Oh, by the way, every few months to maybe once or twice a year I also get
a phone call to return the call immediately as my Microsoft license will
expire immediately!!!!!!!!!!! Those dumbasses are added to my blocked
numbers list and once again I continue with my day. You do know that
computer 'licenses' don't expire? Good, I thought you wouldn't fall for
this scam either.
ggggg9271@gmail.com: Mar 13 05:50PM -0700

https://www.pbs.org/newshour/economy/making-sense/how-can-i-get-more-help-for-an-ailing-older-parent
ggggg9271@gmail.com: Mar 12 08:54PM -0700

> I remember an old lawyer telling me decades ago to never buy a stock that
> didn't pay a dividend at least as high as the bank. If you followed that
> advice, you would have missed almost all of the huge winners.
 
But I thought that the name of the game was to reach a point where you have accumulated enough stock paying high enough dividends such that you can subsequently live just on the dividends?
"catalpa" <catalpa@entertab.org>: Mar 06 08:57PM -0500

<ggggg9271@gmail.com> wrote in message
news:1792227f-1a2e-4d7f-bd42-437a9c6c8f56@googlegroups.com...
On Wednesday, March 6, 2019 at 11:39:59 AM UTC-10, John Weiss wrote:
 
>Concerning dividends, the higher the dividend, then the more it's worth
>accumulating shares since the more shares accumulated the amount collected
>in dividends will increase over time?
 
For decent dividend paying stocks the higher the dividend yield the higher
the risk.
 
CTL (8.65%) is riskier than T (6.84%) which is riskier than VZ (4.33%).
 
If you are investing in individual stocks you need a portfolio of at least
10 stocks (from multiple industries) to spread the risk.
John Weiss <jrweiss98155@comcast.net>: Mar 06 01:39PM -0800


> - As the price of the stock decreases, I can buy more shares with the dividends.
 
> And the younger I am, the more I can better afford to hold on to the stock even if the price decreases because then I will be accumulating more shares over time which, if the price subsequently starts going up, will increase the value of my shares?
 
> But if I am older I should sell the stock before the price starts going down because I can less afford to wait for the price to go up again?
 
As for buying more shares, yes. The concept is often called "dollar
cost averaging".
 
As for younger vs older, not quite... You should ALWAYS look at the
potential of a stock or fund before buying. You should also decide WHY
you are buying that particular position, and what your goal for it is.
If you are investing for the long term, you should be prepared to ride
the ups and downs. If you have a specific price target, sell when it
reaches that target.
 
Review your long-term holdings once or twice a year. Decide whether you
will continue to hold, or set a new sell price target. Your age only
comes into play when you decide to retire and need to liquidate the
stock for income...
John Weiss <jrweiss98155@comcast.net>: Mar 06 10:04AM -0800

> On Tuesday, March 5, 2019 at 11:13:58 PM UTC-10, gggg...@gmail.com wrote:
>> If that is done regularly, isn't the worst case scenario that by the time one wants to sell their shares in the future, that the stock price will have gone down so much that one will end up with a whole lot of cheap shares--possibly worth less than the initial purchase value?
 
> Also for tax purposes, rather than selling all the shares at once, isn't one better off selling smaller amounts over time?
 
If the company is indeed failing, then yes, the worst case scenario is
as you described. That is why you should choose carefully and monitor
performance regularly.
 
Long-term capital gains are all taxed at the same rate, unless you have
investment income beyond the threshold where the Obamacare tax starts
($250K for joint filers).
Dennis <dgw80@hotmail.com>: Mar 06 12:18PM -0800


>If that is done regularly, isn't the worst case scenario that by the time one wants to sell their shares in the future, that the stock price will have gone down so much that one will end up with a whole lot of cheap shares--possibly worth less than the initial purchase value?
 
How is that any different than taking the dividends as cash and
putting the money in some other investment? Any investment has risk.
 
Dennis (evil)
--
My output is down, my income is up, I take a short position on the long bond and
my revenue stream has its own cash flow. -George Carlin
trader4@optonline.net: Mar 13 10:39AM -0700

> > didn't pay a dividend at least as high as the bank. If you followed that
> > advice, you would have missed almost all of the huge winners.
 
> But I thought that the name of the game was to reach a point where you have accumulated enough stock paying high enough dividends such that you can subsequently live just on the dividends?
 
That could be your game, but there are many other games. You can put your
money in the bank or bonds if you're primary focus is "dividends".
The Real Bev <bashley101@gmail.com>: Mar 07 09:19AM -0800

On 03/06/2019 06:37 PM, ItsJoan NotJoann wrote:
 
> number I simply ignore it. The name on my caller id always show
> "unavailable." Any that are stupid enough to persist in calling
> again are blocked using my Pro Call Blocker device.
 
I get a lot of spam calls with the first 6 numbers of my phone number.
These are generally a recorded message from a Chinese woman -- in
Mandarin. I would guess this happens because those digits belonged to a
majority-Asian area back when we could tell where a caller was from by
the first 6 digits.
 
I just reject them.
 
--
Cheers, Bev
Some people are like Slinkies... Not really good for
anything, but they still bring a smile to your face
when you push them down a flight of stairs.
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