http://groups.google.com/group/misc.consumers.frugal-living?hl=en
misc.consumers.frugal-living@googlegroups.com
Today's topics:
* Life Insurance Revealed - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/62969f832d13bc5f?hl=en
* WAL-MART TO OFFER BETTER HEALTH BENEFITS TO EMPLOYEES! - 4 messages, 4
authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/233a3a926072d3f1?hl=en
* ***Fact-- This is the #1 business on the Internet today! - 2 messages, 2
authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/37c4ad44e3826d9f?hl=en
* shamvswham SPAM - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4768c3c465672c57?hl=en
* BIKINI MODELS - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ea05dd6a82fab81f?hl=en
* Bath powder - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8632c6f8673a89ab?hl=en
* the new jordan dunk bape shoes and hoodie only 25usd in www.netfashion.com -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/916913a0627f790f?hl=en
* Cell phone... or walkie talkie? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/55e238b44ae2b359?hl=en
* Cheesecake without the mix? - 5 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9cf9a0ba25d6ac23?hl=en
* Rodsped, is this your youtube video? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f6b888da418cf3b5?hl=en
* Margarine - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8b8b2a9be84fd041?hl=en
* Earn Free Cash Online $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4bbd2b64cec506a9?hl=en
==============================================================================
TOPIC: Life Insurance Revealed
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/62969f832d13bc5f?hl=en
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== 1 of 3 ==
Date: Wed, Sep 19 2007 11:45 am
From: Anthony Matonak
InsurInfo wrote:
> Hi Friends
Evil spammers are not anyones friend.
> Everyone has to take up life insurance.
I disagree. Not everyone needs life insurance. Children, for instance,
do not need life insurance. Most people without a spouse or children
need, at the most, a modest policy to cover disposing of their bodies
Not even that if they lack close family and friends who need big
expensive funerals or they have any assets.
Anthony
== 2 of 3 ==
Date: Wed, Sep 19 2007 1:31 pm
From: "Rod Speed"
Anthony Matonak <anthonym40@nothing.like.socal.rr.com> wrote:
> InsurInfo wrote:
>> Hi Friends
>
> Evil spammers are not anyones friend.
>
>> Everyone has to take up life insurance.
>
> I disagree. Not everyone needs life insurance. Children, for instance,
> do not need life insurance. Most people without a spouse or children
> need, at the most, a modest policy to cover disposing of their bodies
Most dont even need that, because they have enough saving etc to pay for that.
> Not even that if they lack close family and friends who need big expensive funerals or they have any assets.
== 3 of 3 ==
Date: Wed, Sep 19 2007 3:37 pm
From: Greggie Gibson
"Rod Speed" <rod.speed.aaa@gmail.com> wrote in
news:5ldf93F7ir3rU1@mid.individual.net:
> Anthony Matonak <anthonym40@nothing.like.socal.rr.com> wrote:
>> InsurInfo wrote:
>>> Hi Friends
>>
>> Evil spammers are not anyones friend.
>>
>>> Everyone has to take up life insurance.
>>
>> I disagree. Not everyone needs life insurance. Children, for
>> instance, do not need life insurance. Most people without a spouse or
>> children need, at the most, a modest policy to cover disposing of
>> their bodies
>
> Most dont even need that, because they have enough saving etc to pay
> for that.
>
>> Not even that if they lack close family and friends who need big
>> expensive funerals or they have any assets.
>
>
>
or why care? spend all your money while you're alive and let someone
else pay for the funeral if they want one.
==============================================================================
TOPIC: WAL-MART TO OFFER BETTER HEALTH BENEFITS TO EMPLOYEES!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/233a3a926072d3f1?hl=en
==============================================================================
== 1 of 4 ==
Date: Wed, Sep 19 2007 11:06 am
From: Hope-Gandalf-Obwon III
One of the features is that the deductible for each member will be
reduced to ... $2,000.00 !
But WAIT!
The first $100 will be a "gift" from Wal-Mart. So the deductible will
actually be just a mere $1,900.00 !
And there's MORE!
Part-time employees need work only ONE YEAR to be able to sign up for
the health "plan."
Oh, THANK YUH JESUS!
THANK YUH!
---------
"Wal-Mart Expands Staff Health-Insurance Benefits"
By Marcus Kabel
Associated Press
Wednesday, September 19, 2007; D02
Wal-Mart is adding $4 generic drugs to its health insurance plans and
offering lower premiums and deductibles, the third consecutive year of
changes to the employee health benefits that unions have criticized.
The retailer said employees will be able to buy more than 2,400
generic prescriptions for a co-payment of $4 each under the 2008 plan.
That compares with fewer than 20 generic drugs for a co-pay of $3
under the existing plan. Wal-Mart, based in Bentonville, Ark., offers
331 $4 generic drugs to customers.
The plan also gives employees more options for the amount they pay in
premiums and deductibles and what they can receive in health-care
credits. Premiums on its lowest-priced Value Plan range from $5 to $8
a month, down from $24 a month. That plan has a deductible of $2,000 a
year but no maximum on coverage and an upfront credit of $100 toward
medical costs before the deductible kicks in.
"We have a very diverse workforce, and they are at different stages of
their lives," said Linda Dillman, Wal-Mart executive vice president of
risk management, benefits and sustainability. "One of the things they
told us was they wanted choice."
Since late 2005, Wal-Mart has shortened the waiting period to become
eligible for insurance, allowed part-time workers to insure their
children, and lowered premiums and co-pays for prescription drugs.
The result has been an incremental increase in workers taking the
company plan. As of the start of this year, 47 percent of Wal-Mart's
1.34 million U.S. employees were enrolled in company coverage,
compared with 46 percent a year earlier and 43 percent at the start of
2005.
Wal-Mart has said most of the remaining workers are insured through
other plans, such as a spouse's or one from a second job. The retailer
said 90 percent of its employees have some form of health coverage.
The company's health coverage has been a focus of union-led critics,
who claim that Wal-Mart skimps on benefits.
An internal company memo leaked to unions and the media in October
2005 conceded that the company was vulnerable to criticism because its
health plans at the time were expensive for low-income workers with
families.
David Nassar, executive director of Wal-Mart Watch, which is funded by
the Service Employees International Union, said in a statement that
the changes to the plan "show signs of improvement." But he criticized
the company's 12-month eligibility requirement for part-time workers
as too long.
(Staff writer Ylan Q. Mui contributed to this report.)
http://www.washingtonpost.com/wp-dyn/content/article/2007/09/18/AR2007091801741.html
== 2 of 4 ==
Date: Wed, Sep 19 2007 11:33 am
From: "Chloe"
"Hope-Gandalf-Obwon III" <slipuvalad@yahoo.com> wrote in message
news:1190225171.309128.66320@n39g2000hsh.googlegroups.com...
>snip>
> The plan also gives employees more options for the amount they pay in
> premiums and deductibles and what they can receive in health-care
> credits. Premiums on its lowest-priced Value Plan range from $5 to $8
> a month, down from $24 a month. That plan has a deductible of $2,000 a
> year but no maximum on coverage and an upfront credit of $100 toward
> medical costs before the deductible kicks in.
<snip>
This was interesting. I'm no particular fan of Walmart, but I had no idea
they offered such adequate coverage to their workers, when compared to the
larger health insurance market. DH and I pay in excess of $4,000 a year for
my coverage as a spouse on his plan. That coverage or a private
policy--which would cost a lot more--are my only options: although I work
part-time, my employer does not offer me the opportunity of purchasing
health insurance at any price. The policy I have has a $700 deductible and
substantial copays for office visits and medications. So I'd be delighted to
get coverage as cheap as described in the article.
Not enough to go get a job as a greeter, though <g>.
== 3 of 4 ==
Date: Wed, Sep 19 2007 3:06 pm
From: Twatala Cunzler
----------- CONSIDERING MOST WAL-MART PART-TIMERS EARN LITTLE MORE
THAN $2,000 A YEAR, THIS "PLAN" IS "REALLY" GENEROUS ! -----------
Typical Wal-Mart ... ever caring ...
-----
== 4 of 4 ==
Date: Wed, Sep 19 2007 3:41 pm
From: "Vernono O"
And YOU are providing what?
Just as I thought, NOTHING.
Everyone here is absolutely certain that you want to pay an extra 10% for
ALL retail purchases, no matter the retail outlet.
Write your congress person to tell them that.
==============================================================================
TOPIC: ***Fact-- This is the #1 business on the Internet today!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/37c4ad44e3826d9f?hl=en
==============================================================================
== 1 of 2 ==
Date: Wed, Sep 19 2007 11:55 am
From: Mike in Minneapolis
We have the best compensation plan
We have the best training
We are the most creative
We are the best.
http://gigabytesales.info
== 2 of 2 ==
Date: Wed, Sep 19 2007 12:02 pm
From: George Grapman
I had doubts about their #1 status until I saw they are using a gmail
account.
==============================================================================
TOPIC: shamvswham SPAM
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4768c3c465672c57?hl=en
==============================================================================
== 1 of 1 ==
Date: Wed, Sep 19 2007 12:15 pm
From: clams casino
DGJ wrote:
>Yes, I love frugal living.
>
>Full text article above extracted from http://scam.blogspot.com/
>
>
>
You need to understand that most blogspots are fabricated and that
shamvswham is one of the worst - frequently spammed in a desperate
attempt to get viewers.
==============================================================================
TOPIC: BIKINI MODELS
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ea05dd6a82fab81f?hl=en
==============================================================================
== 1 of 1 ==
Date: Wed, Sep 19 2007 12:22 pm
From: Guga
Huge collection of beautiful Bikini Models, find your favorite Bikini
Models in this gallery, many Bikini Models are shown here.
==============================================================================
TOPIC: Bath powder
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8632c6f8673a89ab?hl=en
==============================================================================
== 1 of 3 ==
Date: Wed, Sep 19 2007 1:05 pm
From: Greggie Gibson
"Rod Speed" <rod.speed.aaa@gmail.com> wrote in
news:5lc0epF7h0b7U1@mid.individual.net:
> Greggie Gibson <Greggie_Gibson@noonecares.com> wrote
>
> <reams of your puerile shit any 2 year old could leave for dead,
> flushed where it belongs>
>
>
So you in fact manage reams of puerile shit that any 2 year old could leave
for dead and flushed where it belongs.
Color me surprised.
== 2 of 3 ==
Date: Wed, Sep 19 2007 1:32 pm
From: "Rod Speed"
Greggie Gibson <Greggie_Gibson@noonecares.com> wrote
<reams of your puerile shit any 2 year old could leave for dead, flushed where it belongs>
== 3 of 3 ==
Date: Wed, Sep 19 2007 3:35 pm
From: Greggie Gibson
"Rod Speed" <rod.speed.aaa@gmail.com> wrote in
news:5ldfa8F7ih11U1@mid.individual.net:
> Greggie Gibson <Greggie_Gibson@noonecares.com> wrote
>
> <reams of your puerile shit any 2 year old could leave for dead,
> flushed where it belongs>
>
>
>
Yes, we know you have nothing better to do than play with shit.
==============================================================================
TOPIC: the new jordan dunk bape shoes and hoodie only 25usd in www.netfashion.
com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/916913a0627f790f?hl=en
==============================================================================
== 1 of 1 ==
Date: Wed, Sep 19 2007 1:25 pm
From: netfashion2008@yahoo.com.cn
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==============================================================================
TOPIC: Cell phone... or walkie talkie?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/55e238b44ae2b359?hl=en
==============================================================================
== 1 of 2 ==
Date: Wed, Sep 19 2007 1:34 pm
From: "Rod Speed"
C. Massey <chuck@host.invalid> wrote:
> "Rick" <rickajho@rcn.com> wrote in message
> news:46EFEB10.85B36D82@rcn.com...
> <snip>
>
>> You know, we are still talking about 2 kids being able to contact 2
>> parents here "in case of emergency only"...
>>
> <snip>
>
>
> Yes sir I realize that. Are you saying that kids shouldn't have a ham license?
Nope, he is saying that thats a hopeless approach for emergencys.
> If I remember correctly, there is not a minimum age for a ham license and it opens up a whole new world.
Pity its a hopeless approach for real emergencys, if only because
those who may receive the emergency call need to listen all the time.
Makes a hell of a lot more sense to use a cellphone instead.
== 2 of 2 ==
Date: Wed, Sep 19 2007 3:01 pm
From: "Don K"
"C. Massey" <chuck@host.invalid> wrote in message
news:Dj7Ii.3019$4J3.2450@newssvr22.news.prodigy.net...
>
> "Siskuwihane" <Siskuwihane@gmail.com> wrote in message
> news:1190137569.184193.56620@50g2000hsm.googlegroups.com...
>
> <snip>
>>
>> This is the model I have, it has a claimed range of 26 miles and I
>> have used mine at 17 miles.
>>
>> http://www.amazon.com/Midland-GXT850VP4-22-Channel-26-Mile-2-Way/dp/B000P0RPY4
>
> Cool... I will have to check these babies out. How was your reception at 17 miles? What
> was the terrain like?
Be aware that the original claim said "up to 26 miles".
It's certainly nothing that could be depended on to be typical performance.
I'd bet that typical unit-to-unit range (with say, 70% probability of success)
is more like 2 or 3 miles, unless it's between mountain peaks.
Don
==============================================================================
TOPIC: Cheesecake without the mix?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9cf9a0ba25d6ac23?hl=en
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== 1 of 5 ==
Date: Wed, Sep 19 2007 1:55 pm
From: "OhioGuy"
I was making a cherry cheesecake today using a cheesecake mix. I tasted
it before putting it in the refrigerator, and thought it tasted a bit like
half banana pudding, half vanilla pudding, with cream cheese.
This got me to wondering - could I make a similar cheesecake by using a
couple of packets of each variety of pudding, then mixing in half a package
of cream cheese?
Has anyone ever tried something like this?
== 2 of 5 ==
Date: Wed, Sep 19 2007 2:04 pm
From: Wooly
OhioGuy wrote:
> I was making a cherry cheesecake today using a cheesecake mix. I tasted
> it before putting it in the refrigerator, and thought it tasted a bit like
> half banana pudding, half vanilla pudding, with cream cheese.
>
> This got me to wondering - could I make a similar cheesecake by using a
> couple of packets of each variety of pudding, then mixing in half a package
> of cream cheese?
>
> Has anyone ever tried something like this?
>
>
If you're going to use creamed cheese anyhow just toss in a couple of
eggs and make a REAL cheesecake. It ain't rocket science!
== 3 of 5 ==
Date: Wed, Sep 19 2007 2:12 pm
From: Goomba38
OhioGuy wrote:
> I was making a cherry cheesecake today using a cheesecake mix. I tasted
> it before putting it in the refrigerator, and thought it tasted a bit like
> half banana pudding, half vanilla pudding, with cream cheese.
>
> This got me to wondering - could I make a similar cheesecake by using a
> couple of packets of each variety of pudding, then mixing in half a package
> of cream cheese?
>
> Has anyone ever tried something like this?
>
>
Those aren't cheesecakes. They might loosely be described as "cream
cheese pies".....? And I think you'd have to use a bit more than just a
half package (4 oz??) of cream cheese to make it stand out as even
containing any cream cheese.
Try looking at the Philadelphia Cream Cheese website for recipes ideas.
They sell the stuff, they've probably got folks there inventing recipes
and ways to use it. I bet you'll find something along those lines there.
== 4 of 5 ==
Date: Wed, Sep 19 2007 3:15 pm
From: Dennis
On Wed, 19 Sep 2007 16:55:51 -0400, "OhioGuy" <none@none.net> wrote:
> I was making a cherry cheesecake today using a cheesecake mix. I tasted
>it before putting it in the refrigerator, and thought it tasted a bit like
>half banana pudding, half vanilla pudding, with cream cheese.
>
> This got me to wondering - could I make a similar cheesecake by using a
>couple of packets of each variety of pudding, then mixing in half a package
>of cream cheese?
Basic cheesecake is so simple to make from scratch that I don't know
why you would bother. Four ingredients for the filling, mix, bake.
How could it get much easier?
Dennis (evil)
--
"There is a fine line between participation and mockery" - Wally
== 5 of 5 ==
Date: Wed, Sep 19 2007 3:20 pm
From: George
OhioGuy wrote:
> I was making a cherry cheesecake today using a cheesecake mix. I tasted
> it before putting it in the refrigerator, and thought it tasted a bit like
> half banana pudding, half vanilla pudding, with cream cheese.
>
> This got me to wondering - could I make a similar cheesecake by using a
> couple of packets of each variety of pudding, then mixing in half a package
> of cream cheese?
>
> Has anyone ever tried something like this?
>
>
Cheesecake has to be one of the easiest things to make without needing
any of those industrial better living through chemistry mixes sold at
the big box mart.
==============================================================================
TOPIC: Rodsped, is this your youtube video?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f6b888da418cf3b5?hl=en
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== 1 of 1 ==
Date: Wed, Sep 19 2007 2:02 pm
From: TwoAllBeefPatties
http://www.youtube.com/watch?v=mO5_AyZ1ckw
==============================================================================
TOPIC: Margarine
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8b8b2a9be84fd041?hl=en
==============================================================================
== 1 of 1 ==
Date: Wed, Sep 19 2007 2:07 pm
From: TwoAllBeefPatties
http://www.youtube.com/watch?v=ZIwVCMfTXWE&NR=1
But Parkay talks to you - I saw it in the commercial. Talking
condiments are way cooler then non-talking condiments. I am waiting
for a talking house before I buy one
==============================================================================
TOPIC: Earn Free Cash Online $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4bbd2b64cec506a9?hl=en
==============================================================================
== 1 of 1 ==
Date: Wed, Sep 19 2007 2:54 pm
From: "Mah. Pak"
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