Frugal Living: Oct 28, 2009

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* REVERSE MORTGAGES Can Reverse Seniors' Peace of Mind! Don't Be A Sucker! - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/0473fdfcc503264d?hl=en
* CallingMart Temporary Coupon Codes (expire 10-23) for T-Mobile Prepaid (10%),
AT&T GoPhone (10%), Tracfone (7%), Verizon InPulse (7%), and PagePlus (7%) -
1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/86bcc24bd96cd169?hl=en
* ※⊕∩⊕※ wholesale cap ed hardy cap coogi cap lv cap etc with factory price - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/a874f5c0712d2ac0?hl=en
* (Www.dotradenow.com) Discount Wholesale True Religion Jeans Rock&Republic
Jeans Versace Jeans ED Hardy,Coogi Jeans <free shipping paypal payment> - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/0150819cf824974b?hl=en
* ☞ Cheap wholesale Nike Air Max shoes at website www.fjrjtrade.com <Paypal
Payment>+<Free Shipping> ☜ - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/a8e1bce05c7a278a?hl=en
* Could you live without clothes dryer? Washer only? - 7 messages, 6 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/c7faadfffe8e6e11?hl=en
* In what way are you LEAST frugal? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/18003f4ff7c65165?hl=en
* ★☆★Discount Clothing: Brand t-shirt, shirt, suit, coat, jacket, Women scarf
etc A&F Armani ED Hardy Clothing <www.dotradenow.com> - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/ad4c374d907fac74?hl=en
* want money - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/b94d3d563583ded2?hl=en
* Review: "How To Live Well Without Owning a Car - Save Money, Breathe Easier,
and Get More Mileage Out of Life" by Chris Balish - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/dff28f482d02ae5c?hl=en
* Mother Earth News website, frugal - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/479aca95bb17f68b?hl=en
* اول منتدى مغربي لخدمة المستهلك - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/1d11f1c675688789?hl=en
* Nissan Rogue 2010 - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/7a423d6a48d8fb03?hl=en
* ☆(>^ω^<)☆free shippingwholesale cheap brand sunglass belts by palpal payment
at www.ecyaya.com - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/8e10b6329d90e5cb?hl=en
* Discount Fashionable Handbags, Brand Handbag, AAA true leather handbags
Purses, Gucci, Chanel, Coach etc <www.dotradenow.com>==paypal payment - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/3760b59fee46cef2?hl=en
* ๑*ิ.*ั๑ High quality Cheap wholesale CAP, Winter Hat (Aff, Bape, CA, Coogi,
ED, Gucci...) at www.fjrjtrade.com <paypal payment> - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/8bda4f0a032c7a1e?hl=en
* Toyota Yaris? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/269197d36df74d47?hl=en

==============================================================================
TOPIC: REVERSE MORTGAGES Can Reverse Seniors' Peace of Mind! Don't Be A Sucker!

http://groups.google.com/group/misc.consumers.frugal-living/t/0473fdfcc503264d?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Oct 27 2009 11:10 pm
From: "Rod Speed"

Sanity wrote:
> "Rod Speed" <rod.speed.aaa@gmail.com> wrote in message
> news:7kppckF3aee96U1@mid.individual.net...
>> Sanity wrote:
>>> "Rod Speed" <rod.speed.aaa@gmail.com> wrote in message
>>> news:7kpadnF3a4f5vU1@mid.individual.net...
>>>> Sanity wrote
>>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>>>> Sanity wrote
>>>>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>>
>>>>>>>> Its still up there in the quoting. Or are you claiming that
>>>>>>>> that is an imposter with the same nick you are using ?
>>>>
>>>>>>> If you look way back I suggested that she could have looked up
>>>>>>> the info herself if she just googled it instead of asking other
>>>>>>> people to do it for her.
>>>>
>>>>>> Says he carefully deleting all the quoting which shows nothing of
>>>>>> the sort and in fact you only ever did that AFTER you had made a
>>>>>> complete fool of yourself proclaiming that the only possibility
>>>>>> was to ask the bank.
>>>>
>>>>>> <reams of your desperate attempt to bullshit your way out of your
>>>>>> predicament that fools absolutely no one at all, flushed where it
>>>>>> belongs>
>>>>
>>>>> You love to twist everything.
>>>>
>>>> Everyone can see for themselves that you are lying, again.
>>>>
>>>>> People log on here for legal and financial advise.
>>>>
>>>> Hardly any of us 'log on' anywhere, fool.
>>>>
>>>> And even someone as stupid as you should have noticed that there
>>>> are hordes more newsgroups involved in this particular thread than
>>>> just those that concentrate on legal and financial advise.
>>>>
>>>>> First of all, they are fools to ask advise like that from fools
>>>>> like you.
>>>>
>>>> She didnt even ask for any advise, you pathetic excuse for a lying
>>>> bullshit artist.
>>>>
>>>>> With the same typing, they could google and get the correct info
>>>>
>>>> And you stupidly claimed that only her bank could give her the
>>>> numbers she asked about.
>>>>
>>>>> or they could pick up a phone and ask someone who knows.
>>>>
>>>> Or they could ask here and get a viable answer from other than
>>>> fools like you.
>>>>
>>>>> My point to her was just that.
>>>>
>>>> You're lying, again. Everyone can see that you originally stupidly
>>>> claimed that only her bank could give her what she asked about.
>>>>
>>>> <reams of your desperate attempts to bullshit your way out of your
>>>> predicament that fools absolutely no one at all, flushed where it
>>>> belongs>
>>
>>> Yes I told her to call her bank.
>>
>> You stupidly pig ignorantly claimed that only her bank could answer
>> her question.
>>
>> Everyone proved you just plain wrong.
>>
>> <reams of your desperate attempts to bullshit your way out of your
>> predicament that fools absolutely no one at all, flushed where it belongs>

> Show me where I told her that "Only her bank can answer the question".

You already did that, in the quoting, before you chopped it when I rubbed your nose in you doing that.

Here it is again.

>>>>> Does anyone know what a reverse mortgage pays? Say I'm 65 y/o and I have a $100,000 house, how much would I get
>>>>> monthly?

>>>>> That's a question you'd have to ask the bank.

Note that she also said what the value is and how old
she is, you pathetic excuse for a lying bullshit artist.

> What I told her was that she should go to her bank for the answer.

Everyone can see you are lying, as always.

==============================================================================
TOPIC: CallingMart Temporary Coupon Codes (expire 10-23) for T-Mobile Prepaid (
10%), AT&T GoPhone (10%), Tracfone (7%), Verizon InPulse (7%), and PagePlus (7%
)
http://groups.google.com/group/misc.consumers.frugal-living/t/86bcc24bd96cd169?hl=en
==============================================================================

== 1 of 1 ==
Date: Tues, Oct 27 2009 11:32 pm
From: Todd Allcock

At 27 Oct 2009 19:38:44 +0000 Larry wrote:

> Thanks for this info. I couldn't call PP on the phone this morning,
busy
> as hell for an hour. So, I submitted the webpage ticket asking them to
> shut down any and all data service to the phone....or else.

They'll do it. My older PP phone's account has data disabled (it was
activated) before PP offered data, and I never called to have it enabled.
My newer one was activated during the dta "era" but I haven't had any
unauthorized charges yet (knock wood!)

> How do I disable any and all data connections from a Motorola ROKR Z6m?

> Any info on that is MOST appreciated! I'm also terrified of Celltop
which
> is still on the phone if you press the wrong button. Know how to dump
all
> these bogus apps not listed on the apps list?

Sorry- I can't help you there. The last Moto I used remotely regularly
was a StarTac! ;)

==============================================================================
TOPIC: ※⊕∩⊕※ wholesale cap ed hardy cap coogi cap lv cap etc with factory
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http://groups.google.com/group/misc.consumers.frugal-living/t/a874f5c0712d2ac0?hl=en
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== 1 of 1 ==
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http://groups.google.com/group/misc.consumers.frugal-living/t/0150819cf824974b?hl=en
==============================================================================

== 1 of 1 ==
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== 1 of 1 ==
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==============================================================================
TOPIC: Could you live without clothes dryer? Washer only?
http://groups.google.com/group/misc.consumers.frugal-living/t/c7faadfffe8e6e11?hl=en
==============================================================================

== 1 of 7 ==
Date: Wed, Oct 28 2009 4:17 am
From: Shawn Hirn

In article <j7bfe59b45m66s5bpenmgh0b152giaja3n@4ax.com>, me@privacy.net
wrote:

> I'm thinking abt selling my clothes dryer and keeping
> the washer only
>
> I'm single and will be moving a lot and not sure I even
> need a dryer.
>
> Could you live without a dryer? If yes, how would YOU
> dry your clothes?

A friend of mine hasn't used a clothes dryer in years. She hang dries
her clothes. In the warm weather, the clothes dry in the sun in her back
yard. In winter, she dries them indoors. I wouldn't do it because I
never have enough time to wait for my clothes to dry. Its really a
matter of personal choice, but there are lots of people who hang dry
their clothes and never use a dryer.

== 2 of 7 ==
Date: Wed, Oct 28 2009 6:21 am
From: Napoleon

On Tue, 27 Oct 2009 21:31:47 -0500, me@privacy.net wrote:
>Could you live without a dryer? If yes, how would YOU
>dry your clothes?

Yes, I have dryer, but rarely use it. I hang my clothes outside and in
the winter hang them in the basement. It makes it easier to have at
least two indoor clothes lines and a drying rack for the small things.
The dryer is mainly used for towels, that can get hard and itchy if
dried on the line.

Watch out for neighborhoods that don't allow you to hang clothes
outside. It's ridiculous, they don't like the look of hanging clothes,
but the humongous, chinese, plastic swingsets are fine.

== 3 of 7 ==
Date: Wed, Oct 28 2009 7:35 am
From: Susan Bugher

me@privacy.net wrote:

<smile> Another "you know you're getting old when. . ." moment. Of
course you can live without a dryer. I can remember when scarcely anyone
owned a clothes dryer. (They became popular in the 1940-50s).

I suggest you get a clothesline or a drying rack and try line drying
before you give up your dryer. Line dried clothes are stiff and "boardy"
if you don't have a good breezy drying day or if you dry them indoors.
Things like comforters take "forever" to dry. . .

Dryers are a great time saver too, especially if you do lots of laundry.

If the tradeoffs are acceptable to you, give up your dryer. For what
it's worth, I'd hate to have to give up mine. . .

Susan

== 4 of 7 ==
Date: Wed, Oct 28 2009 7:47 am
From: Al

On Oct 27, 9:31 pm, m...@privacy.net wrote:
> I'm thinking abt selling my clothes dryer and keeping
> the washer only
>
> I'm single and will be moving a lot and not sure I even
> need a dryer.
>
> Could you live without a dryer? If yes, how would YOU
> dry your clothes?

I dropped the dryer use about a year and a half ago and won't go
back. Here is what I did after some trial and error.
First, I own plenty of duplicate clothes, towels and so on. I have
plenty of plastic hangers available. I took six hangers and attached
eight small plastic clothespins to them spaced equally along the
length. I used those plastic pull ties to attach the clothespins to
the hangers. I made an area where I can hang clothes and other stuff
on hangers. I do the wash and hang everything up without worrying how
long it takes to dry. When it is dry, I move some hangers to another
use area and place underwear and socks to the proper drawers. For
clarification, those hangers with the eight clothespins are used for
hanging underwear and socks. It saves lots of space. Nothing has to go
outside. The whole operation only takes minutes for a load of items.

== 5 of 7 ==
Date: Wed, Oct 28 2009 9:06 am
From: tmclone

On Oct 27, 10:31 pm, m...@privacy.net wrote:
> I'm thinking abt selling my clothes dryer and keeping
> the washer only
>
> I'm single and will be moving a lot and not sure I even
> need a dryer.
>
> Could you live without a dryer? If yes, how would YOU
> dry your clothes?

Nope. If I were forced to choose only one I'd get rid of the washer
and keep the dryer. I live in blue jeans. I can't IMAGINE wearing
jeans that were not tumbled dry. Also, I live in upstate NY where it
rained for at least a few minutes nearly every day this summer and
it's below freezing for 6 months of the year. I would use a laundry
service before I'd try to survive without a dryer.

== 6 of 7 ==
Date: Wed, Oct 28 2009 10:17 am
From: me@privacy.net

"Rod Speed" <rod.speed.aaa@gmail.com> wrote:

>I have enough clothes so that I can just wash when its not going to rain,
>dry them on a line outside. Nothing flash, its just 3 runs of nylon rope
>between rings on the wall of the house, rawlbolts, and rings on the fence.

do you live in an arid climate?

== 7 of 7 ==
Date: Wed, Oct 28 2009 10:18 am
From: me@privacy.net

me@privacy.net wrote:

>I'm thinking abt selling my clothes dryer and keeping
>the washer only

I was also thinking abt getting a condensing washer

==============================================================================
TOPIC: In what way are you LEAST frugal?
http://groups.google.com/group/misc.consumers.frugal-living/t/18003f4ff7c65165?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Oct 28 2009 6:17 am
From: Napoleon

On Tue, 27 Oct 2009 23:38:12 -0400, Ohioguy <none@none.net> wrote:

> If Obama's big Socialist/Communist Crapshoot passes, I expect that,
>due to the higher taxes to pay for it, I'll end up having to work an
>extra 4 or 5 years until retirement.

If only it was socialized medicine - then your tax increase would go
to providing services for YOU! IMAGINE! Single-payer, socialized
medicine means you no longer pay the extortion fees to the insurance
company, which means most americans will save a tremendous amount of
money a month. In return taxes would go up, but NOWHERE NEAR THE
AMOUNT YOU CURRENTLY PAY IN "INSURANCE PREMIUMS." Plus, you no longer
have to pay any doctor's bills along with the insurance extortion fee.
I challenge anyone to show me how socialized medicine will be BAD for
them. It's only bad for people who are uninformed about the current
insurance scam.

Now, you are correct that if the current bill passes you'll still have
work, work, work until retirement (when that DREADED SOCIALIZED
MEDICINE OF MEDICARE KICKS IN - if you don't like socialized medicine,
you should turn it down, or you will be a hypocrite). Because now your
taxes will go to subsidizing the corporate insurance companies (that
is not socialism, but fascism), and you still have to pay the
extortion of private insurance companies, and pay the doctors bills
along with the extortion. Yes, you'll have to work, work, work,
because America loves its PRIVATE ENTERPRISE SUPPORTED BY TAXPAYER
DOLLARS!

Get real people, and learn the facts. Other countries have socialized
medicine and their citizens are still alive, and much happier than
Americans.

== 2 of 2 ==
Date: Wed, Oct 28 2009 10:20 am
From: me@privacy.net

Tony Sivori <TonySivori@yahoo.com> wrote:

>Bush ruined this country, squandered our future, squandered our
>international standing, and has turned the country into a police state. He
>will go down in history as the worst president to ever disgrace that
>office.

Why is there ALWAYS money for war..... but none for
anything good?

==============================================================================
TOPIC: ★☆★Discount Clothing: Brand t-shirt, shirt, suit, coat, jacket, Women
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http://groups.google.com/group/misc.consumers.frugal-living/t/ad4c374d907fac74?hl=en
==============================================================================

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TOPIC: want money
http://groups.google.com/group/misc.consumers.frugal-living/t/b94d3d563583ded2?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Oct 28 2009 6:52 am
From: micro max

http://www.123maza.com/domain-web-design/earn-money/

==============================================================================
TOPIC: Review: "How To Live Well Without Owning a Car - Save Money, Breathe
Easier, and Get More Mileage Out of Life" by Chris Balish
http://groups.google.com/group/misc.consumers.frugal-living/t/dff28f482d02ae5c?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Oct 28 2009 6:57 am
From: "Dave U. Random"

(BikePortland.org) - I have been hearing all about how Chris Balish's
book, "How to Live Well Without Owning a Car" (Amazon.com:
http://xrl.us/WithoutCar ), is the foremost manual on how to live
car-free no matter where you live. I am here to tell you that it is
true..

Balish starts by laying out exactly how much car ownership is costing
you, and our society as a whole. I found that angle, as opposed to the
"Save the Earth" approach, to be oddly refreshing. Let's be honest,
most people care a hell of a lot more about their bank account than
their carbon footprint. I sold my car, so I was already rid of that
cost, but was still stunned by how much a car truly costs..

Continued: http://xrl.us/WithoutCarReview

== 2 of 2 ==
Date: Wed, Oct 28 2009 9:24 am
From: tmclone

On Oct 28, 9:57 am, "Dave U. Random" <Use-Author-Supplied-Address-
Header@[127.1]> wrote:
> (BikePortland.org) - I have been hearing all about how Chris Balish's
> book, "How to Live Well Without Owning a Car" (Amazon.com:http://xrl.us/WithoutCar), is the foremost manual on how to live
> car-free no matter where you live. I am here to tell you that it is
> true..
>
> Balish starts by laying out exactly how much car ownership is costing
> you, and our society as a whole. I found that angle, as opposed to the
> "Save the Earth" approach, to be oddly refreshing. Let's be honest,
> most people care a hell of a lot more about their bank account than
> their carbon footprint. I sold my car, so I was already rid of that
> cost, but was still stunned by how much a car truly costs..

Depends on where you live. I live in the boonies 5 miles from the
nearest bus stop, and the only bus that stops there goes straight to a
large city 25 miles away, NOT to any grocery stores, etc. If I didn't
have a car I'd have to take a cab to run errands. I work at home, so I
only have to drive the 8 miles roundtrip to the grocery store 1-2
times a week. The cost to get a cab to come to my house and drive the
4 miles to the grocery store is $10 each way, for a cost of $20 per
trip. That's at least $40 a week, just to buy food. Factor in
bimonthly visits to check on my elderly mother 20 miles away (not on a
bus route), and I'm looking at a MINIMUM cab cost of $65 a week.

I buy a used car every 10-11 years for less than $5k. I pay less than
$500/year for insurance, and about $700/year on upkeep, INCLUDING
gasoline (I fill up less than 10 times a year). I figure my car costs
me less than $30 a week. MUCH less than the cost of cabs.

==============================================================================
TOPIC: Mother Earth News website, frugal
http://groups.google.com/group/misc.consumers.frugal-living/t/479aca95bb17f68b?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Oct 28 2009 7:25 am
From: "sr"

http://www.motherearthnews.com/

is one of the most self help frugal site I know

What's your favorite site for fugal living?

==============================================================================
TOPIC: اول منتدى مغربي لخدمة المستهلك
http://groups.google.com/group/misc.consumers.frugal-living/t/1d11f1c675688789?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Oct 28 2009 7:52 am
From: "carforallnet.blogspot.com cars"

العنوان : اول منتدى مغربي لخدمة المستهلك

السلام عليكم ورحمة الله وبركاته

اهلا بالعرب عامة والمغاربة خاصة

انه لمن دواعي سروري واعتزازي ان اكون من الاوائل الذين فكروا في تقديم
اشياء مثمرة تخدم البلد والشعب على الخصوص ، وتتثمل هذه الخدمة في انشاء
ملتقى لخدمتمهم وفك بعض ما يقض مضجعهم ومناقشة المشاكل التي تأرقهم
بالاضافة الى هذا المنتدى سيضم العديد من الاطر والكفاءات التي بعون الله
ستسهر على تقديم المساعدة ولنتكاثف مع بعض من اجل الرقي بمستوى معيشتنا
وطريقة تفكيرنا ونحو مستقبل افضل ... إن شاء الله

ويضم المنتدى مجموعة من الاقسام منها على سبيل الاختصار:
- قسم توعية المستهلك
- قسم الصحة والتغدية
- قسم الاتصالات : - اتصالات المغرب - مديتيل -باين
- القسم الاجتماعي
- قسم الاستشارات القانونية
- قسم التعليم والتربية
- قسم التوظيف
- منتدى التجارة الالكترونية
- المنتدى التقني

للدخول للمنتدى على هذا الرابط :

http://almostahlik.net/vb

==============================================================================
TOPIC: Nissan Rogue 2010
http://groups.google.com/group/misc.consumers.frugal-living/t/7a423d6a48d8fb03?hl=en
==============================================================================

== 1 of 1 ==
Date: Wed, Oct 28 2009 7:54 am
From: "carforallnet.blogspot.com cars"

Nissan Rogue 2010
The Nissan Rogue 2010 city beckons: 170-hp 2.5-litre 4-cylinder
engine, Xtronic CVT (Continuously Variable Transmission), Direct
Ignition System, 16" steel wheels, AM/FM/CD audio system with
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standard air bags.
The Nissan Rogue 2010 is a 4-door, 5-passenger sport-utility,
available in 4 trims, ranging from the S 2WD to the SL AWD. Upon
introduction, the S 2WD is equipped with a standard 2.5-liter, I4, 170-
horsepower engine that achieves 22-mpg in the city and 27-mpg on the
highway. The SL AWD is equipped with a standard 2.5-liter, I4, 170-
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http://carforallnet.blogspot.com

Starting at $24,698

http://carforallnet.blogspot.com

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== 2 of 2 ==
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