- Book: "Thrift: The History of an American Cultural Movement" by Andrew L. Yarrow (2014) - 2 Updates
- Taxes - 11 Updates
- Cell phone - 5 Updates
- Making online reservations for flight and hotel - 1 Update
| lenona321@yahoo.com: Jan 10 05:29PM -0800 Found it recently. https://www.amazon.com/Thrift-History-American-Cultural-Movement/dp/1625341326/ref=sr_1_1?s=books&ie=UTF8&qid=1547169906&sr=1-1&keywords=thrift+yarrow I was somewhat surprised, when I checked the index, not to see anything about an older book: "The Decline of Thrift in America: Our Cultural Shift from Saving to Spending" by historian David M. Tucker. (That one was mentioned in the Tightwad Gazette.) See below. https://www.amazon.com/gp/product/0275936856/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i5 Lenona. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 10 05:42PM -0800 > See below. > https://www.amazon.com/gp/product/0275936856/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i5 > Lenona. Has someone made an inquiry about this book is why you searched it out and posted the results here? |
| ggggg9271@gmail.com: Jan 09 05:45PM -0800 On Wednesday, January 9, 2019 at 3:04:04 PM UTC-10, Michael Black wrote: > > sticker shock. > I gather things are far worse out there, like rent going up and making it > hard for people to live... According to this recent article: - In much of urban California, historically middle-class professionals—firefighters, homebuilders, young lawyers and countless others lower down the economic food chain—can no longer afford to buy homes because they simply can't compete in their local real estate markets. https://www.fastcompany.com/90207566/how-our-budding-tech-utopia-is-setting-the-stage-for-a-working-class-dystopia |
| The Real Bev <bashley101@gmail.com>: Jan 09 08:04PM -0800 On 01/09/2019 12:55 PM, Dennis wrote: > Plus you have what - 9%? - sales tax. My son just moved to the Bay > area to start his first real professional job out of college. Major > sticker shock. Just went up to 10.25% in Pasadena thanks to the stupid people who believed that the extra .5% would go to anything useful. -- Cheers, Bev "I've learned that you can keep puking long after you think you're finished." -- SL |
| The Real Bev <bashley101@gmail.com>: Jan 09 08:08PM -0800 > homes because they simply can't compete in their local real estate > markets. > https://www.fastcompany.com/90207566/how-our-budding-tech-utopia-is-setting-the-stage-for-a-working-class-dystopia Around here a $half-million home is an 800SF 2BR 1bath house built cheaply in 1952 on a 7500SF lot. It cost $19K in 1967. -- Cheers, Bev "I've learned that you can keep puking long after you think you're finished." -- SL |
| Michael Black <mblack@pubnix.net>: Jan 09 08:00PM -0500 On Wed, 9 Jan 2019, Dennis wrote: > Plus you have what - 9%? - sales tax. My son just moved to the Bay > area to start his first real professional job out of college. Major > sticker shock. I gather things are far worse out there, like rent going up and making it hard for people to live. We have 9.5% provincial sales tax here, that's on top of 5% "goods and services tax" which isn't on food, but is on "luxury" items like chocolate bars. GST is on books, but this province doesn't charge PST on them. The GST has been around since 1990, replacing a tax that had been built into the price, so it's not there on some things. But at the time, not much that I bought (other than electronics, and it wasn't like I bought taht all the time) had no tax, now it's a lot more common for me, even clothes. On the other hand, if you make below a certain amount per year, you get about $88 quarterly from the federal government as a GST rebate, and $156 quarterly from the province as a rebate on provincial sales tax. So almost a thousand dollars back each year, with the advantage of it comes in decent size chunks. I don't spend enough, so it's more like found money. YOu have to file income tax, but it's not based on whether you pay income tax. I skipped a few years, not enough income, and I actually got back a few years of retro-rebates last year, the feds allow it for up to ten years, the province is stingier. Michael |
| Dennis <dgw80@hotmail.com>: Jan 09 12:55PM -0800 On Wed, 9 Jan 2019 09:18:04 -0800, The Real Bev <bashley101@gmail.com> wrote: >California state income tax used to end up being roughly 10% of the >federal. Now it's nearly half. Bastards. Plus you have what - 9%? - sales tax. My son just moved to the Bay area to start his first real professional job out of college. Major sticker shock. Dennis (evil) -- My output is down, my income is up, I take a short position on the long bond and my revenue stream has its own cash flow. -George Carlin |
| Dennis <dgw80@hotmail.com>: Jan 10 09:04AM -0800 On Wed, 9 Jan 2019 17:03:31 -0800 (PST), ItsJoan NotJoann >> sticker shock. >> Dennis (evil) >Sales tax here is 9.25 to 9.45%. But no income tax, right? We have income and property taxes, but no sales tax. I would happily trade the income tax for a sales tax/VAT, but the state government keeps proposing to add a sales tax in addition to the other taxes (the vaunted "three legged stool"). Fortunately, the voters keep nixing that idea (so far). Dennis (evil) -- I'm behind the eight ball, ahead of the curve, riding the wave, dodging the bullet and pushing the envelope. -George Carlin |
| Dennis <dgw80@hotmail.com>: Jan 10 09:18AM -0800 On Wed, 9 Jan 2019 20:08:54 -0800, The Real Bev <bashley101@gmail.com> wrote: >Around here a $half-million home is an 800SF 2BR 1bath house built >cheaply in 1952 on a 7500SF lot. It cost $19K in 1967. My son is currently in a roommate situation in a 1972 1460SF basic ranch home on a 5000SF lot in East Bay. The real estate websites value it at ~$1.1 million. A studio apartment goes for median $1800/month + utilities. Crazy. Dennis (evil) -- I'm a hands-on, footloose, knee-jerk head case. -George Carlin |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 10 09:59AM -0800 On Thursday, January 10, 2019 at 11:04:47 AM UTC-6, Dennis wrote: > addition to the other taxes (the vaunted "three legged stool"). > Fortunately, the voters keep nixing that idea (so far). > Dennis (evil) Correct. No city, county, or state income tax here. My state is friendly to retirees as there is no tax on retirement income. Uncle Sam, though, says "gimme, gimme, gimme." |
| Dennis <dgw80@hotmail.com>: Jan 10 11:59AM -0800 On Thu, 10 Jan 2019 09:59:40 -0800 (PST), ItsJoan NotJoann >Correct. No city, county, or state income tax here. My state is friendly >to retirees as there is no tax on retirement income. Uncle Sam, though, >says "gimme, gimme, gimme." I suppose everyone's situation is different, but my actual federal taxes paid have been surprisingly low since at least the 2000's. Like around 5% of total gross income. Dennis (evil) -- My output is down, my income is up, I take a short position on the long bond and my revenue stream has its own cash flow. -George Carlin |
| "catalpa" <catalpa@entertab.org>: Jan 10 08:35PM -0500 "ItsJoan NotJoann" <itsjoannotjoann@webtv.net> wrote in message news:f84d515f-87d8-4985-928c-4e3f1621c1f0@googlegroups.com... > automatically > deposited into my bank account and it has always been in my account within > 10 days or so. Frugal people don't get tax refunds. I make sure I owe a small amount every year. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 10 05:39PM -0800 On Thursday, January 10, 2019 at 7:34:58 PM UTC-6, catalpa wrote: > Frugal people don't get tax refunds. I make sure I owe a small amount every > year. I suppose your reply was directed to me but I'm not sure what frugal people have to do with my e-filing experience. However, I am frugal but still have gotten a refund since the first time I filed a tax return. |
| KenK <invalid@invalid.com>: Jan 10 04:54PM Added a year to my soon to expire Tracfone cell phone. Extremely confusing. I may have added two years. I think I will go to another cell company next time, like maybe Consumer Cellular. I have one of their phones with no time on it - would save me buying a new phone. I suspect I should blame Old Age Inc. instead of Tracfone. Just me? -- I love a good meal! That's why I don't cook. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 10 10:01AM -0800 On Thursday, January 10, 2019 at 10:54:10 AM UTC-6, KenK wrote: > on it - would save me buying a new phone. I suspect I should blame Old Age > Inc. instead of Tracfone. > Just me? Why do you need to buy a new phone? How much were you charged that you think you added 2 years service? |
| KenK <invalid@invalid.com>: Jan 10 06:27PM ItsJoan NotJoann <itsjoannotjoann@webtv.net> wrote in >> Just me? > Why do you need to buy a new phone? How much were you charged that > you think you added 2 years service? I was only talking about another phone if I switched to Consumer Cellular next time I needed more days of service. Could I use a Tracfone phone with a Consumer Cellular account? Just curious. I tried to add a year. Thought I had succedded but never got confirmation of completion of transaction. I finally tried their help button. Got me to a computer that set me up with a year's added time. I'm not sure if that was a second year or completed the first attempt. I'll find out when I get the credit card bill. They give no email confirmation like most other companies like Amazon do. -- I love a good meal! That's why I don't cook. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Jan 10 10:59AM -0800 On Thursday, January 10, 2019 at 12:27:35 PM UTC-6, KenK wrote: > I was only talking about another phone if I switched to Consumer Cellular > next time I needed more days of service. Could I use a Tracfone phone > with a Consumer Cellular account? Just curious. Not sure, but I *think* you can use your TracFone with Consumer Cellular. Don't quote me, though. > that was a second year or completed the first attempt. I'll find out when > I get the credit card bill. They give no email confirmation like most > other companies like Amazon do. You could log into your credit card account and see what charges are showing from TracFone. But I suspect if you didn't see a confirmation the first time I doubt you were charged. |
| Dennis <dgw80@hotmail.com>: Jan 10 12:03PM -0800 >that was a second year or completed the first attempt. I'll find out when >I get the credit card bill. They give no email confirmation like most >other companies like Amazon do. You should have gotten a message on your phone saying how many days of service were added. There should also be something in the phone menu to display the current expiration date, but it's been a while since I had a TracFone, so I don't remember. Dennis (evil) -- I'm a hands-on, footloose, knee-jerk head case. -George Carlin |
| John Weiss <jrweiss98155@comcast.net>: Jan 09 01:04PM -0800 > Do buy flight insurance? > When looking for a hotel, any recommendations for online sites to try out and to avoid? Insurance not needed for regular domestic flights. You might consider vacation insurance if you are taking a major international trip. I usually use Expedia, then check the hotel chain to verify prices. most major chains and some airlines have a "low price guarantee" these days. |
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