http://groups.google.com/group/misc.consumers.frugal-living?hl=en
misc.consumers.frugal-living@googlegroups.com
Today's topics:
* onlinejob - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/24fdd780111a7ed8?hl=en
* make money with facebook ???join us now!!! - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/9c345b28c6d6e495?hl=en
* Multiple PayPal Accounts? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/a4b500f3ace211a5?hl=en
* $86 for school pictures (x2) - 10 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/a4a55dc05ea9e18d?hl=en
* Don't flush for "number one"? - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/a30e2e58f9414abd?hl=en
* Cancelling CompuServe - Gonna Have Issues? - 4 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/c277a9e497139d1d?hl=en
* ADULT SEX GALLERY - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/8c62450945e2c282?hl=en
* Simple Hack To Get $3000 To Your Alert Pay Account - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/2fa6d5d2147c1e9a?hl=en
* Black and Decker Orbit Sanders of Death recalled - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/55b962a556374382?hl=en
==============================================================================
TOPIC: onlinejob
http://groups.google.com/group/misc.consumers.frugal-living/t/24fdd780111a7ed8?hl=en
==============================================================================
== 1 of 1 ==
Date: Mon, Sep 13 2010 10:55 pm
From: mustak
dear sir/madam,
Earn money by using your own computer and get the
dollars of dollar in one click in this site.
www.onlinejob4you.weebly.com
==============================================================================
TOPIC: make money with facebook ???join us now!!!
http://groups.google.com/group/misc.consumers.frugal-living/t/9c345b28c6d6e495?hl=en
==============================================================================
== 1 of 3 ==
Date: Tues, Sep 14 2010 12:08 am
From: DEAN
make extra cash with facebook??
got a facebook acc??
join us.............
1. You'll get USD1.00 after sign up
minimum withdrawal USD$5
2.invites your friends... USD 0.05/signup
you got 300 friends in your FB acc....,
200 joins you, you'll get USD $ 10.00
3. 10% income per referal or from your friend referal
. 200 refferal / your friends @ your income... $ 10
so you'll get.....:
$ 1.00 (10% x $ 10) x 200 friends = $ 200
click ...
http://apps.facebook.com/easycash-usd/?refid=100000844330105
http://apps.facebook.com/easycash-usd/?refid=100000844330105
== 2 of 3 ==
Date: Tues, Sep 14 2010 12:09 am
From: DEAN
make extra cash with facebook??
got a facebook acc??
join us.............
1. You'll get USD1.00 after sign up
minimum withdrawal USD$5
2.invites your friends... USD 0.05/signup
you got 300 friends in your FB acc....,
200 joins you, you'll get USD $ 10.00
3. 10% income per referal or from your friend referal
. 200 refferal / your friends @ your income... $ 10
so you'll get.....:
$ 1.00 (10% x $ 10) x 200 friends = $ 200
click ...
http://apps.facebook.com/easycash-usd/?refid=100000844330105
http://apps.facebook.com/easycash-usd/?refid=100000844330105
== 3 of 3 ==
Date: Tues, Sep 14 2010 3:25 am
From: Clams <"Clams"@drunkenclam.com>
DEAN wrote:
> make extra cash with facebook??
> got a facebook acc??
> join us.............
> 1. You'll get USD1.00 after sign up
> minimum withdrawal USD$5
Does the virus cost extra? Or is that included?
==============================================================================
TOPIC: Multiple PayPal Accounts?
http://groups.google.com/group/misc.consumers.frugal-living/t/a4b500f3ace211a5?hl=en
==============================================================================
== 1 of 1 ==
Date: Tues, Sep 14 2010 1:38 am
From: Coffee's For Closers
Does anyone have more than one PayPal account?
I have two, but want to jettison one of them. However, it is on
a six month suspension, which prevents me from closing it. I
think that was triggered by me trying to log in from a country
that is different to the one associated with the account.
Anyway, I want to link my functioning PayPal account to the same
bank account that was linked to the suspended PayPal account.
Will they notice this? I mean:
PayPal Account A --> BigBank Checking #1234-5678
PayPal Account B --> BigBank Checking #1234-5678
I think that, having two personal PayPal accounts is against
their TOS. But I don't know how vigilant they are with this.
The name is the same (mine) but with different info otherwise.
Including different bank accounts. However, I am concerned that
they will see if I try to link the old bank account.
Thanks for any advice or experience.
--
Want Privacy?
http://www.MinistryOfPrivacy.com/
==============================================================================
TOPIC: $86 for school pictures (x2)
http://groups.google.com/group/misc.consumers.frugal-living/t/a4a55dc05ea9e18d?hl=en
==============================================================================
== 1 of 10 ==
Date: Tues, Sep 14 2010 4:16 am
From: Ohioguy
Got our credit card bill today, and at first I didn't recognize
duplicate charges from one company. My wife recognized it, though -
school pictures, $86 each.
Now I remember, about 3 weeks ago, arguing about the cost, but
eventually giving in. We have a lot of relatives, and my wife wanted to
send photos to a lot of them. I remember back in the early 1980's, when
you could get a decent package for about 20 bucks. Have prices really
quadrupled since then?
My first thought was to simply use our digital camera, take 40
pictures of each kid, then either print out what we wanted at a local
store, or online. Total cost would have been about $20 each, and the
kids would still have been in the class photo. However, my wife would
have none of that.
On one side, I can see her point of view. Both she and I always had
school photos. I think if 10 was the most expensive, and 1 the least
expensive, she got about a 6. I believe my parents usually went with
something more like a 4. However, I understand her thinking that this
is expected for kids in school.
On the other hand, we will have 3 kids in school in a few years,
which will probably mean about $90 x3 by that time, or about $270 a
year. $2,700 over a decade, just for school pictures. Ouch!
Maybe I should go into the school photo business! I mean, with
these, they take the photos, and they show up a few weeks later. If I
did it, I'd use a camera that could take 6-8 digital photos, and give
the parents a week to choose their favorite online. Ah, there I go,
getting caught up in the entrepreneurial spirit. I'm guessing it is
probably really hard to break into the grade school photo business. The
company that has the business right now probably has a multi year
contract, and is probably giving a 25% kickback to the school.
== 2 of 10 ==
Date: Tues, Sep 14 2010 7:19 am
From: Derald
Ohioguy <none@none.net> wrote:
> Maybe I should go into the school photo business! I mean, with
>these, they take the photos, and they show up a few weeks later. If I
>did it, I'd use a camera that could take 6-8 digital photos, and give
>the parents a week to choose their favorite online. Ah, there I go,
>getting caught up in the entrepreneurial spirit. I'm guessing it is
>probably really hard to break into the grade school photo business. The
>company that has the business right now probably has a multi year
>contract, and is probably giving a 25% kickback to the school.
Oh, yes, that school picture franchise is a beautifult thing, as
are Little League and Santa Claus. Peer pressure also is a beautiful
thing, particularly when teamed with spousal pressure! LOL! You're
probably locked in until/unless your children come to their senses as
they mature. Requiring them to contribute to the cause (as they get
older, of course) may hasten that day.
Based on the inflation that you describe, if you have daughters,
start saving for the prom dresses now!! Oh... and the shoes, don't
forget the shoes. You're going to be amazed at the prices of shoes
that are intended for a single wearing ;-)
--
Hang in there, Dadee,
Derald
== 3 of 10 ==
Date: Tues, Sep 14 2010 8:23 am
From: "h"
> Hang in there, Dadee,
> Derald
No one forced him to have three (!) kids. Clearly more than he can afford.
Sucks to be him.
== 4 of 10 ==
Date: Tues, Sep 14 2010 11:16 am
From: Derald
"h" <tmclone@searchmachine.com> wrote:
>No one forced him to have three (!) kids. Clearly more than he can afford.
>Sucks to be him.
Don't tell _me_; tell _him_. Whether three children ae more than
he can "afford" is not for me to say and whether it "sucks" to be him
is purely subjective and for him, not for you or I, to say. He may
regard "sweating" to provide for three, or more, kids to be answered
prayer. Whether his "extra" children represent some kind of "burden"
on society or on the economy is irrelevant: Productive, civilized
people continue to be out-bred by hordes of parasitic üntermenschen
who, at the present pace, are destined to overrun the planet and cast
mankind into perpetual poverty. Therefore, "spawn away", sez I.
Perhaps, those "extra" children may offset the deficiencies imposed by
the self-absorbed twits who regard not having children as a virtue.
--
Derald
== 5 of 10 ==
Date: Tues, Sep 14 2010 11:21 am
From: "h"
"Derald" <derald@invalid.net> wrote in message
news:4OednXO-nKpEMBLRnZ2dnUVZ_qidnZ2d@earthlink.com...
> Perhaps, those "extra" children may offset the deficiencies imposed by
> the self-absorbed twits who regard not having children as a virtue.
> --
Huh? Where did I say not breeding was a "virtue"? It's simply the logical,
rational thing. Only stupid people breed. Smart people have better things to
do...like volunteer work. Oh, wait, since I spend at least 15 hours a week
volunteering my time to make the world a better place instead of changing
diapers on a mini-me, who is the "self-absorbed twit" now? That would be
you. PLONK!
== 6 of 10 ==
Date: Tues, Sep 14 2010 11:27 am
From: Mrs Irish Mike
On Sep 14, 11:16 am, Derald <der...@invalid.net> wrote:
> Don't tell _me_; tell _him_. Whether three children ae more than
> he can "afford" is not for me to say and whether it "sucks" to be him
> is purely subjective and for him, not for you or I, to say. He may
> regard "sweating" to provide for three, or more, kids to be answered
> prayer. Whether his "extra" children represent some kind of "burden"
> on society or on the economy is irrelevant: Productive, civilized
> people continue to be out-bred by hordes of parasitic üntermenschen
> who, at the present pace, are destined to overrun the planet and cast
> mankind into perpetual poverty. Therefore, "spawn away", sez I.
> Perhaps, those "extra" children may offset the deficiencies imposed by
> the self-absorbed twits who regard not having children as a virtue.
> --
> Derald
Thus the need for trench warfare and collateral damage. There's big
money to be made from growing and harvesting excess populations.
== 7 of 10 ==
Date: Tues, Sep 14 2010 11:47 am
From: "h"
"Mrs Irish Mike" <wilma6116@gmail.com> wrote in message
news:dbbdb7d2-f688-49a4-8563-fd8fd22d5608@m35g2000prn.googlegroups.com...
>Thus the need for trench warfare and collateral damage. There's big
>money to be made from growing and harvesting excess populations.
Ah, yes..."A modest proposal". When I read Swift (I was 10) I thought he was
serious. I was quite disappointed to discover "satire".
Hell, the US Social Security system is a ponzi scheme REQUIRING each
generation of taxpayers to be bigger than the last, or it will fail. Totally
insane.
== 8 of 10 ==
Date: Tues, Sep 14 2010 1:52 pm
From: Mrs Irish Mike
On Sep 14, 11:47 am, "h" <tmcl...@searchmachine.com> wrote:
> Hell, the US Social Security system is a ponzi scheme REQUIRING each
> generation of taxpayers to be bigger than the last, or it will fail. Totally
> insane.
True enough... if you think the world never changes.
Productivity keeps increasing. Every year US productivity increases
by 1-5%, far outpacing the birth rate. In the past as I remember from
my youth, if productivity went up 5% everyone got 5% more stuff
(slightly less when the increased population's portion was factored
in). Recently the majority of the bounty of increased productivity has
been shared by the upper 10% of the population resulting in a greatly
increased wealth of stuff by the upper portion of the population, not
so much for the rest.
We could change the situation to where increased productivity means
not more stuff, but the ability to work less for the same amount of
stuff. A 5% increase in productivity over ten years would mean a 50%
(+,-) increase in productivity. That is, it takes 50% less labor to
produce the same amount of product (stuff). Now, we could all work 50%
less or 50% of the work force would no longer need to labor.
Now wouldn't that be insane if the majority of people had employment
not because they had to have a job, but rather they worked for
luxuries and prestige?
== 9 of 10 ==
Date: Tues, Sep 14 2010 6:00 pm
From: "Lou"
"Mrs Irish Mike" <wilma6116@gmail.com> wrote in message
news:2ccfc762-e01a-48e8-91b0-f13b31184b29@v6g2000prd.googlegroups.com...
>
> We could change the situation to where increased productivity means
> not more stuff, but the ability to work less for the same amount of
> stuff. A 5% increase in productivity over ten years would mean a 50%
> (+,-) increase in productivity. That is, it takes 50% less labor to
> produce the same amount of product (stuff). Now, we could all work 50%
> less or 50% of the work force would no longer need to labor.
That thought is over a century old. It was back in England when machinery
was introduced for making pins of all things. Productivity (among pin
makers anyway) doubled. Someone (Malthus? Adam Smith?) pointed out that pin
makers could cut their hours in half, earn just as much as before, and the
price and availability of pins wouldn't change. What happened instead?
Half the pin makers lost their jobs.
In the long run, that's probably just as well - who today in the developed
world would want an eighteenth century standard of living?
More philosophically and personally, it wouldn't work. Our wants expand
with, or even faster than, our means. For instance, when I was a kid, we
had one used car, one black and white TV (no remote control), one phone, no
air conditioning, less than 1,000 square feet of living space for the
family, one bathroom, no one had their own room, things like watermelon was
a once or twice a summer treat, etc. Today, I could earn that standard of
living by working a couple of days a week. But I want more than that, and
put in a full work week just like everyone did way back when.
== 10 of 10 ==
Date: Tues, Sep 14 2010 9:52 pm
From: "h"
"Lou" <lpogoda@hotmail.com> wrote in message
news:i6p5ed$tgj$1@news.eternal-september.org...
>
> That thought is over a century old. It was back in England when machinery
> was introduced for making pins of all things. Productivity (among pin
> makers anyway) doubled. Someone (Malthus? Adam Smith?) pointed out that
> pin
> makers could cut their hours in half, earn just as much as before, and the
> price and availability of pins wouldn't change. What happened instead?
> Half the pin makers lost their jobs.
>
> In the long run, that's probably just as well - who today in the developed
> world would want an eighteenth century standard of living?
>
> More philosophically and personally, it wouldn't work. Our wants expand
> with, or even faster than, our means. For instance, when I was a kid, we
> had one used car, one black and white TV (no remote control), one phone,
> no
> air conditioning, less than 1,000 square feet of living space for the
> family, one bathroom, no one had their own room, things like watermelon
> was
> a once or twice a summer treat, etc. Today, I could earn that standard of
> living by working a couple of days a week. But I want more than that, and
> put in a full work week just like everyone did way back when.
>
Interesting. We have one used car, one color TV (which cost less than the
black and white my parents bought in the early 60s), 1,800 sq ft house (200
year old farmhouse - part is converted barn space), 1.5 bathrooms, and no
AC. And, to keep this "lavish" lifestyle afloat, both of us work slightly
more than full time. So did both my parents, but they put my mother's ENTIRE
income as a teacher into savings. Not an option these days. And...my parents
managed to do this while raising a child, and DH and I are childfree. They
could afford health insurance, we cannot. They could afford to eat out once
a week, we cannot. However...we could do all those things 5 years ago. I
doubt we will ever be able to do them again.
==============================================================================
TOPIC: Don't flush for "number one"?
http://groups.google.com/group/misc.consumers.frugal-living/t/a30e2e58f9414abd?hl=en
==============================================================================
== 1 of 3 ==
Date: Tues, Sep 14 2010 5:59 am
From: "h"
"The Henchman" <yup@yup.org> wrote in message
news:i6mj4e$12n$1@news.eternal-september.org...
>
>
>>
>> Don't need anything like that in any of the first world now, and most of
>> the second world too.
>>
>
> Are you Rod Speed?
Sure sounds like it. I killfiled it on spec.
== 2 of 3 ==
Date: Tues, Sep 14 2010 9:47 am
From: Millhaven
On Sep 12, 5:45 pm, "Bill" <billnomailnosp...@yahoo.com> wrote:
> I got to thinking how much water we use by flushing the toilet each time we
> go "number one"...
>
> The internet says we typically go "number one" 7 to 13 times a day...
>
> A newer water saving toilet uses 1.6 gallons of water per flush (gpf).
>
> At 10 flushes per day, that would be 16 gallons a day.
>
> Or 300 flushes per month, and 480 gallons per month.
>
> My water is billed by each 100 cubic foot of water used. 100 cubic feet of
> water is 748 gallons.
>
> So one person not flushing for "number one" would save about 2/3 of 100
> cubic ft. of water (or 480 gallons) per month.
I started flashbacking to the golden era of MCFL
== 3 of 3 ==
Date: Tues, Sep 14 2010 11:19 am
From: Mrs Irish Mike
On Sep 13, 1:59 pm, Coffee's For Closers <Usenet2...@THE-DOMAIN-
IN.SIG> wrote:
> In article <8f5ah2F9j...@mid.individual.net>,
>
> > So one person not flushing for "number one" would save about 2/3 of 100
> > cubic ft. of water (or 480 gallons) per month.
>
> Gosh, I dunno... How do you feel about the smell? In dollar
> terms, I mean.
>
Speaking of dollar terms, I went to a museum home and they had a
bedroom where George Washington used to sleep. George Washington in
addition to being the guy on the US one dollar bill, was a founding
father ("Father of Our Country"). His bedroom had a pot to piss in
that was emptied hours later in the morning. Imagine being in the same
room with standing pee?
Matter of fact, the White House didn't get indoor plumbing until
1902. That means for 125 years presidents and visiting dignitaries had
to piss in a pot and crap in a commode. During cold winter nights the
waste from a person (two if it was a couple) would be in the same room
as the sleeping VIP, covered by a lid or a cloth. They would have been
happy to have a toilet that was in another room, that could be emptied
occasionally by the pull of a handle.
Fast forward to today. Grown men crying because someone didn't waste
gallons of water with the results being some urine (which should be
sterile) is left in a bowl meant for just that, and said bowl is in
another room in another part of the house. Weak.
Another aside, how many here close the lid when flushing? When the
toilet is flushed it mixes water and air that becomes a mist or
aerosol that spreads contaminated water. Those tiny droplets of water
mixed with urine and feces is free to float and land on your
toothbrush or water glass or a bar of soap or on the doorknob. Closing
the lid greatly reduces the spread of aerosol.
==============================================================================
TOPIC: Cancelling CompuServe - Gonna Have Issues?
http://groups.google.com/group/misc.consumers.frugal-living/t/c277a9e497139d1d?hl=en
==============================================================================
== 1 of 4 ==
Date: Tues, Sep 14 2010 6:03 am
From: "h"
>
> Write to them that you are canceling. Send it return receipt requested.
> That should do it. If they don't stop, tell your bank to stop paying them.
> If they continue to bill you, and the bank won't help, close the bank
> account, and take Compuserve to small claims court for any payments after
> your cancellation.
The OP is a troll who posts weird stuff to all sorts of news groups and has
serious "Mommy issues". Just ignore. She'll be whining about something or
someone else who is abusing her next week.
== 2 of 4 ==
Date: Tues, Sep 14 2010 9:41 am
From: LDC
On Mon, 13 Sep 2010 19:11:36 -0700, "Bob F" <bobnospam@gmail.com>
wrote:
>
>Write to them that you are canceling. Send it return receipt requested. That
>should do it. If they don't stop, tell your bank to stop paying them. If they
>continue to bill you, and the bank won't help, close the bank account, and take
>Compuserve to small claims court for any payments after your cancellation.
Actually you cannot stop automatic withdrawals from your bank
account. You can allow them to start, but the only party that can
stop them is the party making the withdrawals. In a dispute, your
only recourse is to close the bank account as you suggest.
Depending on your state laws you may or may not be able to sue in
small claims court. It might depend if they have an agent for
process you your state or if the small claims court in your state
allows service on an out of state party.
== 3 of 4 ==
Date: Tues, Sep 14 2010 2:52 pm
From: imascot
LDC <ldcolton@san.spamblocker.com> wrote in news:tj6v86dgdt3tst08b5617ue8b3v8700nre@
4ax.com:
> Actually you cannot stop automatic withdrawals from your bank
> account. You can allow them to start, but the only party that can
> stop them is the party making the withdrawals. In a dispute, your
> only recourse is to close the bank account as you suggest.
>
This does not appear to be true, and it does not make sense for it to be true, anyway.
See:
http://www.helpwithmybank.gov/faqs/banking_autowithdrawals.html
J.
== 4 of 4 ==
Date: Tues, Sep 14 2010 5:19 pm
From: a real cheapskate
Dish network is nearly as bad. I was never on auto pay, but when they
jacked up the extra receiver fees to 17 bucks I took the loyalty
credit. It ended and I canceled.
But with Dish you pay in advance and at cancelation time I asked when
my 100 buck refund would be coming, they said soon.
after numerous calls and 2 months later they changed their tune
stating I would have to request a refund:(
I was pretty pissed it was 2 months, they sent me a email saying my
card was getting a refund last week. if its not on my account i will
file a complaint with the BBB, they tend to settle those complaints
fast:)
Having been a dish customer for over 13 years they have really
changed, between fee jacking price increases and charging the
departing customer to return their leased boxes dish has become a rip
off.
I am now a happy comcast customer, great channel line up, internet and
phone for about what i used to pay dish just for TV, no contracts and
a nice installer...
==============================================================================
TOPIC: ADULT SEX GALLERY
http://groups.google.com/group/misc.consumers.frugal-living/t/8c62450945e2c282?hl=en
==============================================================================
== 1 of 1 ==
Date: Tues, Sep 14 2010 9:30 am
From: guru datta
ASTHASINGAL IN A BATHROOM
http://babes-devi.blogspot.com/2010/08/asthasingal-in-bath.html
SNEHA HOT SEX PHOTOS
http://babes-devi.blogspot.com/2010/08/sneha-hot-sexy-photos.html
ARTHICHABRIA BEAUTIFUL PHOTOS
http://babes-devi.blogspot.com/2010/08/aarthi-chabria-hot-photos.html
ANUSHKA UNBELIVABLE PHOTOS
http://babes-devi.blogspot.com/2010/06/anuskha-sex-images.html
THRISHA HOT WET PHOTOS
http://babes-devi.blogspot.com/2010/06/thrisha-hot-wet-photos.html
NAMITHA EXTORDINARY PHOTOS
http://babes-devi.blogspot.com/2010/06/nayagarala-namitha.html
SHRIYA SARAN SEXY PHOTOS
http://babes-devi.blogspot.com/2010/08/shriya-saran-hot-photos.html
==============================================================================
TOPIC: Simple Hack To Get $3000 To Your Alert Pay Account
http://groups.google.com/group/misc.consumers.frugal-living/t/2fa6d5d2147c1e9a?hl=en
==============================================================================
== 1 of 1 ==
Date: Tues, Sep 14 2010 12:40 pm
From: paypal cash
Simple Hack To Get $3000 To Your Alert Pay Account At http://easialycontent.tk
i have hidden the Form link in an image.
in that website on Right Side below search box,
click on image and enter your name and Alert Pay Id.
==============================================================================
TOPIC: Black and Decker Orbit Sanders of Death recalled
http://groups.google.com/group/misc.consumers.frugal-living/t/55b962a556374382?hl=en
==============================================================================
== 1 of 1 ==
Date: Tues, Sep 14 2010 11:06 pm
From: zeez
Might as well cut to the chase and go back to stone knives, peeing in
the great outdoors, and wearing animal pelts for clothing, since this
will be the end result of an unstopped race to the botton.
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