Monday, July 14, 2008

25 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Surviving high heating oil prices - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a184bef53e828bc7?hl=en
* Is this frugal? - 5 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/060ca487b986915a?hl=en
* Spacing Trips to the Grocery Store? - 11 messages, 8 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9e5316c7228e6cd4?hl=en
* how's this for an economic mess? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3a370d079370dd0b?hl=en
* You are not frugal if...... - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3c5261ec65743940?hl=en
* POISONOUS COUNTERFEIT TOOTHPASTE SEIZED IN CONNECTICUT - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ac5b13498eafe67f?hl=en
* Believe it or not.....!!!!!!! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9421bedb8701e43a?hl=en
* Garage Sales - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f1826c8cd57abac7?hl=en

==============================================================================
TOPIC: Surviving high heating oil prices
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a184bef53e828bc7?hl=en
==============================================================================

== 1 of 3 ==
Date: Mon, Jul 14 2008 10:01 am
From: Jeff


GregS wrote:
> In article <g57q21$ekg$1@usenet01.srv.cis.pitt.edu>, zekfrivo@zekfrivolous.com (GregS) wrote:
>> In article <MPG.22e123dbff71726b989e7e@news.individual.net>, krw
>> <krw@att.bizzzzzzzzzz> wrote:
>>> In article <g57jos$d36$2@usenet01.srv.cis.pitt.edu>,
>>> zekfrivo@zekfrivolous.com says...
>>>> In article <MPG.22e067da4eb0bb1e989e77@news.individual.net>, krw
>>> <krw@att.bizzzzzzzzzz> wrote:
>>>>> In article <g54uji$nkv$1@usenet01.srv.cis.pitt.edu>,
>>>>> zekfrivo@zekfrivolous.com says...
>>>>>> In article <MPG.22df1c1ee7abf69f989e70@news.individual.net>, krw
>>>>> <krw@att.bizzzzzzzzzz> wrote:
>>>>>>> In article <g52fmu$u9q$1@aioe.org>, tmclone@searchmachine.com
>>>>>>> says...
>>>>>>>> <hchickpea@hotmail.com> wrote in message
>>>>>>>> news:33i974tg8ojk98l0l343fnj8iravfqutmg@4ax.com...
>>>>>>>>> On Tue, 8 Jul 2008 22:50:07 -0400, "JonquilJan" <ward39@imcnet.net>
>>>>>>>>> wrote:
>>>>>>>>>
>>>>>>>>>> There was one home about half a mile from me - where it was tried to
>>>>>>>>>> insulate. Once they took off the outer shell, there was a frame of
>>> very
>>>>>>>>>> large hand hewn (could see the ax marks) beans - filled in with
>>> bricks
>>>>>>>>>> and
>>>>>>>>>> mortar between.
>>>>>>>> Everything in my house was hand hewn. The home inspector who did the
>>>>> report
>>>>>>>> before I bought the place thought the joists weren't real wood because
>>>>> they
>>>>>>>> were "misshapen and just way too big" (his words). When I pointed out
>>> that
>>>>>>>> the house was nearly 200 years old, he then assumed that the wood
>> would
>>> be
>>>>>>>> rotten. He was extremely surprised that everything in the house was
>>> just
>>>>>>>> fine. He commented that the house was "better built than anything
>>> they're
>>>>>>>> making now". Well, yeah, since my house was built to last, not to
>>> current
>>>>>>>> "code". 24" on center. Are they crazy? Everything in my house is
>> 12-15"
>>> on
>>>>>>>> center, and 4x4, not 2x4. Hardwood floors over diagonally laid tongue
>>> and
>>>>>>>> groove subfloor over wide plank pine. An elephant could jump up and
>>> down
>>>>> on
>>>>>>>> my floors and you'd never feel it. I would never live in a "new"
>> house.
>>>>>>> I would bet that a "properly built" house today will use a lot less
>>>>>>> heat than yours. 2x6s 24" on center construction is certainly
>>>>>>> better than 2x4s on 16" centers, and even somewhat better than 2x6s
>>>>>>> 16" on center. Wood is a pretty poor insulator.
>>>>>>>
>>>>>> 1 inch of dry wood = R1.
>>>>> Yes, pretty damned poor.
>>>>>
>>>>>> 2 inches = R2
>>>>> Rather obvious.
>>>> Put a reflective surface on that and you can add 1.5. Sometimes a reflective
>>>> surface can be much more than R 1.5 depending if there are really hot
>>>> areas involved, or high differentials.
>>> Not that it has anything to do with the issue at hand, but this is
>>> simply wrong. The reflective barrier will not keep heat in; zero R
>>> value. It will *reflect* IR radiation and is useful in areas with
>>> lots of sun, but it adds zero to the R value.
>>>
>> Tell that to the people who label their foam products at the home stores.
>> The reflective factor is added to the R value.
>> The reflective surface also inhibits radiation as well as reflecting radiation.
>
> A reflective surface needs open space for it to reflect. If there is no space
> its worthless.

Yes, It also depends on the mounting direction and direction of heat
flow, that is part of the convective loss.

You will always have radiative heat transfer, if you have a temperature
difference between the surface and ambient temperatures and some
emissivity of the surface. Lowering the emissivity lowers the loss,
shiny = low e. That's why good windows have a low e coating.

So, you have three methods that heat can be transferred: conductive
(which is the only R that krw understands), convective and radiative.

Lets look at convective losses for a moment as they have a lot to do
with R values. That's why although air is a much better insulator than
wood, that 6" of wood is R6 and 6" of air is only about R1. It's the
convective air currents and is why breaking up the air space with
fiberglass strands increases the effective R value.

Jeff

On a building here, they specified foil backed drywall
> for RF interference. This is also mold proof, and I don't know why its not
> usually seen at the home buiding stores, and of course can add some
> R value if used in that way.
>
> greg

== 2 of 3 ==
Date: Mon, Jul 14 2008 12:12 pm
From: nick@acadia.ece.villanova.edu (Nick Pine)


GregS <zekfrivo@zekfrivolous.com> wrote:

>I looked very closely at the foam sheeting at the home building center.
>The R value is definately added with the foil backed foams.

What would lead you to believe that? The FTC says that's illegal.o

Polyisocyanurate often has foil, unlike Styrofoam, but its bulk R-value is
higher and the foil helps the foam avoid outgassing which lowers the R-value.

Nick

== 3 of 3 ==
Date: Mon, Jul 14 2008 11:25 am
From: zekfrivo@zekfrivolous.com (GregS)


In article <g5g8fa$k2t@acadia.ece.villanova.edu>, nick@acadia.ece.villanova.edu (Nick Pine) wrote:
>GregS <zekfrivo@zekfrivolous.com> wrote:
>
>>I looked very closely at the foam sheeting at the home building center.
>>The R value is definately added with the foil backed foams.
>
>What would lead you to believe that? The FTC says that's illegal.o
>
>Polyisocyanurate often has foil, unlike Styrofoam, but its bulk R-value is
>higher and the foil helps the foam avoid outgassing which lowers the R-value.
>
>Nick

You could be right. I was assuming all the foams have similar R value.
I think I was also looking at the ratings of say, 1 inch compared to two inches.
If the reflective value is there, two inches will not be twice the R of 1 inch.

greg


==============================================================================
TOPIC: Is this frugal?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/060ca487b986915a?hl=en
==============================================================================

== 1 of 5 ==
Date: Mon, Jul 14 2008 10:08 am
From: The Real Bev


clams_casino wrote:

> James wrote:
>
>>http://news.bbc.co.uk/2/hi/science/nature/7502071.stm
>>
>>Living in a world without waste

34 containers? I don't think so!

>>MHO
>>For one thing having to wash and dry before recycling can be a waste
>>of clean water.

Son in North Carolina has to pay $80 for 3,000 gallons. Gardening in
the neighborhood is generally minimal -- a serious gardener up the
street pays $700/month for water. They don't wash their recyclables either.

> Why would you wash and dry cans / bottles for recycling? A quick rinse
> is all that's required.

a. Some people are really anal.
b. The Recycler may require it.

We pay extra for recycling -- not that there's any choice. I toss all
plastic, metal, glass and paper (excluding used paper towels, which go
in the trash) into the recycling container unwashed. If they want it,
they can wash it.

Water is nearly free, so it's just time. And the principle of the
thing, of course. Some cities figure that just tossing everything --
garbage and recyclables -- into the same container and sorting it at the
plant saves money. Fewer trucks required, for one thing.

--
Cheers, Bev
================================
Eat right. Stay fit. Die anyway.

== 2 of 5 ==
Date: Mon, Jul 14 2008 10:18 am
From: unow@example.com


I'm going to have a big ER bill from recyling, cut myself on a can lid that was
in the bin. I was pushing some newspaper in.

== 3 of 5 ==
Date: Mon, Jul 14 2008 10:54 am
From: Seerialmom


On Jul 14, 10:08 am, The Real Bev <bashley101+use...@gmail.com> wrote:
> clams_casino wrote:
> > James wrote:
>
> >>http://news.bbc.co.uk/2/hi/science/nature/7502071.stm
>
> >>Living in a world without waste
>
> 34 containers? I don't think so!
>
> >>MHO
> >>For one thing having to wash and dry before recycling can be a waste
> >>of clean water.
>
> Son in North Carolina has to pay $80 for 3,000 gallons. Gardening in
> the neighborhood is generally minimal -- a serious gardener up the
> street pays $700/month for water. They don't wash their recyclables either.
>

3000 gallons for $80?? Ugh...we just went to metered water in my
area...right now our water usage is still "drought level" (dead
backyard, front yard half dead, dishwasher only when full, etc).
Luckily the toilet that's used a lot by my son is a low flow 1.6. Our
utility will charge flat rate for the next couple of months but show
what we would be charged if it was the metered rate, too. That way we
can do whatever cutbacks we need to before they actually bill us that
way.
I agree with some others about the needing to "rinse"; if it's going
to take extra water or energy to do that I'll toss it as well.

== 4 of 5 ==
Date: Mon, Jul 14 2008 12:02 pm
From: "Rod Speed"


James <j0069bond@hotmail.com> wrote:

> http://news.bbc.co.uk/2/hi/science/nature/7502071.stm

> Living in a world without waste

> MHO
> For one thing having to wash and dry before recycling can be a waste of clean water.

Yes, but its always more frugal than manufacturing it again.

> Another is what you time is worth.

It often isnt worth anything in the sense that its got a value.

> Assuming a low $10/hr it would be a lot cheaper just to toss out
> garbage than to spend the time to wash and sort everything.

Yes, but thats a completely bogus way to analyse it.


== 5 of 5 ==
Date: Mon, Jul 14 2008 2:40 pm
From: Coffee's For Closers


In article <96c900da-6ced-403a-bdbd-
018f865f1277@i76g2000hsf.googlegroups.com>, j0069bond@hotmail.com
says...
> http://news.bbc.co.uk/2/hi/science/nature/7502071.stm
>
> Living in a world without waste
>
> MHO
> For one thing having to wash and dry before recycling can be a waste
> of clean water. Another is what you time is worth. Assuming a low
> $10/hr it would be a lot cheaper just to toss out garbage than to
> spend the time to wash and sort everything.


Personally, it takes very little effort for me. I just give
containers a quick rinse, and toss them into my recycle bin,
right there in my kitchen. Biodegradable waste like food scraps
go into a bucket, which I empty every couple of days into my
compost bin outside. I later apply the finished compost to my
vegetable garden.

As far as money, it comes out positive. The water isn't metered,
so no extra cost for the rinsing. I set out the recycle bin at
the curb every week, and it is emptied for free. Whereas, in my
area, regular rubbish must be in special city council bags, which
cost more than plain bags, with the premium helping to pay for
the pickup. So recycling and composting mean using fewer rubbish
bags, for a small savings.

As far as the theoretical dollar value of my time, this only
involves less than one minute per day (rinsing the containers,
and dumping stuff into the compost.)

--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum


==============================================================================
TOPIC: Spacing Trips to the Grocery Store?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9e5316c7228e6cd4?hl=en
==============================================================================

== 1 of 11 ==
Date: Mon, Jul 14 2008 10:16 am
From: unow@example.com

I tossed out the breadmachine and switched to using a mixer to knead bread. The
results are better. But the bread machine was nice for just making dough.

On Mon, 14 Jul 2008 02:53:42 -0400, in misc.consumers.frugal-living Neon John
<no@never.com> wrote:

>On Mon, 14 Jul 2008 14:24:04 +1000, "FarmI" <ask@itshall be given> wrote:
>
>
>>> Makes more sense to get a bread machine and bake more often.
>>
>>Not to us. We prefer a bigger loaf than machines make as we eat a lot of
>>bread, we hated the hole in the bottom of the bread and the cleaning up and
>>we prefer the flavour of oven baked bread.
>>
>
>I'm with you on that. I *hated* the bread machine that I briefly owned. Tiny
>little loaves that tasted nothing like what I make by hand, even using the
>same recipe.
>
>I make plain old French bread almost exclusively. I'd much rather spend a day
>every so often baking, vacuum packaging and freezing a large quantity than I
>would fooling with the machine, even if the product came out the same.
>
>I generally like kitchen gadgets but a bread machine is a glaring exception.
>
>John

== 2 of 11 ==
Date: Mon, Jul 14 2008 10:12 am
From: chessucat


X-No-Archive: yes

On Jul 12, 4:09 pm, Jonathan Grobe wrote:
> Since I live several miles from the nearest grocery
> store and since gas prices are rapidly increasing, I
> have been thinking I should increase the time between
> trips to the grocery store. The problem is perishables.
> While some can be frozen, others can't.
>
> Any thoughts on the longest interval one should have
> between trips? (For me it looks like milk would be
> the determining factor).
>
> What is you policy on this? What are you freezing because
> of the freshness problem...
>

Get a dairy cow or stock up on powder milk! Buy a couple of Rhode
Island Reds or buy some powered eggs boxes.

Gas will continue to rise and oil will go to $200 a barrel. We can't
drill our way out of this, I'm not opposed to drilling off the
Florida's Keys or in ANWR, but we won't see that fuel come to the
pumps for ten years, at best. A Depression can be survived if you
budget and prepared for it! Prices drop like rock during a
Depression, land, houses, and commodities are dirt cheap, or so they
say.

<chessucat advises>

== 3 of 11 ==
Date: Mon, Jul 14 2008 12:20 pm
From: Seerialmom


On Jul 12, 1:09 pm, Jonathan Grobe <gr...@netins.net> wrote:
> Since I live several miles from the nearest grocery
> store and since gas prices are rapidly increasing, I
> have been thinking I should increase the time between
> trips to the grocery store. The problem is perishables.
> While some can be frozen, others can't.
>
> Any thoughts on the longest interval one should have
> between trips? (For me it looks like milk would be
> the determining factor).
>
> What is you policy on this? What are you freezing because
> of the freshness problem...
>
> --
> Jonathan Grobe Books
> Browse our inventory of thousands of used books at:http://www.grobebooks.com

Milk can be frozen or you could use powdered. I don't drink milk so
it's not a problem. You could also look into "delivery" of some of
these items. Perhaps it would be cheaper to have the "milkman"
deliver milk and eggs or there could be a local farmer who sells it.
I'm sure the people in Alaska would be able to answer this better
though.

== 4 of 11 ==
Date: Mon, Jul 14 2008 12:29 pm
From: me@privacy.net


Seerialmom <seerialmom@yahoo.com> wrote:

>Milk can be frozen

How long can it last in frozen block state? Forever?

== 5 of 11 ==
Date: Mon, Jul 14 2008 12:30 pm
From: Seerialmom


On Jul 13, 9:56 am, Larry Caldwell <firstnamelastinit...@peaksky.com>
wrote:
> In article <4879c32c$0$29804$5a62ac22@per-qv1-newsreader-
> 01.iinet.net.au>, ask@itshall (FarmI) says...
>
> > I always have UHT milk on hand for when we run out of fresh and I would have
> > no trouble just using that all the time. I also keep UHT cream for the rare
> > times we use it.
>
> By UHT, do you mean the irradiated stuff you store at room temperature
> in boxes? We still can't get irradiated food at markets in the USA,
> which would make fresh food storage a lot easier. The military uses it
> a lot, though.
>
> --
> For email, replace firstnamelastinitial
> with my first name and last initial.

I was able to get some at the local Grocery Outlet a while back, they
were selling 1 liter packages $1 for 2 packages as I recall. I don't
use/drink milk but my son said it tasted fine in his cereal. Of
course this was a one time thing, you never know what Grocery Outlet
will have (it's like a Big Lots but for groceries and only in a few
states on the west coast).

== 6 of 11 ==
Date: Mon, Jul 14 2008 12:30 pm
From: Seerialmom


On Jul 13, 3:04 pm, Goomba <Goomb...@comcast.net> wrote:
> Ann wrote:
> > Wegmans supermarket chain in the northeast began selling irradiated beef
> > in 2002. I never bought it, but the last I noticed, it was still in the
> > meat case.
>
> The same meat!? WOW, that irradiation IS some preserver, huh? LOL

heheh...I was thinking the same thing!

== 7 of 11 ==
Date: Mon, Jul 14 2008 1:23 pm
From: "Rod Speed"


me@privacy.net wrote
> Seerialmom <seerialmom@yahoo.com> wrote

>> Milk can be frozen

> How long can it last in frozen block state?

A year or so fine. Really depends on when you decide you
dont like the taste anymore and thats a very personal thing.

> Forever?

Nothing lasts forever, including you |-)


== 8 of 11 ==
Date: Mon, Jul 14 2008 6:12 pm
From: Neon John


On Mon, 14 Jul 2008 09:47:57 -0700, unow@example.com wrote:

>On Mon, 14 Jul 2008 02:49:00 -0400, in misc.consumers.frugal-living Neon John
><no@never.com> wrote:
>
>>A pressure canning cycle takes about 45 minutes so a cycle uses
>>2.1*0.75 = 1.6kWh of electricity.
>
>
>What are you pressure cooking for 45 minutes? I don't think that meat even
>needs to be pressure cooked for that long.

That's the whole time the burner is on and includes heating up the water and
the contents before anything starts to boil.

45 minutes is a SWAG. May be more or less. I was just looking for orders of
magnitude numbers.

>
>I make a huge batch of blackberry jam about every three years, it only goes in
>the pressure cooker for 5 minutes but I pressure cooker is not needed for jam.
>I'm sure it costs less to can it then it costs to make and store freezer jam for
>three years. This is a jam year the supplies are running low but the black
>berries will be ripe next month.

I don't keep anything past a year. I still have these visions that haunt me
of those 5-10 year old green beans that my granny would sometimes dig out of
the cellar and cook. Bleached white and yuck!

I'm sure that jams would be OK longer than a year but I generally don't do
those. I have a nice friend who keeps me stocked in freezer jams. She even
makes 'em with Splenda (I'm a diabetic).

John
--
John De Armond
See my website for my current email address
http://www.neon-john.com
http://www.johndearmond.com <-- best little blog on the net!
Tellico Plains, Occupied TN
Who is General Failure and why is he reading my disk?

== 9 of 11 ==
Date: Mon, Jul 14 2008 6:14 pm
From: BR


chessucat wrote:
> X-No-Archive: yes
>
> On Jul 12, 4:09 pm, Jonathan Grobe wrote:
>> Since I live several miles from the nearest grocery
>> store and since gas prices are rapidly increasing, I
>> have been thinking I should increase the time between
>> trips to the grocery store. The problem is perishables.
>> While some can be frozen, others can't.
>>
>> Any thoughts on the longest interval one should have
>> between trips? (For me it looks like milk would be
>> the determining factor).
>>
>> What is you policy on this? What are you freezing because
>> of the freshness problem...
>>
>
> Get a dairy cow or stock up on powder milk! Buy a couple of Rhode
> Island Reds or buy some powered eggs boxes.
>

I go once a week. Since I don't use milk for a beverage, just cooking,
powdered milk works just fine. Store bought eggs will keep for two
weeks, so you could stretch it to every other week if you don't have
your own hens.

--
Remove the TOS star ship captain to reply privately.

== 10 of 11 ==
Date: Mon, Jul 14 2008 6:17 pm
From: Neon John


On Mon, 14 Jul 2008 09:54:36 -0700, unow@example.com wrote:

>On Mon, 14 Jul 2008 02:49:00 -0400, in misc.consumers.frugal-living Neon John
><no@never.com> wrote:
>
>>
>>At first blush, it would appear that canning has almost a 10:1 cost advantage,
>>though the absolute dollar amount is very small in either case - using the
>>current electric rate of $.073970/kWh*, that's $3.73 for canning, $34.69 for
>>freezing. But that doesn't figure in the cost of jars. Quart jars were close
>>to a dollar a jar last year but let's say $0.75 to account for some reuse and
>>to offset the cost of zip-lock bags for freezing. 225 jars * $0.75 = $168.75.
>
>
>Jars can be reused many times. Rings can be re-used for years and years.. only
>the lids should be purchased every month. One of my Grandma's even re-used the
>rings but I don't. I am using both of my dead Grandma's jars and even some of
>my Great-Grandma's canning jars in addition to some that I bought. Sometimes a
>jar will burst so I toss it out and use a different one. Jars are often quite
>cheap in the thrift shops. Not too many people can stuff anymore so if you ask
>around you can find probably find some free jars.

Oh, I know. Both methods can be optimized. I could buy new high efficiency
freezers or just better insulate the ones that I have. Again, I was just
piddling with numbers, looking for order-of-magnitude. If canning had turned
out to be 20X or 50X or 100X cheaper than freezing then I'd take a second
look. Since they're in the same order of magnitude, even when ignoring the
cost of jars and since the cost in either case is minimal, I'll stick with the
kind of food I like best - fresh from the freezer :-)

John

--
John De Armond
See my website for my current email address
http://www.neon-john.com
http://www.johndearmond.com <-- best little blog on the net!
Tellico Plains, Occupied TN
Save a tree, kill a beaver

== 11 of 11 ==
Date: Mon, Jul 14 2008 7:29 pm
From: Terri


unow@example.com wrote in news:ak0n74d9j76po9gviu8jku8dpe04actl5i@4ax.com:

> On Mon, 14 Jul 2008 02:49:00 -0400, in misc.consumers.frugal-living Neon
> John
><no@never.com> wrote:
>
>>A pressure canning cycle takes about 45 minutes so a cycle uses
>>2.1*0.75 = 1.6kWh of electricity.
>
>
> What are you pressure cooking for 45 minutes? I don't think that meat
> even needs to be pressure cooked for that long.

Actually, it does. Even longer, according to the recipes in my canning
books. Glancing at Ball Blue Book for poulty, seafood, tuna and
beef I see a minimum of 1 hour at 10 pnds. It ranges anywhere from 80
minutes to 1 hour and 30 minutes.
Even whole kernel corn in quarts is recommended for over an hour.


==============================================================================
TOPIC: how's this for an economic mess?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3a370d079370dd0b?hl=en
==============================================================================

== 1 of 2 ==
Date: Mon, Jul 14 2008 11:27 am
From: Cheapo Groovo


Rod, what reality are you living in?

In article <6doc8fF3jho5U1@mid.individual.net>, rod.speed.aaa@gmail.com
says...
> Mr.SmartyPants <georgewkspam@humboldt1.com> wrote:
>
> > What's the best way to get into a financial mess? I'm not an economist,
>
> Or anything else either.
>
> > but the best way I know of is to borrow more money than you can pay back.
>
> Mindlessly superficial. It isnt always that easy to work out what you can pay back.
>
> And those who have got stinking rich have got that way by doing that anyway.
>
> > Here's what Ron Paul says:
>
> That fool has never ever had a clue.
>
> > "Ron Paul: How We Got into this Mess
>
> > By: The Mess that Greenspan Made
>
> Nothing to do with Greenspan, fool.
>
> > Thursday, July 10, 2008 5:41 PM
> > Sectors: Finance
>
> > From Ron Paul's Campaign for Liberty
>
> Wota fucking wanker...
>
> > come these thoughts
>
> Those arent thoughts, they're just more steaming turds.
>
> > about how we got into such a mess with a financial
> > system apparently falling apart at the seams
>
> It aint falling apart, fool.
>
> > and soaring inflation
>
> And there aint soaring inflation either, fool.
>
> > for nearly everything but the consumer price index.
>
> Pity about what it measures, fool.
>
> > The entire statement was to be read into the Congressional Record earlier this week
>
> Just another steaming turd dropped in there.
>

== 2 of 2 ==
Date: Mon, Jul 14 2008 12:09 pm
From: "Rod Speed"


Cheapo Groovo <ccsj@nospam.com> wrote:

> Rod, what reality are you living in?

Same one you are, unfortunately.


> Rod Speed rod.speed.aaa@gmail.com wrote
>> Mr.SmartyPants <georgewkspam@humboldt1.com> wrote

>>> What's the best way to get into a financial mess? I'm not an
>>> economist,
>>
>> Or anything else either.
>>
>>> but the best way I know of is to borrow more money than you can pay
>>> back.
>>
>> Mindlessly superficial. It isnt always that easy to work out what
>> you can pay back.
>>
>> And those who have got stinking rich have got that way by doing that
>> anyway.
>>
>>> Here's what Ron Paul says:
>>
>> That fool has never ever had a clue.
>>
>>> "Ron Paul: How We Got into this Mess
>>
>>> By: The Mess that Greenspan Made
>>
>> Nothing to do with Greenspan, fool.
>>
>>> Thursday, July 10, 2008 5:41 PM
>>> Sectors: Finance
>>
>>> From Ron Paul's Campaign for Liberty
>>
>> Wota fucking wanker...
>>
>>> come these thoughts
>>
>> Those arent thoughts, they're just more steaming turds.
>>
>>> about how we got into such a mess with a financial
>>> system apparently falling apart at the seams
>>
>> It aint falling apart, fool.
>>
>>> and soaring inflation
>>
>> And there aint soaring inflation either, fool.
>>
>>> for nearly everything but the consumer price index.
>>
>> Pity about what it measures, fool.
>>
>>> The entire statement was to be read into the Congressional Record
>>> earlier this week
>>
>> Just another steaming turd dropped in there.



==============================================================================
TOPIC: You are not frugal if......
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3c5261ec65743940?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Jul 14 2008 12:14 pm
From: "Rod Speed"


George <george@nospam.invalid> wrote
> Rod Speed wrote
>> George <george@nospam.invalid> wrote
>>> Dennis wrote

>>>>> I might have some money for a replacement car, thinking along
>>>>> the lines of a Honda Civic HX, if I can find one. That gets 40 +
>>>>> on the highway. With that kind of mileage I can drive like it's
>>>>> 2007 all over again!

>>>> Why did they quit making models like the HX? Nowadays, they act like it's a big deal when a compact 4-banger gets
>>>> 30mpg.

>>>> I bought my first brand-new car in 1980, a Datsun (now Nissan)
>>>> 200SX. It had a 2.0L 4-cylinder, 5-speed manual transmission. It was supposed to be a sporty little brother to the
>>>> 280ZX. I used to average 35mpg commuting with it, and once got 38mpg over a couple tanks on a longer trip down the
>>>> freeway (in July with the A/C going). OK, it had electronic ignition, fuel injection, etc, but it was almost (now)
>>>> 30-year-old technology! Why can't the manufacturers at least match that today?

>>> They can.

>> Nope.

>>> Unfortunately the US manufacturers decided fluffed up trucks with
>>> 18 cup holders, 600 HP engines and 195,000lb towing capacity were
>>> what the average US driver needed to transport themselves and a
>>> large coffee.

>> Doesnt explain why Datsun doesnt get the result they used to get.

>>> I had a Ford Fiesta that they imported for only a few years and it got similar mileage to what you described with
>>> the Datsun. They still make and sell the Fiesta in Europe and Asia. The new version gets 34 mpg
>>> city/ 43 highway and 38.9 combined. The turbodiesel version gets 64
>>> mpg combined.

>>> If Ford is still in business they won't even be able to offer the
>>> Fiesta gas version in the US until at least October, 2009 because
>>> of all of the reliance they put on selling fluffed up trucks here.

>> Doesnt explain why Datsun doesnt get the result they used to get.

> It doesn't but that wasn't the question.

I was commenting on your answer, not the question.

>> The real reason its got worse is the pollution controls that are now mandated.

>>>>> I don't get this whole ethanol bit, beyond the big Agra boost.
>>>>> Methanol makes more sense if we have to have some such stuff as it doesn't boost food costs. Even Bio Diesel makes
>>>>> more sense.

>>>> Ethanol in fuel, at least as it is implemented today, makes no sense for the driving public.

>>> Heavily subsidizing grinding up food to make ethanol to keep the SUVs going will definitely go into the history
>>> books as one of the dumbest ideas the politicians ever came up with.

>> I doubt it. Look at what Brazil is doing sometime.

> You mean they cluelessly decided to use a crop to make ethanol without any planning like the politicians in the US did
> ?

They worked out a way of producing their own transport fuel
instead of importing crude oil and it works quite effectively for them.



==============================================================================
TOPIC: POISONOUS COUNTERFEIT TOOTHPASTE SEIZED IN CONNECTICUT
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ac5b13498eafe67f?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Jul 14 2008 1:11 pm
From: BeaForoni


On Jul 13, 6:41 am, balanc...@yahoo.com wrote:
> http://consumerist.com/consumer/chinese-poison-train/700-tubes-of-poi...
>
> Over 700 tubes of poisonous counterfeit toothpaste were seized in
> Connecticut, according to The New York Times. The toothpaste is
> flavored with diethylene glycol, a sweet-tasting chemical more
> commonly found in anti-freeze. It can cause liver and kidney damage if
> swallowed.

Pikers. You want to see consumer ripoffs, nothing beats the Chinese. I
submit for your dicussion: http://www.snopes.com/medical/toxins/hairband.asp


==============================================================================
TOPIC: Believe it or not.....!!!!!!!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9421bedb8701e43a?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Jul 14 2008 4:09 pm
From: Al Bundy


On Jul 10, 3:18 pm, George Grapman <sfgeo...@paccbell.net> wrote:
> I always love sites that require you to accept the terms of service
> when those terms are not on the site.

I'm not carrying water for the guy, but the TOS is right there with a
live link. It appears to be standard boiler plate stuff-no adult
content, no software piracy, and so on.


==============================================================================
TOPIC: Garage Sales
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f1826c8cd57abac7?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Jul 14 2008 4:18 pm
From: Al Bundy


On Jul 10, 1:16 am, JMILGTP <jeremy...@hotmail.com> wrote:
> Hello,
> I just finished writing my E-Book on what to look for at Garage Sales
> to sell on Ebay! This book is 17 pages long and provides a vast
> amount of informatoin.
> Theres the link for the auction! Don't miss out on this book!

Seventeen pages is not really a book. It's more of a memo.

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Google Groups: http://groups.google.com?hl=en

18 new messages in 6 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Spacing Trips to the Grocery Store? - 10 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9e5316c7228e6cd4?hl=en
* Key Bank and Free iPod; They are doing it again. - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/49979e6dc6b790c8?hl=en
* china discount AIR JORDAN AF1 fusion shoes, cheapest prada chanel coach (www.
cicitrade.com) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2e95676608914f0c?hl=en
* Surviving high heating oil prices - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a184bef53e828bc7?hl=en
* Which of these is best VALUE stock investment? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/785d10c890e976d3?hl=en
* Renter's Insurance - Coverage question - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/af9a0c1286b64bd6?hl=en

==============================================================================
TOPIC: Spacing Trips to the Grocery Store?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9e5316c7228e6cd4?hl=en
==============================================================================

== 1 of 10 ==
Date: Sun, Jul 13 2008 6:00 pm
From: Ann


On Sun, 13 Jul 2008 10:15:06 -0700, Sheldon wrote:

> On Jul 13, 9:26am, Ann <nntpm...@epix.net> wrote:
>> On Sat, 12 Jul 2008 17:59:24 -0400, Neon John wrote:
>> > On Sat, 12 Jul 2008 20:09:56 +0000 (UTC), Jonathan Grobe
>> > <gr...@netins.net> wrote:
>> <...>
>> > Another avenue that I'm experimenting with is turning powdered milk
>> > back into whole milk by adding butter. I think that it'll be fine
>> > for cooking when I get the amount of butter just right. I haven't
>> > tried it for ice cream yet.
>>
>> If you ever figure that out, please post the "secret". I think there is
>> some off-taste, compared to Jersey milk i/c, particularly vanilla.
>> But ice cream socials switched to evaporated milk in their (cooked
>> egg custard) recipe decades ago. Partly cost and partly availability.
>>
>
> If adding butter along with powdered milk for cooking it will be fine,
> especially for baking... but it's not possible to emulsify powdered milk
> with butter for drinking unless you don't mind the tiny bits of butter.
>
> The proper way to rehydrate powdered milk is to let it sit in the fridge
> for 24 hours before drinking... it's called instant but it's not, it needs
> time to completely hydrate. When done correctly you'd be hard pressed to
> tell the difference from fresh skim milk. Another trick is to add just
> one drop of vanilla extract per quart. Naturally if you leave the
> powdered milk packaging out in plain view everyone will imagine it tastes
> different from fresh, because if the package is on the table and the milk
> served is actually fresh skim no one will believe you... the power of
> suggestion is quite potent.

The only circumstance under which I drink milk is when it's heavily
fortified with chocolate. <g> Which is convenient because that eliminates
the fresh liquid milk hassle.

== 2 of 10 ==
Date: Sun, Jul 13 2008 7:22 pm
From: Gene S. Berkowitz


In article <slrng7i3sk.h8s.grobe@worf.netins.net>, grobe@netins.net
says...
> Since I live several miles from the nearest grocery
> store and since gas prices are rapidly increasing, I
> have been thinking I should increase the time between
> trips to the grocery store. The problem is perishables.
> While some can be frozen, others can't.
>
> Any thoughts on the longest interval one should have
> between trips? (For me it looks like milk would be
> the determining factor).
>
> What is you policy on this? What are you freezing because
> of the freshness problem...

We shop every two weeks, and buy Stonyfield Farms milk.
It is ultra-pasteurized, and at the supermarket we shop at, the "sell
by" date is usually over a month away. Once opened, you should use it
within seven days. I find the flavor quite good, and even like their 1%
milk.

As I understand it, U/P milk can not be used to make cheese, it will
never set. I don't think it's a problem for ice cream.

--Gene

== 3 of 10 ==
Date: Sun, Jul 13 2008 7:57 pm
From: unow@example.com


On Mon, 14 Jul 2008 02:22:19 GMT, in misc.consumers.frugal-living Gene S.
Berkowitz <first.last@verizon.net> wrote:

>As I understand it, U/P milk can not be used to make cheese, it will
>never set. I don't think it's a problem for ice cream.


It is preferable for yoghurt

== 4 of 10 ==
Date: Sun, Jul 13 2008 8:43 pm
From: Jim


Ann wrote:

> Jim wrote:
> > Ann wrote:
> >> Larry Caldwell wrote:
> > [....]
> >> >
> >> > By UHT, do you mean the irradiated stuff
> > [....]
> >>
> >> irradiated beef
[....]
> >
> > how's the literacy rate in that area?
>
> Bought it the same city the friend you mentioned is from, Elmira. He would
> know better about the literacy rate.

he moved here back in 1976. things change...

== 5 of 10 ==
Date: Sun, Jul 13 2008 9:24 pm
From: "FarmI"


"Rod Speed" <rod.speed.aaa@gmail.com> wrote in message
> FarmI <ask@itshall be given> wrote

>> We find that we have to have regular trips to town for one reason or
>> another that has nothing to do with food and that is when we buy our
>> groceries.
>
>> I think for me the only problem would be bananas. There is no way to
>> store them in any way.
>
> Wrong, they last a lot longer in the fridge, tho they look just as bad on
> the outside.

Yuk! I can't stomach bananas with black skin. I prefer bananas slightly
underripe and once the skin is black, they make me want to barf. If they get
overripe, I make a banana cake out of them.

>> We bake our own bread most of the time, but I have to get my husband to
>> do some of the kneading as I now no longer have the strength for a big
>> batch of multiple loaves.
>
> Time to get a bread machine.

I had one. I hated it so gave it away. I find it's less messy to make it
by hand even if it does take more grunt power.

>> We freeze all but one loaf.
>
> Makes more sense to get a bread machine and bake more often.

Not to us. We prefer a bigger loaf than machines make as we eat a lot of
bread, we hated the hole in the bottom of the bread and the cleaning up and
we prefer the flavour of oven baked bread.


== 6 of 10 ==
Date: Sun, Jul 13 2008 9:39 pm
From: "FarmI"


<unow@example.com> wrote in message
news:bjok74hlubued9gud4srum63rsr9omrs9p@4ax.com...
> On Sun, 13 Jul 2008 18:56:09 +1000, in misc.consumers.frugal-living
> "FarmI"
> <ask@itshall be given> wrote:
>
>> think for me the only problem would be bananas. There is no way to store
>>them in any way.
>
>
> They are good sliced and dehydrated.

I agree. I use dehydrated bananas in my breakfast cereal but I buy those.


== 7 of 10 ==
Date: Sun, Jul 13 2008 10:09 pm
From: "FarmI"


"Larry Caldwell" <firstnamelastinitial@peaksky.com> wrote in message
> 01.iinet.net.au>, ask@itshall (FarmI) says...
>
>> I always have UHT milk on hand for when we run out of fresh and I would
>> have
>> no trouble just using that all the time. I also keep UHT cream for the
>> rare
>> times we use it.
>
> By UHT, do you mean the irradiated stuff you store at room temperature
> in boxes? We still can't get irradiated food at markets in the USA,
> which would make fresh food storage a lot easier. The military uses it
> a lot, though.

Others have answered the question a from one of the cites (the wiki one) I
found that UHT is supposedly available in the US. I know you know and like
all sorts of food so it surprses me that you haven't come across UHT. I
assume it's not around where you are? How common is it?

I've always seen lots of references both here in this thread and other US
dominated ngs and on sites that makes me think that powdered milk seems to
be much used in the US. Is that so?

I hate powdered milk in all forms. It's cheap but given the choice between
UHT or powdered, I'd choose UHT every time. Fresh is still best but
powdered - yuckie poo!


== 8 of 10 ==
Date: Sun, Jul 13 2008 10:22 pm
From: Neon John


On Sun, 13 Jul 2008 13:12:11 -0500, me@privacy.net wrote:


>I could keep the bananas and bread and cookies and all
>kinds of things you normally leave laying out IN the
>extra fridge room..... as well as having TWO
>freezers... one in current fridge and the other freezer
>space in the second fridge.
>
>What you say?

That should work fine. You'll have to be careful about keeping things that
ripen from ethylene gas (bananas and such) away from foods that give off
ethylene. I don't recall which those are but a quick google should pop up an
answer.

I'm not much of a fruit eater, an occasional apple, cherries and grapes is
about it, so I've not had to deal with this problem.

I have one of those vacuum packaging machines, the one that Sam's club sells.
I use it a LOT. It totally stops freezer burn. It's also good for packaging
refrigerated items. Just suck the air out and seal at that point instead of
letting it try to pump the liquid out. The bags are laminated to be
impermeable which keeps odors in and contaminants out.

Here are some more ideas regarding vacuum freezing.

http://www.neon-john.com/RV/Food/Freeze_Vac.htm

John
--
John De Armond
See my website for my current email address
http://www.neon-john.com
http://www.johndearmond.com <-- best little blog on the net!
Tellico Plains, Occupied TN
Better to pass boldly into that other world in the full glory of some passion
than fade and wither dismally with age. -Joyce

== 9 of 10 ==
Date: Sun, Jul 13 2008 10:55 pm
From: unow@example.com


On Mon, 14 Jul 2008 15:09:12 +1000, in misc.consumers.frugal-living "FarmI"
<ask@itshall be given> wrote:

>"Larry Caldwell" <firstnamelastinitial@peaksky.com> wrote in message
>> 01.iinet.net.au>, ask@itshall (FarmI) says...
>>
>>> I always have UHT milk on hand for when we run out of fresh and I would
>>> have
>>> no trouble just using that all the time. I also keep UHT cream for the
>>> rare
>>> times we use it.
>>
>> By UHT, do you mean the irradiated stuff you store at room temperature
>> in boxes? We still can't get irradiated food at markets in the USA,
>> which would make fresh food storage a lot easier. The military uses it
>> a lot, though.
>
>Others have answered the question a from one of the cites (the wiki one) I
>found that UHT is supposedly available in the US. I know you know and like
>all sorts of food so it surprses me that you haven't come across UHT. I
>assume it's not around where you are? How common is it?
>
>I've always seen lots of references both here in this thread and other US
>dominated ngs and on sites that makes me think that powdered milk seems to
>be much used in the US. Is that so?
>
>I hate powdered milk in all forms. It's cheap but given the choice between
>UHT or powdered, I'd choose UHT every time. Fresh is still best but
>powdered - yuckie poo!
>


Powdered milk is good for backpacking and baking.

== 10 of 10 ==
Date: Sun, Jul 13 2008 11:01 pm
From: "Rod Speed"


FarmI <ask@itshall be given> wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> FarmI <ask@itshall be given> wrote

>>> We find that we have to have regular trips to town for one reason or another that has nothing to do with food and
>>> that is when we buy our groceries.

>>> I think for me the only problem would be bananas. There is no way to store them in any way.

>> Wrong, they last a lot longer in the fridge, tho they look just as bad on the outside.

> Yuk! I can't stomach bananas with black skin.

Nothing to do with that silly claim you made.

> I prefer bananas slightly underripe and once the skin is black, they make me want to barf.

Your problem.

> If they get overripe, I make a banana cake out of them.

>>> We bake our own bread most of the time, but I have to get my
>>> husband to do some of the kneading as I now no longer have the
>>> strength for a big batch of multiple loaves.

>> Time to get a bread machine.

> I had one. I hated it so gave it away.

You've got a hell of a lot of mindlessly silly hangups, havent you ?

> I find it's less messy to make it by hand

Like hell it is.

> even if it does take more grunt power.

>>> We freeze all but one loaf.

>> Makes more sense to get a bread machine and bake more often.

> Not to us.

More fool you.

> We prefer a bigger loaf than machines make as we eat a lot of bread, we hated the hole in the bottom of the bread

You've got a hell of a lot of mindlessly silly hangups, havent you ?

> and the cleaning up

There is no clearing up whatever.

> and we prefer the flavour of oven baked bread.

You've got a hell of a lot of mindlessly silly hangups, havent you ?



==============================================================================
TOPIC: Key Bank and Free iPod; They are doing it again.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/49979e6dc6b790c8?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Jul 13 2008 7:46 pm
From: Gordon


clams_casino <PeterGriffin@DrunkinClam.com> wrote in news:6Hwek.20273
$oY2.16085@newsfe21.lga:

> Gordon wrote:
>
>>For those of you who were here last year, I related my
>>experience (good) with Key bank's offer of a free iPod
>>for opening a new checking account.
>>
>>Well, I just saw an ad in the paper, and they are doing it
>>again. Sign up for a new checking account, Use it at least
>>3 times, get a free iPod 3G nano. This year there is an
>>option to get an iPod touch.
>>
>>If you want a free iPod (free is frugal), you should
>>look into this.
>>
>>Note: Be sure to read and understand the fine print or
>>you may end up paying fees, or you won't have the right
>>transactions to qualify for the iPod.
>>
>>
>
> They're an older model - based on 8 track.
>

Older than what??
It's the latest Nano widescreen. Barely a year old.
You can't get a newer version of the Nano.

== 2 of 2 ==
Date: Sun, Jul 13 2008 8:16 pm
From: "Rod Speed"


Gordon <gonzo@alltomyself.com> wrote:
> clams_casino <PeterGriffin@DrunkinClam.com> wrote in news:6Hwek.20273
> $oY2.16085@newsfe21.lga:
>
>> Gordon wrote:
>>
>>> For those of you who were here last year, I related my
>>> experience (good) with Key bank's offer of a free iPod
>>> for opening a new checking account.
>>>
>>> Well, I just saw an ad in the paper, and they are doing it
>>> again. Sign up for a new checking account, Use it at least
>>> 3 times, get a free iPod 3G nano. This year there is an
>>> option to get an iPod touch.
>>>
>>> If you want a free iPod (free is frugal), you should
>>> look into this.
>>>
>>> Note: Be sure to read and understand the fine print or
>>> you may end up paying fees, or you won't have the right
>>> transactions to qualify for the iPod.
>>>
>>>
>>
>> They're an older model - based on 8 track.
>>
>
> Older than what??
> It's the latest Nano widescreen. Barely a year old.
> You can't get a newer version of the Nano.

It was a joke, Joyce.



==============================================================================
TOPIC: china discount AIR JORDAN AF1 fusion shoes, cheapest prada chanel coach
(www.cicitrade.com)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2e95676608914f0c?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 13 2008 7:48 pm
From: cicitrade001@yahoo.cn


Discount Coach Sandals, Dior Sandals, Prada Sandals, Chanel Sandals,
Versace Sandals, Crocs Sandals, Women's Sandals Men's Slippers From
China AIR Jordans shoes shoes
For more products pls vist:
http://www.cicitrade.com


==============================================================================
TOPIC: Surviving high heating oil prices
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a184bef53e828bc7?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 13 2008 8:06 pm
From: krw


In article <g5dt3r$jre@acadia.ece.villanova.edu>,
nicksanspam@ece.villanova.edu says...
> krw <krw@att.bizzzzzzzzzz> wrote:
>
> >> >If you read back, I said that foild will help by REFLECTING radiated
> >> >heat. It doesn't do squat for the 'R' value, however, because that
> >> >is a measure of CONDUCTED heat.
> >>
> >> No. R-values are measured, and they include all forms of heatflow.
> >
> >Your definition of "R-value" is meaningless. The 'R' varies by
> >application, which makes it a meaningless number.
>
> You've made a mistake, Keith. I suggest you admit it and move on.

Wrong again. R-value is not dependent on how bright the sun is.

--
Keith


==============================================================================
TOPIC: Which of these is best VALUE stock investment?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/785d10c890e976d3?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Jul 13 2008 8:15 pm
From: Gene S. Berkowitz


In article <g57iel$sl4$1@aioe.org>, none@none.net says...
> I like to do value stock investments. In other words, pick things up when
> they are cheap. Recently, I invested 3/4 of my $ into 3 different stocks,
> but now I'm having a hard time deciding what stock to invest the last bit
> into.
>
> Here is what I'm considering:
>

> BPL Buckeye Partners LP
> current price $40.72 52 wk. range $39.11 to $55.54
> stock has over an 8% yield
> owns a network of 5,400 miles of pipelines which it uses to transport fuels
> to terminals, airports, and other places of heavy use. Also provides
> pipeline operation, maintenance and construction services for third parties.
> Consistently profitable, but stock is currently down about 20%. With yield,
> could give 36% return over next 2 years. Not much risk.

I am not a CPA, but it seems like BPL took on $300 million of debt to
buy a NG storage facility this year, and is now carrying over $1.3
billion in debt, against a market capitalization of $1.95 billion.

> WOLF Great Wolf Resorts
> current price $4.37 52 wk. range $3.98 to $15.70
> indoor year round water parks and hotels
> recent expansion, built several new properties, but current
> economic climate weighs on earnings, but could easily double in the next 2-3
> years, but has higher downside risk

> FUN Cedar Fair LP
> Current Price $16.69 52 wk. range $16.14 to $29.90
> Operates 11 amusement parks, 6 water parks, 1 indoor water park, and 5
> hotels. Flagship park is Cedar Point. Stock gives a 10% to 11% yield, and
> is currently close to its lowest point in recent years, due to current poor
> economy. May be some downside, but stock yield gives some insurance against
> inflation, and stock has potential to add 50% in a year or two.

What makes you think that amusement parks will survive this recession,
combined with $5 gasoline?

--Gene

== 2 of 2 ==
Date: Sun, Jul 13 2008 11:04 pm
From: "Rod Speed"


Gene S. Berkowitz <first.last@verizon.net> wrote:
> In article <g57iel$sl4$1@aioe.org>, none@none.net says...
>> I like to do value stock investments. In other words, pick things
>> up when they are cheap. Recently, I invested 3/4 of my $ into 3
>> different stocks, but now I'm having a hard time deciding what stock
>> to invest the last bit into.
>>
>> Here is what I'm considering:
>>
>
>> BPL Buckeye Partners LP
>> current price $40.72 52 wk. range $39.11 to $55.54
>> stock has over an 8% yield
>> owns a network of 5,400 miles of pipelines which it uses to
>> transport fuels to terminals, airports, and other places of heavy
>> use. Also provides pipeline operation, maintenance and construction
>> services for third parties. Consistently profitable, but stock is
>> currently down about 20%. With yield, could give 36% return over
>> next 2 years. Not much risk.
>
> I am not a CPA, but it seems like BPL took on $300 million of debt to
> buy a NG storage facility this year, and is now carrying over $1.3
> billion in debt, against a market capitalization of $1.95 billion.
>
>> WOLF Great Wolf Resorts
>> current price $4.37 52 wk. range $3.98 to $15.70
>> indoor year round water parks and hotels
>> recent expansion, built several new properties, but current
>> economic climate weighs on earnings, but could easily double in the
>> next 2-3 years, but has higher downside risk
>
>> FUN Cedar Fair LP
>> Current Price $16.69 52 wk. range $16.14 to $29.90
>> Operates 11 amusement parks, 6 water parks, 1 indoor water park, and
>> 5 hotels. Flagship park is Cedar Point. Stock gives a 10% to 11%
>> yield, and is currently close to its lowest point in recent years,
>> due to current poor economy. May be some downside, but stock yield
>> gives some insurance against inflation, and stock has potential to
>> add 50% in a year or two.
>
> What makes you think that amusement parks will survive this recession,
> combined with $5 gasoline?

History.



==============================================================================
TOPIC: Renter's Insurance - Coverage question
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/af9a0c1286b64bd6?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Jul 13 2008 9:15 pm
From: Tim Smith


In article <violin-DF9FE5.21111308072008@news.supernews.com>,
Truly Stunned <violin@thebridgeofsighs.sad> wrote:
> > I just opened a policy for renter's insurance for my new two bedroom
> > apartment in the Boston area. It is a $25K policy for less than $400/
> > yr.
>
> Holy crap! I pay $99/year for over $35K worth of coverage through
> Costco, including special item coverage. We rent a refurbished 3-bedroom

Last time I was renting, my renter's insurance was negative cost! It
was from the same company that I had my auto insurance from, and having
multiple policies with them qualified me for some discounts that ended
up being MORE than the cost of renter's insurance.

--
--Tim Smith

== 2 of 2 ==
Date: Sun, Jul 13 2008 10:30 pm
From: Truly Stunned


In article <reply_in_group-16F49F.21151213072008@news.supernews.com>,
Tim Smith <reply_in_group@mouse-potato.com> wrote:

> In article <violin-DF9FE5.21111308072008@news.supernews.com>,
> Truly Stunned <violin@thebridgeofsighs.sad> wrote:
> > > I just opened a policy for renter's insurance for my new two bedroom
> > > apartment in the Boston area. It is a $25K policy for less than $400/
> > > yr.
> >
> > Holy crap! I pay $99/year for over $35K worth of coverage through
> > Costco, including special item coverage. We rent a refurbished 3-bedroom
>
> Last time I was renting, my renter's insurance was negative cost! It
> was from the same company that I had my auto insurance from, and having
> multiple policies with them qualified me for some discounts that ended
> up being MORE than the cost of renter's insurance.

That's terrific. We also carry auto insurance through Costco, and that
may account for the price of our renters insurance. I've done a lot of
shopping around, but haven't found a better auto-insurance deal than the
one we are getting (about $150/year for our 14-y/o econo box w/ $500
deductibles and remarkably good coverage).

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