Saturday, December 1, 2007

25 new messages in 11 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Sewing Machine: Repair or replace - 4 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8dc420a167e31d49?hl=en
* What's the difference? - 5 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df54fd76af90ced4?hl=en
* Crucial Criteria for choosing equipment. - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee8cb2f81c0d6b16?hl=en
* Wuz de nite befo Crimmus - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7b7e38d404da5825?hl=en
* I take it this group has died and...??? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/86a3b9e19a68832b?hl=en
* Earn $10,000 A Month From Your Bedroom ! - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6336b665ba83c1e8?hl=en
* Coinstar Warning - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0a78df299577cc2f?hl=en
* Black Friday scams - 4 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d88b4ca08eaef9f9?hl=en
* Surf and browse the web anonymously at school and work! - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e0ba09019c0d3764?hl=en
* Where did the 400 billion USD in subprime mortgage losses go - 4 messages, 3
authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4b5ad94e9eb8e056?hl=en
* Only 30k miles from tires? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a84bf58bf2c23f50?hl=en

==============================================================================
TOPIC: Sewing Machine: Repair or replace
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8dc420a167e31d49?hl=en
==============================================================================

== 1 of 4 ==
Date: Sat, Dec 1 2007 3:28 pm
From: "Chloe"


Any experts out there? Our seldom-used, ca. 30-year-old, portable Singer
needs a repair that will probably run $125 or so. ($50 minimum just to have
the repair shop look at it.) For now and in the foreseeable future, the
machine is/will be only used for simple mending, but it does come in handy.
And at our age, DH and I only need something that'll last another 20 years
or so <g>.

Can someone tell me what a decent quality, very basic machine will cost if
we want to replace this one?


== 2 of 4 ==
Date: Sat, Dec 1 2007 3:55 pm
From: The Real Bev


Chloe wrote:

> Any experts out there? Our seldom-used, ca. 30-year-old, portable Singer
> needs a repair that will probably run $125 or so. ($50 minimum just to have
> the repair shop look at it.) For now and in the foreseeable future, the
> machine is/will be only used for simple mending, but it does come in handy.
> And at our age, DH and I only need something that'll last another 20 years
> or so <g>.
>
> Can someone tell me what a decent quality, very basic machine will cost if
> we want to replace this one?

I bought a 30-year-old Husqvarna machine (the one with the stump-pulling low
gear) for $3 at a yard sale and found the package of accessories at a
rummage sale for $1. I have only one stitch-disk and haven't seen any
others, but I can live with that!

What kind of repair does a sewing machine need? The old Singers I've seen
look pretty bulletproof.

Check ebay or craigslist for a used Singer Featherweight; Those In The Know
worship those things. The cheapest one I've ever seen at a yard sale was
$250. Also read some of the usenet sewing groups -- there are a lot of
experts reading one or more of them.

--
Cheers, Bev
==================================================
STRESS MANAGEMENT

Picture yourself near a stream.
Birds are singing in the crisp, cool mountain air.
Nothing can bother you here.
No one knows this secret place.
You are in total seclusion from
that place called the world.
The soothing sound of a gentle waterfall
fills the air with a cascade of serenity.
The water is crystal clear.
You can easily make out the face of the person
whose head you're holding under the water.
-- KevinT

== 3 of 4 ==
Date: Sat, Dec 1 2007 4:42 pm
From: dale randall


Chloe wrote:
> Any experts out there? Our seldom-used, ca. 30-year-old, portable Singer
> needs a repair that will probably run $125 or so. ($50 minimum just to have
> the repair shop look at it.) For now and in the foreseeable future, the
> machine is/will be only used for simple mending, but it does come in handy.
> And at our age, DH and I only need something that'll last another 20 years
> or so <g>.
>
> Can someone tell me what a decent quality, very basic machine will cost if
> we want to replace this one?
>
>
I was looking at Walmart and they have singer simple machines for way
under 100.00.

== 4 of 4 ==
Date: Sat, Dec 1 2007 4:54 pm
From: The Real Bev


dale randall wrote:

> Chloe wrote:
>> Any experts out there? Our seldom-used, ca. 30-year-old, portable Singer
>> needs a repair that will probably run $125 or so. ($50 minimum just to have
>> the repair shop look at it.) For now and in the foreseeable future, the
>> machine is/will be only used for simple mending, but it does come in handy.
>> And at our age, DH and I only need something that'll last another 20 years
>> or so <g>.
>>
>> Can someone tell me what a decent quality, very basic machine will cost if
>> we want to replace this one?
>>
> I was looking at Walmart and they have singer simple machines for way
> under 100.00.

The denizens of the sewing newsgroups say that the new Singers are trash.
Real shame.

--
Cheers,
Bev
/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\
I remember when everybody posted to Usenet with their real, deliverable
e-mail address. Of all the sins committed by the spammers, destroying
the viability of the open Internet was the worst.
(Shmuel (Seymour J.) Metz, news.admin.net-abuse.email)


==============================================================================
TOPIC: What's the difference?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df54fd76af90ced4?hl=en
==============================================================================

== 1 of 5 ==
Date: Sat, Dec 1 2007 3:33 pm
From: The Real Bev


Dennis wrote:

> "J Young" <youngopinions@aol.com> wrote:
>
>>Can anyone tell what the difference is between being frugal and being cheap?
>
> If you stop watering your lawn or turn out lights to save money on
> utility bills, you're being frugal.
>
> If your neighbor does it, he's being cheap.

I am frugal. You are cheap. He is miserly.

--
Cheers, Bev
ooooooooooooooooooooooooooooooooooooooooooooooooooooo
"With sufficient thrust, pigs fly just fine. However,
this is not necessarily a good idea...."

== 2 of 5 ==
Date: Sat, Dec 1 2007 3:35 pm
From: The Real Bev


Mark K. Bilbo wrote:

> J Young wrote:
>
>> Can anyone tell what the difference is between being frugal and being
>> cheap? Not Webster's definition, just life in general.
>
> Well, the Vatican sitting on tremendous wealth while exhorting *other*
> people to help the poor, that's cheap...

No, it's hypocrisy/fraud and governments do it too.

--
Cheers, Bev
ooooooooooooooooooooooooooooooooooooooooooooooooooooo
"With sufficient thrust, pigs fly just fine. However,
this is not necessarily a good idea...."

== 3 of 5 ==
Date: Sat, Dec 1 2007 5:05 pm
From: "231" <231@alok.com>


AllEmailDeletedImmediately <derjda@hotmail.com> wrote:
> "231" <231@alok.com> wrote in message
> news:4750882d$0$19775$5a62ac22@per-qv1-newsreader-01.iinet.net.au...
>> AllEmailDeletedImmediately <derjda@hotmail.com> wrote:
>>> "J Young" <youngopinions@aol.com> wrote in message
>>> news:474fa2a2$0$26032$b9f67a60@news.newsdemon.com...
>>>> Can anyone tell what the difference is between being frugal and
>>>> being cheap? Not Webster's definition, just life in general.
>>> let me give you an example:
>>>
>>> frugal is when you use a coupon and take your wife out to a
>>> reasonably nice restaurant for your anniversary. cheap is when
>>> you can afford to take her above restaurant and instead make her a
>>> pbj sandwich for dinner. now, if that pbj is really all you can
>>> afford, then that's not being cheap.
>>> cheap is also when you insist that she and the kids shop at a second
>>> hand store, even though you can afford better, while you head out
>>> and get an expensive suit.
>>
>>> imo, cheap always involves someone else.
>>
>> Nope, you are being cheap when you buy crap just because its the
>> cheapest available, and you end up spending more over the long haul
>> because it doesnt last as long as the more expensive better quality item.

> no. that's being wasteful or unfrugal, but not cheap.

Most call that sort of behaviour being cheap.


== 4 of 5 ==
Date: Sat, Dec 1 2007 7:10 pm
From: ""


On Fri, 30 Nov 2007 00:38:03 -0500, "J Young" <youngopinions@aol.com> wrote:

>Can anyone tell what the difference is between being frugal and being cheap?
>Not Webster's definition, just life in general.


FRUGAL
Is getting a dollars worth for a dollar spent.

STINGY
Is trying to get "more".....


<rj>

== 5 of 5 ==
Date: Sat, Dec 1 2007 7:49 pm
From: "AllEmailDeletedImmediately"

"AllEmailDeletedImmediately" <derjda@hotmail.com> wrote in message
news:n3_3j.33$QS.8@trndny03...

here are a few more examples:

you go out to dinner with others and then find that you "forgot"
your wallet. i know this sometimes happens for real, but in
this instance it's deliberate.

you go out to dinner with others. when the bill comes you
suggest it be split x number of ways, even tho you know your
total would be more than that share.



==============================================================================
TOPIC: Crucial Criteria for choosing equipment.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee8cb2f81c0d6b16?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 3:44 pm
From: Roderick Stewart


In article <5rdmllF140l8mU1@mid.individual.net>, Adrian C wrote:
> There still exists a lot of snobbery against LG and Samsung in the UK
> consumer mindset.

Really? I've got an LG washing machine and it's excellent. As far as I
know they're the only brand that have the main motor integral with the
drum instead of sticking out on a bracket with a rubber drive belt. The
whole assembly is mechanically much better balanced so it doesn't give
that "kick" whenever the drum starts, and is very quiet. I'm certainly
not snobbish about revolutionary designs that actually improve things.

Rod.


==============================================================================
TOPIC: Wuz de nite befo Crimmus
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7b7e38d404da5825?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 3:51 pm
From: Ted


On Dec 1, 12:38 pm, "127.0.0.1" <127.0....@127.0.0.1> wrote:
> Wuz de nite befo Crimmus
> And all ower da hood
> ereybody wuz' sleepin'
> Dey wuz sleepin' good.
>
> We hunged up our stockings
> An hoped like de' heck
> That old Santa
> Clause Be bringin' our check.
>
> All o'de fambily
> Wuz layin in de beds
> While Ripple and Thunderbird
> Danced through dey heads.
>
> I passed out inna' flo
> Right nex to my Maw
> When I heard sech a fuss
> I thunk: "It mus be de law!!!"
>
> I looked out thru de bars
> What covered my doe
> 'spectin' de sheriff
> Wif a warrent fo sho.
>
> And what did I see
> said, "Lawd look at dat!!"
> Ther' wuz a huge watermellon
> Pulled by giant warf rats!!
>
> Now ober all de years
> Santa Clause, he be white
> But looks liken us bros
> Gets a black Sanna dis nite.
>
> Faster dan a Po'lees car
> My home boy he came
> He whupped on dem warf rats
> An' called dem by name!
>
> On Leroy, on 'Lonzo
> And on Willie Lee
> On Saphire, on Chenequa
> Dey wuz a site to see!!
>
> As he landed dat watta' mellon
> Out der in da skreet
> I knowed it was fo' sho'
> Da damndest site I ebber did see.
>
> He didn't go down no chimbley
> He picked da' lock on my doe
> An' I sez to myself
> "Shit!! He done dis befoe!!!"
>
> He had dis big bag
> Full of prezents I 'xpect
> Wid Air Jordans and fake gold
> To wear roun' my neck.
>
> But he left no good prezents
> Jus started stealing my shit
> Got my drugs, got my guns,
> Even got my burglar's kit!!
>
> Wif my stuff in de bag
> Out da window he flewed
> I woudda' tried to catched him
> But he stoled my 'nife too!!
>
> He jumped on dat wadda' mellon
> An' whipped out a switch
> He wuz gone in a seccon'
> Dat son of a bitch!!
>
> Next year I be hopin'
> Anutha Sanna we git
> Cuz' diz here Sanna Clause
> Jus' ain't werf a shit!!!
>
> Author Unknown.


==============================================================================
TOPIC: I take it this group has died and...???
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/86a3b9e19a68832b?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 3:56 pm
From: "Joe"


"The Henchman" <dontsellmestuff@iampoor.net> wrote in message
news:Yel4j.142738$bj2.32663@fe08.news.easynews.com...
> now where does everyone go to hang out and discuss frugual living??

Dead? We're not dead yet! Just massively overwhelmed with junk...
--


Joe in Northern, NJ - V#8013-R

Currently Riding The "Mother Ship"
http://yunx.com/valk.htm

Ride a motorcycle in or near NJ?
http://tinyurl.com/5apkg

Hillary Exposed:
http://tinyurl.com/2v4avg


==============================================================================
TOPIC: Earn $10,000 A Month From Your Bedroom !
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6336b665ba83c1e8?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Dec 1 2007 4:22 pm
From: bradddy@gmail.com


Earn $10,000 A Month From Your Bedroom!
Wish You Could Find Just One REAL LEGITIMATE WAY To Make REAL MONEY
Right From
Your Bedroom - Starting Today? Well... Listen Up -- In The Next 4
minutes
I'll show you how!
For More Details Check the Links Below:

http://solutionformakingmoneyonline.blogspot.com/

http://accessmoneyonline.blogspot.com/

== 2 of 2 ==
Date: Sat, Dec 1 2007 5:40 pm
From: "catalpa"

<bradddy@gmail.com> wrote in message
news:83aa3d9c-d9a5-41f7-bb20-27d497430ede@d21g2000prf.googlegroups.com...
> Earn $10,000 A Month From Your Bedroom!
> Wish You Could Find Just One REAL LEGITIMATE WAY To Make REAL MONEY
> Right From
> Your Bedroom - Starting Today? Well... Listen Up -- In The Next 4
> minutes
> I'll show you how!
>

Isn't pimping illegal?



==============================================================================
TOPIC: Coinstar Warning
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0a78df299577cc2f?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 4:39 pm
From: krw


In article <J4m4j.677$Mb.617@newsfe07.lga>, bashley101
+usenet@gmail.com says...
> Goomba38 wrote:
>
> > When I was a teenager in the 80's,I used to work for Maryland National
> > Bank's Cash Processing Center and we'd often get bags of coins which
> > when counted we'd find silver. We were allowed to buy those coins at
> > face value and I'd collected hundreds of dollars (at face value) of
> > silver which was increasing in price. We sold the silver to dealers for
> > a nice bit of money.. but silver dropped in price and I've never cared
> > to play that way again. I don't have the patience or ability to store or
> > haul coins about waiting for silver to go up.
>
> Remember when there was a penny shortage and grocery stores and banks were
> offering a premium to turn in your pennies? After that I saved pennies,
> waiting for the next windfall. Years later hen I got tired of tripping over
> the jars I decided to turn them in to the bank at face value. Imagine my
> joy to discover that the local banks no longer had change-counting machines.
> They DID, however, give me a lot of free paper tubes...

The banks around where we used to live (just moved and haven't been
in a bank here) have coin counters for customer use. At least the CU
didn't "guard" it so anyone could walk in and use it. My wife took
several zip-lock bags of pennies the kid left behind, recently. She
took the $80something and put it in her account.

> The Coinstar machines here have NEVER not charged a fee.

Don't think I've ever seen one. Maybe because the bank's are free.

> OTOH, I indeed will profit from aluminum-can and plastic-bottle arbitrage
> when I turn them in -- I'd collected many pounds of them before they raised
> the CRV.

;-) A friend had his SO's son take back his cans a while back. He
grabbed over $80. I kid the friend that those were only his Bud cans
for one weekend. The friend at one time had some thing like $35K in
quarters and SBAs. He lived off them for over a year.

--
Keith


==============================================================================
TOPIC: Black Friday scams
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d88b4ca08eaef9f9?hl=en
==============================================================================

== 1 of 4 ==
Date: Sat, Dec 1 2007 4:39 pm
From: krw


In article <r_l4j.624$Mb.486@newsfe07.lga>, bashley101
+usenet@gmail.com says...
> Steve wrote:
>
> > "Evelyn C. Leeper" <eleeper@optonline.net> wrote:
> >>Has anyone mentioned that the rebates are also pretty useless if you
> >>want to give the item as a gift? (I don't know about you, but I would
> >>not feel right about giving a gift with the UPC code cut out!)
> >
> > I've seen people cut the UPC off another box in the store. Just goes
> > to show ya...
>
> I know somebody who used to switch price tags at the Goodwill store.

You've *got* to be kidding. Does he take money out of the Salvation
Army kettles when the ringers aren't looking too?


--
Keith

== 2 of 4 ==
Date: Sat, Dec 1 2007 4:39 pm
From: krw


In article <DZl4j.615$Mb.114@newsfe07.lga>, bashley101
+usenet@gmail.com says...
> Evelyn C. Leeper wrote:
>
> > Has anyone mentioned that the rebates are also pretty useless if you
> > want to give the item as a gift? (I don't know about you, but I would
> > not feel right about giving a gift with the UPC code cut out!)
>
> So you don't want to give a nice practical gift that might make you look
> cheap? Do you think that your friends and relatives will think less of you
> because you look for bargains? What other inadequacies do you possess that
> you fear others will discover? Just lie down on that couch and tell me
> about your mother...

Just give the rebate receipt with the gift. Let them claim the
rebate too. That'll show 'em how generous you really are! ;-)


--
Keith

== 3 of 4 ==
Date: Sat, Dec 1 2007 4:51 pm
From: The Real Bev


krw wrote:

> bashley101+usenet@gmail.com says...
>> Steve wrote:
>> > "Evelyn C. Leeper" <eleeper@optonline.net> wrote:
>> >>Has anyone mentioned that the rebates are also pretty useless if you
>> >>want to give the item as a gift? (I don't know about you, but I would
>> >>not feel right about giving a gift with the UPC code cut out!)
>> >
>> > I've seen people cut the UPC off another box in the store. Just goes
>> > to show ya...
>>
>> I know somebody who used to switch price tags at the Goodwill store.
>
> You've *got* to be kidding. Does he take money out of the Salvation
> Army kettles when the ringers aren't looking too?

Of course not, that would have been dishonest.

--
Cheers,
Bev
/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\/\
I remember when everybody posted to Usenet with their real, deliverable
e-mail address. Of all the sins committed by the spammers, destroying
the viability of the open Internet was the worst.
(Shmuel (Seymour J.) Metz, news.admin.net-abuse.email)

== 4 of 4 ==
Date: Sat, Dec 1 2007 7:02 pm
From: krw


In article <Lkn4j.109$eb7.38@newsfe05.lga>, bashley101
+usenet@gmail.com says...
> krw wrote:
>
> > bashley101+usenet@gmail.com says...
> >> Steve wrote:
> >> > "Evelyn C. Leeper" <eleeper@optonline.net> wrote:
> >> >>Has anyone mentioned that the rebates are also pretty useless if you
> >> >>want to give the item as a gift? (I don't know about you, but I would
> >> >>not feel right about giving a gift with the UPC code cut out!)
> >> >
> >> > I've seen people cut the UPC off another box in the store. Just goes
> >> > to show ya...
> >>
> >> I know somebody who used to switch price tags at the Goodwill store.
> >
> > You've *got* to be kidding. Does he take money out of the Salvation
> > Army kettles when the ringers aren't looking too?
>
> Of course not, that would have been dishonest.
>
Um, er, I guess I hadn't thought of that aspect. <sheesh>

--
Keith


==============================================================================
TOPIC: Surf and browse the web anonymously at school and work!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e0ba09019c0d3764?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 5:42 pm
From: urprx.info@gmail.com


Surf and browse the web anonymously at school and work!


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sites such as MySpace, Bebo, Facebook, YouTube, Orkut, Friendster and
many other sites. Feel

free to browse 24/7 and don't forget to tell your friends!

http://www.urprx.info/

Enjoy


==============================================================================
TOPIC: Where did the 400 billion USD in subprime mortgage losses go
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4b5ad94e9eb8e056?hl=en
==============================================================================

== 1 of 4 ==
Date: Sat, Dec 1 2007 5:46 pm
From: "mich"

FrediFizzx <fredifizzx@hotmail.com> wrote
> mich <copkat@vidotron.cr> wrote
>> FrediFizzx <fredifizzx@hotmail.com> wrote
>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>> FrediFizzx <fredifizzx@hotmail.com> wrote

>>>>> Good example. The money is still out there. The people that sold at
>>>>> the top have the money.

>>>> No they dont when the whole market drops significantly due to the large
>>>> oversupply of houses that are the result of mortgage defaults with
>>>> those
>>>> who should never have been given that mortgage in the first place.

>>> What the heck does that have to do with people that sold at the top?
>>> This totally answers the OP's original question as to where the
>>> money went. It doesn't just vaporize.

>> The seller of the $300 000 house has $300 000 in cash.

>> The buyer had a $300 000 house that's only worth $250 000.

> So what? That is an "unrealized" loss of $50K if the buyer hangs on to
> it. In five years or so the house might be worth $350K for an unrealized
> gain of $50K on the worth of the house. If the buyer defaults and the
> bank losses the $50K, the seller is the one who has the real money gain
> that the bank lost.

The question is where did the money go. The buyer of the house has a house
that is worth $50 000 less than what he paid. Accept the facts and move on.

== 2 of 4 ==
Date: Sat, Dec 1 2007 6:07 pm
From: "FrediFizzx"


"mich" <copkat@vidotron.cr> wrote in message
news:j7o4j.29906$By5.104328@wagner.videotron.net...
>
> FrediFizzx <fredifizzx@hotmail.com> wrote
>> mich <copkat@vidotron.cr> wrote
>>> FrediFizzx <fredifizzx@hotmail.com> wrote
>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>>> FrediFizzx <fredifizzx@hotmail.com> wrote
>
>>>>>> Good example. The money is still out there. The people that
>>>>>> sold at the top have the money.
>
>>>>> No they dont when the whole market drops significantly due to the
>>>>> large
>>>>> oversupply of houses that are the result of mortgage defaults with
>>>>> those
>>>>> who should never have been given that mortgage in the first place.
>
>>>> What the heck does that have to do with people that sold at the
>>>> top?
>>>> This totally answers the OP's original question as to where the
>>>> money went. It doesn't just vaporize.
>
>>> The seller of the $300 000 house has $300 000 in cash.
>
>>> The buyer had a $300 000 house that's only worth $250 000.
>
>> So what? That is an "unrealized" loss of $50K if the buyer hangs on
>> to it. In five years or so the house might be worth $350K for an
>> unrealized gain of $50K on the worth of the house. If the buyer
>> defaults and the bank losses the $50K, the seller is the one who has
>> the real money gain that the bank lost.
>
> The question is where did the money go. The buyer of the house has a
> house that is worth $50 000 less than what he paid. Accept the facts
> and move on.

Please learn the difference between "unrealized" and "realized" gains
and losses. If you can't see that the seller got the money the bank
lost when the buyer defaulted, then there is not much more help I can
offer and my work here is done.

Fred

== 3 of 4 ==
Date: Sat, Dec 1 2007 8:00 pm
From: "Rod Speed"


mich <copkat@vidotron.cr> wrote
> FrediFizzx <fredifizzx@hotmail.com> wrote
>> mich <copkat@vidotron.cr> wrote
>>> FrediFizzx <fredifizzx@hotmail.com> wrote
>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>>> FrediFizzx <fredifizzx@hotmail.com> wrote

>>>>>> Good example. The money is still out there. The people that> sold at the top have the money.

>>>>> No they dont when the whole market drops significantly due to the large oversupply of houses that are the result
>>>>> of mortgage defaults with those> who should never have been given that mortgage in the first place.

>>>> What the heck does that have to do with people that sold at the
>>>> top? This totally answers the OP's original question as to where
>>>> the money went. It doesn't just vaporize.
>
>>> The seller of the $300 000 house has $300 000 in cash.
>
>>> The buyer had a $300 000 house that's only worth $250 000.
>
>> So what? That is an "unrealized" loss of $50K if the buyer hangs on
>> to it. In five years or so the house might be worth $350K for an
>> unrealized gain of $50K on the worth of the house. If the buyer
>> defaults and the bank losses the $50K, the seller is the one who has
>> the real money gain that the bank lost.

> The question is where did the money go.

And he clearly claimed at the top that its still out there.
Not necessarily when the entire market sags.

> The buyer of the house has a house that is worth $50 000 less than what he paid.

And the seller may well have bought another more expensive house with the
proceeds of the sale, and has ALSO lost even more than that in value too.

> Accept the facts and move on.

No thanks, I'll keep rubbing your noses in the fact that his original is just plain wrong.


== 4 of 4 ==
Date: Sat, Dec 1 2007 8:03 pm
From: "Rod Speed"


FrediFizzx <fredifizzx@hotmail.com> wrote:
> "mich" <copkat@vidotron.cr> wrote in message
> news:j7o4j.29906$By5.104328@wagner.videotron.net...
>>
>> FrediFizzx <fredifizzx@hotmail.com> wrote
>>> mich <copkat@vidotron.cr> wrote
>>>> FrediFizzx <fredifizzx@hotmail.com> wrote
>>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>>>> FrediFizzx <fredifizzx@hotmail.com> wrote
>>
>>>>>>> Good example. The money is still out there. The people that
>>>>>>> sold at the top have the money.
>>
>>>>>> No they dont when the whole market drops significantly due to the
>>>>>> large
>>>>>> oversupply of houses that are the result of mortgage defaults
>>>>>> with those
>>>>>> who should never have been given that mortgage in the first
>>>>>> place.
>>
>>>>> What the heck does that have to do with people that sold at the
>>>>> top?
>>>>> This totally answers the OP's original question as to where the
>>>>> money went. It doesn't just vaporize.
>>
>>>> The seller of the $300 000 house has $300 000 in cash.
>>
>>>> The buyer had a $300 000 house that's only worth $250 000.
>>
>>> So what? That is an "unrealized" loss of $50K if the buyer hangs on
>>> to it. In five years or so the house might be worth $350K for an
>>> unrealized gain of $50K on the worth of the house. If the buyer
>>> defaults and the bank losses the $50K, the seller is the one who has
>>> the real money gain that the bank lost.
>>
>> The question is where did the money go. The buyer of the house has a
>> house that is worth $50 000 less than what he paid. Accept the facts
>> and move on.

> Please learn the difference between "unrealized" and "realized" gains and losses.

Not relevant to what is being discussed.

> If you can't see that the seller got the money the bank lost when the buyer defaulted,

That isnt necessarily true when the seller will usually spend that money on a new
more expensive house and will suffer even more of a loss than the original buyer lost.

> then there is not much more help I can offer

You've never managed to grasp the basics, so you never ever had anything to offer.

> and my work here is done.

Nope, you've been done, like a dinner.



==============================================================================
TOPIC: Only 30k miles from tires?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a84bf58bf2c23f50?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 7:14 pm
From: Gordon


George <george@nospam.invalid> wrote in news:L8-
dncbpGKul1szanZ2dnUVZ_s6dnZ2d@comcast.com:

>>
>> Because the front tires take most of the braking and acceleration.
>> it isn't just rotation that wears out tires. On a front wheel drive
>> car the front tires work very hard.
>
> I know that front tires wear quicker especially on front wheel drive.
> But the car has 4 tires and there is a net amount of wear no matter
> where the tires are installed. My question was how is there a reduction
> in net wear by not doing rotation?
>
>

I'm not sure. Your logic would seem to make sense. But my practical
experience suggests other wise. I tend to get 3X the life out of a
tire on the rear, but the life of the front tires isn't reduced by 3X.
What I generally do is; Start with 4 new tires. Replace the two front
tires when they wear out. When those wear out, put new tires on rear
and rotate rear tires to the front for the durration of their life.

One explanation is that the rear tires are now "aged" and have
gotten harder, thus they now wear longer.

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24 new messages in 12 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Free Lacoste Eessential Fragrance for Men - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/11367294048ab0a6?hl=en
* Crucial Criteria for choosing equipment. - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee8cb2f81c0d6b16?hl=en
* Free Lacoste Essential Fragrance for Men - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6569258556539d0b?hl=en
* Where did the 400 billion USD in subprime mortgage losses go - 3 messages, 3
authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4b5ad94e9eb8e056?hl=en
* china cheap wholesale timberland boots, smith shoes, adidas nba shoes ,juicy
purses, bass sneakers, hogan shoes, gucci prada shoes&handbag, Louis Vuitton
Sneakers&bags - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/53221b28cc74f8e8?hl=en
* CVS weekly deals 12/2-8 - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e3a58cc2a0297954?hl=en
* Full Moving Services Company, Local movers, Long Distance movers,
international movers auto shipping, provide local and cross country movers.
CALL 818-439-3474 http://www.losangeles-movers.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/aa21993b23d3774f?hl=en
* Christmas Shopping Deals - 4 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/64fdb4a5ce690d27?hl=en
* What's the difference? - 5 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df54fd76af90ced4?hl=en
* I take it this group has died and...??? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/86a3b9e19a68832b?hl=en
* Black Friday scams - 3 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d88b4ca08eaef9f9?hl=en
* Coinstar Warning - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0a78df299577cc2f?hl=en

==============================================================================
TOPIC: Free Lacoste Eessential Fragrance for Men
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/11367294048ab0a6?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 10:14 am
From: "TheBestFreebies.com"


Get a free Lacoste Eessential Fragrance for Men sample for you and a friend.

--
The Best Freebies

All free products are available at http://TheBestFreebies.com/ and
are intended for families, businesses, and individuals residing in
the United States, Canada, and the United Kingdom.


==============================================================================
TOPIC: Crucial Criteria for choosing equipment.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee8cb2f81c0d6b16?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Dec 1 2007 10:15 am
From: Adrian C


Lordy.UK wrote:
Subsequently when buying monitors I have always paid a
>> bit more for a known name.
>
> Last time I checked "Samsung" *was* a known name...
>


This is just Skoda-nomics in action.

There still exists a lot of snobbery against LG and Samsung in the UK
consumer mindset. Some folks won't even touch a Humax or Topfield, even
though their machine are currently top in the field, because the name
strays outside their comfort zone of Panasonic and Sony.

Then, take a look at the sets with most reported user issues in this and
newsgroups - Panasonic and Sony. Nothing really wrong with the sets -
it's just that the equipment is often too complicated for the user's
application and money has been wasted...

--
Adrian C

== 2 of 2 ==
Date: Sat, Dec 1 2007 2:58 pm
From: "AllEmailDeletedImmediately"

"johngood_____" <time.dream95@REMOOVEvirgin.net> wrote in message
news:RH_3j.103$jy3.24@newsfe7-win.ntli.net...
> Recently I saw in a newsgroup topic about 'choosing' a new laptop
> computer, I saw that somebody cut through the endless, "thats a good make
> or that's not a good make" by what looked like to me as going to the
> heart of the matter.
>
> That is, by considering from their relevant web sites; what the
> 'specification' of specific computer chips of either of the two main
> makers, AMD or Intel, the laptop computer had inside it. Then after that
> perhaps other criterion can be looked at like customer service, etc, etc.
>
> When it comes to buying a new flat screen television is there an
> insightful way to give priority to one or two criterion for choosing a new
> set from the massive and bewildering array of new models now on the
> market?
>
> I am a novice in this area, but I have heard that there a only a very few
> makers of the actual flat screens, who then go on to supply most of the
> famous brands. So might that be a crucial area to consider first?

do not buy a plasma. they will run up your electric bill way high.
i'll check with dh, a broadcast engineer and see what he has to say.



==============================================================================
TOPIC: Free Lacoste Essential Fragrance for Men
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6569258556539d0b?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 10:23 am
From: "TheBestFreebies.com"


Get a free Lacoste Essential Fragrance for Men sample for you and a friend.

--
The Best Freebies

All free products are available at http://TheBestFreebies.com/ and
are intended for families, businesses, and individuals residing in
the United States, Canada, and the United Kingdom.


==============================================================================
TOPIC: Where did the 400 billion USD in subprime mortgage losses go
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4b5ad94e9eb8e056?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Dec 1 2007 10:47 am
From: "mich"

"FrediFizzx" <fredifizzx@hotmail.com> wrote in message
news:5qhfkiFvj35pU1@mid.individual.net...
> "Rod Speed" <rod.speed.aaa@gmail.com> wrote in message
> news:5qgub4F103pskU1@mid.individual.net...
>> FrediFizzx <fredifizzx@hotmail.com> wrote:
>
>>> Good example. The money is still out there. The people that sold at
>>> the top have the money.
>>
>> No they dont when the whole market drops significantly due to the large
>> oversupply of houses that are the result of mortgage defaults with those
>> who should never have been given that mortgage in the first place.
>
> What the heck does that have to do with people that sold at the top? This
> totally answers the OP's original question as to where the money went. It
> doesn't just vaporize.


The seller of the $300 000 house has $300 000 in cash.

The buyer had a $300 000 house that's only worth $250 000.

== 2 of 3 ==
Date: Sat, Dec 1 2007 11:15 am
From: "FrediFizzx"


"mich" <copkat@vidotron.cr> wrote in message
news:J_h4j.91889$qP4.124233@weber.videotron.net...
>
> "FrediFizzx" <fredifizzx@hotmail.com> wrote in message
> news:5qhfkiFvj35pU1@mid.individual.net...
>> "Rod Speed" <rod.speed.aaa@gmail.com> wrote in message
>> news:5qgub4F103pskU1@mid.individual.net...
>>> FrediFizzx <fredifizzx@hotmail.com> wrote:
>>
>>>> Good example. The money is still out there. The people that sold
>>>> at the top have the money.
>>>
>>> No they dont when the whole market drops significantly due to the
>>> large
>>> oversupply of houses that are the result of mortgage defaults with
>>> those
>>> who should never have been given that mortgage in the first place.
>>
>> What the heck does that have to do with people that sold at the top?
>> This totally answers the OP's original question as to where the money
>> went. It doesn't just vaporize.
>
>
> The seller of the $300 000 house has $300 000 in cash.
>
> The buyer had a $300 000 house that's only worth $250 000.

So what? That is an "unrealized" loss of $50K if the buyer hangs on to
it. In five years or so the house might be worth $350K for an
unrealized gain of $50K on the worth of the house. If the buyer
defaults and the bank losses the $50K, the seller is the one who has the
real money gain that the bank lost.

Fred

== 3 of 3 ==
Date: Sat, Dec 1 2007 12:18 pm
From: "Rod Speed"


FrediFizzx <fredifizzx@hotmail.com> wrote
> mich <copkat@vidotron.cr> wrote
>> FrediFizzx <fredifizzx@hotmail.com> wrote
>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>> FrediFizzx <fredifizzx@hotmail.com> wrote

>>>>> Good example. The money is still out there. The people that sold at the top have the money.

>>>> No they dont when the whole market drops significantly due to the large
>>>> oversupply of houses that are the result of mortgage defaults with those
>>>> who should never have been given that mortgage in the first place.

>>> What the heck does that have to do with people that sold at the top?
>>> This totally answers the OP's original question as to where the
>>> money went. It doesn't just vaporize.

>> The seller of the $300 000 house has $300 000 in cash.

>> The buyer had a $300 000 house that's only worth $250 000.

> So what? That is an "unrealized" loss of $50K if the buyer hangs on to it. In five years or so the house might be
> worth $350K for an unrealized gain of $50K on the worth of the house. If the buyer defaults and the bank losses the
> $50K, the seller is the one who has the real money gain that the bank lost.

Usually not, because hardly any of the sellers just kept the pile of
cash. The vast bulk of them upgraded to a higher value property
and got fanged by the property downturn just like everyone else did.

And the original seller wouldnt normally have had the place fully paid off anyway.



==============================================================================
TOPIC: china cheap wholesale timberland boots, smith shoes, adidas nba shoes ,
juicy purses, bass sneakers, hogan shoes, gucci prada shoes&handbag, Louis
Vuitton Sneakers&bags
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/53221b28cc74f8e8?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 10:48 am
From: globwholesale15@126.com


Dear my friend
It is our pleasure to meet you here.
we are wholesaler sport shoes,clothing,electrons in Fujian of China.
our website: http://www.globwholesale.com
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jordan 21 jordan 21.5 jordan 22 jordan King jordan Dub Zero Jordan 23
Jordan 7.5
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one (Mid) Air Force one (clear) Air Force One 25 year
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size chart
Men Size:
US: 7 8 8.5 9 9.5 10 10.5 11 11.5 12 13 14 15
UK: 6 7 7.5 8 8.5 9 9.5 10 10.5 11 12 13 14
EUR: 40 41 42 42.5 43 44 44.5 45 45.5 46 47.5 48 49
Women Size:
US: 5 5.5 6 6.5 7 7.5 8 8.5
UK: 2.5 3 3.5 4 4.5 5 5.5 6
EUR: 35.5 36 36.5 37.5 38 38.5 39 40


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UK: 13 1 2 3 4 5 6 6.5 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5
EUR:17 18 19 20 21 22 23 24 24.5 25 25.5 26 26.5 27 27.5 28 29 30
30.5
31


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Yahoo ID:globwholesale@yahoo.com.cn
Michael
Fashion Footwear Industrial Co.,Ltd.(Fujian,CHINA)



==============================================================================
TOPIC: CVS weekly deals 12/2-8
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e3a58cc2a0297954?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 11:31 am
From: Tree


Here are the weekly deals for cvs starting tomorrow


http://budgetdial.blogspot.com/2007/12/cvs-weekly-extra-care-bucks-deals-122.html


==============================================================================
TOPIC: Full Moving Services Company, Local movers, Long Distance movers,
international movers auto shipping, provide local and cross country movers.
CALL 818-439-3474 http://www.losangeles-movers.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/aa21993b23d3774f?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 12:25 pm
From: movers


Full Moving Services Company, Local movers, Long Distance movers,
international movers auto shipping, provide local and cross country
movers. CALL 818-439-3474 http://www.losangeles-movers.com


==============================================================================
TOPIC: Christmas Shopping Deals
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/64fdb4a5ce690d27?hl=en
==============================================================================

== 1 of 4 ==
Date: Sat, Dec 1 2007 12:45 pm
From: efp90uzd


I am always in search of the best deals online. Check out
http://www.cashsavingsonline.com that I came across.Great onestop
marketplace.Also check out the large job search section,which
definitely came in handy.

== 2 of 4 ==
Date: Sat, Dec 1 2007 1:21 pm
From: clams casino


efp90uzd wrote:

> I am always in search of the best deals online. Check out
>http://www.scam.com that I came across.Great onestop
>marketplace.
>
>


When you purchase off your own site, do you still have to pay sales tax?

== 3 of 4 ==
Date: Sat, Dec 1 2007 1:43 pm
From: Anthony Matonak


clams casino wrote:
> efp90uzd wrote:
>
>> I am always in search of the best deals online. Check out
>> http://www.scam.com that I came across.Great onestop
>> marketplace.
>
> When you purchase off your own site, do you still have to pay sales tax?

Yes, you have to pay sales tax even if you buy from your own store.

Then again, you could simply shop-lift and place it under the
'shrinkage' category. If you were good, you could then turn yourself
in to the police and collect the reward from yourself and then refuse
to press charges and let yourself off with a warning. :)

Anthony

== 4 of 4 ==
Date: Sat, Dec 1 2007 1:48 pm
From: "Don K"


"Anthony Matonak" <anthonym40@nothing.like.socal.rr.com> wrote in message
news:4751d4f6$0$9548$4c368faf@roadrunner.com...
> clams casino wrote:
>> efp90uzd wrote:
>>
>>> I am always in search of the best deals online. Check out
>>> http://www.scam.com that I came across.Great onestop
>>> marketplace.
>>
>> When you purchase off your own site, do you still have to pay sales tax?
>
> Yes, you have to pay sales tax even if you buy from your own store.
>
> Then again, you could simply shop-lift and place it under the
> 'shrinkage' category. If you were good, you could then turn yourself
> in to the police and collect the reward from yourself and then refuse
> to press charges and let yourself off with a warning. :)

Better yet, you could illegally detain yourself in the store and then
sue the store for false imprisonment. It's tricky. You could either end up
owning the place or being banned from the store if the scam doesn't work.

Don



==============================================================================
TOPIC: What's the difference?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df54fd76af90ced4?hl=en
==============================================================================

== 1 of 5 ==
Date: Sat, Dec 1 2007 12:46 pm
From: Vic Smith


On Fri, 30 Nov 2007 20:06:43 GMT, "AllEmailDeletedImmediately"
<derjda@hotmail.com> wrote:

>
>"J Young" <youngopinions@aol.com> wrote in message
>news:474fa2a2$0$26032$b9f67a60@news.newsdemon.com...
>> Can anyone tell what the difference is between being frugal and being
>> cheap? Not Webster's definition, just life in general.
>let me give you an example:
>
>frugal is when you use a coupon and take your wife out to a reasonably nice
>restaurant for your anniversary. cheap is when you can afford to take her
>above restaurant and instead make her a pbj sandwich for dinner. now, if
>that pbj is really all you can afford, then that's not being cheap.
>
>cheap is also when you insist that she and the kids shop at a second hand
>store, even though you can afford better, while you head out and get an
>expensive suit.
>
>imo, cheap always involves someone else. if you choose to shop/eat/etc way
>below your means, that doesn't make you cheap. you can only be cheap when
>your refusal to spend legitimate money affects others negatively.
>
IMO, you're close in describing cheap. If enough people think
somebody is cheap, they probably are.
Frugal is a real problem, and always is relative, and philosophical.
Three equally "rich" guys have houses of 50, 75, 100 thousand square
feet. They could all easily afford 200 thousand square feet.
They all think they are being frugal and "understated."
The ones with the biggest houses may - or may not - consider the one
with smallest house "cheap."
Others may not consider them frugal at all.
My own view on frugality is probably best summed up by "waste not,
want not." But it's probably more complicated than that.

--Vic

== 2 of 5 ==
Date: Sat, Dec 1 2007 12:56 pm
From: Dennis


On Fri, 30 Nov 2007 00:38:03 -0500, "J Young" <youngopinions@aol.com>
wrote:

>Can anyone tell what the difference is between being frugal and being cheap?

If you stop watering your lawn or turn out lights to save money on
utility bills, you're being frugal.

If your neighbor does it, he's being cheap.

Dennis (evil)
--
"There is a fine line between participation and mockery" - Wally

== 3 of 5 ==
Date: Sat, Dec 1 2007 3:00 pm
From: "AllEmailDeletedImmediately"

"231" <231@alok.com> wrote in message
news:4750882d$0$19775$5a62ac22@per-qv1-newsreader-01.iinet.net.au...
> AllEmailDeletedImmediately <derjda@hotmail.com> wrote:
>> "J Young" <youngopinions@aol.com> wrote in message
>> news:474fa2a2$0$26032$b9f67a60@news.newsdemon.com...
>>> Can anyone tell what the difference is between being frugal and being
>>> cheap? Not Webster's definition, just life in general.
>> let me give you an example:
>>
>> frugal is when you use a coupon and take your wife out to a
>> reasonably nice restaurant for your anniversary. cheap is when you
>> can afford to take her above restaurant and instead make her a pbj
>> sandwich for dinner. now, if that pbj is really all you can afford,
>> then that's not being cheap.
>> cheap is also when you insist that she and the kids shop at a second
>> hand store, even though you can afford better, while you head out and
>> get an expensive suit.
>
>> imo, cheap always involves someone else.
>
> Nope, you are being cheap when you buy crap just because its the
> cheapest available, and you end up spending more over the long haul
> because it doesnt last as long as the more expensive better quality item.

no. that's being wasteful or unfrugal, but not cheap.


== 4 of 5 ==
Date: Sat, Dec 1 2007 3:01 pm
From: "AllEmailDeletedImmediately"

"Douglas Berry" <penguin_boy@mindOBVIOUSspring.com> wrote in message
news:res1l3ta0jj1323netpvlp5t9nmma4p9o4@4ax.com...
> On Fri, 30 Nov 2007 00:38:03 -0500 "J Young" <youngopinions@aol.com>
> carved the following into the hard stone of alt.atheism
>
>>Can anyone tell what the difference is between being frugal and being
>>cheap?
>>Not Webster's definition, just life in general.
>
> Frugal is making intelligent choices designed to minimize your
> spending. Researching the car that isn't only lower in price, but gets
> good mileage and need fewer repairs is frugal thinking, as is clipping
> coupons, waiting for sales, etc.
>
> Cheap is the tendency to always choose the least expensive option,
> regardless of quality, appropriateness, or public reaction. Taking
> your wife to Denny's for your anniversary dinner because you have a
> coupon is cheap.

only if you could have afforded better. using a coupon to afford 2
dinners at dennys is just fine.

> --
>
> Douglas Berry Do the OBVIOUS thing to send e-mail
> Atheist #2147, Atheist Vet #5
> Jason Gastrich is praying for me on 8 January 2011
> and
> "The most beautiful thing we can experience is the mysterious. It is the
> source of all true art and all science. He to whom this emotion is a
> stranger, who can no longer pause to wonder and stand rapt in awe, is as
> good as dead: his eyes are closed." - Albert Einstein
>


== 5 of 5 ==
Date: Sat, Dec 1 2007 3:03 pm
From: "AllEmailDeletedImmediately"

"Vic Smith" <thismailautodeleted@comcast.net> wrote in message
news:4qg3l3pvrgjdm4f1ll38s10l7qkbhuce83@4ax.com...
> On Fri, 30 Nov 2007 20:06:43 GMT, "AllEmailDeletedImmediately"
> <derjda@hotmail.com> wrote:
>
>>
>>"J Young" <youngopinions@aol.com> wrote in message
>>news:474fa2a2$0$26032$b9f67a60@news.newsdemon.com...
>>> Can anyone tell what the difference is between being frugal and being
>>> cheap? Not Webster's definition, just life in general.
>>let me give you an example:
>>
>>frugal is when you use a coupon and take your wife out to a reasonably
>>nice
>>restaurant for your anniversary. cheap is when you can afford to take
>>her
>>above restaurant and instead make her a pbj sandwich for dinner. now, if
>>that pbj is really all you can afford, then that's not being cheap.
>>
>>cheap is also when you insist that she and the kids shop at a second hand
>>store, even though you can afford better, while you head out and get an
>>expensive suit.
>>
>>imo, cheap always involves someone else. if you choose to shop/eat/etc
>>way
>>below your means, that doesn't make you cheap. you can only be cheap
>>when
>>your refusal to spend legitimate money affects others negatively.
>>
> IMO, you're close in describing cheap. If enough people think
> somebody is cheap, they probably are.

no. several "snoots" may thing you're cheap, but that may not be the case.

> Frugal is a real problem, and always is relative, and philosophical.
> Three equally "rich" guys have houses of 50, 75, 100 thousand square
> feet. They could all easily afford 200 thousand square feet.
> They all think they are being frugal and "understated."
> The ones with the biggest houses may - or may not - consider the one
> with smallest house "cheap."

snoots.



==============================================================================
TOPIC: I take it this group has died and...???
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/86a3b9e19a68832b?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 2:29 pm
From: "The Henchman"


now where does everyone go to hang out and discuss frugual living??


==============================================================================
TOPIC: Black Friday scams
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d88b4ca08eaef9f9?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Dec 1 2007 3:15 pm
From: The Real Bev


The Trucker wrote:

> On Mon, 26 Nov 2007 09:35:22 -0800, Steve wrote:
>
>> The Real Bev <bashley101+usenet@gmail.com> wrote:
>>> This is an old argument. I'll do rebates because you can't get the
>>> same or equivalent stuff at a better price without the rebates. I
>>> pay attention to what I'm doing and have been burned for less than
>>> $10 over a 10-year+ period.
>>
>> Same here, have saved literally thousands of dollars, and always wait
>> at least 4 months before following up.

I guess we can crab about SOMEBODY using our money for free until we cash
the rebate check, but the current return on such amounts isn't worth
worrying about -- the truly observant can make up the difference just by
picking up change on the ground.

> All either one of you has actually done is to participate in the scam.
> People normally attempt to take advantage of the rebate. They then find
> that it is more trouble than it is worth or that the sales people and the
> manufacturers have already stuck it in em by making the window of filing
> opportunity to short.

OTOH, it's extremely gratifying that stupidity and/or carelessness SOMETIMES
have actual penalties. It's even more gratifying to find that *I* profit
from those penalties.

BTW, the "short window" provided by Staples recently was 60 days after
purchase. I can gripe about the design of Staples' 'easy rebate' program,
but it's certainly easier and cheaper than filling in, xeroxing and mailing
all those forms.

> If it was a legitimate sales activity it could be done by the retailers
> and/or the wholesale price could be cut and these practices would be much
> more efficient.

If it was NOT a legitimate sales activity, surely there would be lawyers
filing class-action suits against the companies involved. Seen any of those?

> Why would the manufacturer suffer the overhead of dealing with the
> rebates if he could just lower the price and get the same gross margins?

Because the current system is more profitable?

> The answer is that it is a scam that depends on deception concerning the
> amount of customer effort required to obtain the rebate.

What deception? I understand how it works and act accordingly. What part
of "Follow the instructions TO THE LETTER" do you not understand? Is it MY
fault that you have reading comprehension problems?

> It really is very much like private health insurance.

Actually, no. You are punished for using private health insurance; you are
rewarded for using rebates.

--
Cheers, Bev
ooooooooooooooooooooooooooooooooooooooooooooooooooooo
"With sufficient thrust, pigs fly just fine. However,
this is not necessarily a good idea...."

== 2 of 3 ==
Date: Sat, Dec 1 2007 3:18 pm
From: The Real Bev


Evelyn C. Leeper wrote:

> Has anyone mentioned that the rebates are also pretty useless if you
> want to give the item as a gift? (I don't know about you, but I would
> not feel right about giving a gift with the UPC code cut out!)

So you don't want to give a nice practical gift that might make you look
cheap? Do you think that your friends and relatives will think less of you
because you look for bargains? What other inadequacies do you possess that
you fear others will discover? Just lie down on that couch and tell me
about your mother...

--
Cheers, Bev
ooooooooooooooooooooooooooooooooooooooooooooooooooooo
"With sufficient thrust, pigs fly just fine. However,
this is not necessarily a good idea...."

== 3 of 3 ==
Date: Sat, Dec 1 2007 3:19 pm
From: The Real Bev


Steve wrote:

> "Evelyn C. Leeper" <eleeper@optonline.net> wrote:
>>Has anyone mentioned that the rebates are also pretty useless if you
>>want to give the item as a gift? (I don't know about you, but I would
>>not feel right about giving a gift with the UPC code cut out!)
>
> I've seen people cut the UPC off another box in the store. Just goes
> to show ya...

I know somebody who used to switch price tags at the Goodwill store.

--
Cheers, Bev
ooooooooooooooooooooooooooooooooooooooooooooooooooooo
"With sufficient thrust, pigs fly just fine. However,
this is not necessarily a good idea...."


==============================================================================
TOPIC: Coinstar Warning
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0a78df299577cc2f?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 3:26 pm
From: The Real Bev


Goomba38 wrote:

> When I was a teenager in the 80's,I used to work for Maryland National
> Bank's Cash Processing Center and we'd often get bags of coins which
> when counted we'd find silver. We were allowed to buy those coins at
> face value and I'd collected hundreds of dollars (at face value) of
> silver which was increasing in price. We sold the silver to dealers for
> a nice bit of money.. but silver dropped in price and I've never cared
> to play that way again. I don't have the patience or ability to store or
> haul coins about waiting for silver to go up.

Remember when there was a penny shortage and grocery stores and banks were
offering a premium to turn in your pennies? After that I saved pennies,
waiting for the next windfall. Years later hen I got tired of tripping over
the jars I decided to turn them in to the bank at face value. Imagine my
joy to discover that the local banks no longer had change-counting machines.
They DID, however, give me a lot of free paper tubes...

The Coinstar machines here have NEVER not charged a fee.

OTOH, I indeed will profit from aluminum-can and plastic-bottle arbitrage
when I turn them in -- I'd collected many pounds of them before they raised
the CRV.

--
Cheers, Bev
ooooooooooooooooooooooooooooooooooooooooooooooooooooo
"With sufficient thrust, pigs fly just fine. However,
this is not necessarily a good idea...."

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25 new messages in 18 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* What's the difference? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df54fd76af90ced4?hl=en
* Discount Nike shoes, Jordan Sneakers,& Handbag,Mp3, Nokia N92 Mobile Phone,
Nokia 7500 Mobile Phone , Nokia N76 Mobile Phone, Apple Iphone Wholesale, Lpod
Nano , Nintendo Ds Lite And Nintendo Wii Wholesale - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7038c42053b4ae98?hl=en
* Free Book: Letters From Ruth's Attic by Ruth Bell Graham - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/72ee86363bfc6a20?hl=en
* Supply basketball shoe, football shoes, clothes, hat and so onv - 1 messages,
1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bc494de0c8470e1f?hl=en
* Crucial Criteria for choosing equipment. - 6 messages, 6 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee8cb2f81c0d6b16?hl=en
* MI5 Persecution: BBC Newscasters Spying on my Home (1061) - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cebaaa8af5d03a43?hl=en
* Only 30k miles from tires? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a84bf58bf2c23f50?hl=en
* MI5 Persecution: Four Years of MI5 Persecution Posts on Internet Newsgroups (
8416) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9b554f529b0fd7ae?hl=en
* Mad at my fridge - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c77ad846603c825a?hl=en
* cheapest wholesale Air JORDAN MAX CHANEL LV PARDA GUCCI( www.nikestarshoes.
com) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ad9362030155295b?hl=en
* MAKE FAST CASH ON THE INTERNET - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1e1a648bd8e90be4?hl=en
* Make $1000 Of Money From Internet - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/67b9be3a7d3050e0?hl=en
* wholesale lacoste nike dunk,nike free shoes, air jordan sneakers ,discount
puma LV shoes&handbags - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2744b55c482ed463?hl=en
* Nokia N95 Hoodies Sunglasses Nokia N93 Nokia N70 Sony memory card Mobile
Phones - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2eca22aaa2006c10?hl=en
* cheap buy sell d&g g-star shmack aftful dodger aka stash house diesel lrg tr
ape ed rmc bape evisu rock bbc gino green jeans - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3ee0d5a2b59c1b21?hl=en
* Coinstar Warning - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0a78df299577cc2f?hl=en
* mortgage refinancing - 3 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/924e210f22812fca?hl=en
* Earn $10,000 A Month From Your Bedroom! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a71fd937df53d15c?hl=en

==============================================================================
TOPIC: What's the difference?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/df54fd76af90ced4?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 1:57 am
From: Anthony Matonak


Douglas Berry wrote:
> Frugal is making intelligent choices designed to minimize your
> spending.
...
> Cheap is the tendency to always choose the least expensive option,
> regardless of quality, appropriateness, or public reaction.

I wouldn't put intelligence in the mix, or public opinion.

Frugal is simply getting the best value in an exchange. A frugal
lifestyle means getting the best value in exchange for your time,
effort, money, emotions or whatever else you use for barter.

Other peoples opinions are only frugal if these people base their
opinions on frugal values. It's more likely other random people
will prefer you to spend a lot more than they will spend themselves.

Cheap is going for the least cost, regardless of total value or
long term expense. What you buy is probably the smallest of
decisions that can be cheap and wind up costing you huge in the
long term. Not investing time, effort and money for an education,
a good spouse, good friends and a healthy lifestyle can lock a
person into a lifetime of low paying jobs, unhappiness and even
health issues.

In a sense, cheap is shortsighted (what it costs now) while frugal
is looking farther into the future (what is the total lifetime cost).

Anthony


==============================================================================
TOPIC: Discount Nike shoes, Jordan Sneakers,& Handbag,Mp3, Nokia N92 Mobile
Phone, Nokia 7500 Mobile Phone , Nokia N76 Mobile Phone, Apple Iphone
Wholesale, Lpod Nano , Nintendo Ds Lite And Nintendo Wii Wholesale
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7038c42053b4ae98?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 2:26 am
From: globwholesale@126.com


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==============================================================================
TOPIC: Free Book: Letters From Ruth's Attic by Ruth Bell Graham
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/72ee86363bfc6a20?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 2:39 am
From: "TheBestFreebies.com"


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insights for knowing God. With a forward by Billy Graham, this new
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--
The Best Freebies

All free products are available at http://TheBestFreebies.com/ and
are intended for families, businesses, and individuals residing in
the United States, Canada, and the United Kingdom.


==============================================================================
TOPIC: Supply basketball shoe, football shoes, clothes, hat and so onv
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bc494de0c8470e1f?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 2:39 am
From: swukong40@gmail.com


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==============================================================================
TOPIC: Crucial Criteria for choosing equipment.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ee8cb2f81c0d6b16?hl=en
==============================================================================

== 1 of 6 ==
Date: Sat, Dec 1 2007 2:53 am
From: "Brian"


> Their Scottish helpdesk told me to get lost over a faulty monitor, even
> though it was only 6 months old and displayed a vertical line with 4
> different computers (2 new Vista, 2 oldish XP). Monitor had to go in bin,
as
> the user couldn't work with it.
>
> Caveat Emptor.
>

Well you should not have given up. If the monitor was not more than 6 months
old, the sale of goods act - specifically the "provision of goods and
services regulations 2002" specifically state that any fault which manifests
itself within the first 6 months is deemd to have been there when supplied
new, and it is up to the supplier to PROVE that it was not.


== 2 of 6 ==
Date: Sat, Dec 1 2007 3:21 am
From: Roderick Stewart


In article <RH_3j.103$jy3.24@newsfe7-win.ntli.net>, Johngood_____ wrote:
> When it comes to buying a new flat screen television is there an insightful
> way to give priority to one or two criterion for choosing a new set from the
> massive and bewildering array of new models now on the market?

There's no universal rule. Priorities depend on what's important to you.

Do you want a big screen to fix to a wall, or a small one to stand on a table?
How many people will normally be watching this TV? Will it be switched on all
the time, or just for the occasional programme? Do you want to switch between
lots of players, receivers, gameboxes etc using the controls of the TV, or will
you be switching them externally and just using the TV as a display? Do you
need to use the built-in receiver? Will it be suitably located in relation to
your hi-fi system so you don't have to use the built-in loudspeakers?

Go and look at some in a shop. Look at the pictures, from straight in front and
from an oblique angle. Look at the frame and decide whether you like it. Look
at the number of sockets on the back and decide if they're enough for all the
things you plan to plug into it. Look at the power consumption. Look at the
price and after-sales backup arrangements. Once you've picked a few that look
promising, go home and do a Google search for the opinions and experiences of
people who have already bought them, because these will be far more valuable
than the sponsored "reviews" in magazines. Then make your decision.

Rod.

== 3 of 6 ==
Date: Sat, Dec 1 2007 4:13 am
From: Peter Lynch


On Fri, 30 Nov 2007 17:28:49 -0800, Anthony Matonak wrote:
> johngood_____ wrote:
>> When it comes to buying a new flat screen television is there an insightful
>> way to give priority to one or two criterion for choosing a new set from the
>> massive and bewildering array of new models now on the market?
> ...
> If you don't think you'll get into the whole HD thing then figure out
> how much resolution you need. Go to some stores and look at their
> screens to see what looks good to you.

When you do go and actually "eyeball" some TVs, view them from the same
distance you'll watch them at home (typically 10 - 15 feet IMHO). If you
stand right up close most pictures will look crap - including the one
on the TV you currently own.
Also, a lot of TV shops (Curry, Comet etc.) have their TVs very badly
set up, so in a lot of cases the differences you see between TVs or shops
is nothing to do with the quality of the TVs, merely the ineptitude of the
installer.

> Beware of advertiser-speak. You'll see things like "HDTV Ready" when
> they mean "Does not include an HDTV tuner" or "1080p Compatible" when
> they mean "It displays less than 1080p". There is a lot of this kind
> of almost-false advertising going on.

Very true. Often when you ask about these TVs in shops you'll get a load
of gobbeldygook back from the "sales" person. Most of this is either
irrelevant, wrong or amounts to nothing you want/need. Trust your own
experiences and do your homework before you venture out.

as Tarzan said "it's a jungle out there".

--
..........................................................................
. never trust a man who, when left alone ...... Pete Lynch .
. in a room with a tea cosy ...... Marlow, England .
. doesn't try it on (Billy Connolly) .....................................

== 4 of 6 ==
Date: Sat, Dec 1 2007 5:08 am
From: tony sayer


In article <slrnfl2jvu.hu6.pete@freyr.local>, Peter Lynch
<pete@freyr.local> scribeth thus
>On Fri, 30 Nov 2007 17:28:49 -0800, Anthony Matonak wrote:
>> johngood_____ wrote:
>>> When it comes to buying a new flat screen television is there an insightful
>>> way to give priority to one or two criterion for choosing a new set from the
>>> massive and bewildering array of new models now on the market?
>> ...
>> If you don't think you'll get into the whole HD thing then figure out
>> how much resolution you need. Go to some stores and look at their
>> screens to see what looks good to you.
>
>When you do go and actually "eyeball" some TVs, view them from the same
>distance you'll watch them at home (typically 10 - 15 feet IMHO). If you
>stand right up close most pictures will look crap - including the one
>on the TV you currently own.
>Also, a lot of TV shops (Curry, Comet etc.) have their TVs very badly
>set up, so in a lot of cases the differences you see between TVs or shops
>is nothing to do with the quality of the TVs, merely the ineptitude of the
>installer.
>

A lot of shops don't show off air TV they use blue ray discs
instead;!...

--
Tony Sayer


== 5 of 6 ==
Date: Sat, Dec 1 2007 7:06 am
From: Tony Bryer


On Fri, 30 Nov 2007 21:46:24 -0000 Super wrote :
> Their [Samsung] Scottish helpdesk told me to get lost over a faulty
> monitor, even though it was only 6 months old and displayed a vertical
> line with 4 different computers (2 new Vista, 2 oldish XP). Monitor
> had to go in bin, as the user couldn't work with it.

My first TFT monitor, a Panasonic, developed a blank horizontal line
fault 2 years and 11 months into the manufacturers 3 year guarantee.
Collected, fixed and returned without the slightest quibble. Subsequently
when buying monitors I have always paid a bit more for a known name.

--
TonyB

== 6 of 6 ==
Date: Sat, Dec 1 2007 9:18 am
From: Lordy.UK


> > Their [Samsung] Scottish helpdesk told me to get lost
> > over a faulty monitor
>
> My first TFT monitor, a Panasonic, developed a blank horizontal
> line fault 2 years and 11 months into the manufacturers 3 year
> guarantee. Collected, fixed and returned without the slightest
> quibble. Subsequently when buying monitors I have always paid a
> bit more for a known name.

Last time I checked "Samsung" *was* a known name...


--
Lordy.UK


==============================================================================
TOPIC: MI5 Persecution: BBC Newscasters Spying on my Home (1061)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cebaaa8af5d03a43?hl=en
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== 1 of 1 ==
Date: Sat, Dec 1 2007 3:03 am
From: MI5Victim@mi5.gov.uk

MI5 Persecution Update: Friday 13 November, 1998

If You Intend To Reply, Please Read This

If you have any questions or observations you would like to share with me,
then you are very welcome to reply to my fax number 0171-681-1190. But
please.... keep your response to one page if you can! I have had several
people faxing my article back to me, including one MP faxing back twenty
pages. I do not know if he had anything intelligent to say in his 20-page
fax because I applied judicious use of the "Delete" key on my
computer. Faxes over a page or two will be deleted without being read.

MI5 Resume Hostilities in Response to these Faxes

When I wrote last weeks "MI5 Persecution Update" I remarked how quiet my
life had become. No longer! MI5 have restarted hostilities with a
vengeance the past week, in response I believe to the faxes I have been
sending to members of the House of Commons.

On Saturday 7 November I went to Clapham Picture House cinema to see the
film "Antz" (a very enjoyable film). At the cinema, I was verbally
assaulted by a group of teenagers with the words "still crazy", repeated
about ten times. There was a film with that name showing at the cinema,
but it was clear their abuse was directed at me. I do not look ill, so why
would they pick on me? answer, the incident was set-up by the
persecutors. One of the teenagers also said to another, "I don't know what
we're laughing at".

The following day, Sunday 8/11/98, I was on my way to play squash when I
was verbally assaulted by a youth who said "it was so funny", without the
slightest trace of humour. What he meant by this phrase was that was
funny, and they were trying to humiliate me. I have heard this phrase "it
was so funny" used at me before many, many times over the last eight and
half years.

Please Encourage Keith Hill MP to Help Me

I live in a bugged house, bugged both for audio and video. My movements
are monitored by MI5. The Security Service have followed me to Canada, to
Poland and the Continent, to the States. I cannot work anywhere, not in
England, not in Canada, because MI5 will destroy whatever employment I am
able to obtain. I have asked Keith Hill MP to help me, and he has refused.

The situation is intolerable. It is Mr Hills job to help me out of this
mess. So, please, as I said in the last fax a week ago: Do not waste your
time returning multiple copies of my faxes to my fax mailbox, as some of
you have done. Instead;

Please encourage Keith Hill M.P. to help me.

I am sorry to be using this device to encourage Mr Hill to help, but I
think eight and half years are quite enough and it is time something was
done to bring this matter to a close.


MI5 Persecution : BBC Newscasters Spying on my Home

This week's topic is the quite extraordinary claim that BBC newscasters
such as Martyn Lewis and Michael Buerk have spied on my living room while
they read the news. I currently have an advert running for the next six
months in Private Eye's "Eye Say" column (at a cost of over #200) which
says,"MI5 Persecution - BBC Newscasters Spying on my Home"; the story of
my campaign in the Eye is on my Website
at; http://www.pair.com/spook/evidence/plaint/priveye.htm

BBCs staff magazine Ariel also ran my advert "BBC Newsreaders Spying on my
home" for one issue in the Personal category on 8/July/1997 before it was
spotted and axed by editor Robin Reynolds; please see
webpage; http://www.pair.com/spook/evidence/plaint/ariel.htm

Beginnings

The very first incident in the "MI5/BBC Persecution" occurred in June of
1990, when a newsreader reacted to what she saw in my living room at home
as she read the news. My mother had brought an apple for me into the room,
whereupon the newsreader smirked and giggled, apparently finding this
funny. I couldn't believe what I was seeing. I carried on watching news
and other television programmes to see if presenters would show signs of
"interactive watching"; to my surprise, this happened again and
again. Unfortunately, I did not have my wits sufficiently about me to
videotape these programmes, and it is now almost impossible to obtain
recordings dating back to 1990.

Most of the "TV watching" has occurred on the news, and most of it in
summer 1990, although some as late as autumn 1993. My website has a few
extracts of what might be politicians "getting at" me, in particular John
Major and interviewer Dimbleby sharing a joke about the "Knutsford
Guardian" which is almost certainly about me.

I sold my portable TV in autumn 1990 and stopped watching television
regularly. I realise now that this may have been a mistake. What I should
have done was to watch TV and listen to the radio, but tape-record
everything and make a note of what each excerpt meant to me. I would then
be in a much stronger position as regards to evidence that I am now. That
is what I am trying to do now, but unsurprisingly the TV/radio presenters
have stopped getting at me, now they know they are being recorded.

Examples of Media Harassment

Here are a few examples which I can still remember of media harassment;

In early 1992 I was watching the BBC news with Martyn Lewis on a small
black-and-white portable television at my then home in Oxford. I threw a
term of abuse at Lewis; he flinched, then gave a grin and made a comment
from which I understood that he had been on my side, but might have
changed his mind as a result of what Id just said to him.

Victor Lewis Smith in his TV (BBC2?) program at the end of 1993, had a
taxi-driver saying, "theyre all out to get me", to which VLS replied, "but
you're quite intelligent aren't you?" (what a nice chap VLS is,
compliments no less!)

Paul Daniels the TV magician, sometime in 1990-92 (sorry I can't be more
precise but it was so long ago), made a "crying face" and put his face in
his hands, which was his way of expressing that I was frequently crying in
1990-92, and that he and other media people found my crying funny.

Kenny Everett (deceased) on some talk show, compared me to a "huge
ape" who "scratches himself"; he made some other remarks about what the
"ape" got up to which unfortunately I cant remember. (I remember that
Everetts comments were quite sympathetic and human, but were obviously
about me.)

Stephen Fry on another talkshow (Wogan I think) talking about
"masturbatory fantasies", he then referred to me with the words "you
prat"; I wonder if the studio audience knew what he was talking about and
to whom his comments were directed?

Griff Rhys Jones on Clive James' TV show, made a "lunatic face" (wide
fixed grin) to which I said to the TV that he had a "face like a horse's
arse", to which Clive James said to GRJ "did you hear that?"

Crimestoppers summer 1990, remarks by a Midlands police officer on the
programme, while Nick Ross was presenter (as far as I can remember). The
officer talked about "in car entertainment". Nick Ross said to officer,
"why don't you stop doing it?" to which he replied, "we can't while he's
like this".

BBC2 Newsnight in autumn 1993 had a piece on football hooliganism. A black
interviewee said apparently of the hooligans, but in fact of me; "they're
just idiots, carry on with the surveillance".

There was an incident with Jonathan Ross which I remember clearly; he was
on both BBC and ITV television at the same time, one (ITV I think) was
recorded, the other channel was live. Ross has a speech impediment which
causes him to pronounce his "r"s as "w". I sarcastically said something
about "Mr Woss" to the recorded channel, then turned over to where he was
live, and he repeated "Woss" with heavy emphasis and sarcasm.

On the radio, in spring 1994, Chris Tarrant made a sarcastic remark in his
morning show, saying "he says were trying to kill him, we should be done
for attempted manslaughter", to which another of the studio staff said,
"oh no, dont say that". His comment was in reply to a comparison Id made
the previous evening between my persecutors and the Polish secret police
who murdered dissidents.


Martyn Lewis Denies & Lies, But Wont in Writing

In February 1997 I wrote to BBC Viewer & Listener Correspondence and asked
them to investigate the claim that their newscasters had engaged in
"interactive watching". They replied that they had asked Martyn Lewis and
Michael Buerk whether they had engaged in such practices, and that they
had both made verbal denials to VLC, but were refusing to put their
denials in writing.

I can understand that they might think that if they were to make written
denials to me, then many other people with my condition might write to
them with similar questions. But Ive asked a couple of journalists if
theyve been writing about me, theyve made written denials, Ive believed
them, and I have not put their denials on my website because, since I
believe their denials, it would not be relevant to publish them.

To me it looks as if Lewis and Buerk are happy to lie verbally but not in
writing, because written falsehoods would place them unambiguously in the
wrong, whereas they can try to talk their way out of verbal lies if they
are ever caught, or perhaps even deny the verbal lies completely? If they
lie without shame, then why would they have any shame about future lies
about lying?

One of the strangest aspects of "TV watching" is that Buerk and Lewis have
convinced themselves that their "interactive spying" is reasonable
behaviour. Martyn Lewis thinks of himself as a "gentleman". He expressed
in 1992 that he was "on my side". If this matter ever comes out into the
open, I wonder what these newscasters will have to say for themselves, and
what the British public will make of their behaviour?

Media Persecution Evidence on my Website

You may directly access the Evidence section on my website at URL;

The category currently contains four video segments, a number of audio
files and three published articles. The first video of ITN's John Suchet
is unfortunately a mistake - after looking at it again it is obviously not
about me. The two Ken Clarke excerpts may or may not be about me; it is
funny that he should keep on harping about "paranoia" and "madness", but I
have given these ratings of only 30% certainty, as it is more likely that
they are not about me in particular, and Clarke is simply displaying the
normal prejudices against the mentally ill found in much of society.

The piece I find most interesting is the Dimbleby/John Major interview
from April 1997. I have assigned this a 90% rating. Dimbleby starts by
emphasising a report from the "Knutsford Guardian". Major recognizes
what's going on and joins in with a falsely apologetic "heaven
forfend". The emphasis is on the first syllable pronounced "nuts" in
"Knutsford", which is repeated three times. Of course this is hardly
anywhere near convincing evidence; the really clear items were all in
1990-92, and they are basically unobtainable now.

If you're reading the website, have a look at the two files from David
Hepworth's programme on GLR radio. The first one from 21/Feb/1997 has him
talking about an "embarassment" of prizes and "absolute obscene", in
reference I believe to the verbal sexual abuse that was being used against
me at the time (and which unfortunately is still current). In the second
file dated 9/May/1997 he again talks about "absolute embarrassment" of
prizes, followed by laughter. To my mind he knows I am listening to his
programme, and deliberately makes these remarks for my benefit, with very
little attempt to disguise their purpose.

Bernard Levin - "Fanatic's Fare for the Common Man"

On 21 September 1991 this article by Bernard Levin appeared in The
Times. It is reproduced in the Evidence section of the website, or may be
accessed directly at URL;

To my mind, Levin's article described the situation at the time and in
particular a recent meeting with a friend, during which I for the first
time admitted to someone other than my GP that I had been subjected to a
conspiracy of harassment over the previous year and a half.

Levin writes about a "madman running loose about London" who "bursts into
tears, and swears it is all true. And it is." I am pleased to agree with
his assertion that "it is all true" because the truth is what I presented
to my friend in September 1991 and it is what is being presented to the
readership of these articles now.

Conclusion

The harassment, in particular media persecution, was at its strongest in
1990-92. Today, I am recording everything I watch, read and listen, and
the media have pretty much given up. It is now incidents "in public" which
make up what there is of MI5s persecution. But much of the material from
1990-92 still exists in archives, although the organisations which have
those archives generally wont make the material available to the public,
for copyright and other reasons.

MI5 can no longer employ the media to persecute me, partly because
journalists now know who is behind the persecution, and also because I
would publish any instances. My mistake during 1990-92 was to not record
instances as they happened; Ive learned from that mistake, and know better
now.

1061


==============================================================================
TOPIC: Only 30k miles from tires?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a84bf58bf2c23f50?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 3:53 am
From: George


Gordon wrote:
> George <george@nospam.invalid> wrote in
> news:zJCdnU5aE9h0os3anZ2dnUVZ_uSdnZ2d@comcast.com:
>
>> Gordon wrote:
>>> me@privacy.net wrote in news:3eptk3p0k2o6a5uk0s1q7k04r4edkf3lla@
> 4ax.com:
>>>> Seems like my 2000 Mazda Protege ES just goes through
>>>> tires!
>>>>
>>>> I just bought 4 new tires July 2006 and 30k miles later
>>>> (now) they are almost worn out.
>>>>
>>>> Is 30k mile abt right for tire life now days?
>>>>
>>>> What you get?
>>> What was the rated life of the tire?? 30K may be what
>>> they were rated for.
>>>
>>> Had the alignment checked recently?
>>>
>>> Also check the wear pattern. Over or under inflated tires
>>> will wear out faster.
>>>
>>> A trick to extending tire life on a front wheel drive car
>>> is to not rotate the tires. On a front wheel drive car
>>> the front tires take most of the wear. Go ahead and let
>>> them wear. Then replace them. But keep the rear tires.
>> I don't understand the trick. I think there will be little actual
>> difference in "tire consumption" compared to rotation.
>>
>
> Because the front tires take most of the braking and acceleration.
> it isn't just rotation that wears out tires. On a front wheel drive
> car the front tires work very hard.

I know that front tires wear quicker especially on front wheel drive.
But the car has 4 tires and there is a net amount of wear no matter
where the tires are installed. My question was how is there a reduction
in net wear by not doing rotation?


==============================================================================
TOPIC: MI5 Persecution: Four Years of MI5 Persecution Posts on Internet
Newsgroups (8416)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/9b554f529b0fd7ae?hl=en
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== 1 of 1 ==
Date: Sat, Dec 1 2007 5:01 am
From: MI5Victim@mi5.gov.uk

Four Years of "MI5 Persecution" Posts on Internet Newsgroups

For approximately the first three years of the MI5 persecution, from June
1990 until late 1992, I kept as quiet as possible, in the hope that by not
reacting, MI5s interest in me would decrease and they would simply go away
of their own accord. This is the sort of behaviour some people employ
against bullies; if the bullies arent getting a reaction, then they might
simply go away and victimize someone else.

Unfortunately, this tactic didnt work. The quieter I became, the more
shrill and hysterical the noise from the Security Service operatives. For
about two years I didnt watch TV news at all. Yet this only heightened
their obsessed fixation; they continued to follow me wherever I went, they
continued to induce harassment at work by managers and fellow workers, and
they continued to encourage me to commit suicide. They seemed to regard my
refusal to react as a crime which they would have to "put right" by ever
more extreme forms of abuse.

Finally, in 1995, I changed tactics radically. Since late 1994 I had had
accounts with internet providers in Ontario, Canada. I discovered the
cornucopia of internet newsgroups, on every topic from consumer
electronics, to politics and legal topics, and I discovered online
services such as Compuserve and AOL. In May 1995, I made the first posting
to the conspiracy newsgroup, on the subject of "BBCs Hidden Shame".

BBC's Hidden Shame

The internet newsgroup discussion, which has now reached its fourth
anniversary, started with an article in alt.conspiracy, which I reproduce
here.

Date: Thu May 4 18:27:24 1995
Newsgroups: alt.conspiracy
Subject: BBC's Hidden Shame

Remember the two-way televisions in George Orwell's 1984? The ones which watched you
back? Which you could never get rid of, only the sound could be turned down?

Well the country which brought Orwell into the world has made his nightmare follow into
the world after him. Since 1990 the British have been waging war against one of their
own citizens using surveillance to invade privacy and a campaign of abuse in the
transmitted media in their efforts to humiliate their "victim".

And the most remarkable thing about it is that what they do is not even illegal - the
UK has no laws to protect the privacy of its citizens, nor does it proscribe harassment
or abuse except in the case of racial abuse.

A lot of people in England know this to be going on, yet so far they have maintained
perfect "omerta"; not a sound, not a squeak has escaped into the English press, and for
all the covert harassment absolutely nothing has come out into the public domain.

Have the British gone mad? I think we should be told

At this point, I did not name MI5 as my persecutors. I was still unsure
that they were the ones responsible for the "psychological terrorism". In
followup posts however I did name them; and the persecutors have never
denied the claim; so I think my guess is valid. (The Security Service
Tribunal in 1997 have said "no determination in your favour was made", but
it is a well established fact that MI5 lies routinely to the Tribunal
which has never found in favour of a plaintiff, so no conclusions can be
drawn from this.)

This first post was made to alt.conspiracy, but further posts were made to
the UK-local newsgroups, in particular uk.misc but also uk.legal and
uk.politics (which is now called uk.politics.misc). Some time ago I tried
to take the battle to the Compuserve forums, UKPOLITICS (which is now
called UKCURRENT - current affairs), but my articles were censored by the
forum operators. Such censorship is impossible on the internet newsgroups.

Police Refuse to Act

I have complained several times to the Metropolitan Police, who have each
time refused to help.

From: Green <Green@guidion.demon.co.uk>
Newsgroups: uk.misc,uk.politics,alt.politics.british,soc.culture.british
Subject: Re: MI5 Persecution: Why Aren't the British Police Doing Their
Job?
Reply-To: Green@guidion.demon.co.uk
Date: Sun Apr 7 21:13:30 1996

In article <DpIE0r.736.0.bloor@torfree.net>
bu765@torfree.net "Mike Corley" writes:

>Last Easter (1995) I went into the local police station in London and spoke to
>an officer about the harassment against me. But I couldn't provide tangible
>evidence; what people said, in many cases years ago, is beyond proof, and
>without something to support my statements I cannot expect a police officer to
>take the complaint seriously.

This in itself dos not suggest that the police have it in for you. The old bill
operates on extremely tight spending limits forced on them by that pillock Michael
Howard, and without evidence, they often have higher priorities than chasing something
that cannot go to court.

I doubt that the police are actually being leant on, but they probably realise that if
they looked into this, they would be leant on hard. The met always stays away from
anything that looks like it has Defence, Security or secret service interest already,
because they realise that they are below these government agencies in the general
pecking order.

If I walked into my local nick and complained that MI5 were snooping on me, they would
show me the door without even looking at my evidence, because that bored desk seargant
with only five years to go before he retires doesn't want to start fucking about with
somebody who has incurred the wrath of Stella Rimington. He would rather deal with the
lost dogs and driving licence producers, eat his cheese and pickle sandwiches and piss
off home at the end of his shift than have some high ranking spook having a go at his
boss and getting him a bollocking.

In short, you have earned much sympathy but little surprise. Just remember that saying
about the enemy of your enemies.

Most recently, I wrote in March 1999 to Charing Cross Police Station
CID. They did not acknowledge or reply to my letter. When I phoned them
up, the detective Id written to treated me to a sadly not unusual display
of police bigotry, with an uneducated rant about "your paranoid rubbish".

It would be nice to think that such uneducated bigotry is something other
than wholly typical of police behaviour, but unfortunately that is an
illusion that is rapidly dispelled.

Uncorruptible Jon Snow of Channel Four News

From previous articles the reader will know what I think Jon Snow has
recently been watching me while he reads Channel Four News in the
evening. Recently I digitized a few moments of one such broadcast, where
his face twists into a smile, without there being anything in the news
broadcast to cause merriment. Here is a usenet post from some time ago on
MI5s "bought and paid for" tools in the so-called "free" press.


Peter Harding (harding@ermine.ox.ac.uk) wrote:
: I was at speakers' corner on Sunday. There was one chap who was bellowing
: about something or other, I don't know what, but one thing he said to
: someone caught my ear:

: "BBC, MI5, same thing."

Can't disagree with that sentiment.

Wasn't it documented that MI5 sometimes "bought" journalists and broadcasters?
I remember reading a report by some jouralist who had been offered an extra
tax-free income by MI5 to become their covert mouthpiece, and had refused.
.............................................................................
> : >mouthpiece, and had refused.
> :
> : It was Jon Snow of Channel 4.
>
> Was it reported in any of the papers?

It has been reported several times. The most recent was in Private Eye,
a few months back. As I recall they also wanted information from him;
journalists would be a natural choice for members of the Security Service
and the Secret Intelligence Service for information sources.

> It might be interesting to see what he had to say regarding their
> attempt to recruit him.

He was most concerned that many others would have accepted such an
offer. However, we can probably make an educated guess as to some of
those who accepted: Nigel West (Rupert Allason, MP) and Chapman Pincher
would come near to the top of the list.

--
\/ David Boothroyd. Socialist and election analyst. Omne ignotum pro
magnifico.
British Elections and Politics at
http://www.qmw.ac.uk/~laws/election/home.html
I wish I was in North Dakota. Next General Election must be before 22nd May '97
The House of Commons now : C 324, Lab 272, L Dem 25, UU 9, PC 4, SDLP 4, SNP 4,
UDUP 3, Ind 1, Ind UU 1, Spkrs 4. Government majority = 1. Telephone Tate 6125.

Corrupt Security Service agents steal millions from taxpayers

Money is of course a factor in the grand equation which is the MI5
persecution. It costs money for the Security Service to "buy" people in
the media etc. But that is only a small part of their expenditure of
taxpayers resources. Most of the expenditure is directly on the salaries
if the agents involved; and in this post I put forward the theory that MI5
are trying to draw out their involvement for as long as possible, very
cynically, to maximise their income and line their own pockets.

At each stage they have tried to pretend that I am something out of the ordinary.
Either I was very stupid ("he's an idiot") or very clever ("he's like a genius").
Either I was a threat to Western civilization (Levin once referred to me as the next
Hitler) or I was completely defenceless ("a soft toy").

Now, it should be obvious to any person with common-sense that I am not out of the
ordinary in any way. I have an IQ which is average for the Web, I am racially white
European, and there are plenty of other people with schizophrenia or epilepsy out there
who haven't been targeted for MI5 attention, so why me?

I think the answer is that the MI5 agents who harass me have cynically exploited the
situation by painting me as extraordinary in order to assure themselves of well-paid
employment funded by the ordinary British taxpayer. To put it bluntly, they are
stealing millions of pounds from the taxpayer to feed their own pockets.

This assertion is supported by the observation that it's the same agents who are doing
the harassment. Six months ago in a local hospital I was harassed by someone whose face
I had seen (he had stared straight at me aggressively, at the time I just thought it
was some nutter but it turns out he was one of "them") aboard a KLM flight a couple of
years ago. It's presumably been the same people most of the time. I've seen the way
contractors act when they don't want their positions terminated. Would these agents
really want to lose their well-paid employment harassing me? Presumably they are
promising their bosses a "breakthrough" (ie my demise) real-soon-now and have been for
the last seven years, while all the while these MI5 agents skim millions
off the taxpayer.

I wouldn't mind a job like that. Perhaps if I persecute myself a little bit, like
standing in front of a mirror and shouting mindless obscenities, do you reckon I'd get
a slice of the caky Service Tribunal. This year Nick Brooks, current
Tribunal Secretary, confirmed to me that he could not think of a single
case where the Tribunal had found in favour of a complainant. Here is my
usenet post from two years ago.

Subject: MI5: "It wasn't us"
Newsgroups: uk.misc,uk.legal
Organization: Toronto Free-Net

"The Security Service Tribunal have now investigated your complaint and have
asked me to inform you that no determination in your favour has been made on
your complaint."

Signed ER Wilson, Tribunal Secretary

Well that's a relief then. All that spamming for nothing eh. Gaw blimey, if
they say they're not doing it then it can't be them, can it?

In a recent letter to Mr Brooks I expressed the opinion that the Tribunal
were unable to fulfil their responsibilities in the face of MI5
falsehoods. Nevertheless, I do intend to make another complaint to the
Tribunal in the near future, despite the Tribunal appearing to be a
toothless watchdog.

Discrimination against a Unit Minority

MI5 have been very clear in their instructions as to what I should
do. They have openly shouted at me the word "suicide", and also from the
other abuse it is clear that they want my existence terminated.

This point is covered in more detail in a previous article. The following
post describes the xenophobic nature of MI5s campaign against me. They
have refined their bigotry down to a unit minority, yet they make use of
the discrimination against the mentally ill which is a feature of current
British society.

Subject: Re: MI5 says "Kill Yourself"
Newsgroups: uk.misc,uk.legal,uk.politics.misc,uk.media
References: <zlsiida.4248.3258FE24@fs1.mcc.ac.uk>
<53eeev$cmg@axalotl.demon.co.uk>
Organization: Toronto Free-Net
Distribution:

iain@hotch.demon.co.uk (Iain L M Hotchkies) wrote:
>Indeed. If you've ever had a 'conversation' with someone suffering
>from florid schizophrenia, you'll know how difficult it can be to
>'argue' with them.

I don't have florid symptoms. But I'm in a difficult situation, because those
people who don't know, aren't going to believe, and those who do, they just go
along with the crowd. It's never a good idea to go against the grain, and the
grain here is defined by interests in the establishment and the media. Even
people who could say out loud what was happening won't, because then there's a
risk that they'll be seen as traitors and ostracised.

Usually this type of 'hidden abuse' is racial and targetted at a racial
minority within a country. You keep the minorities out of the good jobs, but
you don't admit discrimination exists. It happens everywhere, not just in
Britain. The persecution that is going on now is in reality a refined form of
racism. Instead of "nigger" it's "nutter", and abusing the mentally ill is
still socially acceptable today. In 50 years it might not be, but today there
isn't any social or legal sanction against it.

So really they've refined racial harassment down to a minority of one. The
words may be different, but the methods are the same.

8416


==============================================================================
TOPIC: Mad at my fridge
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c77ad846603c825a?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 5:05 am
From: "Don K"


"The Real Bev" <bashley101+usenet@gmail.com> wrote in message
news:IH54j.83$fs6.25@newsfe02.lga...
>
> Handy hint: if your freezer or refrigerator dies, ask your local supermarket if you can
> store your stuff in their facilities until the new one is delivered. Friends did it.

Or clean it up and lay it out flat on your living room rug and invite all your
friends over for a memorial service. After the viewing (open "casket")
have your guests consume the remains while exchanging heatwarming
anecdotes about what a cool fridge it was.

Don



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TOPIC: cheapest wholesale Air JORDAN MAX CHANEL LV PARDA GUCCI( www.
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==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 5:20 am
From: yifeng09@gmail.com


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TOPIC: MAKE FAST CASH ON THE INTERNET

http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1e1a648bd8e90be4?hl=en
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== 1 of 1 ==
Date: Sat, Dec 1 2007 5:45 am
From: Pamela


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== 1 of 1 ==
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== 1 of 1 ==
Date: Sat, Dec 1 2007 7:04 am
From: globwholesale@126.com


Dear my friend
It is our pleasure to meet you here.
we are wholesaler sport shoes,clothing,electrons in Fujian of China.
our website: http://www.globwholesale.com
We are professional and honest wholesaler of all kinds of brand
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1).Nike Jordans
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jordan 10 jordan 11 jordan 12 jordan 13 jordan 13.5 jordan 14 jordan
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Jordan 7.5
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one (Mid) Air Force one (clear) Air Force One 25 year
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Explodine Shox Monster Shox Rhythmic Shox Warrior
4).Bape Shoes Bape Bape (transparent)
5).Air max AirMax 90 AirMax 95 AirMax 97 AirMax 2003 AirMax 2004
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AirMax 87 AirMax Rift
6).Puma Puma Rpt2 Puma SK6 Puma Jayfi Puma Cir Puma Speed Puma Repli
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8).Timberland Timberland High Timberland Low
9).Adidas Adidas 35 Adicolor Country city sense Adidas NBA
11).Prada & Gucci Prada Gucci
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13).Locaste
14).converse & Reebok converse Reebok
15).D&G shoes
16).Dsquared2 shoes
17).James shoes
18).Nike King
9).Children shoes Jordan Shox
20).Women shoes Women Jordans Women Shox R3 Women Shox R4 Women
AirMax
95&97 Women AirMax 03&06 Women Dunk Women Shox NZ Women AF1
21).sandal & baboosh Nike Puma Gucci Prada
CLOTHES 1).Bape 2).ED Hardy 3).BBC 4).CLH 5).LRG 6).Artful Dodger
Hoodies 7).GINO GREEN GLOBAL 8).10 Deep 9).A&F Coat 11).Jersey NBA
Jersey Football Jersey 12).Juicy Bikini 13).Adidas Coat 14).F1 Coat
15).D&G Coat 16).Superman Coat 17).NBA Coat
JEAN 1).E&D Jeans 2).BBC Jeans 3).BAPE Jeans 4).D&G Jeans 5).EVSIU
Jeans 6).Red monkey 7).COOGI Jeans
T-shirt 1).POLO 2007 polo(women) 2007 POLO IIII(Men) POLO (stripe)
polo (small )
2).Lacoste Lacoste (LONG) Lacoste (SHORT) 3).Name Brand shirt D&G
Shirt Giorgio Armani TN Shirt 4).BBC T-shirt 5).LRG & gina green
glalal 6).Triumvir 7).ED handy 8).Evsiu 9).R.M.B 10).CLOT
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Sony laptops ASUS laptops
CAP 1).ED Hardy Cap 2).New Bape & NY Cap 3).RMC Cap 4).New era NBA
5).F1 6).Chanel 7).D&G 8).gucci 9).LV 10).Prada 11).PUMA 12).wool
WATCH 1).Rolex 2).Omega 3).Cartier 4).Chanel 5).Piaget 6).Breitling
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Strap 1).Bape Strap 2).D&G Strap 3).Gucci Strap 4).LV Strap 5).Scarf
Other 1).Lighter

size chart
Men Size:
US: 7 8 8.5 9 9.5 10 10.5 11 11.5 12 13 14 15
UK: 6 7 7.5 8 8.5 9 9.5 10 10.5 11 12 13 14
EUR: 40 41 42 42.5 43 44 44.5 45 45.5 46 47.5 48 49
Women Size:
US: 5 5.5 6 6.5 7 7.5 8 8.5
UK: 2.5 3 3.5 4 4.5 5 5.5 6
EUR: 35.5 36 36.5 37.5 38 38.5 39 40


Kid's
US: 1 2 3 4 5 6 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5 13 13.5
UK: 13 1 2 3 4 5 6 6.5 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5
EUR:17 18 19 20 21 22 23 24 24.5 25 25.5 26 26.5 27 27.5 28 29 30
30.5
31


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photos of the products you need , we are pleasure to supply for your
orders.
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1. top quality.all our products have top quality.
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to
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your address 100%.and we will send the products to you within 24h
after we get your payment.
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5.our credit. If the products can be not delivered to your address as
our reason, we will refund the money you paid.
Hope sincerely to have glad and long term business relationship with
you.
If you are interested in our products and have any problem, welcome
to
contact us.
Please trust us , we will be your best choice !!!

Website : http://www.globwholesale.com
Yahoo ID:globwholesale@yahoo.com.cn
Michael
Fashion Footwear Industrial Co.,Ltd.(Fujian,CHINA)



==============================================================================
TOPIC: Nokia N95 Hoodies Sunglasses Nokia N93 Nokia N70 Sony memory card
Mobile Phones
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2eca22aaa2006c10?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 7:51 am
From: "shopbb.com"


Dear my friend
It is our pleasure to meet you here.
we are wholesaler sport shoes,clothing,electrons in Fujian of China.
our website: http://www.fashion-sky.com
We are professional and honest wholesaler of all kinds of brand
sneaks and apparel.the products
our company supply are as follows:
1).Nike Jordans
Jordan 1 jordan 1.5 jordan 2 jordan 3 jordan 3.5 jordan 4 jordan 5
jordan 5.5 jordan 6 jordan 6.5 jordan 7 jordan 8 jordan 9 jordan 9.5
jordan 10 jordan 11 jordan 12 jordan 13 jordan 13.5 jordan 14 jordan
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2).Air Force One Air Force one (low) Air Force one (High) Air Force
one (Mid) Air Force one (clear) Air Force One 25 year
3).SHOX Shox R3 Shox R4 Shox R5 Shox TL1 Shox TL2 Shox TL3 Shox NZ
Shox OZ Shox Turbo Show GO Shox CL Shox Coqnescenti Shox Energia Shox
Explodine Shox Monster Shox Rhythmic Shox Warrior
4).Bape Shoes Bape Bape (transparent)
5).Air max AirMax 90 AirMax 95 AirMax 97 AirMax 2003 AirMax 2004
AirMax 2005 Air Max 2006 AirMax 180 AirMax LTD AirMax TN AirMax solas
AirMax 87 AirMax Rift
6).Puma Puma Rpt2 Puma SK6 Puma Jayfi Puma Cir Puma Speed Puma Repli
Puma Future Cat Puma Mostro Puma Lifestyle
7).Dunk SB Dunk High Dunk Low
8).Timberland Timberland High Timberland Low
9).Adidas Adidas 35 Adicolor Country city sense Adidas NBA
11).Prada & Gucci Prada Gucci
12).Footballer Shoes Footballer
13).Locaste
14).converse & Reebok converse Reebok
15).D&G shoes
16).Dsquared2 shoes
17).James shoes
18).Nike King
9).Children shoes Jordan Shox
20).Women shoes Women Jordans Women Shox R3 Women Shox R4 Women AirMax
95&97 Women AirMax 03&06 Women Dunk Women Shox NZ Women AF1
21).sandal & baboosh Nike Puma Gucci Prada
CLOTHES 1).Bape 2).ED Hardy 3).BBC 4).CLH 5).LRG 6).Artful Dodger
Hoodies 7).GINO GREEN GLOBAL 8).10 Deep 9).A&F Coat 11).Jersey NBA
Jersey Football Jersey 12).Juicy Bikini 13).Adidas Coat 14).F1 Coat
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JEAN 1).E&D Jeans 2).BBC Jeans 3).BAPE Jeans 4).D&G Jeans 5).EVSIU
Jeans 6).Red monkey 7).COOGI Jeans
T-shirt 1).POLO 2007 polo(women) 2007 POLO IIII(Men) POLO (stripe)
polo (small )
2).Lacoste Lacoste (LONG) Lacoste (SHORT) 3).Name Brand shirt D&G
Shirt Giorgio Armani TN Shirt 4).BBC T-shirt 5).LRG & gina green
glalal 6).Triumvir 7).ED handy 8).Evsiu 9).R.M.B 10).CLOT
Burse & Handbag 1).LV Bag 2).Gucci Bag 3).Dior Bag 4).Chanel Bag
5).Fendi Bag 6).Coach Bag 7).Burberrys Bag 8).Prada Bag 9).Man Leisure
Bag 11).D&G bag 12).nike bag 13).Wallet 14).Suitcase
Electronics 1).Vertu Mobile 2).New iphone Mobile 3).Nokia Mobile
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Sony laptops ASUS laptops
CAP 1).ED Hardy Cap 2).New Bape & NY Cap 3).RMC Cap 4).New era NBA
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WATCH 1).Rolex 2).Omega 3).Cartier 4).Chanel 5).Piaget 6).Breitling
7).Bvlgari 8).Corum
Sunglasses 1).Gucci Sunglasses 2).D&G Sunglasses 3).Dior Sunglasses
4).LV Sunglasses 5).Chanel Sunglasses 6).Prada Sunglasses 7).Versace
Sunglasses 8).Giorgio Armani
Strap 1).Bape Strap 2).D&G Strap 3).Gucci Strap 4).LV Strap 5).Scarf
Other 1).Lighter

size chart
Men Size:
US: 7 8 8.5 9 9.5 10 10.5 11 11.5 12 13 14 15
UK: 6 7 7.5 8 8.5 9 9.5 10 10.5 11 12 13 14
EUR: 40 41 42 42.5 43 44 44.5 45 45.5 46 47.5 48 49
Women Size:
US: 5 5.5 6 6.5 7 7.5 8 8.5
UK: 2.5 3 3.5 4 4.5 5 5.5 6
EUR: 35.5 36 36.5 37.5 38 38.5 39 40

Kid's
US: 1 2 3 4 5 6 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5 13 13.5
UK: 13 1 2 3 4 5 6 6.5 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5
EUR:17 18 19 20 21 22 23 24 24.5 25 25.5 26 26.5 27 27.5 28 29 30 30.5
31

Clothing Size:
S M L XL XXL XXXL XXXXL XXXXXL

7.because the space of the website is limited,we can also supply many
other products which be not showed out in our site. if you have the
photos of the products you need , we are pleasure to supply for your
orders.
And our company can supply for our customers ,as follow:
1. top quality.all our products have top quality.
2. most rational price. we offer the most competitive price to you to
open your market. So today most of our products have sold well in the
America, Europe, Middle East, Southeast Asia etc..
3. safe and fast shipment. As different country you are in, we will
deliver the products to you by different ways and pledge to arrive to
your address 100%.and we will send the products to you within 24h
after we get your payment.
4.many products in stock. We have many products in stock and kinds of
size you need , also include kid's.
5.our credit. If the products can be not delivered to your address as
our reason, we will refund the money you paid.
Hope sincerely to have glad and long term business relationship with
you.
If you are interested in our products and have any problem, welcome
to
contact us.
Please trust us , we will be your best choice !!!
Website : http://www.fashion-sky.com
MSN and E-mail: fashion-sky@hotmail.com
Yahoo ID:mallinchina@yahoo.com.cn
Michael
Fashion Footwear Industrial Co.,Ltd.(Fujian,CHINA)


==============================================================================
TOPIC: cheap buy sell d&g g-star shmack aftful dodger aka stash house diesel
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http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3ee0d5a2b59c1b21?hl=en
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== 1 of 1 ==
Date: Sat, Dec 1 2007 8:15 am
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TOPIC: Coinstar Warning
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0a78df299577cc2f?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Dec 1 2007 8:19 am
From: sarge137


On Nov 29, 1:28 pm, "Roger Shoaf" <sh...@nospamsyix.com> wrote:
> I really do not understand why there are so many folks with vast
> accumulations of coins. What I do is to use the coins as they are intended.
> If my purchase comes to $8.32, I will rid my pocket of either $.32 cents or
> if my pocket does not have that much, then I will give them either 2 cents
> or 7 cents.
>
> Seems to me I never have much more than $2-3 change in my pockets at a time.
>
> --
>
> Roger Shoaf
>
> About the time I had mastered getting the toothpaste back in the tube, then
> they come up with this striped stuff.
>
Well Roger, I don't think it's so much that people set out accumulate
"vast" quantities of coin. Personally, I can't stand having coins
ringing and jingling in my pocket. I use them up as I can, but at the
end of the day there are always some left over. They go into a jar on
my dresser. When the jar is full I take it to my credit union where
it's counted and deposited in my account for free. For now, it's a
little bimonthly or quarterly bonus that I use to take my wife out for
a nice dinner, or buy her a gift. If the credit union ever starts
charging for the service I guess those nasty coins will go back into
my pocket in the morning. Nobody will ever find bags of coins in my
house.

Regards,
Sarge


==============================================================================
TOPIC: mortgage refinancing
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/924e210f22812fca?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Dec 1 2007 8:42 am
From: uapb22


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== 2 of 3 ==
Date: Sat, Dec 1 2007 8:44 am
From: uapb22


Get into the Mortgage Bushiness.
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== 3 of 3 ==
Date: Sat, Dec 1 2007 8:44 am
From: uapb22


Get into the Mortgage Bushiness.
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TOPIC: Earn $10,000 A Month From Your Bedroom!
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a71fd937df53d15c?hl=en
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== 1 of 1 ==
Date: Sat, Dec 1 2007 9:05 am
From: mathewvettori@googlemail.com


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Your Badroom - Starting Today? Well... Listen Up -- In The Next 4
minutes
I'll show you how!
For More Details Check the Links Below:

http://solutionformakingmoneyonline.blogspot.com/

http://accessmoneyonline.blogspot.com/

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