Thursday, April 25, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

lenona321@yahoo.com: Apr 25 06:38AM -0700

https://www.npr.org/2019/04/23/715107132/the-affluent-homeless-a-sleeping-pod-a-hired-desk-and-a-handful-of-clothes?utm_source=pocket-newtab
 
First third:
 
More young people are leaning into the rental or sharing economy — owning less of everything and renting and sharing a whole lot more. Housing, cars, music, workspaces. In some places, such as Los Angeles, this rental life has gone to an extreme.
 
Steven T. Johnson, 27, works in social media advertising and lives in Hollywood. He spends most of his days using things he does not own.
 
He takes a ride-share service to get to the gym; he does not own a car. At the gym, he rents a locker. He uses the gym's laundry service because he does not own a washing machine.
Can't Find An Affordable Home? Try Living In A Pod
National
Can't Find An Affordable Home? Try Living In A Pod
 
Johnson doesn't even have an apartment, actually. He rents a bed in a large room with other people who rent beds, for nights, weeks or months at a time, through a service called PodShare. All the residents share a kitchen and bathrooms. Johnson also rents a desk at WeWork, a coworking space.
 
And he says the only clothes he owns are two versions of the same outfit.
 
Johnson says he owns so little that he has even been able to get rid of his backpack. "I gave that up two months ago," he says.
 
He says that for him, this lifestyle isn't cumbersome or confusing. "That's what's great," he says. "When you don't own things, you don't have to keep track of them. You just show up."...
 
(snip)
 
Sociologist Juliet Schor gets quoted, too. She wrote the following books and has edited even more:
 
The Overworked American: The Unexpected Decline of Leisure, Basic Books (1992)
Sustainable Economy for the 21st Century, (1995, 1999)
The Overspent American: Why We Want What We Don't Need, (1999)
Born to Buy: The Commercialized Child and the New Consumer Culture, (2005)
Plenitude: The New Economics of True Wealth, Penguin Press (2010)
 
 
 
Lenona.
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Tuesday, April 16, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

Bob F <bobnospam@gmail.com>: Apr 08 05:44AM -0700


> Means there is no housing I can afford should I lose my far below market place and no one who would rent to me.
 
> And my income is dropping fast. I think. Hard to even get a real time handle on it. But the various loopholes and market conditions I am exploiting are closing fast and it's back to Povertyville.
 
> But no idea what to do about "health care" or even time to mess with it.
 
If your income is very low, and you are in a state with medicaid,
Obamacare is very much worth checking out. As long as it lasts. But It
is probably too late to sign up for this year.
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Monday, April 15, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

Dennis <dgw80@hotmail.com>: Apr 15 01:07PM -0700

We wound up paying several thousand beyond withholdings for TY2018,
but that was mostly my fault because I forgot to adjust my 2018 W4
withholding after 2 kids finished college and the (signifcant)
associated deductions and credits went away.
 
As far as the actual tax rate, we paid 8.2% for TY2017 and 8.8% for
TY2018 (total tax/total income). Not apples-to-apples, but considering
2 fewer deductions/credits for TY2018 vs. TY2017, I think my taxes
would have been in lower in 2018 with the new tax rules and rates if
we were still eligible for the same deductions that we had in TY2017.
 
Dennis (evil)
--
My output is down, my income is up, I take a short position on the long bond and
my revenue stream has its own cash flow. -George Carlin
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Monday, April 8, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 5 updates in 2 topics

ggggg9271@gmail.com: Apr 08 02:13PM -0700

https://www.foxnews.com/health/brain-zaps-boost-memory-in-people-over-60-study
Bob F <bobnospam@gmail.com>: Apr 07 06:17PM -0700


> Meaning to get back on the bike, but 16 hour days most of this year, followed by a week trip abroad, then being bedridden most of the week afterwards, then still a little sick, then depressed.
 
> Maybe next week.
 
> Dropping dead is barely in the top ten of things I am concerned about. No longer qualifying for housing tops the list.
 
Doesn't sound like "perfect health" to me.
 
It is kind of sad to see people who think that their health will always
be good. Eventually, most of them will likely have a strong need for
doctor's help. Disease and accidents happen.
 
What do you mean "No longer qualifying for housing tops the list"? I
thought you were making a lot of money these days.
Beaver_Fever@live.com: Apr 07 08:26PM -0700

On Sunday, April 7, 2019 at 6:18:08 PM UTC-7, Bob F wrote:
> doctor's help. Disease and accidents happen.
 
> What do you mean "No longer qualifying for housing tops the list"? I
> thought you were making a lot of money these days.
 
Means there is no housing I can afford should I lose my far below market place and no one who would rent to me.
 
And my income is dropping fast. I think. Hard to even get a real time handle on it. But the various loopholes and market conditions I am exploiting are closing fast and it's back to Povertyville.
 
But no idea what to do about "health care" or even time to mess with it.
Bob F <bobnospam@gmail.com>: Apr 08 05:44AM -0700


> Means there is no housing I can afford should I lose my far below market place and no one who would rent to me.
 
> And my income is dropping fast. I think. Hard to even get a real time handle on it. But the various loopholes and market conditions I am exploiting are closing fast and it's back to Povertyville.
 
> But no idea what to do about "health care" or even time to mess with it.
 
If your income is very low, and you are in a state with medicaid,
Obamacare is very much worth checking out. As long as it lasts. But It
is probably too late to sign up for this year.
Beaver_Fever@live.com: Apr 08 06:44AM -0700

On Monday, April 8, 2019 at 5:44:48 AM UTC-7, Bob F wrote:
 
> If your income is very low, and you are in a state with medicaid,
> Obamacare is very much worth checking out. As long as it lasts. But It
> is probably too late to sign up for this year.
 
For now it's still upward of 100k, but dropping ...
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Saturday, April 6, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

Beaver_Fever@live.com: Apr 06 09:51AM -0700

On Friday, April 5, 2019 at 9:57:02 AM UTC-7, Bob F wrote:
> etc, this might be something to talk to your doctor about. It could
> indicate a serious problem. Hopefully, some positive change in your life
> is the cause.
 
I don't have a doctor and haven't seen one in almost 30 years.
 
I did go on a quick diet/exercise binge that lasted like a month last year.
 
And endless dental problems.
 
Meaning to get back on the bike, but 16 hour days most of this year, followed by a week trip abroad, then being bedridden most of the week afterwards, then still a little sick, then depressed.
 
Maybe next week.
 
Dropping dead is barely in the top ten of things I am concerned about. No longer qualifying for housing tops the list.
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Friday, April 5, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 2 updates in 1 topic

Beaver_Fever@live.com: Apr 05 12:37AM -0700

On Tuesday, April 2, 2019 at 11:51:14 AM UTC-7, Dennis wrote:
 
> Dennis (evil)
> --
> "There is a fine line between participation and mockery" - Wally
 
I've lost like 40 lbs really quick like and I don't know why.
 
But I am pretty sure it means I am getting healthier.
Bob F <bobnospam@gmail.com>: Apr 05 09:56AM -0700

>> "There is a fine line between participation and mockery" - Wally
 
> I've lost like 40 lbs really quick like and I don't know why.
 
> But I am pretty sure it means I am getting healthier.
 
If nothing has changed - eating habits, exercise level, stress levels,
etc, this might be something to talk to your doctor about. It could
indicate a serious problem. Hopefully, some positive change in your life
is the cause.
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Wednesday, April 3, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic

Boris <nospam@nospam.invalid>: Mar 29 03:18AM

> when making newer OSes. Lots of ideas were "borrowed"
> from Xerox PARC, once upon a time.
 
> Paul
 
 
Yes, once upon a time. And, yes, "borrowed".
 
I joined Xerox PARC nearly four decades ago, a bit after it fumbled the
future. When I got there, my tools included the Alto from 1973, later the
Star 8010, from 1981, and still later the Daybreak 6085 from 1985,
running ViewPoint. These were impressive machines for the times. It is
unfortunate that Apple scientists visited the Computer Sciences Lab and
capitalized on what they saw at PARC, and PARC didn't.
 
Early on, PARC was looked upon as the red-headed step-child by the
mothership, and the mothership wasn't able to see the future that was
being invented at PARC.
https://en.wikipedia.org/wiki/PARC_(company)#Accomplishments
 
PARC's co-founder, George Pake, was still there when I arrived, as were
some of the distinguised scientists known for much of PARC's innovation.
PARC continues to innovate. https://www.parc.com/about-parc/parc-history/
 
PARC was a fun place to be. I retired after 32 years at PARC.
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Tuesday, April 2, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 3 updates in 1 topic

trader4@optonline.net: Apr 02 09:26AM -0700

On Saturday, March 30, 2019 at 10:16:46 PM UTC-4, ItsJoan NotJoann wrote:
 
> Is this article about ObamaCare?? I don't have it as my insurance is through
> AARP but I have no 'huge deductibles' nor do I have to 'meet any deductibles
> year after year.
 
That's right, it depends on what plan you actually have. Sounds like yours
has lower deductibles. If you have health insurance through employers,
those with a good job with a good employer generally have low deductibles.
Obamacare on the other hand, for those that need it, the deductibles are
like $6K+ a year. It sounds to me similar to what catastrophic coverage
used to be. Also factor in that as of now, the GOP killed the mandate
and there is still coverage for pre-existing conditions. So, who would
buy insurance with high deductiblles? Mostly the sick, who know they will
exceed it. Those that know they won't will mostly go uninsured, figuring
that if they get some condition that will cost a lot, they can then sign
up for Obamacare. That works unless it's some sudden illness that nees
immediate, expensive treatment, since you can only sign up for Obamacare
during periods once a year.
Dennis <dgw80@hotmail.com>: Apr 02 11:51AM -0700

>> https://www.forbes.com/sites/carolynmcclanahan/2018/04/29/how-to-mitigate-your-health-care-costs/
 
>I don't understand any of this shit.
 
>Just pray my perfect health holds year after year.
 
Well, at least you didn't stack the deck against you by taking a bunch
of street drugs in your youth.
 
Dennis (evil)
--
"There is a fine line between participation and mockery" - Wally
ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Apr 02 02:29PM -0700


> That's right, it depends on what plan you actually have. Sounds like yours
> has lower deductibles. If you have health insurance through employers,
> those with a good job with a good employer generally have low deductibles.
 
When I was employed we were offered different plans to choose from, all of
them were HMO's. One or two was a health spending account if I remember
correctly but I never chose that type. What I have now is a PPO.
 
My company offered to let me keep what I had when employed but it was
ridiculously expensive. I opted out of that option as it was more than
double what I'm paying now.
 
> Obamacare on the other hand, for those that need it, the deductibles are
> like $6K+ a year.
 
WHEW!
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Monday, April 1, 2019

Digest for misc.consumers.frugal-living@googlegroups.com - 6 updates in 2 topics

ggggg9271@gmail.com: Apr 01 05:30PM -0700

> https://www.vox.com/the-goods/2019/2/12/18222200/whole-foods-price-increase-amazon
 
https://www.cnn.com/2019/04/01/business/whole-foods-prices-amazon-groceries/index.html
nunnurbiz <NUNURBIZ@YAHOO.COM>: Apr 01 08:00AM

> when making newer OSes. Lots of ideas were "borrowed"
> from Xerox PARC, once upon a time.
 
> Paul
 
Much thanks for an educated look at windows OS.
nunnurbiz <NUNURBIZ@YAHOO.COM>: Apr 01 08:06AM

ItsJoan NotJoann <itsjoannotjoann@webtv.net> wrote in news:c9a971f6-
 
>> Paul
 
> (LOTS of helpful information from Paul snipped for length.)
 
> Careful there Paul, you're confusing someone off their medications
with
> facts. It will not be appreciated by the original poster.
 
>:-)
 
Least I am not a thief. Guys like Gates and his illegitmate son
Fuckerberg are living proof you have to be a thief and a scammer to be
eminently successful in the go ol' corrupt USA.
nunnurbiz <NUNURBIZ@YAHOO.COM>: Apr 01 08:07AM

micky <NONONOmisc07@bigfoot.com> wrote in
>>7 is freely available all over the net, including working keys. I
>>guess the figure that the mostly ignorant gullible public will fall
>>for their bullshit?
 
as opposed to spreading ignoramus remarks?
nunnurbiz <NUNURBIZ@YAHOO.COM>: Apr 01 08:10AM

Ned Ludd <Ned_Ludd@Sherwood_Forest.web> wrote in
> <whodunit@notme.org> wrote:
 
>>You will
>>receive the message: your windows version is not genuine, click here
to
 
> Sounds like some "everything should be free" snowflake found a pirate
> copy of Windows on the web and now he's mad because he's too dumb to
> make it work.
 
No, it's working fine. I also have w10 and most all other versions of
the basically shit OS from windows. You sound like your one of windows
dummy developers that STILL cannot produce a good OS after years of
trying. If Linux users weren't such assholes I would be using that
instead long ago.
 
"J. P. Gilliver (John)" <G6JPG-255@255soft.uk>: Apr 01 10:29AM +0100

>Paul <nospam@needed.invalid> wrote in news:q6fus3$1km$1@dont-email.me:
[]
>> And I don't think Gates had too much of a hand in the
>> software itself. He wasn't a coding machine or anything.
[]
I think he did start out with coding ability: I originally had a home
computer (Tangerine), which had BASIC in ROM; ISTR seeing two names
actually in the precious ROM space, and I think BG was one of them.
--
J. P. Gilliver. UMRA: 1960/<1985 MB++G()AL-IS-Ch++(p)Ar@T+H+Sh0!:`)DNAf
 
one can't go from `supposed crackpot ideas have been right before' to `we should
take this latest crackpot idea onboard without making it fight for acceptance
like all the previous ones'. - Richard Caley, 2002 February 11 00:02:28
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