Saturday, July 9, 2011

misc.consumers.frugal-living - 5 new messages in 3 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* New (house) heating system... is this a good/great deal? -- Follow up call
from guy who inspected my house - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/a9f2040f9511aad8?hl=en
* The End of America - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/7d8bc73ad614201c?hl=en
* fmwsx Michael E. Kan: This Physician Makes False Reports of Abuse To the
Authorities jdnebv - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/73be28d522cf3ae3?hl=en

==============================================================================
TOPIC: New (house) heating system... is this a good/great deal? -- Follow up
call from guy who inspected my house
http://groups.google.com/group/misc.consumers.frugal-living/t/a9f2040f9511aad8?hl=en
==============================================================================

== 1 of 3 ==
Date: Thurs, Jul 7 2011 7:43 pm
From: Dan Musicant


On Thu, 07 Jul 2011 15:43:59 -0500, Hell Toupee <who@menull.com> wrote:

:On 7/7/2011 1:54 PM, Dan Musicant wrote:
:
:> Yes, that alone has me thinking I have to get some contractors over
:> here. Next time he calls me (probably in a couple of weeks) I will ask
:> him for some phone numbers of customers I can call for references. I
:> have a feeling he won't provide that. However, I think I should call the
:> utility company and the state, if possible, to ask about the program to
:> which he says his company is the exclusive access.
:
:A few years ago I got a card in the mail from a local organization
:that said it had two programs to provide energy-related repairs and
:upgrades to qualified homeowners, and suggested I contact them to
:learn all the details. Turned out the programs were gov't funded,
:limited to properties that, upon inspection and following an energy
:audit, were deemed to be in good condition, yet would benefit from
:energy-related improvements. There were additional income/home value
:guidelines that had to be met.

Interestingly, this company and the guy they sent out did not ask me
about my income. Possibly, they already know that I am already qualified
for a cut on my utility bills (based on my income) and I was therefore
pre-screened.
:
:Anyhow: the program didn't work with an exclusive contractor. I had to
:get three bids, and anyone who wanted the work could bid on it. I
:can't imagine a state-funded program getting away with limiting its
:work to any particular contractor, because the others would
:justifiably cry foul. I think they'd do the same if the local energy
:company played favorites, too. So I'd certainly ask the state and
:utility about this - and you might ask if there are any (other/legit)
:programs that you might qualify for. If this is some sort of scam, you
:might still find a program that'll help you out.

Either it's limited to this company or the guy was lieing. I'm going to
make some calls and find out!
:
:In my case, they had two programs available: qualified
:homeowners/properties could either get an outright grant of funds for
:authorized improvements, or get a no-interest deferred loan that was
:fully forgiven after ten years _if_ the homeowner continued to own and
:occupy the home for the duration of the loan. If the home was sold
:prior to the end of the loan term, you have to pay a pro-rated amount:
:90% after one year, 50% after five years, etc. These types of programs
:are pretty common across the country, so it can't hurt to call your
:city and county and inquire if they have such a program.

I'm going to see what I can come up with. About 6-7 years ago I found
out about a program with the city I live in (Berkeley, CA) where for low
income homeowners, I could apply for interest free loans, up to two of
$35,000 each. I qualified and used some of the $70,000 allocated to me
to tear off and replace my roof. It had gotten to the point where it was
imperative, it not looking like the patching with roofing tar that I'd
been doing personally for a few years was going to get me through
another winter! I got several bids and picked one that looked good and
cost effective. That cost about $18,000, and it happened at the end of
2005. I tapped this again around 3-4 years ago when I suddenly needed a
trenchless sewer pipe replacement during which it was revealed that I
needed my water main replaced. Again, I found the company that did the
work.

So, I owe $27,000 right now, interest free until I either sell the house
or turn 90 years old. If I want to use that again I believe I have to
reapply. Not sure it's there for me until I talk to them, which I
haven't done since the sewer work. It is money I have to repay
eventually. Maybe there's something else, though, maybe something
involving the utility or a state program, or maybe county, as you say. I
haven't heard of a county program, but it can't hurt to inquire.

Email: dmusicant at pacbell dot net


== 2 of 3 ==
Date: Fri, Jul 8 2011 4:40 am
From: "trader4@optonline.net"


On Jul 7, 10:24 pm, Dan Musicant <m...@privacy.net> wrote:
> :> This concerns me. I haven't done stuff like that before, running
> :> ducting, installing registers. Would it be possible for me to pressure
> :> test it?
> :> :
> :> :
> :
> :There is no pressure testing involved.
> :
> The guy from California Energy Services did say they'd pressure test the
> system.
> :
> :

He may be talking about a "blower door test", which is
done as part of an energy audit to find air leaking into
the house. Basicly they place a fan into a door or
similar opening, seal it up and then use it to create
as slight pressure differential betwen inside
and outside the house.
Then they look for drafts coming into the house around
windows, doors, outlets, etc to identify points that can be
sealed to reduce heating/cooling load.

That kind of audit can be part of meeting the reqts
for the programs where the state or utility kick in
rebates, funding, etc

== 3 of 3 ==
Date: Fri, Jul 8 2011 4:42 pm
From: Dan Musicant


On Fri, 8 Jul 2011 04:40:31 -0700 (PDT), "trader4@optonline.net"
<trader4@optonline.net> wrote:

:On Jul 7, 10:24 pm, Dan Musicant <m...@privacy.net> wrote:
:> :> This concerns me. I haven't done stuff like that before, running
:> :> ducting, installing registers. Would it be possible for me to pressure
:> :> test it?
:> :> :
:> :> :
:> :
:> :There is no pressure testing involved.
:> :
:> The guy from California Energy Services did say they'd pressure test the
:> system.
:> :
:> :
:
:He may be talking about a "blower door test", which is
:done as part of an energy audit to find air leaking into
:the house. Basicly they place a fan into a door or
:similar opening, seal it up and then use it to create
:as slight pressure differential betwen inside
:and outside the house.
:Then they look for drafts coming into the house around
:windows, doors, outlets, etc to identify points that can be
:sealed to reduce heating/cooling load.
:
:That kind of audit can be part of meeting the reqts
:for the programs where the state or utility kick in
:rebates, funding, etc

Understood. Seems like a good test to do. Maybe my utility company will
do that for me. I have had some weatherizaiton done here but I'm sure
I'll want to look at those issues again once a gas heating system is
installed.


Email: dmusicant at pacbell dot net

==============================================================================
TOPIC: The End of America
http://groups.google.com/group/misc.consumers.frugal-living/t/7d8bc73ad614201c?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 8 2011 6:46 am
From: "His Highness the TibetanMonkey, the Beach Cruiser Philosopher"


On Jul 7, 11:43 pm, "His Highness the TibetanMonkey, the Beach Cruiser
Philosopher" <nolionnoprob...@yahoo.com> wrote:

> The only thing we can't teach them is how to be wise the funds, or
> even what that infrastructure should look like.
>
> It's complicated but in the end it's all about money.

When the history of the empires tells the end of America, it'll say
it's CORRUPTION that brought it down. We did all these fatal mistakes:

1- We exported our manufacturing to China,

2- We embarked on too many wars and we didn't tax it,

3- We failed to adapt to the changes happening in the world, chiefly
Climate Change,

4- We failed to tax gasoline and thus encourage alternative
transportation,

5- We failed to tell the truth in order to win elections,

6- We failed to listen to the FIRST & LAST MESSENGER OF THE JUNGLE
(me)...

China will only reign for a short while and it'll fall too. The Earth
can not sustain it.

Here my crystal ball goes dark.

http://a6.mzstatic.com/us/r1000/050/Purple/df/83/bb/mzl.frourozv.png


---------------------------------------------------------------

http://webspawner.com/users/BANANAREVOLUTION

==============================================================================
TOPIC: fmwsx Michael E. Kan: This Physician Makes False Reports of Abuse To
the Authorities jdnebv
http://groups.google.com/group/misc.consumers.frugal-living/t/73be28d522cf3ae3?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Jul 8 2011 7:28 am
From: Kulin Remailer


ndfje iodjh fuigh oiew

These two physicians are reptiles, reptiles of quite low character
in fact; contact them in any way that you feel appropriate and let
them know, palpably, what you think of reptiles. Do not patronize
them and do your civic duty to warn your friends, family, and the
general public about these despicable miscreants.

nedfh iouj xiowerg98 e

Michael E. Kan and John M. Rashkis, both of Los Gatos
California, are dangerous, vicious, and mendacious physicians. Both
physicians routinely retaliate against family members who disagree
with their decisions by making false police reports of abuse against
family members of patients and false reports of abuse to County Adult
Protective Agencies.

n dqx3foixj1xioewhr983u 9

Both of these physicians presently have pending against themselves
multiple complaints to the California Medical Board Enforcement
Division for substandard care, harassment, unprofessional conduct,
and abuse of process.

n wajker hoij ewiort cor

CONTACT INFORMATION:

Michael E. Kan:
Office Address: 360 Dardanelli Lane, Los Gatos, Ca 95032
(408) 378-2900
Home Address: 863 Robin Lane, Campbell, Ca 95008 (OLD)
1785 East Main Avenue, Morgan Hill, Ca 95037-3213
(MOST RECENT)
(408) 379-0179 (408) 379-5779

John M. Rashkis:
Office Address: 485 Monterey Avenue, Los Gatos, CA
(408) 354-9200 FAX: (408)395-5487
Home Address: 150 Old Adobe Way, Los Gatos, CA 95032
(408) 378-7030

edxi io ujioqwery 8i2uc q3w984ey 9o

Let us join together to drive them out by starving them out: no
patient in the office equals no mortgage payment, no pool payment, no
private school tuition payment for their children, and no porche
payment.

j2qwu09u28934e590dfu45

Furthermore, since they practice at Good Samaritan Hospital in San
Jose, boycott this hospital if at all possible; go to Los Gatos or
O'Conner instead.

2qejx hdgtnouqwcrtty903qw4et
jnwz1 ejxqerhyioxu 2389ty 90u 4y98
j e 2iurth goic21u 4895t9043
Let us drive these detestable and loathsome vermin out, sooner
rather than later.

==============================================================================

You received this message because you are subscribed to the Google Groups "misc.consumers.frugal-living"
group.

To post to this group, visit http://groups.google.com/group/misc.consumers.frugal-living?hl=en

To unsubscribe from this group, send email to misc.consumers.frugal-living+unsubscribe@googlegroups.com

To change the way you get mail from this group, visit:
http://groups.google.com/group/misc.consumers.frugal-living/subscribe?hl=en

To report abuse, send email explaining the problem to abuse@googlegroups.com

==============================================================================
Google Groups: http://groups.google.com/?hl=en