Frugal Living: Nov 12, 2007

Monday, November 12, 2007

25 new messages in 20 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

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TOPIC: Balenciaga Le Dix Motorcycle
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ab442a9d6b06ba17?hl=en
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== 1 of 1 ==
Date: Mon, Nov 12 2007 6:02 pm
From: judy.1114@163.com

Balenciaga Le Dix Motorcycle

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
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==============================================================================
TOPIC: Gucci baby carrier
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4bce69e6945a3af1?hl=en
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== 1 of 1 ==
Date: Mon, Nov 12 2007 6:03 pm
From: judy.1113@163.com

Gucci baby carrier

www.handbagstrade.com

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USD50~USD90),wholesale replica bags handbags purses wallets at low
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==============================================================================
TOPIC: Gucci Britt Large Tote canvas - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/194515417ad43851?hl=en
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== 1 of 1 ==
Date: Mon, Nov 12 2007 6:04 pm
From: judy.1113@163.com

Gucci Britt Large Tote canvas

www.handbagstrade.com

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at USD50~USD90),wholesale replica bags handbags purses wallets at low
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==============================================================================
TOPIC: Gucci Britt Large Boston Bag - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b6be5fb57e24921b?hl=en
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== 1 of 1 ==
Date: Mon, Nov 12 2007 6:05 pm
From: judy.1113@163.com

Gucci Britt Large Boston Bag

www.handbagstrade.com

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==============================================================================
TOPIC: Gucci Britt Messenger Bag Canvas - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2612d49c6159325a?hl=en
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== 1 of 1 ==
Date: Mon, Nov 12 2007 6:06 pm
From: judy.1113@163.com

Gucci Britt Messenger Bag Canvas

www.handbagstrade.com

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at USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
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==============================================================================
TOPIC: lots of spam here
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/50376502a011f24c?hl=en
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== 1 of 1 ==
Date: Mon, Nov 12 2007 6:25 pm
From: "www.Queensbridge.us"

On Nov 7, 7:30 am, "studioaren...@gmail.com" <us...@lycos.com> wrote:
> lots of spam coming from this group, is there anybody there who'd like
> to help publish a magazine, we need creative people...
>
> www.stompouthate.org

a magazine about spam?

or like poetry, a collection of spam?

==============================================================================
TOPIC: Fast food lost leaders.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4adc4e7c65acf834?hl=en
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== 1 of 2 ==
Date: Mon, Nov 12 2007 6:45 pm
From: James

I hear the MacDonald's double cheese burger is one. The regular
cheeseburger is 99 cents and the double is $1.

What lost other leaders do you know?

== 2 of 2 ==
Date: Mon, Nov 12 2007 9:07 pm
From: Jeff

James wrote:
> I hear the MacDonald's double cheese burger is one. The regular
> cheeseburger is 99 cents and the double is $1.

Hmm. I've eaten a number of them. I call them Double Cheapburgers,
I'll get one of those and a $1 Mickey Chickie. A man's gotta have
variety. My favorite was when they had the $1 Big and Nasty.

Jeff
>
> What lost other leaders do you know?
>

==============================================================================
TOPIC: We supply a large number of the latest ADIDAS FOOTBALL SHOES
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/97994d33fe6d668d?hl=en
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== 1 of 1 ==
Date: Mon, Nov 12 2007 6:52 pm
From: jim

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Best regards
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==============================================================================
TOPIC: No you can't . . .
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/88f83f1610e1798a?hl=en
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== 1 of 1 ==
Date: Mon, Nov 12 2007 7:09 pm
From: "Godzilla Pimp"

"Dennis" <dgw80@hotmail.com> wrote in message
news:dlchj3dc3s3vb8m28d8nl9fq09bb8u9oro@4ax.com...
> On Mon, 12 Nov 2007 08:17:31 -0500, clams casino
> <PeterGriffin@drunkin-clam.com> wrote:
>
>>Tockk wrote:
>>
>>>Not really, anyway . . .
>>>
>>>
>>>
>>>
>>but a woodchuck could
>
> We know George Will, but do you think Natalie Wood?

Edward Woodward would.

---Benny Hill, one of the few times he was actually funny

==============================================================================
TOPIC: Mulberry Tyler Bag - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bbf54c5c64bc84d5?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 7:47 pm
From: judy.1114@163.com

Mulberry Tyler Bag

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Discount item scalping
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f44a8366af395738?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 8:46 pm
From: Seerialmom

On Nov 10, 2:09 pm, BrotherSandMonkey <blin...@volcanomail.com> wrote:
> Is this a fair practice? Arab-owned and Asian Indian-owned food marker
> dealers are purchasing sufficient quantities, of food items from
> discount srores as Aldi and Save A Lot, and
> stocking them in their own stores with a boost in price? Then they
> expect cusromers to buy them along with Name Brand items (which are
> also higher in price but that is understood.).

Yes it's fair. And you can also find items that were in Dollar Tree
or the 99¢ Only store at flea markets as well as the aforementioned
ethnic stores. I've often seen items at 99¢ Only store that could be
repackaged/repurposed and sold for higher prices (if I had that
initiative, that is). Last, around Christmas just take a look at the
local want ads or eBay...you'll see the "hot toy/gadget" going for
much higher than what it originally sold for. This is the root of
capitalism, right? Those sellers are counting on people who aren't
savvy enough to find the items when they were cheap or are perhaps
"wheel challenged" (hence the mom/pop grocery stores in the inner
cities).

==============================================================================
TOPIC: cheap nike shoes OZ NZ AIR JORDAN www.netfashion2008.cn
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/04dbb8927c061d47?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 9:21 pm
From: 001

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==============================================================================
TOPIC: Seven Deadly Sins of Holidays
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/94a8042cb98c2e86?hl=en
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== 1 of 2 ==
Date: Mon, Nov 12 2007 9:50 pm
From: Jamie

http://www.ubersite.com/m/96350

Do you believe the statement that there is no sloth during the
holidays?

== 2 of 2 ==
Date: Mon, Nov 12 2007 10:17 pm
From: "Rod Speed"

Jamie <jannghi@ihollister.net> wrote:

> http://www.ubersite.com/m/96350

> Do you believe the statement that there is no sloth during the holidays?

Nope, only a fool would buy that stupid line.

==============================================================================
TOPIC: how to chop wood
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/09b7e9be3fcd1870?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 11:16 am
From: A Veteran

November 9, 2007

How to Chop Firewood

by Troy Griepentrog

My grandpa had a glass eye (his right eye). While on a road trip with
my grandma, he stopped for gas. Grandma said she was staying in the
car, but changed her mind while grandpa pumped the gas. He drove away,
chatting for almost 12 miles before he realized grandma was no longer
in the car. He finally turned his head far enough to look at the empty
passenger's seat.

That may be a funny story, but there's nothing funny about how grandpa
lost his eye. He was chopping wood and a splinter hit it.

First step in chopping firewood: Take safety precautions.

-Wear eye protection -- it's critical.
-Wear heavy pants and shoes made of thick material.
-Make sure your equipment is in good shape (a sharp axe with no splits
or chips in the handle).
-Never try to chop a log that you're holding with one hand.
-Position the log on the chopping block so that it's stabile.

Choose logs wisely

Some logs are easy to split; others are a challenge even for those
with experience. Logs that have not had a chance to dry adequately are
much more difficult to split. Some logs with knots in them are
basically impossible to split with an axe, and can be difficult to
split with a maul and splitting wedge. If the log you want to split
was cut at an angle, it won't rest on a chopping block and your axe
won't hit it squarely. Cut the ends off straight before attempting to
split this type of log.

Ready, aim, chop!

The log has to be on a solid surface in order for the force of your
axe to split it. Set the log (vertically) on a chopping block. A large
stump usually works well for a chopping block. The chopping block not
only provides a solid base, it also keeps your axe out of the dirt and
raises the log so that your axe will meet it squarely.

Aim carefully and swing hard enough for your axe to go right through
the log as it splits. If you hold back as the axe meets the log,
you're more likely to jam the axe in the log. Look for places where
the log is already starting to split naturally, then swing. Not every
stroke will be successful, but with practice you'll improve.

For more detailed information, read The Time-Honored Art of Splitting
Wood at www.motherearthnews.com.

Would you like to share recommendations for chopping wood? Add
comments below.

Read More:
http://www.motherearthliving.com/issues/motherearthliving/homesteading/Ho
w-to-Chop-Firewood_730-1.html

Read Comments:
http://www.motherearthliving.com/issues/motherearthliving/homesteading/Ho
w-to-Chop-Firewood_730-1.html?show_comments=1#read

Share a Comment:
http://www.motherearthliving.com/issues/motherearthliving/homesteading/Ho
w-to-Chop-Firewood_730-1.html#post

__________________________________________________________

--
when you believe the only tool you have is a hammer.
All problems look like nails.

==============================================================================
TOPIC: PSP PS2 PS3 Nokia N95 Hoodies Sunglasses Nokia N93 Nokia N70 Sony
memory card
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/eb7e7babe17cbcdd?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 10:08 pm
From: fashion-sky@hotmail.com

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UK: 2.5 3 3.5 4 4.5 5 5.5 6
EUR: 35.5 36 36.5 37.5 38 38.5 39 40

Kid's
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UK: 13 1 2 3 4 5 6 6.5 7 7.5 8 8.5 9 9.5 10 10.5 11 11.5 12 12.5
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==============================================================================
TOPIC: wholesaler sport shoes,clothing,electrons mobile phone (Nokia N95=260
USD)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/13de45ee7434f4d7?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 10:09 pm
From: fashion-sky@hotmail.com

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== 1 of 3 ==
Date: Mon, Nov 12 2007 10:16 pm
From: fashion-sky@hotmail.com

Clothing Size:
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== 2 of 3 ==
Date: Mon, Nov 12 2007 10:18 pm
From: fashion-sky@hotmail.com

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== 3 of 3 ==
Date: Mon, Nov 12 2007 10:19 pm
From: fashion-sky@hotmail.com

Clothing Size:
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==============================================================================
TOPIC: check fraud
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8f8f2ab630e63181?hl=en
==============================================================================

== 1 of 2 ==
Date: Mon, Nov 12 2007 10:23 pm
From: E Z Peaces

unreelistuk@aol.com wrote:
> Update on the suspected check fraud : I called early this morning
> (Monday) to the the credit union to report the check. They said it was
> a check from another credit union member that got taken out of MY
> account by mistake !! Just a coincidence that it took my account down
> to less than one dollar. It took only 1 minute for the person on
> the phone to figure this out, by looking at the computer screen. My
> account is supposed to be back to normal by this afternoon.
>
> I mentioned that this event ruined my weekend. She apologized. Oh
> well, at least an apology, and she seemed sincere. No monetary
> compensation for my suffering though !!
>
>
Back when my cycled checks would be mailed to me each month, many would
have a slip of paper with my routing number pasted to the bottom.
Apparently any time a stroke of my signature went below the line, it
would confuse their reading machine and a person would have to type a
sticker.

I wonder if your problem started when a bank employee mistyped a sticker
for a check that the reading machine rejected.

== 2 of 2 ==
Date: Mon, Nov 12 2007 10:34 pm
From: E Z Peaces

Parallax wrote:

>
> Wachovia is a scary place. A friend of mine had someone steal his
> identity and got an ATM card sent to him, then started cleaning out the
> account. After my friend went to his local branch, had the account
> closed and a new one opened, then set up all sorts of notes and alarms
> in the system that he will only do business in person at the branch and
> no cards are to be issued by phone, their fine employees promptly issued
> a card for the new account to the identity thief who called and
> requested one.
>
I hate the term "identity theft." Traditionally it was called
impersonation. It was between the institution and the criminal. The
person impersonated had no burden of proof.

Often the "thief" gets your "identity" from information about you in
institutional files, whether or not you knew it was there. So the
institution was in possession of your identity, and if somebody stole it
from the institution, you're nothing until you can satisfy that
institution and many others.

==============================================================================
TOPIC: Dollar Crisis: None dare call it 'conspiracy'
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2f8f50beed6eeacf?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 10:38 pm
From: YTR

Dollar Crisis: None dare call it ?conspiracy'

Global Research | November 11, 2007
Hal Lindsey

Crude oil prices hit an all-time high this week, closing above $98 a
barrel for the first time in history.

According to the AAA, many drivers in my home state of California are
already paying more than $4 a gallon for regular unleaded gas. And in
one town south of Big Sur, unleaded gas topped $5 a gallon.

The U.S. dollar is at an all-time low, even when compared against the
hapless Canadian loonie. Five years ago, a loonie was worth 60 cents.
Today, it's worth $1.12 and climbing.

Yesterday, WorldNetDaily reported that the Chinese are considering
abandoning the U.S. dollar as their national reserve currency. WND
quoted Craig Smith's assessment of the consequences of such a move by
Beijing on our economy: ?If that were to happen, all bets are off, and
we will be in a depression that makes 1929 look like child's play, or
we will experience Weimar Republic inflation as the dollar makes
extreme moves toward devaluations.?

On Tuesday, the U.S. national debt topped $9 trillion for the first
time in history, according to the U.S. Treasury Department's daily
accounting of the national debt. Nine trillion dollars! The number is
so staggeringly high that it exceeds our ability to comprehend it in
monetary units.

Million, billion, trillion ? in financial terms, for most of us, it
means a lot of money, really a lot of money, but that is about as
specific a picture as most ordinary people can grasp.

Let's put all these ?illions? into perspective. A million seconds is
roughly 12 days, whereas a billion seconds is approximately 32 years.

We understand dollars. And we understand time. So it would take 12
days to pay back a million dollars at a dollar a second. But if you
started right now, you'd pay back a BILLION dollars, at a dollar a
second, in the year 2039.

A trillion seconds is roughly 32 thousand years. At a dollar a second,
you'd pay back a TRILLION dollars in the year 34007.

The U.S. debt stands at $9 trillion. If my calculator is working, then
at a dollar a second, the U.S. could be debt- free in the year 290007.

The point of that little exercise was two-fold. The first was to
clarify the sheer volume of the debt; the second was to demonstrate
the possibility that anybody in government really believes we can ever
pay it off.

Each U.S. citizen's share of the national debt works out, according to
the National Debt clock, to $29,947.50. That means the average
American family of five owes, collectively, $149,737.50.

It also means that unless the average American family of five has a
net worth of at least $149,737,50 in assets excluding liabilities
(they don't), America is already bankrupt.

Over the past few years, there has been growing public concern about
the emerging ?Security and Prosperity Partnership? plan that some say
is really a ?deceptive roadmap? to a coming North American Union and a
new, unified currency tentatively called the ?amero.?

The feds steadfastly deny such a plan exists, even as it opens the
borders to Mexican truck traffic, widens the I-35 corridor from Mexico
to Canada and, counterintuitively, refuses to tighten the borders with
either Mexico or Canada, despite both logic and widespread public
demand.

All of these things have brought me to believe that powerful forces
outside of our government ? like the shadowy international Money Trust
members of the ?Bilderberg Group? ? made a decision to force the
formation of the North American Union along with the amero. There
decisions have been instituted in the past via the Trilateral
Commission, which is the dba for the nefarious Conference on Foreign
Relations. Destroying the American dollar could force the crisis that
would force the creation of the North American Union. To quote the
title of a book of the 1960s era, ?None Dare Call It Conspiracy.?

Ordinary Americans may not fully grasp just how dire the true economic
picture is, but you can bet our leaders do. Yet from the White House
to the Federal Reserve, nobody seems particularly eager to address the
issue, preferring instead to talk about the ?budget,? as if the budget
WERE the debt, rather than merely a measure of our ability to keep up
with our payments on the debt.

It is almost as if they already have a Plan B in reserve, ready and
waiting to be triumphantly introduced ? just in the nick of time.

I wonder what it might be?

http://infowars.com/articles/economy/dollar_crisis_none_dare_call_it_conspiracy.htm

==============================================================================
TOPIC: Talk of Worst Recession Since the 1930s
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/047a2e6084912a0a?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 10:41 pm
From: YTR

Talk of Worst Recession Since the 1930s

After what Los Angeles money manager Arnold Silver called "a brutal
three days," the question is: What now for the market?

A Wall Street superstar this year who runs Balestra Capital Partners,
Jim Melcher, says he's "worried about a recession. Not a normal one,
but a very bad one. The worst since the 1930s. I expect we'll see
clear signs of it in six months with a dramatic slowdown in the gross
domestic product."

Balestra Capital, a $350 million New York hedge fund, was up 3% for
the past three market sessions, when the Dow Jones Industrials,
spearheaded by widespread declines in financial stocks and fears of
more billion-dollar-plus asset write-downs, tumbled more than 677
points, or about 4.5%. The Nasdaq fared worse, skidding about 7%,
triggered by across-the-board declines in those fast-stepping
technology stocks.

Balestra has increased in value by 175% so far this year, Mr. Melcher
tells me. A 9-year-old fund, it has posted compounded annual growth of
about 30% since its inception.

Mr. Melcher, a market bear, had some pretty discouraging words. "What
I think is not good for the country, but good for me." he says. His
basic advice to the country's roughly 80 million stock players: Run
for the hills - the worst is far from over. An investor's stock
portfolio now, he believes, should be only about half of what it might
normally be.

With the housing market in a state of collapse - and he says he
believes it is far from over - Mr. Melcher argues that average
homeowners will not be able to withstand the kind of recession he
sees, given the added burdens of rising energy and food costs, and
continued deterioration in the credit markets.

Noting that consumption is already slowing, Mr. Melcher figures
sharply rising unemployment is inevitable. Another of his worries is
that central banks around the globe, America's included, are debasing
their currencies, which is setting the stage for a new round of higher
inflation. Our bear figures the next six to 12 months will be awful
for investors as the market goes down "pretty substantially." His
frightening outlook calls for an additional 20% to 30% decline from
current levels. A drop of that magnitude would put the Dow down in a
range of roughly 9,100 to 10,400.

Asked how he could conceivably give credibility to such an ominous
forecast, Mr. Melcher observes: "I've never seen a market with more
risk and what's significant is that risk is not yet priced in."

Given his grim expectations, he says there is no equity market in the
world he would play right now. "When the American market goes down,
other equity markets around the world should follow," he says.

As of now, his portfolio is pretty much devoid of stocks, save for an
exchange-traded fund focused on leading companies in oil services,
which he regards as an ongoing growth industry. The ETF, the Oil
Services Holders Trust, trades on the American Stock Exchange under
the symbol OIH. Although enthusiastic about the industry's growth
prospects, Mr. Melcher says he would be reluctant to recommend oil
services stock because he believes the price of oil could easily drop
50% in the recession he envisions.

Another danger he sees for the market is the prospect of huge
withdrawals of funds from America by foreign investors due to the
falling dollar, the credit crisis, and a slowing economy.

At the moment, Mr. Melcher's chief investment strategy is shorting
stocks and certain bonds, notably mortgage-backed and junk bonds,
through the use of derivatives, put options, and credit default swaps.
He is also short ABEX, an index of residential mortgage-backed
securities.

His short strategy is largely responsible for his super performance
this year, as are his holdings in gold. The fact he's sticking to this
strategy is evidence that he firmly believes the chaos in the
financial markets is far from over. Mr. Melcher is also gung-ho on
several currencies, particularly the Swiss franc and the Japanese yen.

The average investor, he believes, should seek to protect his assets
by raising cash, putting money to work in short-term treasuries, and
buying some gold (notably through StreetTRACKS Gold Trust, an ETF that
tracks the price of the precious metal and trades on the Big Board
under the symbol GLD).

Is the world coming to an end? I asked our bear. "I don't think so,"
he replied, "but as I mentioned, the ingredients are in place for the
worst kind of a recession, which means it's the wrong time to own
stocks."

http://infowars.com/articles/economy/recession_talk_of_worst_recession_since_1930s.htm

==============================================================================

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25 new messages in 24 topics - digest

misc.consumers.frugal-living
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Today's topics:

== 1 of 1 ==
Date: Mon, Nov 12 2007 4:08 pm
From: George Grapman

Parallax wrote:
> George wrote:
>> George Grapman wrote:
>>>
>>>> Different banks will handle the situation differently. But when it
>>>> happened to me, my credit union put provisional funds back into my
>>>> account while they investigated.
>>>
>>> I had the opposite one. I deposited a $500 check in a Wells-Fargo
>>> ATM. The next day the phone system reflected a $5,000 deposit. I
>>> checked my receipt and it showed $5000 deposited. I called the bank
>>> and the rep said she was freezing my account because she suspected
>>> fraud on my part.
>>> I tried to explain that if I was defrauding them I would not be
>>> bringing it to their attention. Too other reps refused to budge so I
>>> had to go to my branch where the manager acted as if he was doing me
>>> a favor by letting me have access to the funds on hand prior to that
>>> deposit on warning me of the consequences of fraud.
>>> The next day the mistake was rectified and as soon as all my
>>> outstanding checks had been cleared I closed my account. The same
>>> manager was called over and he still felt that he had done me a favor.
>>
>> Megabanks can be just ridiculous, dumb and bureaucratic. I have 2
>> accounts at Wachovia. Everyone mentions that they are still First
>> Union and they simply bought little Wachovia to claim it was a merger
>> in order to dump the First Union reputation. I never had any issues
>> until recently. They sent me a routine replacement debit card. I
>> called to activate it and the automated system refused and it
>> connected me to a person. Person says there is a "fraud alert" on the
>> account. I asked why and he said it was because I had died in *1995*.
>> I said that that was a long time ago and why did they happen to wait
>> until now. He said I would need to report to the bank to prove I
>> wasn't dead. I said that Wachovia was insulting me and this made no
>> sense because there was no unusual activity on the account and the
>> noted event was over 10 years ago.
>>
>> I asked to speak to a supervisor and they said everyone was busy. I
>> insisted and the supervisor said they were doing this to "protect me".
>> I asked if the checking account it was linked to was frozen and he
>> said no. I asked him to give me a logical explanation about the
>> protection since I could simply write a check because I am still in
>> control of the account. He completly reinforced the "we are megabank
>> and there is only our way" rule that seems to be written on every wall
>> at their office by refusing to do anything. I asked to speak to
>> whomever he reported to and he insisted he didn't report to anyone.
>> Eventually he said that customers could not speak to anyone above him.
>> I asked even if this was for a case when Wachovia was insulting a
>> customer and didn't want to fix it by correcting their error and he
>> said no.
>>
>> I am in the process of moving and closing the accounts now.
>
> Wachovia is a scary place. A friend of mine had someone steal his
> identity and got an ATM card sent to him, then started cleaning out the
> account. After my friend went to his local branch, had the account
> closed and a new one opened, then set up all sorts of notes and alarms
> in the system that he will only do business in person at the branch and
> no cards are to be issued by phone, their fine employees promptly issued
> a card for the new account to the identity thief who called and
> requested one.
>
I can not think of a single issue with my credit union. I never pay
any fees and never have complaints,
I rarely go to a branch but it seems most of the times that I see a
live teller they send me a customer satisfaction survey. In addition
when more than 4 or 5 people are on line the manager starts handling
transactions. Compare this with Wells-Fargo where every branch seems to
have an employee whose sole job is to walk around in circles behind the
tellers and smile at the long lines.
Finally, they are part of a network of credit unions that allows me to
use ATMs at almost any 7-11 store with no fees and lets me make
deposits at other credit unions.

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== 1 of 1 ==
Date: Mon, Nov 12 2007 4:45 pm
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== 1 of 1 ==
Date: Mon, Nov 12 2007 4:48 pm
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== 1 of 1 ==
Date: Mon, Nov 12 2007 5:01 pm
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== 1 of 1 ==
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== 1 of 1 ==
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== 1 of 1 ==
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==============================================================================
TOPIC: Chloe Paddington Clutch
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/74282a43ca16df84?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:51 pm
From: ju.dy1132@163.com

Chloe Paddington Clutch

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Chloe bags wholesaler
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/50b86d8fddf2c2cf?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:52 pm
From: ju.dy1132@163.com

Chloe bags wholesaler

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Dior Gaucho Double Saddle bag - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ea22123967681238?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:53 pm
From: ju.dy1132@163.com

Dior Gaucho Double Saddle bag

www.handbagstrade.com

(mostly price
at USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Fendi spy bag
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ff89f91a8d16f4d8?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:54 pm
From: ju.dy1132@163.com

Fendi spy bag

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Fendi B bag - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3f1f20ca9cfce129?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:54 pm
From: ju.dy1132@163.com

Fendi B bag

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Fendi bags wholesaler
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/80d35544b299ceb2?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:55 pm
From: ju.dy1132@163.com

Fendi bags wholesaler

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Loewe Nappa Aire Tote
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c87ce0dfaee1e26f?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:56 pm
From: ju.dy1132@163.com

Loewe Nappa Aire Tote

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Loewe Suede Pekary Handbag
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e2202541be020fff?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:56 pm
From: ju.dy1132@163.com

Loewe Suede Pekary Handbag

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Loewe bags wholesaler - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/384335a12e88f76c?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:57 pm
From: ju.dy1132@163.com

Loewe bags wholesaler

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Gucci large Hobo - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b59f7c74bb13bacd?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 12 2007 5:58 pm
From: ju.dy1132@163.com

Gucci large Hobo

www.handbagstrade.com

(mostly price at
USD50~USD90),wholesale replica bags handbags purses wallets at low
price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================
TOPIC: Gucci 85th Anniversary Collection - www.handbagstrade.com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3cc8d300acf0dfcb?hl=en
==============================================================================

== 1 of 2 ==
Date: Mon, Nov 12 2007 6:00 pm
From: ju.dy1132@163.com

Gucci 85th Anniversary Collection

www.handbagstrade.com

(mostly
price at USD50~USD90),wholesale replica bags handbags purses wallets
at low price ( cheap ) (China wholesaler)
*high quality
*safe delivery

== 2 of 2 ==
Date: Mon, Nov 12 2007 6:02 pm
From: judy.1113@163.com

Gucci 85th Anniversary Collection

www.handbagstrade.com

(mostly
price at USD50~USD90),wholesale replica bags handbags purses wallets
at low price ( cheap ) (China wholesaler)
*high quality
*safe delivery

==============================================================================

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Frugal Living

Blog Archive

Monday, November 12, 2007

25 new messages in 20 topics - digest

25 new messages in 24 topics - digest