Sunday, July 27, 2008

25 new messages in 10 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* How to spend less electricity? - 5 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6a8e6e539cfb63a9?hl=en
* How to stop debt collectors from calling? - 7 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b2496090b808d63c?hl=en
* O.T. defeating terrorism - 3 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2c0b718762cd5ee0?hl=en
* Bikini Line Hair Removal The Easy Way - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4d9054df5164fc34?hl=en
* how to survive the heat and cold on a low budget - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ada7c54e5466e89d?hl=en
* ot: non partisan humor - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0fe9f95e200d0ff9?hl=en
* christian the lion w/new footage - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/54a08b6f13a86382?hl=en
* WARNING RE PURITAN'S PRIDE SHIPPMENTS - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d7d3e0a5dbac9a4f?hl=en
* The chickens have arrived - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1b34814faaccbf44?hl=en
* FWD Having fun with Debitas (a bill collection agency) - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/91b55d1cae04a375?hl=en

==============================================================================
TOPIC: How to spend less electricity?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6a8e6e539cfb63a9?hl=en
==============================================================================

== 1 of 5 ==
Date: Sun, Jul 27 2008 11:19 am
From: "h"

"TKM" <noname@no.net> wrote in message
news:YP_ik.268327$SV4.42520@bgtnsc04-news.ops.worldnet.att.net...
>
> "James" <j0069bond@hotmail.com> wrote in message
> news:7c60478e-0568-4293-bf6f-c6a5f79ecb5a@l64g2000hse.googlegroups.com...
> On Jul 27, 6:46 am, clams_casino <PeterGrif...@DrunkinClam.com> wrote:
>> Arumugham wrote:
>> >Use cold washes in your washing machine and dry clothes outside of
>> >washing machine as far as possible.
>>
>> I thought you people in India washed your clothing in the river.
>
> After burning out many CFL bulbs I discovered that if you use them
> upside down the heat kills the electronics and decreases a 5 year life
> to a mear several months.
>
> Same thing can happen if the CFL is enclosed in a fixture. For maximum
> life, CFLs should be in open air and burned base down.
>

Weird. Most of my lights are upside down, in enclosed fixtures, and all of
the bulbs are CFL. I've never had one last less than 5 years, and most last
much, much longer.


== 2 of 5 ==
Date: Sun, Jul 27 2008 11:52 am
From: Marsha


Evelyn C. Leeper wrote:
> Arumugham wrote:
>
>> Use cold washes in your washing machine and dry clothes outside of
>> washing machine as far as possible.
>
>
> Assuming one needs to use a dryer (in NJ, the humidity is such that
> drying clothes on a line may *never* happen :-( ), is it more efficient
> to use a higher heat for a shorter period of time, or a lower heat for a
> longer period?
>

Can you use a drying rack or string a line inside your house, at least
to partially dry your clothes? Do an extra spin cycle to help get more
water out. Every little bit helps, plus air drying makes things last
longer.

Marsha/Ohio

== 3 of 5 ==
Date: Sun, Jul 27 2008 1:39 pm
From: "Rod Speed"


clams_casino <PeterGriffin@DrunkinClam.com> wrote
> Arumugham wrote

>> Use cold washes in your washing machine and dry clothes outside of washing machine as far as possible.

> I thought you people in India washed your clothing in the river.

Nope, not enough rivers, they breed like flys.


== 4 of 5 ==
Date: Sun, Jul 27 2008 1:50 pm
From: "AllEmailDeletedImmediately"

"Evelyn C. Leeper" <eleeper@optonline.net> wrote in message
news:488c8939$0$20919$607ed4bc@cv.net...
> Arumugham wrote:
>> Use cold washes in your washing machine and dry clothes outside of
>> washing machine as far as possible.
>
> Assuming one needs to use a dryer (in NJ, the humidity is such that drying
> clothes on a line may *never* happen :-( ), is it more efficient to use a
> higher heat for a shorter period of time, or a lower heat for a longer
> period?
>
> --
> Evelyn C. Leeper
> Just because everything is different doesn't mean
> anything has changed. -Irene Peter


i've read that your clothes remain germy until they're put in the dryer or
dried in sunlight.
even if you wash in hot water. i'd guess chlorine bleach would kill germs,
but you can't
use that on colors.

i dry my clothes on a medium setting. too hot isn't good for fabrics, plus
if it runs for an
hr on high, it costs more than on med and med for an hr is usually enough.

----------------------
"I tremble for my country when I reflect that God is just; that His justice
cannot sleep forever."--Thomas Jefferson

"Those who cast the votes decide nothing. Those who count the votes decide
everything." -- Josef V. Stalin

www.myspace.com/bodybuildinggranny

heavy on the country music. if you don't like country, scroll down for
some surprises.
>


== 5 of 5 ==
Date: Sun, Jul 27 2008 4:33 pm
From: Tim Smith


In article
<351df7b5-9381-43ff-99bd-24be5d31ac76@o40g2000prn.googlegroups.com>,
Arumugham <n.arumugham@gmail.com> wrote:
> Keep light fixtures clean to get optimum light.

How will that save electricity? The bulb doesn't know or care that some
of the light it is producing gets blocked by a dirty fixture. It's
going to consume the same electricity either way.

--
--Tim Smith


==============================================================================
TOPIC: How to stop debt collectors from calling?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b2496090b808d63c?hl=en
==============================================================================

== 1 of 7 ==
Date: Sun, Jul 27 2008 11:12 am
From: Samantha Hill - remove TRASH to reply


Sorry -- I forgot to say also that an inexpensive solution might be to
get her a prepaid cell phone like a Tracfone or one of the others, pay
for at least several months of service, then when the bill collectors
call, tell them that she has a new phone number and give them that number.

== 2 of 7 ==
Date: Sun, Jul 27 2008 11:52 am
From: George Grapman


Samantha Hill - remove TRASH to reply wrote:
> Sorry -- I forgot to say also that an inexpensive solution might be to
> get her a prepaid cell phone like a Tracfone or one of the others, pay
> for at least several months of service, then when the bill collectors
> call, tell them that she has a new phone number and give them that number.


A few years ago I kept getting calls for a person who I did not know.
The out of stare law firm calling insisted that I must know her because
she had given my number as a contact. They refused to believe that it
was either an error or intentional fraud. The calls stopped when I did a
google search , found the name of a senior partner in the firm and told
his secretary I was prepared to file a complaint with the local bar
association.

== 3 of 7 ==
Date: Sun, Jul 27 2008 11:58 am
From: Vic Smith


On Sun, 27 Jul 2008 11:52:52 -0700, George Grapman
<sfgeorge@paccbell.net> wrote:

>Samantha Hill - remove TRASH to reply wrote:
>> Sorry -- I forgot to say also that an inexpensive solution might be to
>> get her a prepaid cell phone like a Tracfone or one of the others, pay
>> for at least several months of service, then when the bill collectors
>> call, tell them that she has a new phone number and give them that number.
>
>
> A few years ago I kept getting calls for a person who I did not know.
>The out of stare law firm calling insisted that I must know her because
>she had given my number as a contact.

That kind of thinking - reasonable on the surface - leads to
conspiracy theories and innocent people in jail.

--Vic

== 4 of 7 ==
Date: Sun, Jul 27 2008 1:50 pm
From: phil scott


On Jul 26, 10:17 am, "OhioGuy" <n...@none.net> wrote:
> Yeah, I'm sure you're saying "Pay them", or something like that, but it's
> a lot more complicated, and the debt is not mine.
>
> We own a double, and we live on the south side. For the past couple of
> years, my sister has lived on the north side. She pays a bit of rent to
> help out, but she doesn't make a lot at her job, so she didn't have a phone.
> I wired a connection over there so that she could occasionally make outgoing
> calls if she needed to.
>
> Long story short, 10 years ago she had a messy divorce, where her husband
> took off with her best friend. She then found out he owed a LOT of money,
> which he had hidden from her. Despite his assurances of taking care of it,
> he took the cheaper way out of bankruptcy, which left my sister holding the
> bag. All of the creditors went after her. (this was when she lived in
> Michigan)
>
> She paid what she could, but it wasn't much. Fast forward 10 years. My
> sister tells me that the "statute of limitations" is long past, and that no
> one can still try to collect for any of the past debts. But guess what?
> They are. Any given day, we receive between half a dozen to a dozen
> automated phone calls. 3 or 4 of these leave messages asking for her to
> call them back about a "personal business matter", and always have a part
> that says "by continuing to listen to this message, you acknowledge receipt
> of the message".
>
> It is getting pretty annoying. It started about a year ago, and it has
> gotten worse and worse over time, instead of abating like she told us it
> should. It appears that even 10 years later, the debt is being sold to new
> companies, and they are going after her with a continuous barrage of
> telephone calls and messages. The annoying thing is that it is on OUR line,
> and our machine, which she doesn't check.
>
> Is there anything we can do in order to stop all of these harassing calls?
>
> Thanks!

change the number.... no way in hell will any of the sharks collect.

Phil scott

== 5 of 7 ==
Date: Sun, Jul 27 2008 1:58 pm
From: "Dave"

"OhioGuy" <none@none.net> wrote in message news:g6fm7m$efd$1@aioe.org...
> Yeah, I'm sure you're saying "Pay them", or something like that, but
it's
> a lot more complicated, and the debt is not mine.
>
> We own a double, and we live on the south side. For the past couple of
> years, my sister has lived on the north side. She pays a bit of rent to
> help out, but she doesn't make a lot at her job, so she didn't have a
phone.
> I wired a connection over there so that she could occasionally make
outgoing
> calls if she needed to.
>
> Long story short, 10 years ago she had a messy divorce, where her
husband
> took off with her best friend. She then found out he owed a LOT of money,
> which he had hidden from her. Despite his assurances of taking care of
it,


(snip long story)

You've gotten lots of advice, some of it good. If you have VOIP service,
log onto your account online, and add each bill collector's phone number to
the black list.

If you don't have VOIP, get it. Have your number transferred to the VOIP
line. THEN put each of the bill collector's numbers on the black
ist. -Dave


== 6 of 7 ==
Date: Sun, Jul 27 2008 2:00 pm
From: phil scott


On Jul 27, 11:10 am, Samantha Hill - remove TRASH to reply
<samh...@TRASHsonic.net> wrote:
> OhioGuy wrote:
>
> > Is there anything we can do in order to stop all of these harassing calls?
>
> I was told by the people who called me (when I shattered my wrist and
> had practically no income coming in for months) that if I made *some*
> payment, even if it wasn't a full payment, that they would stop calling.

on a thinly related issue.. if you have a debt about to go past the
statute of limitations, some bogus over billed amount from a hospital
for instance (over billing is common... and people without insurance
get billed 2x or more than insurance companies on many cases)...and
you pay even one cent on it..the statute of limitations resets...
expect another 7 years of harrassment.

in that case a good button to learn how to use on yer cell phone is
the little red one, says 'end' on it.... but you must do it in the
first second or so before your blood pressure goes up.... just hold
the cell in your left hand and using your right index finger press
down on the button.


== 7 of 7 ==
Date: Sun, Jul 27 2008 2:56 pm
From: George Grapman


phil scott wrote:
> On Jul 27, 11:10 am, Samantha Hill - remove TRASH to reply
> <samh...@TRASHsonic.net> wrote:
>> OhioGuy wrote:
>>
>>> Is there anything we can do in order to stop all of these harassing calls?
>> I was told by the people who called me (when I shattered my wrist and
>> had practically no income coming in for months) that if I made *some*
>> payment, even if it wasn't a full payment, that they would stop calling.
>
>
>
> on a thinly related issue.. if you have a debt about to go past the
> statute of limitations, some bogus over billed amount from a hospital
> for instance (over billing is common... and people without insurance
> get billed 2x or more than insurance companies on many cases)...and
> you pay even one cent on it..the statute of limitations resets...
> expect another 7 years of harrassment.
>
> in that case a good button to learn how to use on yer cell phone is
> the little red one, says 'end' on it.... but you must do it in the
> first second or so before your blood pressure goes up.... just hold
> the cell in your left hand and using your right index finger press
> down on the button.
>
>
>
>
"MUTE" also works. They keep talking and get very upset when they
think you hung up.


==============================================================================
TOPIC: O.T. defeating terrorism
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/2c0b718762cd5ee0?hl=en
==============================================================================

== 1 of 3 ==
Date: Sun, Jul 27 2008 12:03 pm
From: A Veteran


"The army that will defeat terrorism doesn't wear uniforms, or drive
Humvees, or calls in air-strikes. It doesn't have a high command, or
high security, or a high budget. The army that can defeat terrorism
does battle quietly, clearing minefields and vaccinating children. It
undermines military dictatorships and military lobbyists. It subverts
sweatshops and special interests.Where people feel powerless, it
helps them organize for change, and where people are powerful, it
reminds them of their responsibility." ~~~~ Author Unknown ~~~~
___________________________________________________
--
If guns are out-lawed. Only the Out-laws & politicians will have guns.

== 2 of 3 ==
Date: Sun, Jul 27 2008 12:23 pm
From: lisajoe@privacy.net


On Sun, 27 Jul 2008 12:03:07 -0700, in misc.consumers.frugal-living A Veteran
<georgewkspam@humboldt1.com> wrote:

>"The army that will defeat terrorism doesn't wear uniforms, or drive
>Humvees, or calls in air-strikes. It doesn't have a high command, or
>high security, or a high budget. The army that can defeat terrorism
>does battle quietly, clearing minefields and vaccinating children. It
>undermines military dictatorships and military lobbyists. It subverts
>sweatshops and special interests.Where people feel powerless, it
>helps them organize for change, and where people are powerful, it
>reminds them of their responsibility." ~~~~ Author Unknown ~~~~
>___________________________________________________


The USA government is a terrorist organization!

== 3 of 3 ==
Date: Sun, Jul 27 2008 1:37 pm
From: "Rod Speed"


A Veteran <georgewkspam@humboldt1.com> wrote:

> "The army that will defeat terrorism doesn't wear uniforms, or drive
> Humvees, or calls in air-strikes. It doesn't have a high command, or
> high security, or a high budget. The army that can defeat terrorism
> does battle quietly, clearing minefields and vaccinating children. It
> undermines military dictatorships and military lobbyists. It subverts
> sweatshops and special interests.

Terrorism is driven by a hell of a lot more than just that stuff.

Its been endemic in some societys like Afghanistan for centurys now.

> Where people feel powerless, it helps them organize for change,

Many of them dont want change.

> and where people are powerful, it reminds them of their responsibility."

They dont care what you think is their responsibility.

> ~~~~ Author Unknown ~~~~
> ___________________________________________________



==============================================================================
TOPIC: Bikini Line Hair Removal The Easy Way
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4d9054df5164fc34?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 27 2008 1:24 pm
From: farnson


Skin Care Keep those wrinkles away
http://medical-beuaty.blogspot.com/2008/07/skin-care-keep-those-wrinkles-away.html
Laser Hair Removal - What You Need To Know
http://medical-beuaty.blogspot.com/2008/07/laser-hair-removal-what-you-need-to.html
Laser Hair Removal Parlors In The City Of Toronto
http://medical-beuaty.blogspot.com/2008/07/laser-hair-removal-parlors-in-city-of.html
Genital Hair Removal
http://medical-beuaty.blogspot.com/2008/07/genital-hair-removal.html
Bikini Line Hair Removal The Easy Way
http://medical-beuaty.blogspot.com/2008/07/bikini-line-hair-removal-easy-way.html

7 Things To Avoid In An Anti Aging Skin Care Product
http://medical-beuaty.blogspot.com/2008/07/7-things-to-avoid-in-anti-aging-skin.html
Discover Your Anti Aging Skin Care Guide
http://medical-beuaty.blogspot.com/2008/07/discover-your-anti-aging-skin-care.html

Weight Loss Energy Drink: Friend Or Foe?
http://medical-beuaty.blogspot.com/2008/07/weight-loss-energy-drink-friend-or-foe.html
How To Get Laser Hair Removal Information
http://medical-beuaty.blogspot.com/2008/07/how-to-get-laser-hair-removal.html
Laser Skin Treatment - A Popular Way Of Curing Various Skin Problems
http://medical-beuaty.blogspot.com/2008/07/laser-skin-treatment-popular-way-of.html
I Quit Smoking With Low Level Laser Therapy
http://medical-beuaty.blogspot.com/2008/07/i-quit-smoking-with-low-level-laser.html


zation And Weight Loss - See The Pounds Drop Away!
http://medical-beuaty.blogspot.com/2008/07/zation-and-weight-loss-see-pounds-drop.html
Thyroid And Weight Loss - The Connection Is Real
http://medical-beuaty.blogspot.com/2008/07/thyroid-and-weight-loss-connection-is.html
2008
Weight Loss Is Not The Only Result Of A Good Exercise Program
http://medical-beuaty.blogspot.com/2008/07/weight-loss-is-not-only-result-of-good.html
Fat Loss Weight Loss Research Industry Dismayed By Release Of Amazing
Secret
http://medical-beuaty.blogspot.com/2008/07/fat-loss-weight-loss-research-industry.html
Fast Weight Loss; Some Tips
http://medical-beuaty.blogspot.com/2008/07/fast-weight-loss-some-tips.html
4Tips To Maximize Your Weight Loss
http://medical-beuaty.blogspot.com/2008/07/4-tips-to-maximize-your-weight-loss.html
Fat Loss Diet - How To Get Yourself Motivated To Start Losing Weight
http://medical-beuaty.blogspot.com/2008/07/fat-loss-diet-how-to-get-yourself.html
Acomplia: The Highest Selling Medication For Weight Loss
http://medical-beuaty.blogspot.com/2008/07/acomplia-highest-selling-medication-for.html
Thyroid And Weight Loss - The Connection Is Real
http://medical-beuaty.blogspot.com/2008/07/thyroid-and-weight-loss-connection-is.html

Hair Loss For Men And Women 101
http://medical-beuaty.blogspot.com/2008/07/hair-loss-for-men-and-women-101.html
How To Stop Hair Loss
http://medical-beuaty.blogspot.com/2008/07/how-to-stop-hair-loss.html
Herbal Skin Care Provides Natural Protection
http://medical-beuaty.blogspot.com/2008/07/herbal-skin-care-provides-natural.html
Herbal Skin Care Provides Natural Protection
http://medical-beuaty.blogspot.com/2008/07/herbal-skin-care-provides-natural.html
Laser Resurfacing For Age Spots And Brown Spots
http://medical-beuaty.blogspot.com/2008/07/laser-resurfacing-for-age-spots-and.html
How to Get a Beautiful and Healthy Skin
http://medical-beuaty.blogspot.com/2008/07/how-to-get-beautiful-and-healthy-skin.html


==============================================================================
TOPIC: how to survive the heat and cold on a low budget
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ada7c54e5466e89d?hl=en
==============================================================================

== 1 of 3 ==
Date: Sun, Jul 27 2008 1:46 pm
From: phil scott

Keep the house more or less at outside tempurature, except in the
winter heat it to 45F or so... then sleep and read and watch da tee
veee in one room.... that one you keep heated and cooled with a
chinese window heat pump..... costs about $200 bucks.


then at night in the winter set its thermostat to 50F or so, and use a
matrress warmer.

if you want to run even cheaper in hot weather, put yer easy chair and
bed near the air conditioner and put the fan ON and set the thermostat
up to 78F or so... the breeze and dehumidified air will keep you cool.


If you want to save even more, insulate the windows with reflective
insulation about 1" thick.... blow some extra insulation into the
attic above the room, insulate the floor of the room under the
house.....and walk around free bird :).... coolness will ensue.

cheap.


Phil scott (hvac contractor)

== 2 of 3 ==
Date: Sun, Jul 27 2008 5:39 pm
From: Vic Smith


On Sun, 27 Jul 2008 13:46:38 -0700 (PDT), phil scott
<phil@philscott.net> wrote:

>
>Keep the house more or less at outside tempurature, except in the
>winter heat it to 45F or so... then sleep and read and watch da tee
>veee in one room.... that one you keep heated and cooled with a
>chinese window heat pump..... costs about $200 bucks.
>
An electric space heater might work better for that room up north.
>
>then at night in the winter set its thermostat to 50F or so, and use a
>matrress warmer.

A mattress heating pad does work wonders.
>
>if you want to run even cheaper in hot weather, put yer easy chair and
>bed near the air conditioner and put the fan ON and set the thermostat
>up to 78F or so... the breeze and dehumidified air will keep you cool.
>
We keep the A/C on 80F, sometimes 79F. Ceiling fans make that pretty
tolerable.
>
>If you want to save even more, insulate the windows with reflective
>insulation about 1" thick.... blow some extra insulation into the
>attic above the room, insulate the floor of the room under the
>house.....and walk around free bird :).... coolness will ensue.
>
>cheap.
>
That's right. Why heat and cool places you don't use much.
But I spend a lot of time in the basement or outside.
My wife, who cooks, cleans house, etc, has other ideas about
how to heat and cool the house.

--Vic

== 3 of 3 ==
Date: Sun, Jul 27 2008 6:27 pm
From: phil scott


On Jul 27, 5:39 pm, Vic Smith <thismailautodele...@comcast.net> wrote:
> On Sun, 27 Jul 2008 13:46:38 -0700 (PDT), phil scott
>
> <p...@philscott.net> wrote:
>
> >Keep the house more or less at outside tempurature, except in the
> >winter heat it to 45F or so... then sleep and read and watch da tee
> >veee in one room.... that one you keep heated and cooled with a
> >chinese window heat pump..... costs about $200 bucks.
>
> An electric space heater might work better for that room up north.
>
>
>
> >then at night in the winter set its thermostat to 50F or so, and use a
> >matrress warmer.
>
> A mattress heating pad does work wonders.
>
> >if you want to run even cheaper in hot weather, put yer easy chair and
> >bed near the air conditioner and put the fan ON and set the thermostat
> >up to 78F or so... the breeze and dehumidified air will keep you cool.
>
> We keep the A/C on 80F, sometimes 79F. Ceiling fans make that pretty
> tolerable.
>
> >If you want to save even more, insulate the windows with reflective
> >insulation about 1" thick.... blow some extra insulation into the
> >attic above the room, insulate the floor of the room under the
> >house.....and walk around free bird :).... coolness will ensue.
>
> >cheap.
>
> That's right. Why heat and cool places you don't use much.
> But I spend a lot of time in the basement or outside.
> My wife, who cooks, cleans house, etc, has other ideas about
> how to heat and cool the house.
>
> --Vic


you are right about the electric heater for a room in cold climates..
heat pumps fade fast below 35F outside temps .. or so.

re the wife, maybe you can tell her she looks hot in thick socks, long
pants and heavy sweaters..



==============================================================================
TOPIC: ot: non partisan humor
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0fe9f95e200d0ff9?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 27 2008 1:46 pm
From: "AllEmailDeletedImmediately"


While walking down the street one day a US senator is tragically hit by a
truck and dies..
His soul arrives in heaven and is met by St. Peter at the entrance..
'Welcome to heaven,' says St. Peter. 'Before you settle in, it seems there
is a problem. We seldom see a high official around these parts, you see, so
we're not sure what to do with you.'
'No problem, just let me in,' says the man.
'Well, I'd like to, but I have orders from higher up. What we'll do is have
you spend one day in hell and one in heaven. Then yo u can choose where to
spend eternity.'
'Really, I've made up my mind. I want to be in heaven,' says the senator.
'I'm sorry, but we have our rules.'
And with that, St. Peter escorts him to the
elevator and he goes down, down, down to hell. The doors open and he finds
himself in the middle of a green golf course. In the distance is a
clubhouse
and standing in front of it are all his friends and other politicians who
had
worked with him.
Everyone is very happy and in evening dress. They run to greet him, shake
his hand, and reminisce about the good times they had while getting rich at
the
expense of the people.
They play a friendly game of golf and then dine on lobster, caviar and
champagne.
Also present is the devil, who really is a very friendly guy who has a good
time dancing and telling jokes. They are having such a good time that
before
he realizes it, it is time to go.
Everyone gives him a hearty farewell and waves while the elevator rises...
The elevator goes up, up, up and the door reopens on heaven where St. Peter
is waiting for him.
'Now it's time to visit heaven.'
So, 24 hours pass
with the senator joining a group of contented souls moving from cloud to
cloud, playing the harp and singing. They have a good time and, before he
realizes it, the 24 hours have gone by and St. Peter returns.

'Well, then, you've spent a day in hell and another in heaven. Now choose
your eternity.'
The senator reflects for a minute, then he answers: 'Well, I would never
have said it before, I mean heaven has been delightful, but I think I would
be
better off in hell.'
So St. Peter escorts him to the elevator and he goes down, down, down to
hell.
Now the doors of the elevator open and he's in the middle of a barren land
covered with waste and garbage.
He sees all his friends, dressed in rags, picking up the trash and putting
it in black bags as more trash falls from above.
The devil comes over to him and puts his arm around
his shoulder. 'I don't understand,' stammers the senator. 'Yesterday I was
here and there was a golf course and clubhouse, and we ate lobster and
caviar, drank champagne, and danced and had a great time. Now there's just
a
wasteland full of garbage and my friends look miserable. What happened?'
The devil looks at him, smiles and says, 'Yesterday we were campaigning..
Today you voted.'

--
----------------------
"I tremble for my country when I reflect that God is just; that His justice
cannot sleep forever."--Thomas Jefferson

"Those who cast the votes decide nothing. Those who count the votes decide
everything." -- Josef V. Stalin

www.myspace.com/bodybuildinggranny

heavy on the country music. if you don't like country, scroll down for
some surprises.



==============================================================================
TOPIC: christian the lion w/new footage
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/54a08b6f13a86382?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 27 2008 1:47 pm
From: "AllEmailDeletedImmediately"


http://www.youtube.com/watch?v=btuxO-C2IzE



==============================================================================
TOPIC: WARNING RE PURITAN'S PRIDE SHIPPMENTS
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d7d3e0a5dbac9a4f?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Jul 27 2008 4:27 pm
From: idesofmarch


Don't count on getting your Puritan's Pride vitamins/supplements order
on time; in good condition, since their main method of shipping is UPS
(united parcel service)

UPS has repeatedly ignored instructions to require a signature to ensure
delivery to the right party, leaves stuff with neighbors anyways. My
last order of nutritional oils had to be thrown away because the UPS
driver left the stuff in the sun (on purpose I suspect, following my
complaints to UPS).

Faxes to the CEO of Puritan's Pride, Scott Rudolf (German SS? ha!) has
been ignored about this issue. Apparently, he does not give a sh*t.

If anyone knows a better supplier with better shipping please post here.

== 2 of 2 ==
Date: Sun, Jul 27 2008 5:56 pm
From: Mark Thorson


idesofmarch wrote:
>
> UPS has repeatedly ignored instructions to require a signature to ensure
> delivery to the right party, leaves stuff with neighbors anyways. My
> last order of nutritional oils had to be thrown away because the UPS
> driver left the stuff in the sun (on purpose I suspect, following my
> complaints to UPS).

No, it's because the international worldwide Big Pharma
conspiracy has identified you as an enemy. Accelerating
the oxidation of your oils is how we are planning to
kill you. Sorry about that, but business concerns come
first. :-)


==============================================================================
TOPIC: The chickens have arrived
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1b34814faaccbf44?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 27 2008 5:26 pm
From: Terri


lisajoe@privacy.net wrote in
news:kjdp84hmno78m37vu761eugumcijh5j83n@4ax.com:

>
>
> I so miss having chickens but now I am in the city and can only have
> three of them and it seems like too much work.. :(

You're fairly lucky you can have even one.
Many years ago a woman in the adjacent city of Eagle had a little
banty for a pet. She had a small chicken house built of it to scale
that matched her own.
The neighbors got together and enforced the no livestock rule
and she had to get rid of it.

>
>
> On 26 Jul 2008 17:07:21 GMT, in misc.consumers.frugal-living Terri
><Terri@micron.net> wrote:
>
>>hchickpea@hotmail.com wrote in
>>news:l06g74h9vf09si0uh8k9krfge3m9l4g2gf@4ax.com:
>>
>>
>>>
>>> More like a combination tiller fertilizer machine. Chickens dig into
>>> the ground for nutritious snacks and to create dust baths. They are
>>> looking a little cleaner today because of their dusting themselves.
>>> They also eat like pigs.
>>Chickens are on our list for next year but right now we have wild
>>chickens that do that. Wild chickens=so many quail we might as well have
>>little chickens.


==============================================================================
TOPIC: FWD Having fun with Debitas (a bill collection agency)
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/91b55d1cae04a375?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Jul 27 2008 6:22 pm
From: phil scott


Having fun with Debitas
________________________________________
After having an all out argument with Capital One where my card was
used fraudulently - they decided because I take care of my card then
it MUST be my fault.

So they passed it over to Debitas who have written the normal
threatening letters, so I have written to them asking for the CCA etc.
They have been calling persistently now for weeks - so today I decided
to have some fun:


I need to point a couple of things out to those that haven't read the
whole thread
* I do not recognise the debt as mine, I didn't spend the money so I'm
not giving my good hard earned cash to capital one just because they
think I should be liable for the fraud that happened on my card
* I am taking the correct legal action against Debitas through post -
hence the reason I also refuse to deal with them on the phone
* CAB are seeking some legal advice on my behalf as to whether I can
use the recorded calls
* CAB are also seeking legal advice as to how I would claim against
them for harassment - CAB are adamant that they have breached several
codes of conduct

So, the serious bits are being taken care of - but for now, I'm still
gonna enjoy putting these bully boys in their place.

Debitas: Hello can I speak to Mr X
Me: You are
Debitas: Ok, can you confirm your date of birth
Me: Nope
Debitas: Sorry
Me: You're forgiven
Debitas: Sorry
Me: ...
Debitas: I guess you know what this is about - call us back (hangs up)

Call 2:
Debitas: Hello can I speak to Mr X
Me: Who?
Debitas: Mr X
Me: Why would you like to speak to him?
Debitas: Sorry...?
Me: You're forgiven
Debitas: Is this Mr X
Me: Oh, well why don't you tell me your name first
Debitas: That's irrelevant
Me: But if you want to get to know me then it's only right I get to
know you as well
Debitas: (hangs up)

Call 3:
Debitas: Hello, can I speak to Mr X
Me: He's dead
Debitas: Oh, can you send us a copy of the death certificate?
Me: Nope - I don't know who you are
Debitas: We are Debitas Legal Services part of the capital one group
Me: And...?
Debitas: Erm, give me a sec (hangs up)

Call 4:
Debitas: Hello, can I...
Me: (interupting) I was just sleeping
Debitas: Can I speak to...
Me: (interupting) What, I'm going back to sleep (hangs up)

Call 5:
Debitas: Hello, can I speak to Mr X
Me: Only if I can speak to Santa Claus
Debitas: Sorry (hangs up)

I'm getting to enjoy this now - what other questions should I ask?

________________________________________
Some more calls from them today...

Me: Why hello Debitas, I was worried about you
Debitas: Can I speak to Mr X
Me: Where have you been, you've not called since last night
Debitas: Can I speak to Mr X please
Me: But you haven't explained why you didn't call me
Debitas: Sorry
Me: Well it's been 12 hours since your last call
Debitas: Are you Mr X?
Me: What does your screen tell you?
Debitas: I need to confirm some security questions
Me: That's nice
Debitas: Can you confirm your date of birth?
Me: Maybe - can you ask me nicely
Debitas: I'll call you back in 20 mins (hangs up)

Debitas: Hello, can I speak to Mr X?
Me: Who?
Debitas: Mr X
Me: And why do you want to speak to him
Debitas: That's confidential
Me: So are his whereabouts so we're at a stalemate aren't we?
Debitas: Erm.......(hangs up)

Me: Oh thank goodness you called
Debitas: Can I speak to Mr X please?
Me: Who is calling?
Debitas: Debitas
Me: Why are you calling
Debitas: To discuss an outstanding capital one debt
Me: Thank you for breaching the DPA - this call has been recorded
(hangs up)

I'm looking forward to my next call


Just had another one

Debitas: Can I speak to Mr X please?
Me: Maybe
Debitas: Can you confirm your date of birth?
Me: 25/12/00
Debitas: Sorry
Me: 25/12/00 - I am Jesus
Debitas: Sorry
Me: That's Ok, I forgive all sins
Debitas: Is this Mr X
Me: You are speaking to Jesus
Debitas: Urm.....(hangs up)


Me: Hello, Napolean Bonepart speaking
Debitas: Can I speak to Mr X
Me: No, you're speaking to Napolean Bonepart
Debitas: Is Mr X there?
Me: Yes, he's being sedated, I am Napolean
Debitas: Can you ask Mr X to call us
Me: Do you speak French
Debitas: Erm, No
Me: pourquoi vous n'allez pas bâton votre tête vers le haut de votre
fond (why don't you go stick your head up your bottom)
Debitas: Sorry, I don't speak French
Me: I AM NAPOLEAN!!
Debitas: .... (hangs up)

Me: Hello, Mr X speaking
Debitas: Is that Mr X?
Me: No, it's Mr X
Debitas: Can you tell me your date of birth
Me: Only if you tell me yours
Debitas: I can see you're not willing to help yourself
Me: Help myself to what? Are yu giving something away?
Debitas: We'll call you back (hangs up)

Me: Hello
Debitas: Can I speak to Mr X
Me: You'll have to speak up, I lost my hearing aid
Debitas: (shouting) Can I speak to Mr X
Me: Speaking - how can I help you
Debitas: This is Mr Y from Debitas
Me: Sorry - speak up
Debitas: (shouting) This is Mr Y from Debitas, I need you to pass some
security questions
Me: That's nice
Debitas: Can you confirm your date of birth and post code?
Me: Sorry - speak up boy!
Debitas: Can you confirm your date of birth and post code?
Me: I don't really want to
Debitas: If it makes you feel any better, these details are available
to the public on the electoral role
Me: Great! Why don't you confirm my details there and call me back!!
Debitas: How is that confirming your identity?
Me: Speak up
Debitas: (shouting) How is that confirming your identity
Me: I don't need to confirm my identity - I know who I am
Debitas: Right Mr X, I assume you know what this is about, have you
received our letters?
Me: Oh hang on, I've just found my hearing aid
Debitas: You are not helping yourself and you'll learn this in the
future
Me: Oh dear - are you gonna send the boys around?
Debitas: A bailiff may be sent around
Me: Oh I hope he's the rugby type - does he have a firm bum?
Debitas: Keep your mobile on Mr X (hangs up)

I'm now sure they are just passing my number around the office, here's
the next instalment!

Me: Hello emergency services, how may I direct your call?
Debitas: I am looking for Mr X
Me: Are you in need of help from police, fire or ambulance sir?
Debitas: Sorry
Me: You are through to the emergency services - what is your
emergency?
Debitas: ... (hangs up)


These are surely the last calls of the evening:

Me: Hello, thank you for calling Mr X, Calls may be recorded for
quality and monitoring purposes. Please select from the following
options to continue...
Debitas: (silence)
Me: Press 1 if you are a moron, Press 2 if you are cute, Press 3 if
you'd like some money, Press 4 if you'd like to give me some money or
press the hash key to get high
Debitas: (a button is pressed)
Me: (hangs up)

Immediately afterwards, I mean seconds since the previous call!!

Me: (groan) Grrrrrrrrrrr, Hello
Debitas: Can I speak to Mr X?
Me: nnnnnnnn, uuuuuuurrrrr, groan, grrrrrrr .... yeah, who's calling?
Debitas: It's debitas
Me: Ok, give me a....groan....sec.....ggrrrrr, oooooucch, aaaaargh,
ooooooo, Aaaaah!
Debitas: Are you ok?
Me: Yup, uuuuurgh, aaah, .... just finishing
Debitas: (hangs up)

I'm sure they won't call after 9pm - at least I'm hoping they won't
cause I'm running out of ideas!!

THEY HAD THE CHEEK TO JUST CALL AGAIN!!

Me: Hulo
Debitas: Hello, can I speak to Mr X
Me: Who?
Debitas: Mr X, who am I speaking to?
Me: It's the burglars
Debitas: Sorry?
Me: It's the burglars - we're just leaving there's not much here
Debitas: Is Mr X there?
Me: I hope not, he might catch me
Debitas: Who is this?
Me: it's the burglars - you're not too bright are you?
Debitas: What address are you at?
Me: I dunno but there was a window open
Debitas: ... (hangs up)


*** end quote***

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Google Groups: http://groups.google.com?hl=en

22 new messages in 11 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* How many here own food freezer? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/79858a8bd8f90308?hl=en
* Molded wood -vs- plastic toilet seat - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1f97d88adb8c4be7?hl=en
* clothes washers and dryers for older units with "weak" plumbing? - 2
messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c09777ed837c7055?hl=en
* How to stop debt collectors from calling? - 10 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b2496090b808d63c?hl=en
* Dieting on a budget - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7cbeb26b885dc908?hl=en
* cheap air jordan 22 PayPal - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0bf1dd77c84602e3?hl=en
* Wonderful!!!!good news!!! Newest NIKE shoes at 8-35usd www.cicitrade.com - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/173d11eda9db5088?hl=en
* Help with a jerry rig cooling system - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/46d6c13418bf83e1?hl=en
* Frugal tea making: Automate it? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/49f2703bd6991ac2?hl=en
* Bug stray - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/95b487bea7bbfd49?hl=en
* How to spend less electricity? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6a8e6e539cfb63a9?hl=en

==============================================================================
TOPIC: How many here own food freezer?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/79858a8bd8f90308?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 26 2008 10:19 am
From: Terri


me@privacy.net wrote in news:fjhv54hcugs4lieufrbbspicteccjildla@4ax.com:

> What size?
29.5 cubit ft chest freezer-biggest one I could find.
I'd spent the past two years without a freezer for the
first time in years and years, and it just about drove
me crazy.
>
> And do you think its REALLY a frugal thing to own?
Yes I do.
>
> If yes..... how and in what ways?
I use it a LOT. I make casseroles and freeze for later
when the growing/gardening season comes fast and furious.
It allows me to store the abundance of food for later when I have
the time to deal with it.
It allows me to double up recipes for items such as bread
so I can just freeze the shaped loaf and thaw and bake later.
It allows me to buy things in bulk at a lower price.
As an added bonus buying in bulk means using less gas to
run to the store. That in itself is something I consider
a huge savings as I'm about a 40 mile or so round trip from
the nearest large market such as Costco and Winco.
I also have a Food Saver that reduces the air in the package
giving me even more room in the freezer and excess leftovers are easy to
pop in the freezer for later on.

The list is endless of what I can do with one over what I
cannot do without one.



==============================================================================
TOPIC: Molded wood -vs- plastic toilet seat
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1f97d88adb8c4be7?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 26 2008 10:55 am
From: Nate Nagel


Vic Smith wrote:
> On Sat, 26 Jul 2008 12:24:18 GMT, aemeijers <aemeijers@att.net> wrote:
>
>
>>clams_casino wrote:
>>
>>>Doc wrote:
>>>
>>>
>>>>What's the benefit of a molded wood seat? Some of them were pretty
>>>>expensive, so it doesn't seem to be just a "cheap" alternative.
>>>>
>>>>
>>>
>>>"As a rule, wood toilet seats are slightly more expensive than plastic
>>>toilet seats.
>>>
>>>Generally speaking, wood seats are thicker, warmer to sit on, sturdier,
>>>and more durable than plastic.
>>>
>>>Plastic lids are less durable & likely to show scratches -- even from
>>>soft sponges used when cleaning. They are also more likely to crack."
>>
>>Sounds like a sales pitch from a wood seat manufacturer. I never found
>>wood seats to be very durable, and they are definitely harder to keep
>>clean. Once the finish degrades, they tend to go downhill quickly. This
>>house came with plastic seats, and aside from the mounting bolts being a
>>little too small in diameter so the seats need to be tightened every few
>>months, I've been quite happy with them for three years now. Previous
>>places I've lived, I could count on replacing the wood seats every 3-5
>>years when the finish started flaking off.
>
>
> That's pretty much my experience. Every "wood" seat I've seen looks
> "worn" in some fashion. The vinyl padded seats - our previous -
> develop tears, and have seams to collect dirt before that.
> I put on a solid white plastic seat about 6 years ago and it still
> looks new. Never had to retighten it. Never noticed any difference
> in heat either. It wasn't the cheapest seat they were selling at the
> store, and cost only a few bucks less than a solid wood seat.
> But it has solid hardware.
> The only issue with it is the outer edge is flush with the bowl outer
> edge, so you have to get a finger just right to lift it. It's all
> mostly a matter of personal taste anyway.
>
> --Vic

One comment about toilet seats... even the fancy one that SWMBO picked
out for our bathroom, with chromed brass hinges, still had plain old
zinc plated steel screws to hold the hinges to the toilet seat. She, of
course, has watched me slowly build my '55 Stude's engine and
drivetrain, and knows that I insist on stainless whenever possible and
anti-seize is more popular in my garage than beer, so she insisted on
picking up stainless wood screws to put the seat together. Overkill,
maybe, but it is a nice touch to not have to see rust when you take your
morning constitutional.

nate

--
replace "roosters" with "cox" to reply.
http://members.cox.net/njnagel


==============================================================================
TOPIC: clothes washers and dryers for older units with "weak" plumbing?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c09777ed837c7055?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Jul 26 2008 10:56 am
From: CJ


On Jul 26, 10:36 am, WDS <B...@seurer.net> wrote:
> That's nothing do to with suds and everything to do with not having a
> large enough water heater.

First, I really appreciate the replies. However, as to the specifics,
it can't be the size of the hot water heater. The condo complex
consists of a couple of dozen garden style units, and they are all fed
off a common water supply -- I think there are two boilers that feed
the whole place. And when I say that someone using a washer takes
away the hot water, it's like, the hot water just isn't there, and as
then at some point it's there again. So it's like the hot water
pressure in the pipes is affected by the (illegal!) washing machine
that someone is using.

But, I am wondering if these High Efficiency washer/dryers could work
in our complex. I will have to bring it up with the condo board.

Any other suggestions are appreciated as well!

> On Jul 25, 8:36 pm, CJ <charlesjones...@yahoo.com> wrote:
>
> > Original Poster -- OK, I really should have included this in the
> > original post: Every now and then some new owner (or new renter,
> > since some people rent out the units) goes out and buys a portable
> > washer/dryer. And as soon as they run it, everyone else has no hot
> > water. (That's how we know they are doing it, the hot water goes
> > away....) So, maybe there are issues with draining the suds as well,
> > and I have no idea how we'd ventilate the dryers, but the one clear
> > issue seems to be that for some reasons -- again, I know nothing about
> > plumbing -- but when people put washers in, they hot water seems to
> > get drained from the pipes for everyone else. So the question, maybe,
> > is whether there are some low water flow washers out there that are
> > meant for this sort of thing.
>
> That's nothing do to with suds and everything to do with not having a
> large enough water heater.
>
> There are washers that run only on cold water and heat their own
> water. We used to have one and it worked great.
>
> As for dryers there are ones that don't need to be ventilated
> outside. They condense the moisture out of the outflow air. Those
> are quite common in Europe.

== 2 of 2 ==
Date: Sat, Jul 26 2008 11:18 am
From: Vic Smith


On Sat, 26 Jul 2008 10:56:28 -0700 (PDT), CJ
<charlesjones456@yahoo.com> wrote:

>On Jul 26, 10:36 am, WDS <B...@seurer.net> wrote:
>> That's nothing do to with suds and everything to do with not having a
>> large enough water heater.
>
>First, I really appreciate the replies. However, as to the specifics,
>it can't be the size of the hot water heater. The condo complex
>consists of a couple of dozen garden style units, and they are all fed
>off a common water supply -- I think there are two boilers that feed
>the whole place. And when I say that someone using a washer takes
>away the hot water, it's like, the hot water just isn't there, and as
>then at some point it's there again. So it's like the hot water
>pressure in the pipes is affected by the (illegal!) washing machine
>that someone is using.
>
Sound like a psychological issue. Why don't the "no hot water"
complaints happen when somebody fills a tub, takes a shower, or
washes dishes?
Because those are legal activities?
The hot water pipes are the same no matter the use, and the valves can
be cranked wide open in every case.

--Vic


==============================================================================
TOPIC: How to stop debt collectors from calling?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b2496090b808d63c?hl=en
==============================================================================

== 1 of 10 ==
Date: Sat, Jul 26 2008 11:59 am
From: "SpammersDie"

"OhioGuy" <none@none.net> wrote in message news:g6fm7m$efd$1@aioe.org...
> Yeah, I'm sure you're saying "Pay them", or something like that, but it's
> a lot more complicated, and the debt is not mine.
>
> We own a double, and we live on the south side. For the past couple of
> years, my sister has lived on the north side. She pays a bit of rent to
> help out, but she doesn't make a lot at her job, so she didn't have a
> phone. I wired a connection over there so that she could occasionally make
> outgoing calls if she needed to.
>
> Long story short, 10 years ago she had a messy divorce, where her husband
> took off with her best friend. She then found out he owed a LOT of money,
> which he had hidden from her. Despite his assurances of taking care of
> it, he took the cheaper way out of bankruptcy, which left my sister
> holding the bag. All of the creditors went after her. (this was when she
> lived in Michigan)
>
> She paid what she could, but it wasn't much. Fast forward 10 years. My
> sister tells me that the "statute of limitations" is long past, and that
> no one can still try to collect for any of the past debts. But guess
> what? They are. Any given day, we receive between half a dozen to a dozen
> automated phone calls. 3 or 4 of these leave messages asking for her to
> call them back about a "personal business matter", and always have a part
> that says "by continuing to listen to this message, you acknowledge
> receipt of the message".
>
> It is getting pretty annoying. It started about a year ago, and it has
> gotten worse and worse over time, instead of abating like she told us it
> should. It appears that even 10 years later, the debt is being sold to
> new companies, and they are going after her with a continuous barrage of
> telephone calls and messages. The annoying thing is that it is on OUR
> line, and our machine, which she doesn't check.
>
> Is there anything we can do in order to stop all of these harassing
> calls?

Make her get her own phone. Given how long you've allowed this to persist,
changing your own phone number may be the only pragmatic solution.

The business between the caller and your sister is between the caller and
your sister - you have no standing to make them stop calling her, only she
does.

== 2 of 10 ==
Date: Sat, Jul 26 2008 1:39 pm
From: hchickpea@hotmail.com


On Sat, 26 Jul 2008 18:59:38 GMT, "SpammersDie" <xx@xx.xx> wrote:

>>Any given day, we receive between half a dozen to a dozen
>> automated phone calls. 3 or 4 of these leave messages asking for her to
>> call them back about a "personal business matter", and always have a part
>> that says "by continuing to listen to this message, you acknowledge
>> receipt of the message".

Call the number they give and report that she longer uses the number
and you don't know her whereabouts. We had a similar problem on a
phone number we were given by the phone company, and after doing this,
the calls dropped to nothing. It takes a little while for the word to
get around, but it does. BTW, keep track of those numbers and the
date and times of your conversations.

== 3 of 10 ==
Date: Sat, Jul 26 2008 12:44 pm
From: Vic Smith


On Sat, 26 Jul 2008 14:39:45 -0600, hchickpea@hotmail.com wrote:

>On Sat, 26 Jul 2008 18:59:38 GMT, "SpammersDie" <xx@xx.xx> wrote:
>
>>>Any given day, we receive between half a dozen to a dozen
>>> automated phone calls. 3 or 4 of these leave messages asking for her to
>>> call them back about a "personal business matter", and always have a part
>>> that says "by continuing to listen to this message, you acknowledge
>>> receipt of the message".
>
>Call the number they give and report that she longer uses the number
>and you don't know her whereabouts. We had a similar problem on a
>phone number we were given by the phone company, and after doing this,
>the calls dropped to nothing. It takes a little while for the word to
>get around, but it does. BTW, keep track of those numbers and the
>date and times of your conversations.

Won't do any good if she's still using his number and giving it out.
Only solution is to cut her away from his number.

--Vic

== 4 of 10 ==
Date: Sat, Jul 26 2008 1:10 pm
From: "ChairMan"


In news:g6fm7m$efd$1@aioe.org,
OhioGuy <none@none.net>spewed forth:
> Yeah, I'm sure you're saying "Pay them", or something like that, but
> it's a lot more complicated, and the debt is not mine.
>
> We own a double, and we live on the south side. For the past couple
> of years, my sister has lived on the north side. She pays a bit of
> rent to help out, but she doesn't make a lot at her job, so she
> didn't have a phone. I wired a connection over there so that she
> could occasionally make outgoing calls if she needed to.
>
> Long story short, 10 years ago she had a messy divorce, where her
> husband took off with her best friend. She then found out he owed a
> LOT of money, which he had hidden from her. Despite his assurances
> of taking care of it, he took the cheaper way out of bankruptcy,
> which left my sister holding the bag. All of the creditors went
> after her. (this was when she lived in Michigan)
>
> She paid what she could, but it wasn't much. Fast forward 10 years.
> My sister tells me that the "statute of limitations" is long past,
> and that no one can still try to collect for any of the past debts. But
> guess what? They are. Any given day, we receive between half a
> dozen to a dozen automated phone calls. 3 or 4 of these leave
> messages asking for her to call them back about a "personal business
> matter", and always have a part that says "by continuing to listen to
> this message, you acknowledge receipt of the message".
>
> It is getting pretty annoying. It started about a year ago, and it
> has gotten worse and worse over time, instead of abating like she
> told us it should. It appears that even 10 years later, the debt is
> being sold to new companies, and they are going after her with a
> continuous barrage of telephone calls and messages. The annoying
> thing is that it is on OUR line, and our machine, which she doesn't
> check.
> Is there anything we can do in order to stop all of these harassing
> calls?
>
> Thanks!

Tell them to cease and desist

http://www.cardreport.com/laws/fdcpa/fdcpa.html
(c) CEASING COMMUNICATION. If a consumer notifies a debt collector in
writing that the consumer refuses to pay a debt or that the consumer wishes
the debt collector to cease further communication with the consumer, the
debt collector shall not communicate further with the consumer with respect
to such debt, except --

(1) to advise the consumer that the debt collector's further efforts are
being terminated;

(2) to notify the consumer that the debt collector or creditor may invoke
specified remedies which are ordinarily invoked by such debt collector or
creditor; or

(3) where applicable, to notify the consumer that the debt collector or
creditor intends to invoke a specified remedy.

If such notice from the consumer is made by mail, notification shall be
complete upon receipt.

Also

http://www.cardreport.com/laws/statute-of-limitations.html

http://www.cardreport.com/laws/fdcpa/fdcpa.html

== 5 of 10 ==
Date: Sat, Jul 26 2008 1:32 pm
From: "SpammersDie"

> Tell them to cease and desist
>
> http://www.cardreport.com/laws/fdcpa/fdcpa.html
> (c) CEASING COMMUNICATION. If a consumer notifies a debt collector in
> writing that the consumer refuses to pay a debt or that the consumer
> wishes the debt collector to cease further communication with the
> consumer, the debt collector shall not communicate further with the
> consumer with respect to such debt, except --
>

The OP is not the "natural person obligated or allegedly obligated to pay
any debt" so he has no standing to exercise this clause. Only his sister
does.


== 6 of 10 ==
Date: Sat, Jul 26 2008 2:57 pm
From: "ChairMan"


In news:sRLik.266572$SV4.45385@bgtnsc04-news.ops.worldnet.att.net,
SpammersDie <xx@xx.xx>spewed forth:
>> Tell them to cease and desist
>>
>> http://www.cardreport.com/laws/fdcpa/fdcpa.html
>> (c) CEASING COMMUNICATION. If a consumer notifies a debt collector
>> in writing that the consumer refuses to pay a debt or that the
>> consumer wishes the debt collector to cease further communication
>> with the consumer, the debt collector shall not communicate further
>> with the consumer with respect to such debt, except --
>>
>
> The OP is not the "natural person obligated or allegedly obligated to
> pay any debt" so he has no standing to exercise this clause. Only his
> sister does.

I've used it when collectors have called for my daughters, besides his
sister is using the same #, she can tell them,too.
It doesn't even matter if she gets a new #, they have to cease under federal
law


== 7 of 10 ==
Date: Sat, Jul 26 2008 3:34 pm
From: clams_casino


SpammersDie wrote:

>"OhioGuy" <none@none.net> wrote in message news:g6fm7m$efd$1@aioe.org...
>
>
>> Yeah, I'm sure you're saying "Pay them", or something like that, but it's
>>a lot more complicated, and the debt is not mine.
>>
>>
>>
>>
>
>Make her get her own phone. Given how long you've allowed this to persist,
>changing your own phone number may be the only pragmatic solution.
>
>
>

We've been pestered by dozens of collection agencies over a bogus debt
(debt that's that's not ours) - never did business with the claimed bank
& now never will (alleged charge card is currently in good order).

Problem is someone with the same name as me evidently reneged on some
debt about 10 years ago (in a state where I've never lived).

I've tried most everything from hanging up, cussing them extensively,
being nice & answering most questions & in most every cases, clearly
stating it's not my debt, not to ever call me again and to remove me
from their calling list. Many claim they will remove me, but weeks /
months later - bingo....

After some internet searching, I found most of the collection agencies
to be related in upstate New York. Legally, it appears they can't keep
hassling you, but there is no problem for them to shift the abuse from
subsidiary to subsidiary, as long as it's always a "different" company.
Reporting them is a waste, because they always call from a different
number (typically a cell phone) with a different company name (each
collector / agent appears to have an ever changing company name).

A few years back, they contacted my brother in another state. At one
time, his current phone number was briefly in my name. My best guess is
they have done some internet searches & contact anyone with a matching
name, hoping to find the right person. Once one's name / number is
documented, it appears to become apart of the document they pass around.


http://800notes.com/Phone.aspx/1-240-764-4255#pMe2ZIVcDOwC-sQjKO9ZzYg
is a site to check their phone number - note the box on the right side -
to see how others are being harassed in a similar manner.

Best advice I received (by several of the agencies) was to either change
my name and / or my phone number.

== 8 of 10 ==
Date: Sat, Jul 26 2008 3:36 pm
From: clams_casino


ChairMan wrote:

>In news:g6fm7m$efd$1@aioe.org,
>OhioGuy <none@none.net>spewed forth:
>
>
>> Yeah, I'm sure you're saying "Pay them", or something like that, but
>>it's a lot more complicated, and the debt is not mine.
>>
>>
>>
>>
>
>Tell them to cease and desist
>
>http://www.cardreport.com/laws/fdcpa/fdcpa.html
>
>
>

This only works if it's the same collector that calls over and over.
Their game is to pass your information around.

== 9 of 10 ==
Date: Sat, Jul 26 2008 4:21 pm
From: EllyBelle


We had the same situation (dunned for a debt my husband never incurred)
and, after exchanging a couple of letters, I did some research and
copied this letter off (I think) the Department of Consumer Affairs for
New York City.......

This is a request to cease any further communication with regard to this
matter. Your account of my alleged debt is inaccurate. Any further
communication beyond what is legally allowed is a violation of the law.

Further, according to the New York State Department of Consumer Affairs,
Scuzzy Debt Collection is unlicensed in both (original City where debt
occurred) and New York City. As an unlicensed agency, you should not be
contacting me about any alleged debt.

You are also warned against falsely reporting this alleged debt to any
other party.

Please note that this letter should not be construed as an
acknowledgment of the alleged debt.

Thank you blah blah.....


After receiving a letter of this type a collection agency may only
contact you to let you know that they are suing you. We NEVER heard
from this agency again.

This, of course, is only for debts that you have NOT incurred.

Hope this helps someone,
Elly

clams_casino wrote:

>
> We've been pestered by dozens of collection agencies over a bogus debt
> (debt that's that's not ours) - never did business with the claimed bank
> & now never will (alleged charge card is currently in good order).
>
>

== 10 of 10 ==
Date: Sat, Jul 26 2008 6:47 pm
From: crowley@ymoctl.com


OhioGuy wrote:
> Yeah, I'm sure you're saying "Pay them", or something like that, but it's
> a lot more complicated, and the debt is not mine.
>
> We own a double, and we live on the south side. For the past couple of
> years, my sister has lived on the north side. She pays a bit of rent to
> help out, but she doesn't make a lot at her job, so she didn't have a phone.
> I wired a connection over there so that she could occasionally make outgoing
> calls if she needed to.
>
> Long story short, 10 years ago she had a messy divorce, where her husband
> took off with her best friend. She then found out he owed a LOT of money,
> which he had hidden from her. Despite his assurances of taking care of it,
> he took the cheaper way out of bankruptcy, which left my sister holding the
> bag. All of the creditors went after her. (this was when she lived in
> Michigan)
>
> She paid what she could, but it wasn't much. Fast forward 10 years. My
> sister tells me that the "statute of limitations" is long past, and that no
> one can still try to collect for any of the past debts. But guess what?
> They are. Any given day, we receive between half a dozen to a dozen
> automated phone calls. 3 or 4 of these leave messages asking for her to
> call them back about a "personal business matter", and always have a part
> that says "by continuing to listen to this message, you acknowledge receipt
> of the message".
>
> It is getting pretty annoying. It started about a year ago, and it has
> gotten worse and worse over time, instead of abating like she told us it
> should. It appears that even 10 years later, the debt is being sold to new
> companies, and they are going after her with a continuous barrage of
> telephone calls and messages. The annoying thing is that it is on OUR line,
> and our machine, which she doesn't check.
>
> Is there anything we can do in order to stop all of these harassing calls?
>
>
> Thanks!
>
I am not advising skipping out on a debt but you have numerous
options if you are being harassed:

By law each time they call they have to ,on request, provide their
name,the company name,address and phone number, the name of he
creditor,the amount due and the account number.

Send a certified letter to the collection agency demanding that they
cease all contact. At that point they have either follow the demand or
sue you. Yes, they can sell it to another collection agency but each one
that it gets passed on to is working for a smaller amount.

Tell the collector you are willing to set up a payment plan. Tell
them they have to be completely silent for 30 seconds while you make the
offer or you will hang up and send the aforementioned demand letter
meaning they get nothing. Offer these terms:

4 equal payments starting next month. If that is refused it will be 5
equal payments starting in two months. If that is refused you will send
the demand letter and mention you are doing it because
___________refused a reasonable payment plan. They are not used to
people being assertive and knowing their rights. This is not part of
their training.

Keep in mind they are trained to intimidate. They will address you by
your first name while calling themselves Mr. or Miss or Ms. Insist that
they address you in the same manner or they must gice your their first name.

Ask them what they intend to do if you do not pay. They will mention
something about "further action" or "legal action". Both can simply mean
more calls but they want you to think they will sue. Ask if they will
sue and listen to them hem and haw.

When they call ask them if you can record the call. Tell them if they
are acting in a legal manner they have nothing to fear.


==============================================================================
TOPIC: Dieting on a budget
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7cbeb26b885dc908?hl=en
==============================================================================

== 1 of 2 ==
Date: Sat, Jul 26 2008 1:18 pm
From: "Rod Speed"


Shawn Hirn <srhi@comcast.net> wrote:
> In article <YOtik.57$aA5.1@trnddc05>, "Lou" <lpogoda@verizon.net>
> wrote:
>
>> "Shawn Hirn" <srhi@comcast.net> wrote in message
>> news:srhi-4678A0.06163025072008@newsgroups.comcast.net...
>>> In article
>>> <c1d0c70f-08e7-4c77-9d86-cbfc70a54789@h17g2000prg.googlegroups.com>,
>>> Al <aebaxter@gmail.com> wrote:
>>>
>>>> Somehow it seems like eating less should cost less, but I always
>>>> end up spending more when I'm dieting. I just read this article:
>>>>
>>>> http://www.livestrong.com/article/4096-need-diet-programs/
>>>>
>>>> It talks about how diets can fit every budget. But what are your
>>>> tips for losing weight on a tight budget?
>>>>
>>>> Thanks!
>>>
>>> Get out and walk. Walking costs nothing ... except time. Its awesome
>>> exercise, burns lots of calories if you walk briskly, and its a
>>> great opportunity to clear your mind.
>>
>> I guess it depends on your definition of "lots" - according to the
>> meter on my treadmill, a brisk 2 mile walk burns about 100 calories.

> Which isn't bad considering that sitting burns next to no calories,

Wrong

> and that's what most people do too much of. My favorite aspects of
> walking are that it helps clear my mind, get me out of the house,
> costs next to nothing, strengthens my legs, and it is good exercise.

> You can also increase that calorie count by carrying some weight with you,
> such as those little barbells, or just wear a backpack with a few books in it.

Makes fuck all difference.


== 2 of 2 ==
Date: Sat, Jul 26 2008 8:31 pm
From: "Rod Speed"


Rod Speed, ye full-gorged vassal, thy breath stinks with eating toasted
cheese, ye tehee'd:

> Loudmouthed bufty with lean john thomas, diseased nadgers, and limp
> dirt-factory begs for ripe mr. sniffles for howling tugs of war with
> cyclops and repulsive jerk off time trials.
>
> All replies to my email address at mailto:rod.speed.aaa@gmail.com.



==============================================================================
TOPIC: cheap air jordan 22 PayPal
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0bf1dd77c84602e3?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 26 2008 4:20 pm
From: Al Bundy


yuwenwu...@gmail.com wrote:
> cheap air jordan 22 PayPal
> welcome to shopping on www.Shoes-nonsense-paypal.cn
> 1.5% paypal handling charge supports the online payment!
> 2.Use your intergla replacement more good gift!
> 3.notes by email and website of deliver each package at first time.
>
> Have a good day!

Here we go again folks. The calculus man. He just doesn't understand
that nobody else can understand him. Buy more and get a smaller
discount. And now his integrals have transformed into intergla.


==============================================================================
TOPIC: Wonderful!!!!good news!!! Newest NIKE shoes at 8-35usd www.cicitrade.
com
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/173d11eda9db5088?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 26 2008 4:25 pm
From: Al Bundy


On Jul 24, 8:56 am, cicitrade...@yahoo.cn wrote:
> We are supplier in china,sell Jordan shoes,air max shoes,shox
> trainers, dunk shoes,air force
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> 15 jordan 16 jordan 17 jordan 18 jordan 18.5 jordan 19 jordan 20
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> 4).Bape Shoes Bape Bape (transparent)
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> AirMax 2005 Air Max 2006 AirMax 180 AirMax LTD AirMax TN AirMax solas
> AirMax 87 AirMax Rift

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Sheesh! All that work he did and it's a dead link anyway.


==============================================================================
TOPIC: Help with a jerry rig cooling system
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/46d6c13418bf83e1?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 26 2008 6:33 pm
From: Don Ocean

And I thought Nickie-Boi had died. ;-p

nicksanspam@ece.villanova.edu wrote:
> Beatrice writes:
>
>> ... In reference to a new house here in Eugene Or...
>
> NREL says August is the warmest month in Eugene, with a 67.6 F daily
> average and a 53.2 and 81.8 min and max and a 53.3 deep ground temp
> and humidity ratio w = 0.0085 pounds of water per pound of dry air.
> That's within the ASHRAE comfort zone, so a house with well-shaded
> windows and minimal indoor electrical use would be comfortable on
> an average day.
>
>> I would like to do something very simple?(not?fancy,?not?too?pricey)??
>> to try to make use of the fact that I have about 750 sq ft of basement
>> slab in the ground to provide cooling. ?
>
> That's about 750ft^3x30Btu/h-F-ft^3 = 22.5K Btu/F of thermal mass,
> counting some soil beneath at about R2 per foot, which could be useful
> during a hot spell if it's kept cool with outdoor air on average days.
> Otherwise, it will warm up quickly. The slab needs a vapor barrier
> beneath to avoid adding humidity to house air.
>
>> One suggestion I have gotten is that some kind of collection of pipe
>> under the slab would allow me to make use od stac effect in summer --
>> drawing hot air out upstairs by keeping the house closed and drawing
>> air through the pipe to cool...
>
> That's better done at night, when outdoor air is cooler. Warm air rises,
> so in principle, a house with just one opening at the top might stay close
> to the outdoor min. Two chimneys would work better, with air flowing down
> one and up the other, vs conflicting flows in one chimney.
>
>> Anybody have any experience or very brass tacks practical advisce for
>> me on what I need to lay in the slab (soon) and how such a system
>> works, in terms of where the air intake and outlet need to be, etc.
>> ???Also hoping not to create critter condos by doing this....Canb't
>> wait to hear yr ideas. ?Remember SIMPLE, please!
>
> I'd forget the pipes and cool the basement slab and walls with outdoor air
> at night, below the comfort zone, if it's unoccupied, with a fan (eg Lasko's
> $50 2470 cfm 90 watt 2155A window fan) with a differential thermostat and
> a humidistat that moves outdoor air through the basement when it is cooler
> than basement air, as long as the basement air RH is under 60%, to avoid mold.
>
> Ventilate the house at night down to a low comfort temp with another fan
> with a differential thermostat and a humidistat and a low limit thermostat.
> On a hot day, circulate air between the basement and the living space with
> more controls. If all else fails, turn on a window AC. Nathan Hurst might
> supply a $75 2-watt diskless Norhtec PC with Linux on a 1 GB compact flash
> ram with some $50 1-wire temp/RH sensors and solid state relays on a single
> twisted pair to control everything, with multiple zones and setback times.
>
> Make the house airtight, with lots of insulation. We could quantify this
> with some back-of-the-envelope calcs or a TMY2 simulation. If it's 90 F
> outdoors for 3 days in a row and a house with a 200 Btu/h-F conductance
> uses 600 kWh/mo (2843 Btu/h) indoors, keeping it 80 F (an upper ASHRAE
> comfort temp) requires 2843+(90-80)200 = 4843 Btu/h of coolth (1 window
> AC.) A 750 ft^2 slab with a 1.5 Btu/h-F-ft^2 slow airfilm conductance
> can provide that until it reaches 80-4383/(750x1.5) = 76 F. If the slab
> starts at 60 F, it can keep the house 80 F for 22.5KBtu/F(76-60)/4843
> = 74 hours.
>
> If the slab is 60 F on an average day and T(t) = 67.6+(67.6-53.2)sin(15t)
> at time t in hours, outdoor air is less than 60 F for 7.75 hours per day,
> with an average temp of about 56.7. With a fan resistance of 1/2470 in
> series with a 1/(750x1.5) airfilm resistance, on an average day the slab
> can supply (60-56.7)x7.75/(1/2470+1/(750x1.5) = 20.1K Btu of cooling.
>
> Nick
>


==============================================================================
TOPIC: Frugal tea making: Automate it?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/49f2703bd6991ac2?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 26 2008 8:44 pm
From: gheston@hiwaay.net (Gary Heston)


In article <b54k84dcivdodhttjp3ic1q86jrj3bj94q@4ax.com>,
<me@privacy.net> wrote:
>I drink a lot of tea and am currently buying it
>pre-made in gallon jug at the store

>I know making it at home is cheaper/better..... but
>would investing in a Mr Coffee tea maker make sense or
>is it best to just use a pot and heat water on stove
>and use tea bags?

>Bottom line...any value to buying an automatic tea
>maker such as link below?

>http://www.amazon.com/Mr-Coffee-TM3-2-3-Quart-Maker/dp/B000EYO8AK

I just use a regular coffee maker; place a large/family size bag
in the basket, run a carafe of water through, and dilute/sweeten
to taste.


Gary

--
Gary Heston gheston@hiwaay.net http://www.thebreastcancersite.com/

Why is it that these days, the words "What idiot" are so frequently
followed by the words "at Microsoft"?


==============================================================================
TOPIC: Bug stray
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/95b487bea7bbfd49?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 26 2008 8:54 pm
From: gheston@hiwaay.net (Gary Heston)


In article <mn.d2bc7d873a602de0.50441@NOSPAMgmail.com>,
Judi <jep0401@NOSPAMgmail.com> wrote:
[ ... ]
>We found RoachPruf which has borax in it. At that time it was easily
>obtainable. Through the years, the higher paying chemicals took the
>shelf space and today the only store I can find RoachPruf is at Ace
>hardware. I buy several cans when I can find it. When we built our
>house, we filled the walls with the stuff and scattered it all over the
>attic.
[ ... ]

RoachPruf is simply powered boric acid (not borax) with inert blue
dye. You can usually find generic boric acid powder in the pharmacy
section of Wal-Mart, Winn-Dixie, or similar stores. Generic works
as well as RoachPruf, and is cheaper.


Gary

--
Gary Heston gheston@hiwaay.net http://www.thebreastcancersite.com/

Why is it that these days, the words "What idiot" are so frequently
followed by the words "at Microsoft"?


==============================================================================
TOPIC: How to spend less electricity?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/6a8e6e539cfb63a9?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Jul 26 2008 9:29 pm
From: Arumugham


Use cold washes in your washing machine and dry clothes outside of
washing machine as far as possible.
Keep light fixtures clean to get optimum light.
When using computers, make use of power saving modes, turn off
peripherals when they are not in use.
Let your TV have small screen and if possible watch it together with
family members, for less time.
Visit

http://severaltips.blogspot.com/2008/07/save-electricity-save-energy-power.html

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