Wednesday, June 16, 2010

misc.consumers.frugal-living - 5 new messages in 3 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Car Rental Question-Help - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/aeefc75f26d7709a?hl=en
* Krogers ice cream recalled for undeclared tree nuts - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/765e745551181665?hl=en
* I have been blessed - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/a98b48c0b4a02cde?hl=en

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TOPIC: Car Rental Question-Help
http://groups.google.com/group/misc.consumers.frugal-living/t/aeefc75f26d7709a?hl=en
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== 1 of 2 ==
Date: Tues, Jun 15 2010 6:04 pm
From: Shawn Hirn


In article <hv6147$6iu$1@news.eternal-september.org>,
George <george@nospam.invalid> wrote:

> On 6/14/2010 11:08 AM, h wrote:
> > "Mark Ratner"<RidgemontRat77884@yahoo.com> wrote in message
> > news:a8fdf3dc-3dbd-4dc4-989b-f90fb14c731d@i31g2000yqm.googlegroups.com...
> >> Hello.
> >>
> >> I don't own an automobile but will be renting a car soon for a trip.
> >> The fact that I don't own a car means that I don't have car insurance,
> >> either.
> >>
> >> I looked at car rates through priceline, and I see that Priceline
> >> offers $11 a day for collision coverage. Should I get this? Would that
> >> be all the insurance I'd need in my case?
> >>
> >> Or am I better off getting the insurance that the rental company
> >> offers?
> >>
> >> Do I need both collision and liability coverage?
> >>
> >> Thanks.
> >
> > You don't need any. Insurance is on a vehicle, not a driver. The rental
> > company has insurance on their vehicles, so you're covered. You don't have
> > to buy their extra coverage, either. You're all set with just the rental
> > agreement.
> >
> >
>
>
> Auto insurance is on a driver not the vehicle. Ever wonder why they are
> so interested in your driving record, age and who else might drive the
> car? Additional coverage such as comprehensive is on the vehicle.
>
> http://www.insure.com/car-insurance/non-owners-policy.html
>
> And the OP doesn't have to buy the collision coverage but like all
> insurance they need to know if they can afford to pay out of pocket. If
> they damage the car they would be liable for the damage plus loss of use.

And if the OP causes physical damage to anyone, including his or her
passengers, he could be wiped out financially without liability
insurance.


== 2 of 2 ==
Date: Tues, Jun 15 2010 11:20 pm
From: "Clincher"


"Mark Ratner" <RidgemontRat77884@yahoo.com> wrote in message
news:a8fdf3dc-3dbd-4dc4-989b-f90fb14c731d@i31g2000yqm.googlegroups.com...
> Hello.
>
> I don't own an automobile but will be renting a car soon for a trip.
> The fact that I don't own a car means that I don't have car insurance,
> either.
>
> I looked at car rates through priceline, and I see that Priceline
> offers $11 a day for collision coverage. Should I get this? Would that
> be all the insurance I'd need in my case?
>
> Or am I better off getting the insurance that the rental company
> offers?
>
> Do I need both collision and liability coverage?

You need liability.

If you cause an accident that sends a bus full of pro football players off a
cliff, you'll also be on the hook for replacing the several hundred million
dollars of earning potential you just destroyed. Collison coverage won't
help you there. Depending on what state you're in, there are also financial
responsibility laws that make it illegal to drive if you don't have $50,000
(or some other big number) on tap to pay for other guy's losses in a timely
fashion. That's where your need for liability insurance comes in as it's the
only feasible way for most drivers to comply with this requirement.

You may not "need" collision if you're rich enough to pay for the rental car
and the loss of use without going into hock. Of course, the rental company
is free to refuse to rent to you if you don't have proof of collision
coverage and arent' willing to buy their CDW.


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TOPIC: Krogers ice cream recalled for undeclared tree nuts
http://groups.google.com/group/misc.consumers.frugal-living/t/765e745551181665?hl=en
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== 1 of 2 ==
Date: Tues, Jun 15 2010 8:01 pm
From: lil abner <@daisy.mae>


zeez wrote:
> http://con.st/10007794
I'm waiting, for the chemist's goop they call ice cream, to be recalled
because, of the lack, of ice cream.


== 2 of 2 ==
Date: Tues, Jun 15 2010 9:18 pm
From: A Moose In Love


On Jun 15, 11:01 pm, lil abner <@daisy.mae> wrote:
> zeez wrote:
> >http://con.st/10007794
>
> I'm waiting, for the chemist's goop they call ice cream, to be recalled
> because, of the lack, of ice cream.

malaria sucks. i'm with you.

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TOPIC: I have been blessed
http://groups.google.com/group/misc.consumers.frugal-living/t/a98b48c0b4a02cde?hl=en
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== 1 of 1 ==
Date: Tues, Jun 15 2010 9:37 pm
From: "His Highness the TibetanMonkey, Creator of the Movement of Tantra-
Hammock"


On Jun 15, 5:06 pm, Jim A <j...@averyjim.myzen.co.uk> wrote:
> On 06/15/2010 09:57 PM, His Highness the TibetanMonkey, Creator of the
>
> Movement of Tantra-Hammock wrote:
> > See, I'm in the Slow Movement but you are not in the Hammock
> > movement. ;)
>
> Unfortunately I only have one tree in the garden, and it's a 6' high
> mountain ash - not strong enough to support a hammock.  Can I 'adopt' a
> couple of trees instead?  Come to think of it my godmother adopted a
> tree for me, so I only need one more!
>
> --www.slowbicyclemovement.org- enjoy the ride

You can use a stake on the other side. Or plant a palm tree. ;)

I got a mango tree and a palm tree. Anyway I was very excited about
this article that confirms my theory...

Some Benefits of Hammock Swings

What comes to mind when you think about hammock swings? You think of
lazy summer days just relaxing in a comfortable hammock. Did you know
that hammocks actually provide some health benefits as well? Recently,
many doctors and therapists have been prescribing hammock usage to
patients with chronic pain of the back and legs. Why is this?

It really comes down to gravity. A hammock forms to your body when you
lay on it. Due to the hugging effect that occurs when lying on a
hammock, your body weight is distributed evenly across the surface
area of your body. All your weight no longer rests on your muscles.
Removing the excess weight from those muscles allows them and your
spine to relax and help to reduce pain in those areas. This is a huge
benefit for those that suffer from bad backs and pain in their lower
extremities.

MORE:

http://hoverpages.com/some-benefits-of-hammock-swings.html


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