Saturday, March 6, 2010

misc.consumers.frugal-living - 25 new messages in 7 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Palm Wallet-The biggest con ever, in my opinion - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/c0f0e24af8b1d27e?hl=en
* best VOIP for nude/hippie DSL? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/422a68ded01b7c6b?hl=en
* home based work - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/12c005d0087d4c25?hl=en
* If you were me would you have a will ? - 15 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/0aa571729523508e?hl=en
* Soup bouillion cubes - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/b57b09cbb01b6494?hl=en
* What abt DealExtreme.com GSM cell phones? - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/705183d1180e5abd?hl=en
* ★~★~★ 2010 Cheap wholesale ED Hardy Suit, Baby Suit, Lacoste Suit ect at www.
rijing-trade.com <Paypal Payment> - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/ffbd3af10578518d?hl=en

==============================================================================
TOPIC: Palm Wallet-The biggest con ever, in my opinion
http://groups.google.com/group/misc.consumers.frugal-living/t/c0f0e24af8b1d27e?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Mar 5 2010 7:09 pm
From: Al


On Mar 5, 3:23 pm, meteore <bigro...@gmail.com> wrote:
> Hi,
>
> I was just fooled into purchasing this palm wallet after watching one
> of those quick info commercials. The commercial runs so quick, that
> you imagine that you have a lot more space in the wallet then you
> really do.
>
> There is two zippered compartments, one for change and one for credit
> cards, but no separate place for paper currency. If you are in the
> habit of carrying a lot of paper currency, forget it.
>
> My current wallet has the same amount of space for credit cards which
> is zippered and a envelope type for change etc. It also has a money
> clip for paper currency which is closed by a snap on tab.  on my
> current wallet. This feature is missing on the palm wallet.
>
> My present wallet is also thinner.
>
> My advice to you is don't get fooled by these quick info commercials
> as there are similar products out there with the same features and
> more.
>
> Roger

Roger, Roger.

==============================================================================
TOPIC: best VOIP for nude/hippie DSL?
http://groups.google.com/group/misc.consumers.frugal-living/t/422a68ded01b7c6b?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Mar 6 2010 12:52 am
From: Gordon


A Google search of "VOIP Providers" will bring up a pretty good list.


Ohioguy <none@none.net> wrote in news:9Ugjn.41197$K81.28990@newsfe18.iad:

> I just got my first phone bill for our new house.
> I'd like to look into setting up some sort of easy to use VOIP over
> the naked DSL. I need the following features:
>
> 1) answering machine
> 2) phone number I can share with relatives, & use for outgoing calls
> 3) I'd like to be able to plug a regular phone in and use that
> for calls, if possible
> 4) low cost
>
> Anybody have any suggestions that would help me find what I'm looking
> for?
>
> Thanks!


==============================================================================
TOPIC: home based work
http://groups.google.com/group/misc.consumers.frugal-living/t/12c005d0087d4c25?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Mar 6 2010 4:18 am
From: seetha rajam


http://www.123maza.com/dedicated-server/dedicated-server

==============================================================================
TOPIC: If you were me would you have a will ?
http://groups.google.com/group/misc.consumers.frugal-living/t/0aa571729523508e?hl=en
==============================================================================

== 1 of 15 ==
Date: Sat, Mar 6 2010 4:51 am
From: "John Turner"


"richard" wrote

> I think it is more of tradition that an executor not be an heir.

I don't understand the logic of that. Surely the best people to execute a
will are the beneficiaries; they'll certainly keep the costs to a minimum.

I don't see any conflict of interests.

John.


== 2 of 15 ==
Date: Sat, Mar 6 2010 4:52 am
From: "John Turner"

"Bod" wrote

> Why? How can they justify that?

They justify it in their exhorbitant fees.

John.


== 3 of 15 ==
Date: Sat, Mar 6 2010 4:56 am
From: "John Turner"

"Adrian" wrote

> Because they charge money in return for performing their professional
> services. It's what they do. It's why they exist.

I exceuted my late father's will and my time totalled about twelve hours. I
was told that the bank would have charged around �2k for what I did for
nothing.

John.


== 4 of 15 ==
Date: Sat, Mar 6 2010 4:57 am
From: "John Turner"

"Dangerous Nonconformist" wrote

> LEGAL MURDERERERER!!!!

You're thinking of executioner not executor - bet you're a Yank. <vbg>

John.


== 5 of 15 ==
Date: Sat, Mar 6 2010 5:49 am
From: Kadaitcha Man


"John Turner", thou conceited braggart. Rash wanton. Ye confounded:

> "Dangerous Nonconformist" wrote
>
>> LEGAL MURDERERERER!!!!
>
> You're thinking of executioner not executor

No shit, Shylock?

> - bet you're a Yank. <vbg>
>
> John.


== 6 of 15 ==
Date: Sat, Mar 6 2010 6:45 am
From: fformby@smythe.com (The Revd)


On Sat, 6 Mar 2010 12:57:25 -0000, "John Turner"
<nospam@nospam.invalid> wrote:

>
>"Dangerous Nonconformist" wrote
>
>> LEGAL MURDERERERER!!!!
>
>You're thinking of executioner not executor - bet you're a Yank. <vbg>

He is. He works for the US gubbinment.

== 7 of 15 ==
Date: Sat, Mar 6 2010 6:46 am
From: fformby@smythe.com (The Revd)


On Sat, 06 Mar 2010 19:34:56 +0545, Kadaitcha Man <anon@no.email>
wrote:

>"John Turner", thou conceited braggart. Rash wanton. Ye confounded:
>
>> "Dangerous Nonconformist" wrote
>>
>>> LEGAL MURDERERERER!!!!
>>
>> You're thinking of executioner not executor
>
>No shit, Shylock?

Konstipation, K-man?

== 8 of 15 ==
Date: Sat, Mar 6 2010 6:53 am
From: Dangerous Nonconformist


The Revd wrote:

> On Sat, 06 Mar 2010 19:34:56 +0545, Kadaitcha Man <anon@no.email> wrote:
>
>>"John Turner", thou conceited braggart. Rash wanton. Ye confounded:
>>
>>> "Dangerous Nonconformist" wrote
>>>
>>>> LEGAL MURDERERERER!!!!
>>>
>>> You're thinking of executioner not executor
>>
>>No shit, Shylock?
>
> Konstipation, K-man?

What evidence do you have showing that having a colostomy bag implies
some kind of constipation?


== 9 of 15 ==
Date: Sat, Mar 6 2010 7:03 am
From: fformby@smythe.com (The Revd)


On Sat, 06 Mar 2010 07:53:27 -0700, Dangerous Nonconformist
<dangerous@nonconformist.c0m> wrote:

>The Revd wrote:
>
>> On Sat, 06 Mar 2010 19:34:56 +0545, Kadaitcha Man <anon@no.email> wrote:
>>
>>>"John Turner", thou conceited braggart. Rash wanton. Ye confounded:
>>>
>>>> "Dangerous Nonconformist" wrote
>>>>
>>>>> LEGAL MURDERERERER!!!!
>>>>
>>>> You're thinking of executioner not executor
>>>
>>>No shit, Shylock?
>>
>> Konstipation, K-man?
>
>What evidence do you have showing that having a colostomy bag implies
>some kind of constipation?

A colostomy bag is a cure for constipation!

== 10 of 15 ==
Date: Sat, Mar 6 2010 7:07 am
From: gheston@hiwaay.net (Gary Heston)


In article <-t-dnVKPHoxL0g_WnZ2dnUVZ8rSdnZ2d@supernews.com>,
John Turner <nospam@nospam.invalid> wrote:
[ ... ]
>I don't understand the logic of that. Surely the best people to execute a
>will are the beneficiaries; they'll certainly keep the costs to a minimum.

>I don't see any conflict of interests.

You've obviously never seen a family that doesn't get along with each other.
That's where some of the absolute worst fighting over division of an estate
can occur. In those cases, an outside executor is a really good idea. Doesn't
always work, though; lawsuits against the executor or the estate are used
by unhappy inheritors quite frequently, trying to get what they want.


Gary

--
Gary Heston gheston@hiwaay.net http://www.thebreastcancersite.com/

"It's kind of hard to rally 'round a math class."
Paul "Bear" Bryant


== 11 of 15 ==
Date: Sat, Mar 6 2010 8:32 am
From: "John Turner"

"Gary Heston" wrote

> You've obviously never seen a family that doesn't get along with each
> other.
> That's where some of the absolute worst fighting over division of an
> estate
> can occur.

But one would assume that this would be taken into account when the will was
drawn up. Under those circumstances I'd most definitely be ensuring that MY
wishes were made perfectly clear.

John.


== 12 of 15 ==
Date: Sat, Mar 6 2010 8:34 am
From: "John Turner"

"The Revd" wrote

> A colostomy bag is a cure for constipation!

Also full of shit, like a lot on here! ;-)

J.


== 13 of 15 ==
Date: Sat, Mar 6 2010 10:03 am
From: "Rod Speed"


John Turner wrote
> richard wrote

>> I think it is more of tradition that an executor not be an heir.

> I don't understand the logic of that. Surely the best people to
> execute a will are the beneficiaries; they'll certainly keep the
> costs to a minimum.

> I don't see any conflict of interests.

The most obvious potential conflict of interest is when the executor is just one of the beneficiarys.

Not that I think that that is a good reason for them not to be a beneficiary,
particularly with a very simple estate like his where it makes sense to
minimise the capacity of 'professionals' to leech on the estate.


== 14 of 15 ==
Date: Sat, Mar 6 2010 10:09 am
From: "Rod Speed"


John Turner wrote
> Gary Heston wrote

>> You've obviously never seen a family that doesn't get along with each other. That's where some of the absolute worst
>> fighting over division of an estate can occur.

> But one would assume that this would be taken into account when the will was drawn up. Under those circumstances I'd
> most definitely be ensuring that MY wishes were made perfectly clear.

Sure, but not everyone can do that. He clearly didnt consider
what happens if they all die in the same accident etc.

Even just a very clear and unambiguous will does not ensure
that there wont be a legal shit fight over the distribution, if the
executor doesnt do exactly what the will says or one of the
beneficiarys like say the son in this situation decides that he
doesnt like what the will explicitly says and attempts to get
the legal system to deliver what he wants instead. Shit happens.


== 15 of 15 ==
Date: Sat, Mar 6 2010 10:47 am
From: George


On 3/5/2010 2:48 PM, SkyEyes wrote:
> On Mar 5, 7:46 am, Dangerous Nonconformist
> <danger...@nonconformist.c0m> wrote:
>> George wrote:
>>> I have been an executor and it really isn't a major event.
>>
>> LEGAL MURDERERERER!!!!
>
> <<<<<<<<<<<<<<<<<<<<<<<<<SMACK>>>>>>>>>>>>>>>>>>>>>>>>>>>
>
> An "executor" is not the same thing as an "executioner," shit-for-
> brains. Try www.dictionary.com to find out how they differ in
> meaning.
>
> Jaysus. They're getting stupider by the *minute*.
>
> Brenda Nelson, A.A.#34
> BAAWA Knight
> EAC Professor of Feline Thermometrics and Cat-Herding
> skyeyes nine at cox dot net

Have the drugs worn off yet?

==============================================================================
TOPIC: Soup bouillion cubes
http://groups.google.com/group/misc.consumers.frugal-living/t/b57b09cbb01b6494?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Mar 6 2010 5:07 am
From: SMS


Lou wrote:
> What I can't find is whether the servings are commensurate - a
> serving of Herb-Ox may make two cups of broth while a serving of Better than
> Bouillon may make only one, for instance.

The organic "Better than Bouillon" jar I have shows 350mg of sodium per
teaspoon (1 serving) which is equivalent to one bouillon cube (according
to the jar). The Herb Ox cubes are 1100 mg of sodium--more than 3x.

The reason I made the statement, "It has _far_ less salt than bouillon
cubes. No comparison" is because it has far less salt.

"Better than Bouillon" is much more expensive than buying a jar of
Knorr's Bouillon powder. A 35 ounce jar of Knorr's is $5.50 and is
equivalent to 166 cubes. The 16 ounce jar of "Better than Bouillon" is
about $10 and is equivalent to 76 cubes, plus it's perishable once opened.


== 2 of 3 ==
Date: Sat, Mar 6 2010 9:03 am
From: "Lou"

"SMS" <scharf.steven@geemail.com> wrote in message
news:4b9253be$0$1662$742ec2ed@news.sonic.net...
> Lou wrote:
> > What I can't find is whether the servings are commensurate - a
> > serving of Herb-Ox may make two cups of broth while a serving of Better
than
> > Bouillon may make only one, for instance.
>
> The organic "Better than Bouillon" jar I have shows 350mg of sodium per
> teaspoon (1 serving) which is equivalent to one bouillon cube (according
> to the jar). The Herb Ox cubes are 1100 mg of sodium--more than 3x.
>
> The reason I made the statement, "It has _far_ less salt than bouillon
> cubes. No comparison" is because it has far less salt.

I'm not disputing your numbers, though the Better Than Bouillon web site
says a serving of their chicken base (1 teaspoon) has 680 mg of sodium -
almost twice as much as what you quote.

But it doesn't address the question of commensurate servings - how much
water does the package say to use with 1 teaspoon of Better Than Bouillan?
How much water does the package say to use with one cube of Herb Ox? I
didn't see that information on the web site for either product, and since I
don't use this kind of stuff, I can't check in my own kitchen.

Also, whatever the answer in this specific case, that provides the relative
amounts of sodium between Herb Ox and Better Than Bouillan, not between
Better Than Bouillon and bouillan cubes generally. For all I know, Herb Ox
may have more sodium than most, or less, or anything in between.

Lastly, Herb Ox also provides sodium-free versions that have zero grams of
sodium per serving.

>
> "Better than Bouillon" is much more expensive than buying a jar of
> Knorr's Bouillon powder. A 35 ounce jar of Knorr's is $5.50 and is
> equivalent to 166 cubes. The 16 ounce jar of "Better than Bouillon" is
> about $10 and is equivalent to 76 cubes, plus it's perishable once opened.


== 3 of 3 ==
Date: Sat, Mar 6 2010 9:40 am
From: SMS


Lou wrote:

> I'm not disputing your numbers, though the Better Than Bouillon web site
> says a serving of their chicken base (1 teaspoon) has 680 mg of sodium -
> almost twice as much as what you quote.

I see the problem. The jar I have is "Organic, Better than Boullion,
Reduced Sodium." It is not on their web site. Maybe it's a Costco-only
product. Often Costco gets manufacturers to produce higher quality,
Costco-Only SKUs that other stores can't get.

UPC 098308217114 (I added it to the UPC database).

Serving Size: 1 tsp (6g)
Calories: 15
Calories from fat: 5
Total fat: 0.5g
Sodium: 350mg
Total Carbohydrates: 2g
Protein: 0g

==============================================================================
TOPIC: What abt DealExtreme.com GSM cell phones?
http://groups.google.com/group/misc.consumers.frugal-living/t/705183d1180e5abd?hl=en
==============================================================================

== 1 of 3 ==
Date: Sat, Mar 6 2010 5:19 am
From: SMS


me@privacy.net wrote:
> I'm looking for a GSM based smart phone that has wifi
> that could be used with a prepaid acct from T Mobile
>
> What abt these phones on Deal Extreme?
>
> http://www.dealextreme.com/products.dx/category.511
>
> The price is right! But will they work in the USA in
> Missouri?

It it's quad band it will have both U.S. bands. No 3G (1700 MHz) band
for T-Mobile, but it doesn't matter because T-Mobile prepaid doesn't let
you use their data services anyway. Watch out for those models with
proprietary operating systems.

Personally I'd find a used 2G iPhone and get it unlocked so it'll work
on T-Mobile. The original 2G iPhones are still around $200 used though.
What's happening is that parents are loading up their old iPhones with
kid's applications, then upgrading to newer iPhones, and giving the old
ones, with no phone service, to their kids, so there aren't a lot of the
old ones on the market.


== 2 of 3 ==
Date: Sat, Mar 6 2010 10:13 am
From: me@privacy.net


SMS <scharf.steven@geemail.com> wrote:

>Personally I'd find a used 2G iPhone and get it unlocked so it'll work
>on T-Mobile. The original 2G iPhones are still around $200 used though.


Hmm.... good idea.... but how do you unlock one??

Also, the Phone does NOT have WIFI, does it?


== 3 of 3 ==
Date: Sat, Mar 6 2010 10:23 am
From: SMS


me@privacy.net wrote:
> SMS <scharf.steven@geemail.com> wrote:
>
>> Personally I'd find a used 2G iPhone and get it unlocked so it'll work
>> on T-Mobile. The original 2G iPhones are still around $200 used though.
>
>
> Hmm.... good idea.... but how do you unlock one??
>
> Also, the Phone does NOT have WIFI, does it?

Sure the iPhone has WiFi. Look on craigslist for unlocking services.

It's amazing how well the old iPhones hold their value. Probably because
even without the phone part it's essentially an iPod Touch with a camera
and a good toy.

==============================================================================
TOPIC: ★~★~★ 2010 Cheap wholesale ED Hardy Suit, Baby Suit, Lacoste Suit ect
at www.rijing-trade.com <Paypal Payment>
http://groups.google.com/group/misc.consumers.frugal-living/t/ffbd3af10578518d?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Mar 6 2010 5:25 am
From: "www.fjrjtrade.com"


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Google Groups: http://groups.google.com/?hl=en

misc.consumers.frugal-living - 20 new messages in 7 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Soup bouillion cubes - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/b57b09cbb01b6494?hl=en
* If you were me would you have a will ? - 10 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/0aa571729523508e?hl=en
* █๑♥๑█ 2010 Cheap wholesale Gucci handbag and purse at WEBSITE: http://www.
rijing-trade.com <Paypal Payment> - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/d9580a4346be352c?hl=en
* Discount Wholesale LRG Jeans, True Religion Jeans <free shipping paypal
payment>><www.vipchinatrade.com> - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/c106dfd40660f228?hl=en
* 1 Chicken, 17 Healthy Meals, $26 Bucks, No Mayo - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/e58b86ddbcc9e172?hl=en
* Palm Wallet-The biggest con ever, in my opinion - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/c0f0e24af8b1d27e?hl=en
* What abt DealExtreme.com GSM cell phones? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/705183d1180e5abd?hl=en

==============================================================================
TOPIC: Soup bouillion cubes
http://groups.google.com/group/misc.consumers.frugal-living/t/b57b09cbb01b6494?hl=en
==============================================================================

== 1 of 2 ==
Date: Thurs, Mar 4 2010 6:38 pm
From: SMS


sf wrote:
> On Sun, 21 Feb 2010 16:21:31 -0800, SMS <scharf.steven@geemail.com>
> wrote:
>
>> aesthete8 wrote:
>>> Any recommendations?
>>>
>> Try "Better than Bouillon."
>>
>> "http://www.superiortouch.com/retail/products/better-than-bouillon"
>>
>> We get their organic product at Costco in 16 ounce jars. I don't
>> remember the price, I think it's around $10 though.
>
> I don't understand why people recommend that product. It's just as
> salty as bullion cubes.

It has _far_ less salt than bullion cubes. No comparison.


== 2 of 2 ==
Date: Fri, Mar 5 2010 4:46 pm
From: "Lou"

"SMS" <scharf.steven@geemail.com> wrote in message
news:4b906eb5$0$1655$742ec2ed@news.sonic.net...
> sf wrote:
> > On Sun, 21 Feb 2010 16:21:31 -0800, SMS <scharf.steven@geemail.com>
> > wrote:
> >
> >> aesthete8 wrote:
> >>> Any recommendations?
> >>>
> >> Try "Better than Bouillon."
> >>
> >> "http://www.superiortouch.com/retail/products/better-than-bouillon"
> >>
> >> We get their organic product at Costco in 16 ounce jars. I don't
> >> remember the price, I think it's around $10 though.
> >
> > I don't understand why people recommend that product. It's just as
> > salty as bullion cubes.
>
> It has _far_ less salt than bullion cubes. No comparison.

A couple of diametrically opposed assertions, no facts.

Products differ widely, so it's hard to be sure. According to their
websites, a serving of Better Than Bouillon chicken base contains 680 mg of
sodium, while a serving of Herb-Ox chicken bouillan contains 1100 mg of
sodium. What I can't find is whether the servings are commensurate - a
serving of Herb-Ox may make two cups of broth while a serving of Better than
Bouillon may make only one, for instance.

==============================================================================
TOPIC: If you were me would you have a will ?
http://groups.google.com/group/misc.consumers.frugal-living/t/0aa571729523508e?hl=en
==============================================================================

== 1 of 10 ==
Date: Fri, Mar 5 2010 12:35 am
From: "Ret."


Adrian wrote:
> Bod <bodron57@tiscali.co.uk> gurgled happily, sounding much like they
> were saying:
>
>>> Indeed. The thing *not* to do is appoint your bank or solicitor to
>>> be an executor. If you do - then they end up being the biggest
>>> beneficiary of the will!
>
>> Why? How can they justify that?
>
> Because they charge money in return for performing their professional
> services. It's what they do. It's why they exist.

Which no-one would object to. It's the *amount* of money they charge for a
simple service that is the outrage!

Kev

== 2 of 10 ==
Date: Fri, Mar 5 2010 2:08 am
From: "Ophelia"


"tmclone" <tmclone@searchmachine.com> wrote in message
news:2a7fcb94-3464-4039-9b24-b98ab2f68cfa@33g2000yqj.googlegroups.com...
> On Mar 4, 12:32 pm, "Ophelia" <Ophe...@Elsinore.me.uk> wrote:
>
>>
>> >> Thanks for any advice.
>>
>> > Even advice to shove your head up a dead bear's arse ?
>>
>> OH come on!!! People like that chap come to uk.legal expecting help and
>> advice. That was uncalled for:(
>>
>
>
> That was Rod Speed. It's a troll. Just killfile it and move along like
> the rest of us have done. :)

Ok ta:)
--
--
https://www.shop.helpforheroes.org.uk/

== 3 of 10 ==
Date: Fri, Mar 5 2010 5:32 am
From: George


On 3/4/2010 5:03 PM, Adrian wrote:
> Bod<bodron57@tiscali.co.uk> gurgled happily, sounding much like they were
> saying:
>
>>> Indeed. The thing *not* to do is appoint your bank or solicitor to be
>>> an executor. If you do - then they end up being the biggest beneficiary
>>> of the will!
>
>> Why? How can they justify that?
>
> Because they charge money in return for performing their professional
> services. It's what they do. It's why they exist.

Unfortunately there is that one honest guy (forgot his name) and the
rest of them. It isn't unusual to be billed $8,000 for a few hours work
by a clerk.

I have been an executor and it really isn't a major event.


== 4 of 10 ==
Date: Fri, Mar 5 2010 6:46 am
From: Dangerous Nonconformist


George wrote:

> I have been an executor and it really isn't a major event.

LEGAL MURDERERERER!!!!


== 5 of 10 ==
Date: Fri, Mar 5 2010 7:23 am
From: RobertL


On Mar 4, 3:20 pm, "john mayfield" <mayfield...@mail.invalid> wrote:
> I keep hearing that I should write a will.  I'm 65 years old , living in a
> small terraced house in North London (u.k.) together with wife 61 years old
> and son 29 years old.
>
> The house is worth about just under 300K which is below the inheritence
> threshold and is owned jointly (tenants in common) with my wife. My total
> savings are small.


Typically a couple would own the house as joint tenants so the
survivor owns it regardless of the will, but you say that you own the
house TinC so the survivor will not inherit the house automatically -
it goes by the will or by the intestacy rules if there is no will.

See here for what happens if you don't have a will:
http://www.hmcourts-service.gov.uk/infoabout/civil/probate/why_will.htm#intestacy

Without a will only the first £250,000 goes to the widow. the rest
goes to the deceased's children 9with widow getting the interest from
half of it).

You don't say what the poportions of ownership of the house are, but
if it is 99% yours, for example, then without a will she would not
even inherit the whole house.


Robert
IANAL


== 6 of 10 ==
Date: Fri, Mar 5 2010 7:25 am
From: RobertL


On Mar 4, 3:35 pm, Aardvark <aardv...@youllnever.know> wrote:
> On Thu, 04 Mar 2010 15:20:53 +0000, john mayfield wrote:
> > I appoint as my executor and trustees my wife 'name'........ and my son
>
> I'm not so sure that beneficiaries of a will can be appointed executors.
> Conflict of interest and all that.


yes they can. Indeed is it normally the best thing to do. They can
engage professional help if they needed it.


Robert


== 7 of 10 ==
Date: Fri, Mar 5 2010 7:28 am
From: RobertL


On Mar 4, 5:19 pm, Rick <rick0.merr...@gmail.com.lessspam> wrote:
> john mayfield wrote:
> > I keep hearing that I should write a will.  I'm 65 years old , living in a
> > small terraced house in North London (u.k.) together with wife 61 years old
> > and son 29 years old.
>
> > The house is worth about just under 300K which is below the inheritence
> > threshold and is owned jointly (tenants in common) with my wife. My total
> > savings are small.
>
> > When I die I would wish to leave it all the wife, and any amount to my son
> > that enables him not to pay any inheritance tax.
>
> ...
>
> Yes you should make a will, but consider if you and wife die at the
> "same time", e.g. car accident.  To avoid forcing son to pay larger
> inheritance tax than he can afford (before perhaps selling the main
> asset, namely the house) you could with a lawyer's help, consider
> putting the house in a trust.


people typcailly put in cluases like "providing she shall survive me
by 30 days" to cover such situations. IIRC if you die together the
wills are executed as if the older person died first.

Robert


== 8 of 10 ==
Date: Fri, Mar 5 2010 11:48 am
From: SkyEyes


On Mar 5, 7:46 am, Dangerous Nonconformist
<danger...@nonconformist.c0m> wrote:
> George wrote:
> > I have been an executor and it really isn't a major event.
>
> LEGAL MURDERERERER!!!!

<<<<<<<<<<<<<<<<<<<<<<<<<SMACK>>>>>>>>>>>>>>>>>>>>>>>>>>>

An "executor" is not the same thing as an "executioner," shit-for-
brains. Try www.dictionary.com to find out how they differ in
meaning.

Jaysus. They're getting stupider by the *minute*.

Brenda Nelson, A.A.#34
BAAWA Knight
EAC Professor of Feline Thermometrics and Cat-Herding
skyeyes nine at cox dot net


== 9 of 10 ==
Date: Fri, Mar 5 2010 1:40 pm
From: "Lord Vetinari"


"SkyEyes" <skyeyes9@cox.net> wrote in message
news:f9d5ffc2-1c21-4b9b-b182-7acc9d25efd0@l12g2000prg.googlegroups.com...
: On Mar 5, 7:46 am, Dangerous Nonconformist <danger...@nonconformist.c0m>
wrote:
: > George wrote:
: > > I have been an executor and it really isn't a major event.
: >
: > LEGAL MURDERERERER!!!!
:
: <<<<<<<<<<<<<<<<<<<<<<<<<SMACK>>>>>>>>>>>>>>>>>>>>>>>>>>>
:
: An "executor" is not the same thing as an "executioner," shit-for-
: brains. Try www.dictionary.com to find out how they differ in
: meaning.
:
: Jaysus. They're getting stupider by the *minute*.

Well....brains require oxygen, and I imagine it's awfully hard to breath,
with one's head up one's ass.


== 10 of 10 ==
Date: Fri, Mar 5 2010 2:16 pm
From: Dangerous Nonconformist


SkyEyes wrote:

> On Mar 5, 7:46 am, Dangerous Nonconformist <danger...@nonconformist.c0m>
> wrote:
>> George wrote:
>> > I have been an executor and it really isn't a major event.
>>
>> LEGAL MURDERERERER!!!!
>
> <<<<<<<<<<<<<<<<<<<<<<<<<SMACK>>>>>>>>>>>>>>>>>>>>>>>>>>>
>
> An "executor" is not the same thing as an "executioner,"

No shit, Blender? If you were any sharper you'd slash yourself to ribbons.

> --
> shit-for-brains.

==============================================================================
TOPIC: █๑♥๑█ 2010 Cheap wholesale Gucci handbag and purse at WEBSITE: http://
www.rijing-trade.com <Paypal Payment>
http://groups.google.com/group/misc.consumers.frugal-living/t/d9580a4346be352c?hl=en
==============================================================================

== 1 of 1 ==
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http://groups.google.com/group/misc.consumers.frugal-living/t/c106dfd40660f228?hl=en
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== 1 of 1 ==
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TOPIC: 1 Chicken, 17 Healthy Meals, $26 Bucks, No Mayo
http://groups.google.com/group/misc.consumers.frugal-living/t/e58b86ddbcc9e172?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Mar 5 2010 9:19 am
From: Cindy Hamilton


On Mar 4, 1:26 pm, tmclone <tmcl...@searchmachine.com> wrote:

> Of course, but most people don't seem to understand that more than 50
> grams of carbs a day IS excessive. Most people eat mostly carbs and
> just can't understand why they're so fat.

As long as you burn more calories than you consume, you'll lose
weight.
No amount of low-carbing or low-fatting or any other gimmick will
defeat
thermodynamics.

Now, having said that, I recognize that human metabolism is complex,
and what you put in can affect your metabolic rate and (especially)
your appetite.

>The medical community hasn't
> helped by touting "low-fat" as the solution. "Low-fat" is code for
> high sugar.

Only if you eat processed food that has had sugar substituted for fat.
Lettuce is low fat.

> Hell, I've seen "low-fat" products which contain HFCS,
> which should not be consumed by anyone in any quantity. HFCS is worse
> than trans fats, and those have been banned.-

HFCS is a blend of fructose and glucose. Table sugar (sucrose) is
broken
down during digestion into fructose and glucose. As far as I can
tell,
eating HFCS is just like eating regular sugar. The problem is not
HFCS,
it's eating too damn many empty calories .

Here's the prescription for a healthy diet:

Eat food. Mostly vegetables. Not too much.

Eat food. Not industrial crap, but real food. McNuggets? No thanks,
I'll just cook some chicken at home. It'll be better tasting and
better
for me.

Mostly vegetables. They're nutrient dense and calorie-poor.

Not too much. Everything in moderation.

Cindy Hamilton


== 2 of 2 ==
Date: Fri, Mar 5 2010 9:56 am
From: "h"

"Cindy Hamilton" <angelicapaganelli@yahoo.com> wrote in message
news:e6fafe27-7271-4e98-b4a6-e1ba3bce22cb@q21g2000yqm.googlegroups.com...
On Mar 4, 1:26 pm, tmclone <tmcl...@searchmachine.com> wrote:

>Here's the prescription for a healthy diet:

>Eat food. Mostly vegetables. Not too much.

Well...I prefer 50% protein (meat), 40% veg and fruit, 10% fat.

==============================================================================
TOPIC: Palm Wallet-The biggest con ever, in my opinion
http://groups.google.com/group/misc.consumers.frugal-living/t/c0f0e24af8b1d27e?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Mar 5 2010 12:23 pm
From: meteore


Hi,

I was just fooled into purchasing this palm wallet after watching one
of those quick info commercials. The commercial runs so quick, that
you imagine that you have a lot more space in the wallet then you
really do.

There is two zippered compartments, one for change and one for credit
cards, but no separate place for paper currency. If you are in the
habit of carrying a lot of paper currency, forget it.

My current wallet has the same amount of space for credit cards which
is zippered and a envelope type for change etc. It also has a money
clip for paper currency which is closed by a snap on tab. on my
current wallet. This feature is missing on the palm wallet.

My present wallet is also thinner.

My advice to you is don't get fooled by these quick info commercials
as there are similar products out there with the same features and
more.

Roger


== 2 of 2 ==
Date: Fri, Mar 5 2010 7:09 pm
From: Al


On Mar 5, 3:23 pm, meteore <bigro...@gmail.com> wrote:
> Hi,
>
> I was just fooled into purchasing this palm wallet after watching one
> of those quick info commercials. The commercial runs so quick, that
> you imagine that you have a lot more space in the wallet then you
> really do.
>
> There is two zippered compartments, one for change and one for credit
> cards, but no separate place for paper currency. If you are in the
> habit of carrying a lot of paper currency, forget it.
>
> My current wallet has the same amount of space for credit cards which
> is zippered and a envelope type for change etc. It also has a money
> clip for paper currency which is closed by a snap on tab.  on my
> current wallet. This feature is missing on the palm wallet.
>
> My present wallet is also thinner.
>
> My advice to you is don't get fooled by these quick info commercials
> as there are similar products out there with the same features and
> more.
>
> Roger

Roger, Roger.

==============================================================================
TOPIC: What abt DealExtreme.com GSM cell phones?
http://groups.google.com/group/misc.consumers.frugal-living/t/705183d1180e5abd?hl=en
==============================================================================

== 1 of 2 ==
Date: Fri, Mar 5 2010 6:04 pm
From: me@privacy.net


I'm looking for a GSM based smart phone that has wifi
that could be used with a prepaid acct from T Mobile

What abt these phones on Deal Extreme?

http://www.dealextreme.com/products.dx/category.511

The price is right! But will they work in the USA in
Missouri?


== 2 of 2 ==
Date: Fri, Mar 5 2010 6:36 pm
From: "Rod Speed"


me@privacy.net wrote:

> I'm looking for a GSM based smart phone that has wifi
> that could be used with a prepaid acct from T Mobile

> What abt these phones on Deal Extreme?

> http://www.dealextreme.com/products.dx/category.511

> The price is right! But will they work in the USA in Missouri?

The quad bands will.


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