Sunday, November 15, 2009

misc.consumers.frugal-living - 25 new messages in 12 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Subsidy Nonsense Yet Again - 6 messages, 5 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/dff28f482d02ae5c?hl=en
* ღღღღღ 2009 Cheap wholesale CAP, Winter Hat (Aff, Bape, Coogi, ED, Gucci...)
at website: www.fjrjtrade.com <Paypal Payment>+<Free Shipping> - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/t/a19f5ed0cdcff8f7?hl=en
* ﻬஐ ﻬஐ HOT Sale!!! 2009 NEW Cheap wholesale G-star Long Sleeve, A&F Long
Sleeve, ED Hardy Long Sleeve, Gucci Long Sleeve ect at website: www.fjrjtrade.
com <Paypal Payment> - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/3afa0f79e4bb9961?hl=en
* Cheap Wholesale Jordan Shoes, Jordan flying,Trunner Q4,11+Obama, Air Yeezy,
True Flight (www.guoshitrade.com) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/896e21611f4b2b0b?hl=en
* skin care tips - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/e98a64d997490134?hl=en
* No Swine Flu Sick Leave For Wal-Mart Slaves! No SURPRISE, Either! - 5
messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/f7324c46ba4e89fe?hl=en
* ☞ Cheap wholesale True Relig Jeans at website: www.fjrjtrade.com <paypal
payment> - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/2d8d4419782789b9?hl=en
* Acai juice now in supermarkets - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/2cfe81079a38305b?hl=en
* found a site, shipping container and other green stuff - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/t/c188e775b9c024c3?hl=en
* === Various Products + Low Price + Good Quality ==T-shirts,Shoes,Handbags,
Caps,Sunglasses,Belts,Swimming Suites,Accessories,Sport Jerseys,Shorts,Jeans,
Jackets == Welcome To Site www.ebaychinaonline.com Paypal Payment - 1 messages,
1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/ef574518d95d34e9?hl=en
* Help desperately needed... - 5 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/3bc61634a67ee8ad?hl=en
* "paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper classified
ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang jobs ads" "nawaiwaqt"
"classified ads" on www.npjobs.blogspot.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/13cd5e2e17bec66a?hl=en

==============================================================================
TOPIC: Subsidy Nonsense Yet Again
http://groups.google.com/group/misc.consumers.frugal-living/t/dff28f482d02ae5c?hl=en
==============================================================================

== 1 of 6 ==
Date: Sat, Nov 14 2009 11:47 pm
From: Les Cargill


Vic Smith wrote:
> On Sun, 15 Nov 2009 00:09:25 -0500, Les Cargill
> <lcargill99@comcast.net> wrote:
>
>> SoCalMike wrote:
>>> Les Cargill wrote:
>>>> Bollocks. That's the fairy story. Do the math yourself - if and
>>>> only if you can *actually afford it* - the TCO of ownership is
>>>> strictly less than renting - is it more frugal. What people do
>>>> is chase the tax break and pretend it's making them money. Well,
>>>> the marginal rate is still far less than 100%, no matter what.
>>>>
>>>> This does not mean there are no strategies where home ownership is
>>>> more frugal - just that one must prepare for it properly.
>>>>
>>>> Right now, the way prices are plummeting - it's a good
>>>> time to transition to owning, assuming you have stable income.
>>>> But what most people forget is all the peripheral cost of
>>>> ownership.
>>> all depends. if you can get a fixed rate mortgage for less than what
>>> your rent payments are, and are willing to fix most things on your own
>>> its probably worth it.
>>
>> I expect most people woefully underestimate just how much
>> maintainence costs for a home. All I can tell you is that
>> I've always been able to rent much more cheaply than buy,
>> to the tune of thousands per year.
>
> A lot depends on the construction of the house, age of stuff that has
> to be maintained, etc.
> Real estate taxes are the killer for some. Mine run about $400 a
> month now.

Ouch.

> In 12 years here I've spent maybe $15k on maintenance, including all
> new windows, roof, new furnace and central air, new appliances, tree
> cutting, etc.
> Taxes have been over $40k.
> Maintenance costs could have been lower if I did more of the work
> myself or went with cheaper stuff.
> Can't avoid the taxes though.
> That's the first thing to look at when house hunting.
> A lot also hinges on how much space you're getting. To get an
> equivalent sized apartment would have cost many times what I've paid.

I've mostly rented houses. And what I found, through sampling
error or whatever, is that the simple monthly costs of rental were
usually lower. I've also seen several tales of woe from
wannabe landlords who ended up bankrupt over leveraged rent
houses.

My point is that since about 1980, wages ( as opposed to total
compensation ) have been pretty flat, and "what the traffic will bear"
in the rental market hasn't kept up with cost.

> If you live spartan and don't care about collecting junk, or having a
> garage, or having neighbors on the other side of the wall, an
> apartment could well be cheaper, but it depends on the time frame
> you're talking about.
> Then there's the RE market itself - home costs - location, interest
> rates, etc.
> Lots goes into getting any sense from a calculation.

Absolutely.

> But it's pretty hard to make a financial case for an apartment if the
> time frame is 10 years or longer. Maybe less.

Agreed. I managed 9 years in *one* house I bought. The rest,
I gotta go chase a job. That one was shocking - that area had
effectively negative unemployment for 25 years before the bottom
fell out.

> I'm assuming you don't get foolish and buy a home at an inflated
> price, as many have done.

Oh, I did. Once. It all came out fine, though. I about broke
even on it, didn't lose that much of the upfront. Dummy me. It
was, at least a modest home. Although really, what I paid for it
was pretty much the original price plus inflation. It's now
worth about 75% of what it *originally* sold for in 1983, so
the guy who bought it from me....

> Too bad for some youngsters that they fell into that trap.
>

The real problem there is credit cards. Bad craziness, credit cards.
Been there, too, to a modest amount. Not going back. Technically,
the charges were business finance ( contract travel expenses ), but
still... that took me about a year off plan.

> --Vic
>
>

--
Les Cargill


== 2 of 6 ==
Date: Sun, Nov 15 2009 1:00 am
From: "Rod Speed"


Les Cargill wrote
> Rod Speed wrote
>> Les Cargill wrote
>>> Rod Speed wrote
>>>> Les Cargill wrote
>>>>> SoCalMike wrote
>>>>>> Les Cargill wrote

>>>>>>> Bollocks. That's the fairy story. Do the math yourself - if and
>>>>>>> only if you can *actually afford it* - the TCO of ownership is
>>>>>>> strictly less than renting - is it more frugal. What people do
>>>>>>> is chase the tax break and pretend it's making them money. Well, the marginal rate is still far less than 100%,
>>>>>>> no matter what.

>>>>>>> This does not mean there are no strategies where home ownership
>>>>>>> is more frugal - just that one must prepare for it properly.

>>>>>>> Right now, the way prices are plummeting - it's a good time to transition to owning, assuming you have stable
>>>>>>> income.
>>>>>>> But what most people forget is all the peripheral cost of ownership.

>>>>>> all depends. if you can get a fixed rate mortgage for less than
>>>>>> what your rent payments are, and are willing to fix most things
>>>>>> on your own its probably worth it.

>>>>> I expect most people woefully underestimate just how much
>>>>> maintainence costs for a home.

>>>> I know I didnt. Its cost sweet fuck all over 35 years now.

>>> That's completely ridiculous.

>> Nope, fact.

>>> No new roof,

>> Nope, it metal, raised ridge, its as good as it was new.

>>> no plumbing issues?

>> Only very trivial stuff, tap washers.

>>> No paint?

>> Nope, the outside isnt painted, concrete block, the inside is washable paint.

>>> No carpet?

>> Nope, hard floors, quarry tiles. As good as when they were laid.

>>> Two of the three houses I've bought were rehabs. I know what happens to a house that goes unmaintained.

>> Depends on the construction.

> Fair enough, then. You specifically selected materials for indestructibility.

Nope, thats what I chose for other reasons and got that as a bonus.

> Cripes, my parent's house, build in the late '60s, they had to replace the linoleum flooring because of 40 years of
> traffic wear.

My parents didnt. They had quarry tiles too.

We've all had dogs that live inside and have never been into wall to wall carpets.

>>> The last rehab was $6k materials, but it would have been close to $25k if we'd hired it done.

>>> And it's completely, totally different if you can stay in the same house for 35 years.

>> Yes, and few can do that with rentals.

> I wouldn't rent the same property for 35 years.

One of my relos did, what used to be called a 'maiden aunt'.

> We'll probably settle down in about ten years.

>>> The average tenure is closer to five,

>> You dont have to keep changing the house you own
>> and no one I know has changed the house they own
>> at anything like that rate. When I built my house from
>> scratch myself, I managed to infect quite a few with
>> house owning and one of those has changed houses
>> in that time, and he changed the town he lived in.
>> All the rest are still in the house they built then
>> and so are all but one of my neighbours too.

> Believe it or not, I worked day labor for a guy that
> was doing exactly that when I was in college.

Yeah, I employed one fella like that myself.

> He ended up building an entire subdivision. He was also lifting river rocks with a 40 horse Ford tractor to where the
> hydraulics popped maniacally.

> Things ever slow down enough for me to stay put,
> I might just.

Yeah, its got real pluses and minuses.

>>> and the transaction costs aren't really even covered in that time.

>> Depends entirely on how you do it. I had quite literally none
>> with mine, didnt even bother with a lawyer or anything like that.

>>> When you do what I do for a living, you have to move.

>> Yes, like I said, renting has some advantages if you move a lot.

>> Most dont tho.

> Right.

>>> Since just 1998, I've worked for a total of five firms. Only one of them even still exists.

>> Sure, but thats not that common.

> Depends.

My dad did in fact move a lot in the first half of his life, military.

Didnt move all that much in the second half tho, once he had retired from the military.

> I work in an industry where firms are keenly
> subject to Schumpeterian forces. But if you backed the right horse, you'd win big.

>>>> And you pay for that indirectly when you rent anyway.

>>> That depends on the market you're in.

>> Nope. Its only dying ghost towns where the rental doesnt
>> cover the maintenance on the property you are renting.

> I'd look around at the rental prices where you are.

I dont need to, I know what they are.

> This is fairly recent.

Not here it aint.

> After all, the mortgage market became very good at inducing people who couldn't afford it to buy.

I've never believed that. The default rate was
far too low for that to be the case until the GFC.

> I'm seeing... pre 1990 prices on rental now. And lots of vacancy.

Not here. There's still a significant shortage of rental property.

Sydney is quite literally dire.

> In multiple areas. But of course it depends.

> One place we did rent was a dying town, and we got a hell
> of a good deal. We knew it was dying, that's why we rented.

Yeah, they can be cheap, but here they are a hell of a long way from any viable work.

>> It covers the property taxes too.

>> The main thing that the rent doesnt cover is the interest on the mortgage.

> Agreed. Hence my point that landlords must have a significant down on property.

Not here.

>>> Each person must evaluate for themselves which makes the most sense.

>> Yes, but your claim about maintenance is far from the truth if you
>> choose the construction of the house with maintenance costs in mind.

> No question - but most builder-built houses don't come with those options, or they're very expensive.

Thats just plain wrong here. Very few arent brick exterior and almost none arent metal or tiled roof.

>>> But with how wages and real estate prices have diverged, the
>>> landlord has to have significant equity to even break even.

>> That varys with the property market.

>>> Fees, realtor commissions and other transaction costs can run as high as ten percent of the purchase price.

>> Only if you're stupid enough to go that route.

> It's not exactly stupid....

10% certainly is.

> 99% of housing purchases are like that,

Nope, not 10%

> and it's probably worth it.

Nope.

> Takes a lot of factors to do it your way,

Nope.

> and if you get the paperwork wrong, you can (in the US) be unable
> to sell, unable to bequeath the property or even be condemned.

It isnt hard to ensure that the paperwork aint wrong.

And it doesnt cost you anything like 10% to get someone to ensure that for you.

>>>>> All I can tell you is that I've always been able to rent much
>>>>> more cheaply than buy, to the tune of thousands per year.

>>>> And if you are a spendthrift, you can end up with
>>>> fuck all in the way of assets when you stop working.

>>> So don't do that.

>> Easier said than done with spendthrifts.

>>> I certainly don't.

>> I dont either, but I do recognise that owning is a form of forced saving for spendthrifts.

>> Nothing else works as effectively saving wise for them.

> That's probably unfortunately true. And in years past, I might have looked spendthrift, what with one income and two
> kids.

I never was, but most of those I know are.

> But that was then. Hasn't been that way for years.

== 3 of 6 ==
Date: Sun, Nov 15 2009 7:16 am
From: clams_casino


Les Cargill wrote:

>>
>>> I expect most people woefully underestimate just how much
>>> maintainence costs for a home.
>>
>>
>> I know I didnt. Its cost sweet fuck all over 35 years now.
>>
>
> That's completely ridiculous. No new roof, no plumbing
> issues? No paint? No carpet?
>

You need to understand that you are attempting to discuss a topic with a
troll that lives under an outhouse (thus no costs) - logic / facts will
be meaningless.


== 4 of 6 ==
Date: Sun, Nov 15 2009 10:03 am
From: krw


On Sun, 15 Nov 2009 00:09:25 -0500, Les Cargill
<lcargill99@comcast.net> wrote:

>SoCalMike wrote:
>> Les Cargill wrote:
>>> Bollocks. That's the fairy story. Do the math yourself - if and
>>> only if you can *actually afford it* - the TCO of ownership is
>>> strictly less than renting - is it more frugal. What people do
>>> is chase the tax break and pretend it's making them money. Well,
>>> the marginal rate is still far less than 100%, no matter what.
>>>
>>> This does not mean there are no strategies where home ownership is
>>> more frugal - just that one must prepare for it properly.
>>>
>>> Right now, the way prices are plummeting - it's a good
>>> time to transition to owning, assuming you have stable income.
>>> But what most people forget is all the peripheral cost of
>>> ownership.
>>
>> all depends. if you can get a fixed rate mortgage for less than what
>> your rent payments are, and are willing to fix most things on your own
>> its probably worth it.
>
>
>I expect most people woefully underestimate just how much
>maintainence costs for a home. All I can tell you is that
>I've always been able to rent much more cheaply than buy,
>to the tune of thousands per year.

Not true over the long term, given everything else being equal. Were
that true no one would rent property. Using the same reasoning you
must least your cars.


== 5 of 6 ==
Date: Sun, Nov 15 2009 2:31 pm
From: "h"

"Vic Smith" <thismailautodeleted@comcast.net> wrote in message
news:2o3vf55ek6ok763ki7gfo6hfhnf7icnr2p@4ax.com...
> On Sun, 15 Nov 2009 00:09:25 -0500, Les Cargill
> <lcargill99@comcast.net> wrote:
>
>>SoCalMike wrote:
>>> Les Cargill wrote:
>>>> Bollocks. That's the fairy story. Do the math yourself - if and
>>>> only if you can *actually afford it* - the TCO of ownership is
>>>> strictly less than renting - is it more frugal. What people do
>>>> is chase the tax break and pretend it's making them money. Well,
>>>> the marginal rate is still far less than 100%, no matter what.
>>>>
>>>> This does not mean there are no strategies where home ownership is
>>>> more frugal - just that one must prepare for it properly.
>>>>
>>>> Right now, the way prices are plummeting - it's a good
>>>> time to transition to owning, assuming you have stable income.
>>>> But what most people forget is all the peripheral cost of
>>>> ownership.
>>>
>>> all depends. if you can get a fixed rate mortgage for less than what
>>> your rent payments are, and are willing to fix most things on your own
>>> its probably worth it.
>>
>>
>>I expect most people woefully underestimate just how much
>>maintainence costs for a home. All I can tell you is that
>>I've always been able to rent much more cheaply than buy,
>>to the tune of thousands per year.
>

Maybe, but even including taxes my mortgage payment the FIRST year I owned
my house was only $25/month more than renting. Now, 25 years later, it's
about 30% of what I would have to pay for even a tiny 2-bedroom apartment.
Plus, even in this lousy economy I could sell the house tomorrow for at
least twice what I paid. Since I've only spent 30% of the purchase price in
maintenance and improvements (I built a garage and upgraded the kitchen),
it's been a HELL OF A LOT less expensive than renting. Plus, it's the only
investment I have that is currently worth more than I put into it.
Everything else, especially IRAs, have lost so much money I would actually
have been ahead if I'd put it in a passbook savings or even under the
mattress. Renting is almost always a losing proposition, as long as you buy
a house you can actually afford. If you make $25k a year you cannot afford a
$500k house. If you do that, you're really just renting, since you'll most
likely lose the house long before you have any equity.


== 6 of 6 ==
Date: Sun, Nov 15 2009 2:46 pm
From: clams_casino


h wrote:

>"Vic Smith" <thismailautodeleted@comcast.net> wrote in message
>news:2o3vf55ek6ok763ki7gfo6hfhnf7icnr2p@4ax.com...
>
>
>>On Sun, 15 Nov 2009 00:09:25 -0500, Les Cargill
>><lcargill99@comcast.net> wrote:
>>
>>
>>
>>>SoCalMike wrote:
>>>
>>>
>>>>Les Cargill wrote:
>>>>
>>>>
>>>>>Bollocks. That's the fairy story. Do the math yourself - if and
>>>>>only if you can *actually afford it* - the TCO of ownership is
>>>>>strictly less than renting - is it more frugal. What people do
>>>>>is chase the tax break and pretend it's making them money. Well,
>>>>>the marginal rate is still far less than 100%, no matter what.
>>>>>
>>>>>This does not mean there are no strategies where home ownership is
>>>>>more frugal - just that one must prepare for it properly.
>>>>>
>>>>>Right now, the way prices are plummeting - it's a good
>>>>>time to transition to owning, assuming you have stable income.
>>>>>But what most people forget is all the peripheral cost of
>>>>>ownership.
>>>>>
>>>>>
>>>>all depends. if you can get a fixed rate mortgage for less than what
>>>>your rent payments are, and are willing to fix most things on your own
>>>>its probably worth it.
>>>>
>>>>
>>>I expect most people woefully underestimate just how much
>>>maintainence costs for a home. All I can tell you is that
>>>I've always been able to rent much more cheaply than buy,
>>>to the tune of thousands per year.
>>>
>>>
>
>Maybe, but even including taxes my mortgage payment the FIRST year I owned
>my house was only $25/month more than renting. Now, 25 years later, it's
>about 30% of what I would have to pay for even a tiny 2-bedroom apartment.
>Plus, even in this lousy economy I could sell the house tomorrow for at
>least twice what I paid. Since I've only spent 30% of the purchase price in
>maintenance and improvements (I built a garage and upgraded the kitchen),
>it's been a HELL OF A LOT less expensive than renting. Plus, it's the only
>investment I have that is currently worth more than I put into it.
>Everything else, especially IRAs, have lost so much money I would actually
>have been ahead if I'd put it in a passbook savings or even under the
>mattress. Renting is almost always a losing proposition, as long as you buy
>a house you can actually afford. If you make $25k a year you cannot afford a
>$500k house. If you do that, you're really just renting, since you'll most
>likely lose the house long before you have any equity.
>
>
>
>
A lot actually depends on timing. Most any home purchased within the
past 4-5 years has most likely been a money losing proposition. Any
purchase before about 2002 is likely making some return and probably
costs less than renting, providing one itemizes to make use of the
government tax / interest subsidies. For those using a standard
deduction, the advantages to own vs. rent gets quite debatable. For
most, one can / will likely rent a lot smaller residence than they
purchase so renting can be cheaper since it's typically difficult to buy
decent housing comparable in size to a typical apartment. .

==============================================================================
TOPIC: ღღღღღ 2009 Cheap wholesale CAP, Winter Hat (Aff, Bape, Coogi, ED, Gucci.
..) at website: www.fjrjtrade.com <Paypal Payment>+<Free Shipping>
http://groups.google.com/group/misc.consumers.frugal-living/t/a19f5ed0cdcff8f7?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 12:47 am
From: fjrjtrade


ღღღღღ 2009 Cheap wholesale CAP, Winter Hat (Aff, Bape, Coogi, ED,
Gucci...) at website: www.fjrjtrade.com <Paypal Payment>+<Free
Shipping>


Cheap Wholesale caps

http://www.fjrjtrade.com/category-1455-b0-Cap.html

Cheap Wholesale Caps:

High quality cheap Wholesale A Cap

http://www.fjrjtrade.com/category-1456-b0-A-CAP.html

High quality cheap Wholesale AFF Cap

http://www.fjrjtrade.com/category-1457-b0-Aff-CAP.html

High quality cheap Wholesale Bape Baseball Cap

http://www.fjrjtrade.com/category-1459-b0-Bape-Baseball-CAP.html

High quality cheap Wholesale C Cap

http://www.fjrjtrade.com/category-1461-b0-C-CAP.html

High quality cheap Wholesale CA Cap

http://www.fjrjtrade.com/category-1462-b0-CA-CAP.html

High quality cheap Wholesale Cincinnati Reds Cap

http://www.fjrjtrade.com/category-1463-b0-Cincinnati-Reds-CAP.html

High quality cheap Wholesale Colorado Rockies Cap

http://www.fjrjtrade.com/category-1464-b0-Colorado-Rockies-CAP.html

High quality cheap Wholesale Coogi Cap

http://www.fjrjtrade.com/category-1465-b0-Coogi-CAP.html

High quality cheap Wholesale DC Baseball Cap

http://www.fjrjtrade.com/category-1466-b0-DC-Baseball-CAP.html

High quality cheap Wholesale Detroit Tigers Cap

http://www.fjrjtrade.com/category-1467-b0-Detroit-Tigers-CAP.html

High quality cheap Wholesale ED Cap

http://www.fjrjtrade.com/category-1468-b0-ED-CAP.html

High quality cheap Wholesale ED Winter hat

http://www.fjrjtrade.com/category-1469-b0-ED-Winter-hat.html

High quality cheap Wholesale Gucci Cap

http://www.fjrjtrade.com/category-1471-b0-Gucci-CAP.html

High quality cheap Wholesale Gucci Winter hat

http://www.fjrjtrade.com/category-1472-b0-Gucci-Winter-hat.html

High quality cheap Wholesale Houston Astros Cap

http://www.fjrjtrade.com/category-1473-b0-Houston-Astros-CAP.html

High quality cheap Wholesale Jordan Cap

http://www.fjrjtrade.com/category-1474-b0-Jordan-CAP.html

High quality cheap Wholesale Kanas City Royals Cap

http://www.fjrjtrade.com/category-1475-b0-Kansas-City-Royals-CAP.html

High quality cheap Wholesale B Cap

http://www.fjrjtrade.com/category-1638-b0-B-CAP.html

High quality cheap Wholesale LA Cap

http://www.fjrjtrade.com/category-1476-b0-LA-CAP.html

High quality cheap Wholesale Monster Energy Hats Cap

http://www.fjrjtrade.com/category-2053-b0-Monster-Energy-Hats-CAP.html

High quality cheap Wholesale LV Cap

http://www.fjrjtrade.com/category-1639-b0-LV-CAP.html

High quality cheap Wholesale Minnesota Twins Cap

http://www.fjrjtrade.com/category-1477-b0-Minnesota-Twins-CAP.html

High quality cheap Wholesale Polo Cap

http://www.fjrjtrade.com/category-1640-b0-POLO-CAP.html

High quality cheap Wholesale NBA Cap

http://www.fjrjtrade.com/category-1478-b0-NBA-CAP.html

High quality cheap Wholesale NEWERA Cap

http://www.fjrjtrade.com/category-1641-b0-NEWERA-CAP.html

High quality cheap Wholesale New era1 Cap

http://www.fjrjtrade.com/category-1479-b0-New-era1-CAP.html

High quality cheap Wholesale New era1 Leather Cap

http://www.fjrjtrade.com/category-2054-b0-New-Era1-Leather-CAP.html

High quality cheap Wholesale New era2 Cap

http://www.fjrjtrade.com/category-1480-b0-New-era2-CAP.html

High quality cheap Wholesale New Era1 NY Cap

http://www.fjrjtrade.com/category-2055-b0-New-Era1-NY-CAP.html

High quality cheap Wholesale New Era Winter hat

http://www.fjrjtrade.com/category-1481-b0-New-Era-Winter-hat.html

High quality cheap Wholesale New Era Cap

http://www.fjrjtrade.com/category-2056-b0-New-Era-CAP.html

High quality cheap Wholesale Oakland Athletics Cap

http://www.fjrjtrade.com/category-1483-b0-Oakland-Athletics-CAP.html

High quality cheap Wholesale P Cap

http://www.fjrjtrade.com/category-1484-b0-P-CAP.html

High quality cheap Wholesale Philadelphia Philies Cap

http://www.fjrjtrade.com/category-1485-b0-Philadelphia-Phillies-CAP.html

High quality cheap Wholesale Red Bull Cap

http://www.fjrjtrade.com/category-1486-b0-Red-Bull-CAP.html

High quality cheap Wholesale San Diego Padres Cap

http://www.fjrjtrade.com/category-1487-b0-San-Diego-Padres-CAP.html

High quality cheap Wholesale Player Version Cap

http://www.fjrjtrade.com/category-2058-b0-Player-Version-CAP.html

High quality cheap Wholesale Sf Baseball Cap

http://www.fjrjtrade.com/category-1488-b0-Sf-Baseball-CAP.html

High quality cheap Wholesale Smet Cap

http://www.fjrjtrade.com/category-1489-b0-Smet-CAP.html

High quality cheap Wholesale Sox Cap

http://www.fjrjtrade.com/category-1490-b0-Sox-CAP.html

High quality cheap Wholesale St Louis Cardinals Cap

http://www.fjrjtrade.com/category-1491-b0-St-Louis-Cardinals-CAP.html

High quality cheap Wholesale Superman Cap

http://www.fjrjtrade.com/category-2057-b0-Superman-CAP.html

High quality cheap Wholesale Texas Rangers Cap

http://www.fjrjtrade.com/category-1494-b0-Texas-Rangers-CAP.html

High quality cheap Wholesale Washington Nationals Cap

http://www.fjrjtrade.com/category-1495-b0-Washington-Nationals-CAP.html

Details at website:
http://www.fjrjtrade.com


==============================================================================
TOPIC: ﻬஐ ﻬஐ HOT Sale!!! 2009 NEW Cheap wholesale G-star Long Sleeve, A&F Long
Sleeve, ED Hardy Long Sleeve, Gucci Long Sleeve ect at website: www.fjrjtrade.
com <Paypal Payment>
http://groups.google.com/group/misc.consumers.frugal-living/t/3afa0f79e4bb9961?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 5:07 am
From: fjrjtrade


ﻬஐ ﻬஐ HOT Sale!!! 2009 NEW Cheap wholesale G-star Long Sleeve, A&F
Long Sleeve, ED Hardy Long Sleeve, Gucci Long Sleeve ect at website:
www.fjrjtrade.com <Paypal Payment>


Cheap wholesale Long Sleeve www.fjrjtrade.com

Cheap wholesale Long Sleeve

http://www.fjrjtrade.com/840-Long-Sleeve.html

Cheap wholesale Armani Long Sleeve

http://www.fjrjtrade.com/1916-Armani-Long-Sleeve.html

Cheap wholesale G-STAR Long Sleeve

http://www.fjrjtrade.com/1915-G-STAR-Long-Sleeve.html

Cheap wholesale A&F Long Sleeve

http://www.fjrjtrade.com/841-AF-Long-Sleeve.html

Cheap wholesale A&F Man Long Sleeve

http://www.fjrjtrade.com/842-AF-Man-Long-Sleeve.html

Cheap wholesale A&F Long Sleeve Women

http://www.fjrjtrade.com/2114-AF-Long-Sleeve-Women.html

Cheap wholesale Christan Audigier Long Sleeve

http://www.fjrjtrade.com/845-Christan-Audigier-Long-Sleeve.html

Cheap wholesale Christan Audigier Man Long Sleeve

http://www.fjrjtrade.com/846-Christan-Audigier-Man-Long-Sleeve.html

Cheap wholesale Christan Audigier Women Long Sleeve

http://www.fjrjtrade.com/847-Christan-Audigier-Women-Long-Sleeve.html

Cheap wholesale D&G Man Long Sleeve

http://www.fjrjtrade.com/849-DG-Man-Long-Sleeve.html

Cheap wholesale Ecko Long Sleeve

http://www.fjrjtrade.com/2115-Ecko-Long-Sleeve.html

Cheap wholesale ED Hardy Long Sleeve

http://www.fjrjtrade.com/850-ED-Hardy-Long-Sleeve.html

Cheap wholesale ED Hardy Man Long Sleeve

http://www.fjrjtrade.com/851-ED-Hardy-Man-Long-Sleeve.html

Cheap wholesale ED Hardy Women Long Sleeve

http://www.fjrjtrade.com/852-ED-Hardy-Women-Long-Sleeve.html

Cheap wholesale Gucci Long Sleeve

http://www.fjrjtrade.com/2116-Gucci-Long-Sleeve.html

Cheap wholesale Lacoste Long Sleeve

http://www.fjrjtrade.com/2117-Lacoste-Long-Sleeve.html

Cheap wholesale LV Long Sleeve

http://www.fjrjtrade.com/2118-LV-Long-Sleeve.html

Cheap wholesale Nike Long Sleeve

http://www.fjrjtrade.com/2119-Nike-Long-Sleeve.html

Cheap wholesale Ralph Lauren POLO Long Sleeve

http://www.fjrjtrade.com/2120-Ralph-Lauren-POLO-Long-Sleeve.html


More details at website:
http://www.fjrjtrade.com

==============================================================================
TOPIC: Cheap Wholesale Jordan Shoes, Jordan flying,Trunner Q4,11+Obama, Air
Yeezy,True Flight (www.guoshitrade.com)
http://groups.google.com/group/misc.consumers.frugal-living/t/896e21611f4b2b0b?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 5:29 am
From: guoshibb


Cheap Wholesale Jordan 1 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 1.5 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 2 Man
Cheap Wholesale Jordan 2.5 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 3 (free shipping www.guoshitrade.com)
Cheap Wholesale Jordan 3.5
Cheap Wholesale Jordan 4 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 4.5 Man
Cheap Wholesale Jordan 5 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 5.5 Man
Cheap Wholesale Jordan 6 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 6.5 Kid
Cheap Wholesale Jordan 7 (free shipping www.guoshitrade.com)
Cheap Wholesale Jordan 7.5 Man
Cheap Wholesale Jordan 8
Cheap Wholesale Jordan 9 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 9.5 Man
Cheap Wholesale Jordan 10 Man
Cheap Wholesale Jordan 11 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 11.5 Man
Cheap Wholesale Jordan 12 Man (free shipping www.guoshitrade.com)
Cheap Wholesale Jordan 12.5 Man
Cheap Wholesale Jordan 13 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 14 Man
Cheap Wholesale Jordan 15 Man
Cheap Wholesale Jordan 15.5 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 16 Man
Cheap Wholesale Jordan 17 Man
Cheap Wholesale Jordan 18 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 19 Man
Cheap Wholesale Jordan 19.5 Man
Cheap Wholesale Jordan 22 Man (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 22.5 Man
Cheap Wholesale Jordan 23 Man
Cheap Wholesale Jordan 24 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Air Yeezy (free shipping www.guoshitrade.com)
Cheap Wholesale Jodan 23+AF1
Cheap Wholesale Jordan 1+Jordan 2+Jordan 5+Jordan 7
Cheap Wholesale Jordan 3+AF1 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 3+Jordan 5+Jordan 15 (paypal payment)
(www.guoshitrade.com )
Cheap Wholesale Jordan 4+AF1
Cheap Wholesale Jordan 4.5+AF1
Cheap Wholesale Jordan 5+AF1 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 6+AF1
Cheap Wholesale Jordan 9+AF1 (free shipping www.guoshitrade.com)
Cheap Wholesale Jordan 9+Jordan 23 (paypal payment)
(www.guoshitrade.com )
Cheap Wholesale Jordan 11+AF1
Cheap Wholesale Jordan 11.5+AF1
Cheap Wholesale Jordan 11+Anthony (paypal payment)
(www.guoshitrade.com )
Cheap Wholesale Jordan 11+Jordan 12
Cheap Wholesale Jordan 11+Jordan 13
Cheap Wholesale Jordan 11+Jordan 23 (paypal payment)
(www.guoshitrade.com )
Cheap Wholesale Jordan 11+Obama
Cheap Wholesale Jordan 12+AF1
Cheap Wholesale Jordan 13+AF1 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 13+AJ6Rings
Cheap Wholesale Jordan 16.5+AF1 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 18+Jordan 23
Cheap Wholesale Jordan 20+AF1 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 21+Jordan 23
Cheap Wholesale Jordan 25+AF1 (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan 6 unite1
Cheap Wholesale Jordan 8 unite1
Cheap Wholesale Jordan flying (paypal payment)(www.guoshitrade.com )
Cheap Wholesale Jordan foamposite liite Man
Cheap Wholesale Jordan Melo M5 Man
Cheap Wholesale Jordan True Flight
Cheap Wholesale Jordan Trunner Q4 (free shipping www.guoshitrade.com)

==============================================================================
TOPIC: skin care tips
http://groups.google.com/group/misc.consumers.frugal-living/t/e98a64d997490134?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 7:47 am
From: Hayes


I'd like to share with you some tips (dont's) of skin care.

1. Don't Smoke. Not only does smoking restrict blood flow but the
toxins
from the smoke encourage free radical formation. This not only damages
your skin but also allows wrinkles and fine lines to be more
prevalent.

2. Don't Drink excessive alcohol. Although it's nice to celebrate with
a
few Margaritas every now and then, making it a lifestyle leaves you
with more than a nasty hangover the next day. Aside from damaging your
liver, alcohol slows circulation and dehydrates the body leaving skin
looking older and less lively.

3. Don't Stress out! Easier said than done, I know. Stress causes
breakout on the face that, in turn, leads to even more stress and even
more breakouts! It's a vicious cycle. Invest in some Yoga classes or
tell the kids to watch a movie while you slip into a nice warm bath
after a long stressful day. Your skin will thank you.

4. Don't Bake in the sun. What's that sizzling sound? Although a day
at
the beach and blistering sunburn may sound like a great idea, your
skin is screaming for help. UV rays intensify free radical formation,
which, as stated earlier, leads to a more aged look. Get to know SPF
protection. Use it wisely and it will treat you well.

5. Don't Take Too Much Vitamin A
You may have heard that vitamin A helps cure acne. What you may not
know is that if you take too much of it, vitamin A can accumulate in
your liver to dangerous levels and cause serious health problems. It's
best to get your vitamin A in moderation, from whole foods. Good
sources include leafy greens (like spinach and watercress) and orange
veggies (like sweet potatoes, pumpkin, and carrots

Detailed skin care tips can be found at http://www.skin-care-tutor.blogspot.com/

==============================================================================
TOPIC: No Swine Flu Sick Leave For Wal-Mart Slaves! No SURPRISE, Either!
http://groups.google.com/group/misc.consumers.frugal-living/t/f7324c46ba4e89fe?hl=en
==============================================================================

== 1 of 5 ==
Date: Sun, Nov 15 2009 7:57 am
From: Tony Sivori


h wrote:


> "Tony Sivori" <TonySivori@yahoo.com> wrote in message
> news:pan.2009.11.14.23.45.36.607889@yahoo.com...
>> krw wrote:
>>>
>>> Any more red herrings in your bag of tricks, shit-for-brains?
>>
>> Been nice discussing this topic with you, I stand in awe of your
>> oratory skill and logical mind.
>
> Just killfile that loon like the rest of us already have.

Good advice. Done.

--
Tony Sivori
Due to spam, I'm filtering all Google Groups posters.


== 2 of 5 ==
Date: Sun, Nov 15 2009 8:18 am
From: Tony Sivori


Dave C. wrote:

> Tony Sivori wrote:
>> It's not that simple. Wal-Mart has an "occurrence based" attendance
>> policy, similar to where I work. If you miss work due to illness, even
>> with a valid doctor's statement, you receive a point.
>
> That is fucking nuts. In the age of swine flu, you should be able to
> stay home with or without a doctor's statement...with no penalty at all
> attached to staying home.

You're right about that. People do come in sick and contagious, and they
spread it around.

>> For my employer, one minute late or leaving one minute early equals one
>> half of a point. One day missed with doctor's statement equals one
>> point. Refusing mandatory overtime equals one point. Staying home with
>> a sick child equals one point. A point stays on your record for one
>> year from the day you get it. Seven points equals fired.
>
> I wouldn't have ever gotten through the orientation for your employer.
> If they are that anal, I would have probably walked out during the
> initial interview. Shit man, I'd be tempted to rack up 7 points in a
> week. Or are you in one of those areas with 40% unemployment REPORTED
> as 20%? -Dave

Unemployment is about 11% in my area, only a point above the national
average.

Unlike Wal-Mart, my employer pays above the local average. I've been there
five years. Since the economy went sour, they have stepped up the
nastiness.

In better times, I'd have smiled, shook their hand, told them how great it
has been and then walked out. Quite a few have done that recently. Given
the current job market, I tend to remind myself that if all goes well,
I'll have financial independence in another ten years.

--
Tony Sivori
Due to spam, I'm filtering all Google Groups posters.


== 3 of 5 ==
Date: Sun, Nov 15 2009 10:09 am
From: krw


On Sat, 14 Nov 2009 21:55:50 -0500, "h" <tmclone@searchmachine.com>
wrote:

>
>"Tony Sivori" <TonySivori@yahoo.com> wrote in message
>news:pan.2009.11.14.23.45.36.607889@yahoo.com...
>> krw wrote:
>>>
>>> Any more red herrings in your bag of tricks, shit-for-brains?
>>
>> Been nice discussing this topic with you, I stand in awe of your oratory
>> skill and logical mind.
>
>Just killfile that loon like the rest of us already have.

You're wrong. I come here to laugh at leftist loons.


== 4 of 5 ==
Date: Sun, Nov 15 2009 12:50 pm
From: Rick Merrill


Tony Sivori wrote:
> Rick Merrill wrote:
>
>> Does Walmart apply the same policies and "points" to their executives as
>> they do to their line employees?
>
> I don't know, but I doubt it.
>
> The management where I work is not subject to the occurrence based
> attendance policy.
>

And isn't this the same problem we have with congress? They make
different rules (and different health insurance) to cover themselves!

Gack! It wasn't supposed to work this way: "representatives" were
supposed to be one of the people.

== 5 of 5 ==
Date: Sun, Nov 15 2009 3:29 pm
From: Tony Sivori


Rick Merrill wrote:

> Tony Sivori wrote:
>> Rick Merrill wrote:
>>
>>> Does Walmart apply the same policies and "points" to their executives
>>> as they do to their line employees?
>>
>> I don't know, but I doubt it.
>>
>> The management where I work is not subject to the occurrence based
>> attendance policy.
>>
>>
> And isn't this the same problem we have with congress? They make
> different rules (and different health insurance) to cover themselves!
>
> Gack! It wasn't supposed to work this way: "representatives" were
> supposed to be one of the people.

Unsurprisingly, they get the best care that money can buy. At rates that
you or your employer can't touch. And the taxpayer pays most of their
premium.

http://public-healthcare-issues.suite101.com/article.cfm/health_care_for_the_us_congress

http://abcnews.go.com/Health/story?id=2588181&page=1

--
Tony Sivori
Due to spam, I'm filtering all Google Groups posters.

==============================================================================
TOPIC: ☞ Cheap wholesale True Relig Jeans at website: www.fjrjtrade.com <
paypal payment>
http://groups.google.com/group/misc.consumers.frugal-living/t/2d8d4419782789b9?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 7:59 am
From: fjrjtrade


☞ Cheap wholesale True Relig Jeans at website: www.fjrjtrade.com
<paypal payment>


Cheap Wholesale Jeans www.fjrjtrade.com

Cheap Wholesale True Relig Jeans www.fjrjtrade.com

Cheap Wholesale True Relig Jeans www.fjrjtrade.com

Cheap Wholesale others Jeans www.fjrjtrade.com

╃Men Size 30,32,34,36,38,40 Women Size 26,27,28,29,30,31 Cheap
Wholesale Jean

http://www.fjrjtrade.com/category-1261-b0-Jean.html

Wholesale True Relig Jeans (paypal payment)

http://www.fjrjtrade.com/category-1285-b0-True-Relig-Jean.html

Wholesale True Relig Men Jeans (paypal payment)

http://www.fjrjtrade.com/category-1289-b0-True-Relig-Man-Jean.html

Wholesale True Relig Women Jeans (paypal payment)

http://www.fjrjtrade.com/category-1290-b0-True-Relig-Women-Jean.html


Website:
http://www.fjrjtrade.com


==============================================================================
TOPIC: Acai juice now in supermarkets
http://groups.google.com/group/misc.consumers.frugal-living/t/2cfe81079a38305b?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 10:07 am
From: "www.Queensbridge.us"


On Nov 14, 4:59 pm, "Bob F" <bobnos...@gmail.com> wrote:
> www.Queensbridge.uswrote:
> > I was very surprised to find this week that
> > Acai Juice
> > sometimes sold via MLM at $45.00 a bottle was
> > $2.50 for a liter at
> > the supermarket in Queensbridge, LIC, Queens, NYC, NY
>
> > The cheapest that Costco has it is $17.00 a bottle.
>
> > Is the bottom about to fall out of
> > Acai MLM?
>
> Or is it really watered down?

No, it seems full strength.
A film forms on inside of glass when drinking, indicating to me that
it was not diluuted too much.

Today, Sunday, I have photo of carton at
http://www.Queensbridge.us

==============================================================================
TOPIC: found a site, shipping container and other green stuff
http://groups.google.com/group/misc.consumers.frugal-living/t/c188e775b9c024c3?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 1:24 pm
From: clams_casino


sr wrote:

>---
>I am not interested in housing codes, reason for unrestricted land. No
>codes. Fee will, self responsibility. If it goes wrong, you have only
>yourself to blame. That's how I live my life, which is getting more
>difficult as society becomes more and more a "nanny state" putting
>restrictions on its citizens.
>
>
>
>
And pity the poor sucker who may eventually own your (dangerous) piece
of crap.

Thanks for an excellent example as to why building codes are a necessity.

Of course, it's people like you who have made the need for so many laws
of protection.

==============================================================================
TOPIC: === Various Products + Low Price + Good Quality ==T-shirts,Shoes,
Handbags,Caps,Sunglasses,Belts,Swimming Suites,Accessories,Sport Jerseys,
Shorts,Jeans,Jackets == Welcome To Site www.ebaychinaonline.com Paypal Payment
http://groups.google.com/group/misc.consumers.frugal-living/t/ef574518d95d34e9?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 3:44 pm
From: tradecentral


For more information,please contact Sophie,Yahoo:
globaltrader2009@yahoo.com.cn

Minimum order is one,factory price also!Paypal payment free
shipping,ship time will take 4-7 working days.

Jeans*** www.ebaychinaonline.com
sara jean underwood,jeans,tight jeans,jean louisa kelly,jean
gentry,lee jeans,true religion jeans,blue jeans,hudson jeans,skinny
jeans,jean harlow,billie jean,girls jeans,coogi jeans,ed hardy
jeans,evisu jeans,rock and republic jeans,rock revival jeans,levis
jeans,red monkey jeans.

Belt*** www.ebaychinaonline.com
garter belt,lara croft holster belt,asteroid belt,gates
belts,belts,belt buckles,garter belts,gucci belts,lv belts,coach
belts,ed hardy belts,dior belts,versace belts,burberry belts,boss
belts,bvlgari belts,d&g belts,nike belts,armani belts.

Handbags*** www.ebaychinaonline.com
handbags,coach handbags,designer handbags,wholesale handbags,gucci
handbags,replica louis vuitton handbags,replica handbags,handbag,candy
wrapper handbags,lv handbags,juicy couture handbags,prada
handbags,fendi handbags,ed hardy handbags,burberry handbags,dooney &
bourke handbags,versace handbags,cartier handbags,balenciaga
handbags.

Purses & Wallets*** www.ebaychinaonline.com
wallets,wallet,buxton wallets,leather wallets,mens wallets,gucci
wallets,coach wallets,
prada wallets,burberry wallets,knock off designer purse,coach
purses,purses,concealed carry purse,fake coach purses,discount coach
purses,coach purse,purse patterns,purse,wholesale purses.

Scarves*** www.ebaychinaonline.com
silk scarves,scarves,fashion scarves,head scarves,knitted
scarves,tying head scarves.

Tie*** spread eagle tie,tie,simpson strong tie,lv tie,coach
tie,necktie aaa tie.

Pants*** girls pulling pants,pants,tight pants,plastic pants,hot
pants,ed hardy pants.

Hat & Cap*** www.ebaychinaonline.com
hats,zoo york hats,nascar hats,hat,cowboy hats,red hat society,new era
hats,stetson hats,
free fleece hat patterns,dc hats,top hat,red hat,cowboy hat,baseball
hats,sun hats,tilley hats,straw hats,phim cap 3,cap and trade,cap and
trade bill,graduation cap,cap,truck caps,pop cap,baseball caps.

Sunglasses*** www.ebaychinaonline.com
sunglasses,oakley sunglasses,designer sunglasses,ray ban
sunglasses,maui jim sunglasses,
gucci sunglasses,cheap sunglasses,costa del mar sunglasses,versace
sunglasses,shark wearing sunglasses,prada sunglasses,wholesale
sunglasses,polarized sunglasses,discount sunglasses,
prescription sunglasses,serengeti sunglasses,bifocal sunglasses,cheap
designer sunglasses,
revo sunglasses,rayban sunglasses,spy sunglasses,replica
sunglasses,fake oakley sunglasses,
spectacles,cheap spectacles,designer spectacles.

==============================================================================
TOPIC: Help desperately needed...
http://groups.google.com/group/misc.consumers.frugal-living/t/3bc61634a67ee8ad?hl=en
==============================================================================

== 1 of 5 ==
Date: Sun, Nov 15 2009 4:47 pm
From: maryatbeach@webtv.net (Mary Mathews)

During the storm this past week my car leaked and the water puddled on
the floor board behind the driver's seat. I got the water out, but there
is a terrible odor. Does anyone know of a strong deodorizer that I could
use on my car. Thank you, sincerely. Mary

== 2 of 5 ==
Date: Sun, Nov 15 2009 5:37 pm
From: "JonquilJan"


Try kitty litter. The scoopable kind. It will not only absorb any leftover
moisture but also wllhep with the odor.

But it could me mildew. You might hae o replace the carpet.

JonquilJan

Learn something new every day
As long as you are learning, you are living
When you stop learning, you start dying


== 3 of 5 ==
Date: Sun, Nov 15 2009 7:46 pm
From: maryatbeach@webtv.net (Mary Mathews)

Thank you so much! I will get some 'kitty litter' in the morning. If it
doesn't work I will check on having the carpet replaced. Thanks again.
Mary

== 4 of 5 ==
Date: Sun, Nov 15 2009 9:36 pm
From: « Jeem »


On Sun, 15 Nov 2009 20:37:54 -0500, "JonquilJan" <ward39@imcnet.net>
wrote:

>Try kitty litter. The scoopable kind. It will not only absorb any leftover
>moisture but also wllhep with the odor.
>
>But it could me mildew. You might hae o replace the carpet.
>
>JonquilJan
>
>Learn something new every day
>As long as you are learning, you are living
>When you stop learning, you start dying
>
Replacing the carpeting should be the very last resort. If you get no
answers here that seem to work, I would try AllExperts.com


== 5 of 5 ==
Date: Sun, Nov 15 2009 9:51 pm
From: "h"

"Mary Mathews" <maryatbeach@webtv.net> wrote in message
news:18631-4B00CB0B-2522@storefull-3111.bay.webtv.net...
>
> Thank you so much! I will get some 'kitty litter' in the morning. If it
> doesn't work I will check on having the carpet replaced. Thanks again.
> Mary
>

Make sure to get unscented litter. There are LOTS of litters out there with
some truly vile odors! There's a "citrus" one which smells worse than fresh,
uncovered cat output!

==============================================================================
TOPIC: "paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang jobs ads" "
nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
http://groups.google.com/group/misc.consumers.frugal-living/t/13cd5e2e17bec66a?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Nov 15 2009 8:45 pm
From: Naeem


"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
"paperpk" "paper pk" "paperpk.com" "express newspaper" "newspaper
classified ads" "dawn jobs ads" "jang newspaper" "dawn jobs" "jang
jobs ads" "nawaiwaqt" "classified ads" on www.npjobs.blogspot.com
vv


==============================================================================

You received this message because you are subscribed to the Google Groups "misc.consumers.frugal-living"
group.

To post to this group, visit http://groups.google.com/group/misc.consumers.frugal-living?hl=en

To unsubscribe from this group, send email to misc.consumers.frugal-living+unsubscribe@googlegroups.com

To change the way you get mail from this group, visit:
http://groups.google.com/group/misc.consumers.frugal-living/subscribe?hl=en

To report abuse, send email explaining the problem to abuse@googlegroups.com

==============================================================================
Google Groups: http://groups.google.com/?hl=en