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Friday, October 27, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 2 updates in 1 topic
Wednesday, October 25, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic
- Frugal Investing - 1 Update
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Oct 24 07:37PM -0700 On Tuesday, October 24, 2017 at 6:49:14 PM UTC-5, John Weiss wrote: > than you get in interest. The good news is that $100K may be enough for > them to waive monthly fees; the bad news is that you may have to keep a > chunk of that money in low- or no-interest accounts. I pay no fees or a monthly charge on checking and savings account; never have. I only keep a few thousand dollars in the savings account and that's to cover any appliance or vehicle emergencies. Years ago I signed up to have my paycheck deposited in my checking account and that qualified me for free checking. I only write 4-5 checks per year and when I need new ones (the plain blue or green) I order them online from one of the check printing places for a LOT less than the bank charges. > your $$ will be in very-short-term CDs or holding accounts with lower > interest. Of course, YMMV depending on type of bank (brick, online, > credit union...) and current special offers. I don't even fool with CD's any more as the bank keeps the lion share of interest. That money is with an investment company. |
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Tuesday, October 24, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 4 updates in 3 topics
| 21blackswan@gmail.com: Oct 24 02:58PM -0700 > On Thursday, July 6, 2017 at 10:39:06 AM UTC-7, beaver...@live.com wrote: > > I am making way too much money right now. I don't even want to spend it if I can help it but I should be earning interest on it. I am so unprepared but I never thought this day would come. What do I do? > Is $80-100,000 too low to reap enough dividends to pay my basic monthly living expenses of under $1000? you can easily get 1%+ with insured bank accounts dividends are only stocks, i think, and with stocks come risk let's say 1% x 100,000 is 10k, divided by 12 equals $833.33 [if you can get more than 1%, then closer to $1000 a month] you can also look into laddered CDs, for more interest; do some research on this; you only tie up a portion at a time of your 100k marc |
| John Weiss <jrweiss98155@comcast.net>: Oct 24 04:49PM -0700 > let's say 1% x 100,000 is 10k, divided by 12 equals $833.33 > you can also look into laddered CDs, for more interest; > do some research on this; you only tie up a portion at a time of your 100k The key is to find a bank/credit union that won't charge more in fees than you get in interest. The good news is that $100K may be enough for them to waive monthly fees; the bad news is that you may have to keep a chunk of that money in low- or no-interest accounts. Interest on Money Market accounts is in the 0.5% range. Shorter-term CDs (12-24 months) max out around 2%. Laddering them takes a bit of time and effort to set up the sequence; and at the beginning, much of your $$ will be in very-short-term CDs or holding accounts with lower interest. Of course, YMMV depending on type of bank (brick, online, credit union...) and current special offers. |
| ggggg9271@gmail.com: Oct 24 11:55AM -0700 https://www.bloomberg.com/news/articles/2017-10-24/mcdonald-s-rolls-out-successor-to-dollar-menu-as-price-war-rages |
| ggggg9271@gmail.com: Oct 24 11:53AM -0700 https://www.bloomberg.com/news/articles/2017-10-24/mcdonald-s-rolls-out-successor-to-dollar-menu-as-price-war-rages |
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Monday, October 16, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic
| hollywoodjuicer@gmail.com: Oct 16 09:30AM -0700 On Monday, July 8, 2002 at 5:49:55 PM UTC-7, PT wrote: > Post a reply to this message in the newsgroups if any of you unhappy > Staber users out there wish to add anything or confirm you are > experiencing some of the same things I am. I've had my Staber for more than ten years now, and it works fine. It did oversuds on my very first wash, but that was because I (foolishly) ignored the instructions and used an "ultra sudsing" detergent -- after that I've been using the right powdered detergent with no problems whatsoever. Staber's customer service is rather thin, though -- and being a niche brand, finding a local repair person to deal with any serioius problems my be a challenge when the time comes -- but my washer hasn't yet needed any fixing. For doing normal household laundry, it's been everything I'd hoped for when I bought the machine. |
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Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic
| ggggg9271@gmail.com: Oct 14 11:30PM -0700 > Instead of buying a new chair, I was wondering if any of you have found something that can be put on a chair to make it more comfortable. Has anyone tried the bamboo cushion?: https://www.google.com/search?tbm=isch&source=hp&biw=1366&bih=662&q=bamboo+cusion&oq=bamboo+cusion&gs_l=img.3..0i10i24k1.603.4311.0.4664.14.14.0.0.0.0.189.1641.0j12.12.0....0...1.1.64.img..2.12.1638.0..0j35i39k1j0i30k1j0i5i30k1j0i8i30k1.0.nCM9xPcHZRY#imgrc=_B5YO01NqlhCMM: |
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Saturday, October 14, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic
- What's in your Asshole? - 1 Update
| anus-inspector@DAI.gov: Oct 14 04:06PM -0500 Who cares what's in your wallet..... What's in your Asshole? |
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Friday, October 13, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic
- Justice In America - 1 Update
| Nicodemus <Ancient-of-Days@Heaven.Net>: Oct 12 11:39PM https://www.youtube.com/watch?v=eO8R1w8qrgo Wienstien is a dead man |
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Thursday, October 12, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 10 updates in 2 topics
- No-frills b/w copier for copying checks and bills - 9 Updates
- Frugal Investing - 1 Update
| Bob F <bobnospam@gmail.com>: Oct 10 07:03PM -0700 > Any recommendations? Get a old used laser all-in-one printer. Lasers cost way less than any inkjet per page. Simple B&W one should handle what you need. |
| RJH <patchmoney@gmx.com>: Oct 11 10:49AM +0100 > Any recommendations? I've used a Samsung SCX 4300 laser all-in-one for some years. Works fine and reliably. I replaced the starter toner supplied with a generic type about 3 years ago - still going. Connected via USB to Mac and Windows machines, quite noisy when it's printing, and a very high standby electricity consumption (20W IIRC). All of that said, I now tend to just take a photo with my phone and keep the electronic copy. -- Cheers, Rob |
| BigDog811 <bigdog811@gmail.com>: Oct 11 02:32PM -0700 > Any recommendations? Generally speaking, copies of bills can be downloaded by logging onto your account with the company that issued them. Images of cleared checks can be downloaded from the bank they're drawn on. Just keep the digital files, as catalpa suggests. No reason to waste all the paper and ink/toner unless an issue arises. |
| ItsJoan NotJoann <itsjoannotjoann@webtv.net>: Oct 11 02:48PM -0700 On Wednesday, October 11, 2017 at 4:32:42 PM UTC-5, BigDog811 wrote: > Generally speaking, copies of bills can be downloaded by logging onto your account with the company that issued them. Images of cleared checks can be downloaded from the bank they're drawn on. Just keep the digital files, as catalpa suggests. No reason to waste all the paper and ink/toner unless an issue arises. Best information yet from both you and catalpa. He'll probably will never need the paper copy but he'll have it just in case. |
| John Weiss <jrweiss98155@comcast.net>: Oct 11 02:54PM -0700 On 10/11/2017 14:32, BigDog811 wrote: > On Tuesday, October 10, 2017 at 12:48:01 AM UTC-4, gggg...@gmail.com wrote: >> Any recommendations? > Generally speaking, copies of bills can be downloaded by logging onto your account with the company that issued them. Images of cleared checks can be downloaded from the bank they're drawn on. Just keep the digital files, as catalpa suggests. No reason to waste all the paper and ink/toner unless an issue arises. Any good all-in-one scanner will have PDF software included, so you can "print" directly to PDF without using paper. If not, you can download PDF Creator from pdfforge.org. It is free (decline the add-ons), and installs as a printer driver, so you can 'print' to PDF anything you can print to paper. |
| John Weiss <jrweiss98155@comcast.net>: Oct 11 02:56PM -0700 > Any recommendations? I have a Brother all-in-one printer/scanner. My J6920DW is near the upper end of their price range, but they have other very good units at reasonable prices. Costco sells them, if you are a member. |
| The Real Bev <bashley101@gmail.com>: Oct 11 03:56PM -0700 On 10/11/2017 02:56 PM, John Weiss wrote: > I have a Brother all-in-one printer/scanner. My J6920DW is near the > upper end of their price range, but they have other very good units at > reasonable prices. Costco sells them, if you are a member. I've had the cheapest Brother laser printer since 2009 and it's worked flawlessly. Toner carts are ~$12 (ebay) and I just put in the second full one. I would assume that their cheap 3-in-one would be just as reliable. Save your own copies (files or paper) of things that might be important to you in ten years -- you probably can't download bills etc. for more than a few years. -- Cheers, Bev "If you're crazy, you better find a way to make money off it. Otherwise they will lock you up" -- Hunter S. Thompson |
| John Weiss <jrweiss98155@comcast.net>: Oct 11 04:59PM -0700 On 10/11/2017 15:56, The Real Bev wrote: > flawlessly. Toner carts are ~$12 (ebay) and I just put in the second > full one. I would assume that their cheap 3-in-one would be just as > reliable. My laser printer is also a Brother (HL-5370DW). It also was a more expensive one (but still <$200 7 years ago), because I need the automatic duplexing. I've used 2 toner carts in 7 years. |
| The Real Bev <bashley101@gmail.com>: Oct 11 08:42PM -0700 On 10/11/2017 04:59 PM, John Weiss wrote: > My laser printer is also a Brother (HL-5370DW). It also was a more > expensive one (but still <$200 7 years ago), because I need the > automatic duplexing. I've used 2 toner carts in 7 years. Apparently the new cheapest ones are wireless and do auto duplexing. Brother also gives you a linux driver! So does Samsung, but Canon refuses to provide linux assistance for any of its products. I have a nice Canon scanner, but I was really annoyed to find out that I HAD to use windows; SANE provides some support, but not enough. -- Cheers, Bev "Genius may have its limitations, but stupidity is not thus handicapped." -- Elbert Hubbard, American author |
| Beaver_Fever@live.com: Oct 11 06:23PM -0700 > I am making way too much money right now. I don't even want to spend it if I can help it but I should be earning interest on it. I am so unprepared but I never thought this day would come. What do I do? Is $80-100,000 too low to reap enough dividends to pay my basic monthly living expenses of under $1000? |
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Tuesday, October 10, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 6 updates in 3 topics
- No-frills b/w copier for copying checks and bills - 3 Updates
- Southwest low airfares - 1 Update
- "Gas prices spike nationwide" - 2 Updates
| ggggg9271@gmail.com: Oct 09 09:47PM -0700 Any recommendations? |
| Nosmo King <nosmoking@mailinator.com>: Oct 10 08:13AM -0400 >Any recommendations? Best bet is to buy a cheap All-In-One printer for $30 or less. |
| "catalpa" <catalpa@entertab.org>: Oct 10 08:58PM -0400 <ggggg9271@gmail.com> wrote in message news:d7ec3e9d-d601-487c-bda8-289f36954b58@googlegroups.com... > Any recommendations? Get a scanner from someone who doesn't use it and then print the scans on your printer. Or better yet, just scan the items and save the digital copy. Only print when a paper copy is needed. |
| ggggg9271@gmail.com: Oct 10 01:11PM -0700 https://www.cnbc.com/2017/10/10/72-hour-sale-southwest-fares-fall-below-100-round-trip.html |
| "catalpa" <catalpa@entertab.org>: Oct 09 07:26PM -0400 "catalpa" <catalpa@entertab.org> wrote in message news:oonfk4$j3b$1@gioia.aioe.org... >> Nyssa, who is running out of belts to tighten > Carpool, bum a ride, take the bus/train, ride a bicycle or walk. > I don't nned to buy gas until the price comes back down. Prices are now back down to the $2.27 I paid to fill up and I still have a quarter tank. |
| "catalpa" <catalpa@entertab.org>: Oct 09 07:27PM -0400 "Nyssa" <Nyssa@flawlesslogic.com> wrote in message news:oord2o$vas$1@dont-email.me... > as they shot up. And probably not come down to the old price > either. > Nyssa, who has seen this yoyo pricing many times before Prices are now back down to the $2.27 I paid to fill up and I still have a quarter tank. |
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Saturday, October 7, 2017
Digest for misc.consumers.frugal-living@googlegroups.com - 1 update in 1 topic
- Tracfone-adding service days? - 1 Update
| katmixer@gmail.com: Oct 06 08:52PM -0700 On Wednesday, July 12, 2017 at 1:27:29 PM UTC-7, drpepper888 wrote: > > who do not love their fellow man, and I hate people like that." > > - Tom Lehrer > Actually, there is a cheaper way than has been explained. Shop on the tracfone site and go to airtime basic service plans. Put the cheapest plan in your cart (though it should not matter which one you put in). They will then give you an option for buying a full year of time for $49.95. Delete the first plan you put in the cart!!! The full year for $49.95 will stay in the cart! Buy it. That is what I did today. I had over 3,000 minutes on my cell phone which I only have for emergencies and leave it in my car. I did not need any more time. I only paid $49.95 + tax and got another full year. You do not have to buy more minutes! Thanks for the tip of just deleting the minutes at the purchase page. I did not need minutes, but airtime only, and was able to purchase the year of service for $49.99 only. Sweet! |
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