Frugal Living: 25 new messages in 15 topics

Monday, November 26, 2007

25 new messages in 15 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: Frugal XP
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/46f7727bbba8a63a?hl=en
==============================================================================

== 1 of 2 ==
Date: Mon, Nov 26 2007 6:34 am
From: Just A User

Jeff wrote:
> Just A User wrote:
>> Jeff wrote:
>>
>>> I've been running win2000 but have some new hardware (DVTV tuner)
>>> that will need vista or XP.
>>>
>>> I've heard that sometimes you can get oem licences with some
>>> hardware but have not personally seen this. Any ideas on getting a
>>> frugal copy of XP.
>>>
>>> Jeff
>>
>> It might not be as frugal as XP, but I seriously recommend Vista over
>> XP. I used to run an XP powered desktop, but switched to a Vista
>> powered laptop aand it's a much more stable operating system. I have
>> been running the laptop now for about 10 months and have not had a
>> single issue. Where as on my XP desktop I had it crash (hard) every
>> couple of months.
>
> I've heard quite a few complaints about driver issues and some
> software not running on Vista. Particularly with DVTV. With that said, I
> have a new MB, new video card and new DVTV tuner and they all claim to
> be Vista compliant.
>
> Jeff
Well it's your choice of course, but you can also run programs in a
previous version of windows using program settings. I think you can
change that option in properties section of Vista.

== 2 of 2 ==
Date: Mon, Nov 26 2007 11:13 am
From: Al Bundy

On Nov 26, 2:04 am, Jeff <dont_bug...@all.uk> wrote:
> I've been running win2000 but have some new hardware (DVTV tuner)
> that will need vista or XP.
>
> I've heard that sometimes you can get oem licences with some hardware
> but have not personally seen this. Any ideas on getting a frugal copy of XP.
>
> Jeff

I could kick myself for not purchasing XP from Office Depot when it
was on sale for $30 with a $30 rebate as Vista was coming out. Now you
can find it for about $80 somewhere and even less on Ebay with
supposed valid licenses. Personally, I'd prefer to stay with XP over
Vista because VISTA won't run some of the old printers I use. I have
also run into situations where Vista just doesn't do what it supposed
to do. It's not a crash, just non performance. If they were giving
Vista away for the same price as XP, I'd probably take it though.

==============================================================================
TOPIC: You need informations about fitness equipment?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/7f97e86316182f3b?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 6:37 am
From: "waske99@gmail.com"

If you need informations about home gym,fitness machines, exercise
equipment... try to find your answer on...
http://fitness-trainers.blogspot.com/

==============================================================================
TOPIC: Free Personalized Vitamin Advisor
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/cdcc34e4362a60d3?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 6:58 am
From: "TheBestFreebies.com"

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aspects of lifestyle.

--
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the United States, Canada, and the United Kingdom.

==============================================================================
TOPIC: /~/~/~/~/~/~/~/Interested in Building Online Business Empire Without
Investing Single Dollar /~/~/~/~/~/~/~/
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/c4f3edee79db8568?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 7:16 am
From: amandasmith61@gmail.com

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Start.

==============================================================================
TOPIC: Are You Tired of Working Hard to Make Someone Else Rich?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8e15165294738dcf?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 8:04 am
From: alexis362@gmail.com

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->>>The Key To Making Money Online Is Knowing How And Where To Start.

==============================================================================
TOPIC: Coinstar Warning
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0a78df299577cc2f?hl=en
==============================================================================

== 1 of 7 ==
Date: Mon, Nov 26 2007 8:14 am
From: Goomba38

Evelyn C. Leeper wrote:
> Goomba38 wrote:
>> ultimauw@hotmail.com wrote:
>>
>>> I haven't even seen a Coinstar kiosk anywhere in L.A for the past
>>> several years, but I'm sure they are here. Are people really that lazy
>>> that they can't count the coins in advance and need to go to a robot
>>> to do it (don't take this as a flame, it's something I have wondered
>>> for years now ever since I heard about it)? In fact, this would be a
>>> much better activity than sitting down and getting sludge pumped at
>>> you from the tee vee.
>>
>> Well.. just recently while cleaning my deceased mother in law's
>> apartment (out of state) out we found multiple jars and bags of coins
>> she'd been stashing. Time was at a premium so coinstar machine
>> certainly was the best option for us. We ended up with $397.00 that we
>> didn't have to haul or carry out of state. Try carrying that much coin
>> in carry on luggage at the airport....
>
> One approach my friends take with their change is to get the rolls form
> the bank and pay their children (ages 11 and 4) to roll the coins. I
> think for quarters they may get a dollar per roll (which is what
> Coinstar charges, but they'd rather pay their children and teach them
> about working to earn money).
>
Ideal if one is doing it as they get them....which certainly wasn't our
situation at all.

== 2 of 7 ==
Date: Mon, Nov 26 2007 8:21 am
From: jeffj@panix.com (Jeff Jonas)

I use the CoinStar only for pennies
since vending machines don't take pennies,
and I choose "donate to Unicef" so there's no fee deducated.
I agree: I've never been credited nickles or dimes when counting pennies.

I no longer have any coins in the car's coin tray
since nearly all toll roads in NY/NJ/CT/PA/MD/VA
take E-Z Pass, but I use coins (particularly dollar coins)
when buying train tickets from the vending machines
and I need quarters for the laundromat.
--

-- mejeep deMeep ferret!

== 3 of 7 ==
Date: Mon, Nov 26 2007 8:44 am
From: George Grapman

Jeff Jonas wrote:
> I use the CoinStar only for pennies
> since vending machines don't take pennies,
> and I choose "donate to Unicef" so there's no fee deducated.
> I agree: I've never been credited nickles or dimes when counting pennies.
>
> I no longer have any coins in the car's coin tray
> since nearly all toll roads in NY/NJ/CT/PA/MD/VA
> take E-Z Pass, but I use coins (particularly dollar coins)
> when buying train tickets from the vending machines
> and I need quarters for the laundromat.

I stopped keeping change in my car when the city began offering
pre-paid parking cards. They are $20 and $50. You insert them into a
slot on the meter. The stored value is displayed and then it deducts in
increments of 25 cents which is ten minutes in most neighborhoods and 5
minutes or less downtown. I have not had a parking ticket since using
these cards.

== 4 of 7 ==
Date: Mon, Nov 26 2007 9:41 am
From: nospam@nospam.com

I count out my quarters but let coin start count out everything else.

== 5 of 7 ==
Date: Mon, Nov 26 2007 9:37 am
From: spinner

On Mon, 26 Nov 2007 09:41:54 -0800, nospam wrote:

> I count out my quarters but let coin start count out everything else.

I take my coins to my bank and use the coin counter there for free.

== 6 of 7 ==
Date: Mon, Nov 26 2007 9:42 am
From: BeaForoni@msn.com

On Nov 26, 9:41 am, nos...@nospam.com wrote:
> I count out my quarters but let coin start count out everything else.

I save my coins as a type of savings plan. To me it is painless, just
empty my pockets at the end of the day. I emptied three years of coins
in a CoinStar and let it count the money and I had over $1,500! It
made a nice vacation.

BTW my bank will not cash more than a few dollars worth of coins even
with an account.

== 7 of 7 ==
Date: Mon, Nov 26 2007 9:42 am
From: George Grapman

spinner wrote:
> On Mon, 26 Nov 2007 09:41:54 -0800, nospam wrote:
>
>> I count out my quarters but let coin start count out everything else.
>
> I take my coins to my bank and use the coin counter there for free.

There is a bank in the NY-NJ area that lets non-customers use their
counter. Can't remember the name.

==============================================================================
TOPIC: Tea Tree Oil benefits
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/f44c32d50402f60d?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 8:17 am
From: marilynbl

I have had "itchy" skin for years....Nothing seemed to work until I
found this amazing oil...The oil has been used for years for
everything from rashes to head lice to acme treatments. In fact, the
native tribes of Australia have been using it for centuries and now we
can benefit from its wonderful benefits...Go to www.allabouttheteatreeoil.blogspot.com
and see for yourself...

==============================================================================
TOPIC: Tea Tree Oil
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d85df333c13a7a80?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 8:27 am
From: marilynbl

I have had "itchy" skin for most of my life....I have finally found a
(what is to me) a miracle oil. Its the Tea Tree oil from
Australia...The tree that the oil comes from has been used by the
native tribes of Australia for years as a medicinal wonder for all
types of ailments....Go to www.allabouttheteatreeoil.blogspot.com

==============================================================================
TOPIC: What Would Jesus Buy?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/e2d6a98943947158?hl=en
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== 1 of 2 ==
Date: Mon, Nov 26 2007 8:32 am
From: Psalm Nuclei

I like how Bill Hicks (R.I.P.) put it: if Jesus came back, do you
think he would ever want to see a Cross? It's like going up to Jackie
Onassus with a rifle pendant around your neck.

== 2 of 2 ==
Date: Mon, Nov 26 2007 9:45 am
From: "Rod Speed"

ultimauw@hotmail.com wrote
> Rod Speed <rod.speed....@gmail.com> wrote
>> ultimauw@hotmail.com wrote
>>> Rod Speed <rod.speed....@gmail.com> wrote

>>>>> Especially considering that his execution was partly about
>>>>> punishment for that incident at the temple, where he was...

>>>> No it wasnt.

>>> I love gifts just as much as the next person,

>> More fool you.

>>> but when you start seeing Christmas displays being put out
>>> enmasse weeks before Halloween, or in *September*, and the
>>> media is pumping out endless commercialized sludge (and very
>>> sickening in it's blatancy), then something is seriously wrong.

>> You should do the decent thing and set fire to the ads in 'protest', my lord and master

>>> Maybe they should have "gift day" or something to separate
>>> the commercialism from Christmas, as it should be.

>> It was always a pagan ceremony, fuckwit child.

> I think the pagans would be just as disgusted.

You clearly wouldnt know what a real pagan was if one bit you on your lard arse, child.

And you clearly arent even capable of thought.

==============================================================================
TOPIC: Frugal Home Business tips
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/ddebc52cdedec4c8?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 8:39 am
From: George Grapman

On Nov 24, 8:19 pm, John Wildon <jwil...@rnnnyp.com> wrote:
> Get two landlines. Use one as the listed number for your business in
> the yellow pages (the phone company insists you pay the business rate
> when you are in the yellow pages and in most even local calls have a
> charge from business phones/). Only use this line for incoming calls.
> Have the second line as your home phone and use this for all outgoing calls.

I work at home and have an unlimited calling plan on my main phone.
When I upgraded to DSL the potential savings onstand alone DSL was so
small that I kept the extra line and use it for my fax.
I use my cell as a call back number and have that number on any
printed material . My main land line has caller ID,call waiting and
three way. Friends know that if ,after 4 rings, they do not me or my
machine it means I am on the phone but know that the called. I also
have the privacy feature that prevents most blocked numbers from
calling me. Every so often I see "private number". I never answer and
they rarely leave a message so I know it is a telemarketer.

>
> Subscribe to service that lets you send and receive faxes via email
> saving the cost of a third line.
>
> Unless your home office occupies substantial space in your house and
> is used for business only do not bother trying the home office
> deduction, it sends an alert to the IRS.
>
> Remember, you can deduct things without documentation if it is
> impossible to get a receipt. Parking lot that gives no receipts can be
> reported even if you parked on the street and fed 50 cents in a meter.
>
> Have two business appointments in the same area that is a 100 mile
> round trip. Mark it as two trips in your log. If and when the IRS
> audits you it will be at least a year down the road,most likely longer.
> Tell them one appointment had to be rescheduled due to a conflict at one
> of the companies.
>
> Do not claim some deductions. If you are audited it is a two way
> street and you can decide you now want those deductions. Go to Vegas for
> a trade show, do not deduct it but hold it as a weapon.
> 3

==============================================================================
TOPIC: www. globwholesale.com Discount Sport Shoes Sneaker Louis Vuitton
Gucci Prada Puma Chanel Fendi Bape Women Shoes Handbags & Purses Designers
Jeans t-shirts China wholesale
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/0994a5fb547c3f67?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 9:24 am
From: globwholesale@126.com

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15 jordan 16 jordan 17 jordan 18 jordan 18.5 jordan 19 jordan 20
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30.5
31

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==============================================================================
TOPIC: Spending based on perceptions?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/8ee420a75059d653?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 9:32 am
From: Steve

http://www.nytimes.com/2007/11/26/business/26drill.html

People spend money based on how much they think they have, and that
perception is easily manipulated.

In one experiment, 55 shoppers at a supermarket were asked a series of
questions about their wallets. Did they have any library cards? Did
they carry pictures or cash? How many other wallets did they own?

An equal number were asked similar questions about their financial
portfolios. Both groups then went shopping.

The second group of shoppers, who had been asked to think about their
bank accounts and thus had a large reserve of money "cognitively
accessible" to them, spent 36% more than the group who had thought
about their wallets.

That a belief is useful does not mean it is true.

...Unknown

==============================================================================
TOPIC: Black Friday scams
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d88b4ca08eaef9f9?hl=en
==============================================================================

== 1 of 1 ==
Date: Mon, Nov 26 2007 9:35 am
From: Steve

The Real Bev <bashley101+usenet@gmail.com> wrote:
>This is an old argument. I'll do rebates because you can't get the same or
>equivalent stuff at a better price without the rebates. I pay attention to
>what I'm doing and have been burned for less than $10 over a 10-year+ period.

Same here, have saved literally thousands of dollars, and always wait
at least 4 months before following up.

That a belief is useful does not mean it is true.

...Unknown

==============================================================================
TOPIC: A Christmas shopping tip for cash strapped parents
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/660de17cf6ca2ace?hl=en
==============================================================================

== 1 of 3 ==
Date: Mon, Nov 26 2007 10:09 am
From: Quality_is_job_one

Call a family meeting. Explain to the children what is happening in
the economy and with your budget. Tell everyone the family will have a
bountiful Christmas but with one big difference: Christmas day will be
delayed until January 25th! Why? To allow gift shopping at deeply
discounted prices! Proceed as follows:

Right now, dispel the "Santa Claus" myth and tell your children the
real truth. If it is your religious persuasion, explain the TRUE
reason for the season. Lay the gift budget out on the table for the
kids. Explain how "less can become more" with after Christmas
discounts.

On December 26th, buy the family Christmas tree and ornaments at a
discount. Or, pick up a tree from the side of the road on trash day
for free. Start your Christmas shopping for gifts and stocking
stuffers. After the New Year, take advantage of inventory reduction
and tax sales.

Celebrate the twelve days of Christmas from January 14th until the
25th. Enjoy the season and the savings one month later than most!

== 2 of 3 ==
Date: Mon, Nov 26 2007 10:43 am
From: nospam@nospam.com

On Mon, 26 Nov 2007 10:09:26 -0800 (PST), in misc.consumers.frugal-living
Quality_is_job_one <kwokx2@hotmail.com> wrote:

>
>Call a family meeting. Explain to the children what is happening in
>the economy and with your budget. Tell everyone the family will have a
>bountiful Christmas but with one big difference: Christmas day will be
>delayed until January 25th! Why? To allow gift shopping at deeply
>discounted prices! Proceed as follows:
>
>Right now, dispel the "Santa Claus" myth and tell your children the
>real truth. If it is your religious persuasion, explain the TRUE
>reason for the season. Lay the gift budget out on the table for the
>kids. Explain how "less can become more" with after Christmas
>discounts.
>
>On December 26th, buy the family Christmas tree and ornaments at a
>discount. Or, pick up a tree from the side of the road on trash day
>for free. Start your Christmas shopping for gifts and stocking
>stuffers. After the New Year, take advantage of inventory reduction
>and tax sales.
>
>Celebrate the twelve days of Christmas from January 14th until the
>25th. Enjoy the season and the savings one month later than most!

LOL.. just do your Chrismas shopping for the next year the day after Christmas
and hold on to the stuff for a year.

== 3 of 3 ==
Date: Mon, Nov 26 2007 10:33 am
From: Oodles Of Noodles

On Nov 26, 1:43 pm, nos...@nospam.com wrote:
> On Mon, 26 Nov 2007 10:09:26 -0800 (PST), in misc.consumers.frugal-living
>
>
>
>
>
> Quality_is_job_one <kwo...@hotmail.com> wrote:
>
> >Call a family meeting. Explain to the children what is happening in
> >the economy and with your budget. Tell everyone the family will have a
> >bountiful Christmas but with one big difference: Christmas day will be
> >delayed until January 25th! Why? To allow gift shopping at deeply
> >discounted prices! Proceed as follows:
>
> >Right now, dispel the "Santa Claus" myth and tell your children the
> >real truth. If it is your religious persuasion, explain the TRUE
> >reason for the season. Lay the gift budget out on the table for the
> >kids. Explain how "less can become more" with after Christmas
> >discounts.
>
> >On December 26th, buy the family Christmas tree and ornaments at a
> >discount. Or, pick up a tree from the side of the road on trash day
> >for free. Start your Christmas shopping for gifts and stocking
> >stuffers. After the New Year, take advantage of inventory reduction
> >and tax sales.
>
> >Celebrate the twelve days of Christmas from January 14th until the
> >25th. Enjoy the season and the savings one month later than most!
>
> LOL.. just do your Chrismas shopping for the next year the day after Christmas
> and hold on to the stuff for a year.- Hide quoted text -

Nah, by then all the crap you bought won't be trendy and cool. Just
quit buying the stuff altogether.

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TOPIC: افضل وامتع لعبه على الانتر نت
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/b5043cbb295797d1?hl=en
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== 1 of 1 ==
Date: Mon, Nov 26 2007 10:42 am
From: "غشمشم"

السلام عليكم

امتع لعبه على النت مباشره بدون تحميل

لعبة ترافيان

ترافيان هو لعبه على الانترنت في عالم ملئ بالالاف من المستعملين الذين
يبدؤون جمعيهم كزعماء لقرى صغيره

بحيث يشنون حروبا على بعضهم

بإمكانك الانضام الي اي حلف تريده كما تستطيع انشاء حلف يخصك باسمك

اللعبه جدا شيقه وممتعه

وتضم لاعبين من كافة العالم

للاشتراك باللعبه اضغط على الرابط التالي

http://www.travian.ae/?uc=ae1_28236&signup

وقتا ممتعا اتمناه لك

ملاحظه هامه= لاتلهيك اللعبه عن اداء الصلاهـ وذكر الله

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Monday, November 26, 2007

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