Frugal Living: misc.consumers.frugal-living - 25 new messages in 8 topics

Friday, August 27, 2010

misc.consumers.frugal-living - 25 new messages in 8 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

==============================================================================
TOPIC: Health Insurance Misery
http://groups.google.com/group/misc.consumers.frugal-living/t/dcac292a395fe233?hl=en
==============================================================================

== 1 of 7 ==
Date: Fri, Aug 27 2010 2:38 pm
From: Artys

On Aug 27, 2:07 pm, m...@privacy.net wrote:
> Clams <"Clams"@drunkenclam.com> wrote:
> >The advantage of health care insurance is not so much that they pay a
> >portion of what's owed, but more importantly, they negotiate lower
> >prices with doctors, hospitals, etc. If you walk in the door with no
> >insurance, expect to be billed and extra 50%.
>
> ABSOLUTELY FALSE!
>
> They charge LESS for out of pocket costs

Yes, when I pay over the counter for doctor bills, I get a discount.
Yet my doctor demands that I have health insurance. Pay for it but
don't use it!
I am so scared of being shown the door by doctors and insurers, that I
feel trapped. The area that I live in, does that to people.

== 2 of 7 ==
Date: Fri, Aug 27 2010 4:11 pm
From: Derald

me@privacy.net wrote:

>how is it that you have never paid into social security
>and Medicare?
I can't speak for another but there are myriad ways for one to
fulfill his moral obligation to minimize or avoid taxes. DW&I lived
comfortable lives while working. I "retired" at age 50; she at 41 and,
although I don't "need" SS, I take it anyway because the bastards
confiscated my money, unbidden. My annual "benefits" (gag) exceed the
_total_ SS taxes I paid in by a substantial margin. As a rule, though,
it _does_ pay the liquor bill. All it takes is a little planning and an
early start. Oh, and you'll have to quit your "job" and be able to
resist IRS minions' bullying.
--
Derald

== 3 of 7 ==
Date: Fri, Aug 27 2010 3:21 pm
From: "h"

"Artys" <lajolie@GMI.net> wrote in message
news:d5cd18f2-4340-4978-b8ec-c37462394053@i31g2000yqm.googlegroups.com...
On Aug 27, 2:07 pm, m...@privacy.net wrote:
> Clams <"Clams"@drunkenclam.com> wrote:
> >The advantage of health care insurance is not so much that they pay a
> >portion of what's owed, but more importantly, they negotiate lower
> >prices with doctors, hospitals, etc. If you walk in the door with no
> >insurance, expect to be billed and extra 50%.
>
> ABSOLUTELY FALSE!
>
> They charge LESS for out of pocket costs

>>>I am so scared of being shown the door by doctors and insurers, that I
>>>feel trapped. The area that I live in, does that to people.

Just do what I do...never need medical care. Eat right, work out, don't ever
have kids. I'm well into my 50s and don't expect to see a doctor ever again.
Why have insurance if you don't need healthcare?

== 4 of 7 ==
Date: Fri, Aug 27 2010 4:13 pm
From: George

On 8/27/2010 6:21 PM, h wrote:
> "Artys"<lajolie@GMI.net> wrote in message
> news:d5cd18f2-4340-4978-b8ec-c37462394053@i31g2000yqm.googlegroups.com...
> On Aug 27, 2:07 pm, m...@privacy.net wrote:
>> Clams<"Clams"@drunkenclam.com> wrote:
>>> The advantage of health care insurance is not so much that they pay a
>>> portion of what's owed, but more importantly, they negotiate lower
>>> prices with doctors, hospitals, etc. If you walk in the door with no
>>> insurance, expect to be billed and extra 50%.
>>
>> ABSOLUTELY FALSE!
>>
>> They charge LESS for out of pocket costs
>
>>>> I am so scared of being shown the door by doctors and insurers, that I
>>>> feel trapped. The area that I live in, does that to people.
>
> Just do what I do...never need medical care. Eat right, work out, don't ever
> have kids. I'm well into my 50s and don't expect to see a doctor ever again.
> Why have insurance if you don't need healthcare?
>
>
You could make a fortune instructing others how to will their bodies not
to get say cancer. Not wishing it on anyone but how would you pay for
such an occurance?

== 5 of 7 ==
Date: Fri, Aug 27 2010 4:56 pm
From: "h"

"George" <george@nospam.invalid> wrote in message
news:i59grc$s1f$1@news.eternal-september.org...
> On 8/27/2010 6:21 PM, h wrote:
>> "Artys"<lajolie@GMI.net> wrote in message
>> news:d5cd18f2-4340-4978-b8ec-c37462394053@i31g2000yqm.googlegroups.com...
>> On Aug 27, 2:07 pm, m...@privacy.net wrote:
>>> Clams<"Clams"@drunkenclam.com> wrote:
>>>> The advantage of health care insurance is not so much that they pay a
>>>> portion of what's owed, but more importantly, they negotiate lower
>>>> prices with doctors, hospitals, etc. If you walk in the door with no
>>>> insurance, expect to be billed and extra 50%.
>>>
>>> ABSOLUTELY FALSE!
>>>
>>> They charge LESS for out of pocket costs
>>
>>>>> I am so scared of being shown the door by doctors and insurers, that I
>>>>> feel trapped. The area that I live in, does that to people.
>>
>> Just do what I do...never need medical care. Eat right, work out, don't
>> ever
>> have kids. I'm well into my 50s and don't expect to see a doctor ever
>> again.
>> Why have insurance if you don't need healthcare?
>>
>>
> You could make a fortune instructing others how to will their bodies not
> to get say cancer. Not wishing it on anyone but how would you pay for such
> an occurance?

I never would. I can't afford insurance and don't want it anyway. I have
accepted that if I have a heart attack or a serious injury I will die.
Because I don't do any screenings or testing, I will never know if I have a
serious illness, and I will die. Since every single one of my ancestors,
back 3 generations, have all died just after their 91st birthdays, I'm not
too worried. Except for one grandfather who got lung cancer in his 60s, but
he smoked 3 packs a day. Doesn't count in my book. My mother is the only
person who has ever had a serious illness, but she's also the only one who
ever goes to a doctor, and takes their poisons (prescriptions). However,
she's still going strong at 86. Just took a walking tour of Italy this
Spring. I think the best way to stay healthy is to eat right, work out,
don't breed, and avoid doctors like the plague they are.

== 6 of 7 ==
Date: Fri, Aug 27 2010 6:36 pm
From: Derald

George <george@nospam.invalid> wrote:

>You could make a fortune instructing others how to will their bodies not
>to get say cancer. Not wishing it on anyone but how would you pay for
>such an occurance?
Perhaps he's dead certain that in the U.S.A. if he presents to an
emergency room he will receive the same treatment as a paying customer
but with no means test whatsoever but that, if he presents through
"regular" channels, he will have to offer proof of ability to pay. That
is true whether he presents with a headache or with chest pains. Makes
no difference: It's the law. I have received walk-in treatment in an
emergency room within the last three years and was asked for no
financial information whatever, not even whether I was insured, until
_after_ receiving treatment. It may be that he is relying on you and me
to pay his hospital bills. Just another small miracle of the welfare
state.
My family history parallels: Mom's family has history of heart
ailments. She died at age 78. Dad's family is long-lived. His mother
died at age 92; he at age 95. However, I am not delusional enough to
believe any of those facts insulate me from health problems or exempt me
from the responsibility of being able to pay for it if (when) needed.
Certainly, I can think of no reason that my fellow citizens should buy
my health care nor I theirs.
--
Derald

== 7 of 7 ==
Date: Fri, Aug 27 2010 7:10 pm
From: tmclone

On Aug 27, 3:06 pm, m...@privacy.net wrote:
> "h" <tmcl...@searchmachine.com> wrote:
> >But, then again, I'm off the
> >Gubmint grid. Sucks to be not me! :)
>
> how is it that you have never paid into social security
> and Medicare?

Always earned. Always paid in. Have no intention of taking out,
because I don't believe in it. Yes, at 85 or so I'll "sign-up" for SSN
since I've paid for it since I was 17. But...I will NEVER, EVER pay
for Medicare since I simply don't believe in medical care. Don't
really want whatever they will deign to "give me."

Frankly, the last time I looked at the sheet they sent me (5 months
ago) I'd be "netting" way less than I paid in, even if I live to be
105. That must be how they plan to fund continued social
security...the hijacking of the incomes of those of us who plan to
work well into their 70s or 80s. If I could just get back what I (not
any employer) paid in since I was 17 plus a small 5% interest rate
(insane, since average "crappy" interest rates were well over 15% for
YEARS) I'd walk away happy and never ask the gubmint for a dime.

But...it's not "allowed". So...I don't plan to sign up for any of
their handouts, thereby avoiding the tax money they will take for
"medicare" or whatever. Just go away and leave me alone. Thank yew,
verrry much. Don't need it, don't want it, would never use it, ever.
Doctors? Blech! Never, ever.

==============================================================================
TOPIC: help save me ~$70
http://groups.google.com/group/misc.consumers.frugal-living/t/0f7b93cd3b415fc1?hl=en
==============================================================================

== 1 of 5 ==
Date: Fri, Aug 27 2010 4:11 pm
From: Derald

Ohioguy <none@none.net> wrote:

> No, I'm just talking about a program that lets you take a bunch of
>regular photos and put them together into 1 photo. For example, let us
>say I have 9 photos of my kids I want to send out. I'm on dialup, so I
>don't want to contemplate ever having to upload even 1 of those high
>res. However, I was previously able to create a grid, and select 9 jpeg
>photos to add to it. Then I would save the resulting grid of photos as
>a single jpeg.
Oh, I understand now. I see you have posted your query in
alt.comp.freeware. Maybe someone can offer useful suggestions. Be sure
to check the pricelessware site, too. Alternatively, you might consider
temporarily using a file aggregating utility to "zip" the photos into
one file, although you're not likely to gain much compression of jpegs.
Most competent (and free) file aggregators can create an auto-exploding
".exe" file so that the recipient need only run his virus checker
against it ;-) and double-click. No esoteric knowledge required.
--
Derald

== 2 of 5 ==
Date: Fri, Aug 27 2010 5:00 pm
From: Michael Black

On Fri, 27 Aug 2010, Ohioguy wrote:

>> Do mean as in a so-called "panorama" view? That subject was
>
>
> No, I'm just talking about a program that lets you take a bunch of regular
> photos and put them together into 1 photo. For example, let us say I have 9
> photos of my kids I want to send out. I'm on dialup, so I don't want to
> contemplate ever having to upload even 1 of those high res. However, I was
> previously able to create a grid, and select 9 jpeg photos to add to it.
> Then I would save the resulting grid of photos as a single jpeg.
>
> After that, I would compress it a little bit, and then attach once to an
> email, insert it into a document, or whatever.
>
GIMP will do it. I gather in the Microsoft world, the program for doing
that sort of thing is "Photoshop" complete with a very expensive price
tag.

I was splicing together two scans last night, a page that was too big
for my scanner. Just a matter of cutting and pasting the two parts
together in a bigger "canvas".

Michael

== 3 of 5 ==
Date: Fri, Aug 27 2010 5:20 pm
From: Warren Block

Michael Black <et472@ncf.ca> wrote:
> On Fri, 27 Aug 2010, Ohioguy wrote:
>
>>> Do mean as in a so-called "panorama" view? That subject was
>>
>>
>> No, I'm just talking about a program that lets you take a bunch of regular
>> photos and put them together into 1 photo. For example, let us say I have 9
>> photos of my kids I want to send out. I'm on dialup, so I don't want to
>> contemplate ever having to upload even 1 of those high res. However, I was
>> previously able to create a grid, and select 9 jpeg photos to add to it.
>> Then I would save the resulting grid of photos as a single jpeg.
>>
>> After that, I would compress it a little bit, and then attach once to an
>> email, insert it into a document, or whatever.
>>
> GIMP will do it. I gather in the Microsoft world, the program for doing
> that sort of thing is "Photoshop" complete with a very expensive price
> tag.

A Windows version is available: http://www.gimpusers.com/gimp-download.php

== 4 of 5 ==
Date: Fri, Aug 27 2010 6:36 pm
From: Derald

Michael Black <et472@ncf.ca> wrote:

>I was splicing together two scans last night, a page that was too big
>for my scanner. Just a matter of cutting and pasting the two parts
>together in a bigger "canvas".
Seems to me you've just described "panorama". Commonplace. Even
Irfanview will do that without the Gimp's overhead and kludge of an
"interface". What am I missing? sst: "Brain" or "good sense" are
unacceptable answers!
--
Derald

== 5 of 5 ==
Date: Fri, Aug 27 2010 7:44 pm
From: tmclone

Will you please just kill yourself and your entire family, thereby
doing the entire world a HUGE favor. You and your progeny suck. And
should die. Painfully. Quickly. PLEASE, NOW!

==============================================================================
TOPIC: Friday the 13th encounter with Big Brother
http://groups.google.com/group/misc.consumers.frugal-living/t/36c81e58c2d118c9?hl=en
==============================================================================

== 1 of 5 ==
Date: Fri, Aug 27 2010 3:33 pm
From: "The Henchman"

Try that with a traffic camera, when its sole purpose
> is to generate extra tax revenue.

I agree pretty much with everything you say except this last statement
about the automatic extra tax revenue generation.

sometimes traffic cameras are put into place at busy intersections because
children and the elderly are killed by reckless driving. Some streets have
higher numbers of school aged pedestrians or homes for the aged and traffic
needs to be slowed to posted limits for good reason. There are benefits to
having cameras introduced to some areas.

Make sure the street your wife was speeding on does not have schools, or
public transit or busy pedestrian crossings before arguing in front of a
judge. I know it's really easy to blame tax authorities but that isn't
always the case.

== 2 of 5 ==
Date: Fri, Aug 27 2010 4:19 pm
From: "Bob F"

Ohioguy wrote:
> In the mail today I got a notice from the police department of a
> neighboring city. It was informing me that I owed them $85 for
> driving too fast - ~66 in a 50 mph zone, calculated by traffic light
> cameras. This is on a limited access "connector", which still has
> about 10 intersections as it curves around the west portion of the
> major metro area. The camera was just barely able to make out the
> license plate numbers, evidently.
>
> Funny thing is, I don't drive that vehicle. My wife does. The
> letter said that I'm responsible unless I can get another person to
> sign a letter saying they are responsible. Obviously, my wife was
> the one driving, on her way to work. She was probably a little bit
> late, and driving a bit fast to make up time.
>
.....
>
> My point is that I feel that a human should be present to issue any
> tickets. Once before, I went through a red light in an ice storm when
> taking a girl home after a party in college. I looked both ways, saw
> no oncoming traffic, and decided it would be more dangerous to brake
> and change speed than to run the light, which had changed faster than
> I expected. Of course, there was a cop there, and he pulled me over.

> Once I explained my reasoning, however, he agreed and simply let me
> off with a warning. Try that with a traffic camera, when its sole
> purpose is to generate extra tax revenue.

Go to court and tell it to the judge.

Your attitude about traffic laws seems to be that they should only apply to you
if you agree with them under the circumstances. I'm glad most drivers don't have
that attitude. A lot more people would die. If you disagree with the laws, I
believe your have the right to surrender your licence and cease driving, so you
won't be bothered anymore.

== 3 of 5 ==
Date: Fri, Aug 27 2010 6:43 pm
From: tmclone

On Aug 27, 4:30 pm, Ohioguy <n...@none.net> wrote:
> In the mail today I got a notice from the police department of a
> neighboring city. It was informing me that I owed them $85 for driving
> too fast - ~66 in a 50 mph zone, calculated by traffic light cameras.
> This is on a limited access "connector", which still has about 10
> intersections as it curves around the west portion of the major metro
> area. The camera was just barely able to make out the license plate
> numbers, evidently.
>
> Funny thing is, I don't drive that vehicle. My wife does.

> That seems pretty bogus to me.

Suck it up and pay it, you tax evading weasel. You and your spawn are
a blight on the world Please just die. NOW!

== 4 of 5 ==
Date: Fri, Aug 27 2010 8:57 pm
From: don@manx.misty.com (Don Klipstein)

In article <wfVdo.32136$6o7.22694@newsfe21.iad>, Ohioguy wrote:
> In the mail today I got a notice from the police department of a
>neighboring city. It was informing me that I owed them $85 for driving
>too fast - ~66 in a 50 mph zone, calculated by traffic light cameras.
<SNIP a bit to edit for space>
>
> Funny thing is, I don't drive that vehicle. My wife does.
<SNIP from here to edit for space>

My experience is that camera enforcement laws are written to penalize
owners of vehicles driven illegally. The logic behind such laws is that
vehicle owners need to avoid allowing their vehicles to be driven by those
that the owners do not trust to drive such vehicles in ways that avoid
such tickets (as in driving in a safe and legal manner).

One more thing in my local experience with newspaper reporting of camera
ticketing (in my area that is for running red lights): Camera tickets do
not impose points onto one's license, because the camera does not show who
was the driver that committed the moving violation.
--
- Don Klipstein (don@misty.com)

== 5 of 5 ==
Date: Fri, Aug 27 2010 9:12 pm
From: don@manx.misty.com (Don Klipstein)

In article <i59eg1$pvk$1@news.eternal-september.org>, The Henchman wrote:
>
>
>Try that with a traffic camera, when its sole purpose
>> is to generate extra tax revenue.
>
>I agree pretty much with everything you say except this last statement
>about the automatic extra tax revenue generation.
>
>sometimes traffic cameras are put into place at busy intersections because
>children and the elderly are killed by reckless driving. Some streets have
>higher numbers of school aged pedestrians or homes for the aged and traffic
>needs to be slowed to posted limits for good reason. There are benefits to
>having cameras introduced to some areas.
>
>Make sure the street your wife was speeding on does not have schools, or
>public transit or busy pedestrian crossings before arguing in front of a
>judge. I know it's really easy to blame tax authorities but that isn't
>always the case.

I used to favor red light cameras in an area that I still think badly
needs them (Philadelphia).

However, I saw what hapened within months after Philly's intersection of
58th and Walnut (school there) got red light camera enforcement: The
yellow light duration was shortened at least half a second from that
area's usual 3 seconds to no more than 2.5 seconds.

Whoever was responsible (or more like irresponsible) for that is giving
camera enforcement a bad name, and detracting from support for such things
where they are badly needed. (Such as where cops stopping unlawful drivers
cause traffic tie-ups in the process.)
The irresponsible persons shortening yellow light durations at
intersections with red light cameras need severe punishment, such as maybe
public gonad removal surgery in a painful manner. OK, I would settle for
public shaving of all hair on every square inch of their bodies, or else
showing how every square inch of their bodies was already hairless. And
publish their vehicles' make/model/year/tag#, so that they are forced to
drive 35 rather than 45 in roads posted 35 but suitable for 50 and driven
at 40-45 by many cops when they are off-duty and out of uniform and in
their personal cars.
--
- Don Klipstein (don@misty.com)

==============================================================================
TOPIC: More lessons from the zoo
http://groups.google.com/group/misc.consumers.frugal-living/t/1b5959b5b2adcf6f?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 27 2010 4:22 pm
From: "Bob F"

Edward Dolan wrote:

Plonk!

==============================================================================
TOPIC: Terminex
http://groups.google.com/group/misc.consumers.frugal-living/t/211033e9c563331d?hl=en
==============================================================================

== 1 of 4 ==
Date: Fri, Aug 27 2010 5:53 pm
From: MAS

On 8/26/2010 8:39 PM, The Real Bev wrote:
> On 08/26/10 16:57, MAS wrote:
>> Thanks. They were one of the places mentioned to us by a tree service
>> company, but it's nice to get other opinions. We seem to have yellow
>> jackets in the siding of our house....fun, fun, fun.
>
> We had some paper wasps. They were OK until they attacked my husband and
> his brother. The wasp spray was easy and worked fine.
>

Yeah, last year we had huge bald-faced hornet nest in a tree. So far
this year, we've found two yellow jacket nests in the ground (DH was the
unfortunate one to discover them while mowing - extremely painful), then
we discovered a bunch of them going into the siding. They're getting
more frequent. Neither one of us wants to get anywhere near them.
Terminex said they would get rid of any in the yard, too, so we figured
it would be well worth it.

Marsha

== 2 of 4 ==
Date: Fri, Aug 27 2010 6:09 pm
From: MAS

On 8/26/2010 9:09 PM, George wrote:
> On 8/26/2010 6:45 PM, MAS wrote:
>> Anyone here have experience with Terminex? If so, what's your opinion of
>> the company?
>>
>> Marsha
>
> It is often better to find a reputable local company that isn't a
> franchisee.

We called one local company, but they couldn't match what Terminex
offered. And Terminex was the only one specifically mentioned, besides
Orkin, by the family-owned service that takes care of our trees. We'll
see whether they live up to their reputation.

Marsha

== 3 of 4 ==
Date: Fri, Aug 27 2010 6:15 pm
From: "h"

"MAS" <mas@bbbb.net> wrote in message news:i59nkn$eij$2@news.datemas.de...
> We called one local company, but they couldn't match what Terminex
> offered. And Terminex was the only one specifically mentioned, besides
> Orkin, by the family-owned service that takes care of our trees. We'll
> see whether they live up to their reputation.

Don't know anything about exterminators, but I just spray all areas with
regular Aquanet hairspray 4 times a day, during the first week we see flying
stuff. All dead, totally gone. Yeah, we have to do it every year, but there
hasn't been any more wood damage and we're only on the 4th can of $2
hairspray. And it's theoretically non-toxic. Ok, I would never put that crap
on my hair, nor would I spray it inside the house, but still, millions of
other women do it daily.

== 4 of 4 ==
Date: Fri, Aug 27 2010 7:08 pm
From: gheston@hiwaay.net (Gary Heston)

In article <i56v0r$s42$2@news.datemas.de>, MAS <mas@bbbb.net> wrote:
[ ... ]
>Thanks. They were one of the places mentioned to us by a tree service
>company, but it's nice to get other opinions. We seem to have yellow
>jackets in the siding of our house....fun, fun, fun.

Yellow jackets can be dealt with using a ShopVac or similar vacuum.

Put the rigid extensions on the flex hose, plug the flex hose into
your vacuum, slide the open end of the rigid extensions over to the
nest entrance, turn on the vacuum, obtain a chair and refreshing
beverage, sit down and watch the show.

Once all the wasps are collected, plug the hose and leave the vacuum
sitting in the sun for a few hours (the heat will kill them).

Empty into a trash receptacle, squirt some insect spray into the
entrance, and you should have no further problems.

That's how I dealt with three separate nests. Works fine.

Gary

--
Gary Heston gheston@hiwaay.net http://www.thebreastcancersite.com/

If you want to reduce the level of carbon dioxide in the atmosphere,
go plant trees.

==============================================================================
TOPIC: Is a Mosque at Ground Zero equivalent to a McDonald's in Baghdad? See,
what I mean, these are fucked up groups
http://groups.google.com/group/misc.consumers.frugal-living/t/423e285d607ff4c7?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 27 2010 8:19 pm
From: "His Highness the TibetanMonkey, Creator of the Movement of Tantra-
Hammock"

(We will never be in the agenda of the Christians... Hey, we may as
well throw shit at them)

On Aug 27, 2:19 pm, Duke of Omnium <duke.of.omn...@gmail.com> wrote:
> On Aug 23, 9:49 pm, dood <dood...@yahoo.com> wrote:
>
> > But that would cheapen it so much, don't you agree?
>
> Because, of course, there is nothing cheap about christianity today.
> No braying televangelists; no storefront churches; no child-molesting
> clergy. Yep, christianity is a model of class and dignity. Uh-huh

I think Christianity is a model... of hypocrisy.

They are used to vote for the war and against minority rights.
Actually they can lead the sheep wherever they want.

==============================================================================
TOPIC: a frugal Veterinarian ?
http://groups.google.com/group/misc.consumers.frugal-living/t/ca99aaaf5caa89a6?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 27 2010 8:37 pm
From: tmclone

On Aug 25, 9:31 am, Charmin <char...@mailinator.com> wrote:

>
> But to his credit, he does provide amusing posts from trying to
> achieve a reverse mortgage on a beat up mobile home to looking for a
> free towing scam on a junk VW up the street.- Hide quoted text -
>

No...he needs to DIE, and right now. Working on it...

==============================================================================
TOPIC: HOT ACTRESS
http://groups.google.com/group/misc.consumers.frugal-living/t/627a618f94c58bed?hl=en
==============================================================================

== 1 of 1 ==
Date: Fri, Aug 27 2010 9:02 pm
From: RAMYA

HOT KERALA MALLU AUNTY WITHOUT SAREE

http://hotheroinesphoto.blogspot.com/2010/08/hot-photo.html

HOT ACTRESS IN A SEXY FEELING

http://hotheroinesphoto.blogspot.com/2010/07/hot-actress_29.html

KAJAL AGARWAL HOT BOOBS SHOW VIDEO

http://hotheroinesphoto.blogspot.com/2010/07/kajal-agarwal-boob-show.html

SNEHA HOTTEST BATH ROOM VIDEO

http://hotheroinesphoto.blogspot.com/2010/07/sneha-bath-room-video.html

SOUTH ACTRESS ASTHA BINGAL IN BATH

http://hotheroinesphoto.blogspot.com/2010/07/south-actress-astha-bingal-in-bath.html

SAMANTHA SEXY PHOTO ONLY FOR U