Saturday, November 17, 2018

Digest for misc.consumers.frugal-living@googlegroups.com - 3 updates in 3 topics

Derald <derald@invalid.net>: Nov 17 07:41PM -0500

>news:c955264a-a8c3-4a37-af58-4e2846211f35@googlegroups.com...
>> https://www.benefitspro.com/2017/01/11/socrates-was-right-you-dont-know-what-you-dont-kno/?slreturn=20181014212833
 
>Have to register to read it, No Thanks.
My own retirement plan was: "Retire" at 50 and move to the "country",
leaving behind grifters, peddlers, feather merchants and sleazy
"planners"of all types.
trader4@optonline.net: Nov 17 04:24PM -0800


> Maybe I will just appoint my roommate and hope he complies?
 
You should ask him if he's willing and capable. If it's a simple estate,
just some bank accounts, maybe some stocks, and personal belongings,
it's not hard to do, at least here in NJ. The executor takes a copy
of the will to the surrogate's office, gets it entered and they give
the executor certificates of executorship which the executor can then
use to close bank accounts, get to safety deposit boxes, sell cars,
etc. The executor follows the will, divides up whatever there is to go
to the various recipients and prepares an estate tax return, if needed,
pays any tax, submits an income tax return if one is required, etc.
A competent person can do that and save thousands. I've seen attorney's
really rip people off, charging thousands for doing very little and the
above can be done by an executor without an attorney.
 
 
 
 
> He's about as functional and capable as me, living way below the poverty line, etc. I was going to leave him something just so my untimely death doesn't end up putting him and his cats on the street.
 
You can leave the executor some compensation for their trouble.
 
 
 
 
> > and state.
 
> Gotcha. The records are digital, all on my computer, updated and emailed to myself once a week or so just so I still have them if there is a problem. Actually the whole business is mostly digital. And quite possibly almost impossible for anyone else to understand.
 
> Gotta find someone new to do my taxes, he misunderstood something I gave him, seriously underreporting last year's income by like 50k and I still haven't dealt with that yet.
 
Oh no, that isn't good.
 
 
 
 
> I kinda got started when I felt sick this time last year but then got really busy again and just let it go.
 
> I tend to spend like every waking moment trying to make money I hope I never have to spend and let everything else fall to the wayside.
 
> And it's not just the money but ongoing business concerns which no one would know how to handle except maybe one friend. It doesn't help that I also really have no idea what I am doing.
 
 
I'm sure you're not the only one.
ggggg9271@gmail.com: Nov 17 09:27AM -0800

https://finance.yahoo.com/news/best-amazon-black-friday-doorbusters-150737354.html
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