- Ordering a laptop online - 3 Updates
- Frugal Investing - 3 Updates
| barbie gee <booger@nosespam.com>: Sep 07 09:32PM -0500 |
| Beaver_Fever@live.com: Sep 07 07:56PM -0700 > Has anyone ever done that? > Or is that something one should avoid doing? I've done it. I hate laptops but need to be able to go on vacation from time to time. |
| Whoey Louie <trader4@optonline.net>: Sep 08 10:57AM -0700 > > Or is that something one should avoid doing? > I've done it. > I hate laptops but need to be able to go on vacation from time to time. Also depends on what you mean by buying online. That could be anything from buying a new one from HP to a used one on Ebay or Craigslist. Any of those could be fine, it you know what you're doing, but the CL path is obviously the most risky. |
| Beaver_Fever@live.com: Sep 07 08:05PM -0700 On Monday, July 10, 2017 at 3:07:49 PM UTC-7, Dennis wrote: > Dennis (evil) > -- > "There is a fine line between participation and mockery" - Wally I just got $1000 for like 15 shirts. And this is having a pro sell them for me because I don't have time for that. |
| Beaver_Fever@live.com: Sep 07 08:08PM -0700 On Tuesday, October 24, 2017 at 4:49:14 PM UTC-7, John Weiss wrote: > your $$ will be in very-short-term CDs or holding accounts with lower > interest. Of course, YMMV depending on type of bank (brick, online, > credit union...) and current special offers So I bought 25,000 worth of some Fidelity short term treasury bond index fund a year ago. It's now worth 26,500. Now what? |
| John Weiss <jrweiss98155@comcast.net>: Sep 07 09:57PM -0700 >> credit union...) and current special offers > So I bought 25,000 worth of some Fidelity short term treasury bond index fund a year ago. It's now worth 26,500. > Now what? Now you do your own math, because 21blackswan didn't do it correctly. 1% of $100K is $1K/year, not $10K. It is virtually impossible to get a consistent 12% yield today ($1K/month from your $100K). You MIGHT luck into a security that will pay that for a while, but there is no way to predict which one it will be. You cannot generate the income you want from a $100K investment; you need more like $1,000,000. While CD yields have been in the 2-3% range, and you got around 6% from your bond fund, both are likely to trend downward as the Fed reduces interest rates. With the results you cite, you would have gotten $6,000, or $500/month, if you had put all of the $100K into that fund. Those results are not likely repeatable in today's market. |
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