http://groups.google.com/group/misc.consumers.frugal-living?hl=en
misc.consumers.frugal-living@googlegroups.com
Today's topics:
* Ring around the collar with the toilet - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/41110c983394b5e5?hl=en
* What's 1 way you enjoy being wasteful? - 11 messages, 7 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/d28075f4c0b4eb2f?hl=en
* home energy tax credit - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/9a9c93b7bf6716bd?hl=en
* paypal wholesale all brand(UGGBOOTS,SHOES,CLOTHES,HANDBAG,WATCH,JEANS,JERSEY,
T-SHIRT,SHIRTS,HOODY,EYEGLASS,CAP,SHAWL,WALLT) and so on. - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/t/117c5d3d3eac3ed3?hl=en
* ◆⊙◆ HOT Sale!!! 2010 Get low price wholesale ED Hardy Long Sleeve, AF Long
Sleeve, LV Long Sleeve ect at www.rijing-trade.com <Paypal Payment> - 1
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/c4c8a74157fa580d?hl=en
* Ahben.com launches a Free eCommerce site! - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/eb0b6b83b22ac588?hl=en
* Paypal payment>>>> Replica Jordan Shoes with original Box Cheap Wholesale
free shiopping (www.vipchinatrade.com) - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/22dbb752ba63ea49?hl=en
* walking boots-- which are good? - 3 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/52b4735386145e8e?hl=en
* Best Skype handset? - 5 messages, 3 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/b86d632e2a6b959c?hl=en
==============================================================================
TOPIC: Ring around the collar with the toilet
http://groups.google.com/group/misc.consumers.frugal-living/t/41110c983394b5e5?hl=en
==============================================================================
== 1 of 1 ==
Date: Fri, Feb 26 2010 9:34 pm
From: "Annie Woughman"
"noel888" <harri85274@aol.com> wrote in message
news:68338263-0c48-4078-a66f-c46874da9768@u9g2000yqb.googlegroups.com...
> Remember that old tv commercial about the ring around the collar of a
> shirt? Well i seem to have that problem with my commode...daily
> scrubbing does not get rid of a ring at its water level in the
> commode, not the tank. I've used comet, bleach and now CLR to no
> avail...the main problem is getting that water line to stay low to
> keep that area dry enough for the liquid cleaners to do their work...i
> guess. Any other suggestions on how to get rid of that ring that has
> worked for you? I cannot afford to buy another commode just for that
> ring problem..and yet its not something you want visitors to see
> either. What gets me is that commercial about CLR, and how thorough it
> is in cleaning rust and etc.
We get that in our 2nd bathroom that isn't used much. It is a hard water
ring. About every six months I do this and it gets rid of it: Lift the
seat of the toilet and take a large pail of water and dump it directly into
the bowl. This will cause it to flush without refilling the bowl. Take a
square of VERY FINE sand paper (it is usually black) and gently scrub the
ring away. When the ring is gone, follow up with a little comet or ajax and
then flush the toilet normally. The bowl should be good for another six
months before the build-up returns. (It depends on how hard your water is.)
==============================================================================
TOPIC: What's 1 way you enjoy being wasteful?
http://groups.google.com/group/misc.consumers.frugal-living/t/d28075f4c0b4eb2f?hl=en
==============================================================================
== 1 of 11 ==
Date: Sat, Feb 27 2010 1:56 am
From: "Jim...(8-| "
On Sat, 27 Feb 2010 15:38:13 +1100, "Rod Speed"
<rod.speed.aaa@gmail.com> wrote:
>Jim...(8-| wrote
>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>> me@privacy.net wrote
>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>
>>>>> I basically buy whatever I feel like technology wise,
>>>>> have the lights and heaters etc all fully automated,
>
>>>> what hardware are you using to automate lights and heaters?
>
>>> X10
>
>> It doesn't sound like you have reverse cycle A/C?
>
>Nope, I use a swamp cooler in summer, vastly better value.
Yeah, i didn't think of your dry heat, those evaporator things are
useless here.
>
>I use electric heat, and have just lately changed over to using a
>heated throw rather than keeping the entire room nice and warm.
>
>The house is passive solar and that works fine unless its a very overcast heavy cloud day.
>
>> The heat from that is splendid for a warm up job when
>> cold and I think rather rends olde style heaters past it.
>
>It doesnt work that well here, its too cold outside when I need the
>heat most, first thing in the morning before the sun comes up and
>I get the advantage of the passive solar sitting in the sun. Its too
>cold outside for reverse cycle to work well here, and the main
>room is very lossy with vast amounts of north facing glass.
>
>It wouldnt be economical to replace that glass with very high tech
>tripple glazing now, it makes a lot more sense to use an electric
>storage heater that gets charged overnight to warm the room up
>quickly. I get up very early indeed, often 4am or earlier and thats
>well before the sun comes up. So it makes more sense to use
>a heated throw and then turn that off when I'm sitting in the sun later.
I'm in the process of boarding up our windows, we don't need any sun
shining in, and anything to quieten the outside noise is a bonus.
>
>> Not a difficult job to fit a split system A/C either and
>> they can be had at a pretty reasonable price now.
>
>Sure, but the problem is that the outside temps are so low when
>I want it to provide heat that they dont work that well in my situation.
>Makes more sense to get the quick boost of the air temp using
>stored electrical heat and use the heated throw until the sun comes up.
I can't help but think the belief about not working in cold temps may
be a furphy. You're more switched on than me in these techy things but
in my mind providing the outside temp is higher than the boiling point
of the refrigerating gas then it should work. Even at -10 with a big
block of ice sitting on the evaporator coil (the outside one when in
reverse) it should still function.
Where am I wrong? as they say they don't work near freezing point.
>
>Even in the evening after the sun has gone down, a heated throw
>costs a hell of a lot less to run than any reverse cycle system does.
>
>Same for the days with no sun too.
>
== 2 of 11 ==
Date: Sat, Feb 27 2010 2:49 am
From: Ohioguy
>You made me think of a good point: Is high speed internet now a
>necessity in the home, like a washing machine or telephone, or is it
>still a luxury?
It depends on who you ask. Try asking a homeless guy on the street,
and his answer will likely vary from that of a guy with a $400k house
and a nice suit job.
I'd still classify it as a luxury, because as I'm typing this, I'm
connecting using dialup. (all2easy.net - $5 a month) However, more and
more websites are ASSUMING you have high speed Internet, and are
becoming very difficult to use if you have dialup. Plus, if you have
dialup, nobody can contact you when you are online, unless you are
willing to pay another $7 a month for call waiting. I'd much rather pay
$20 a month for DSL than $12 for dialup and call waiting. Of course,
I'd also much rather pay about $10 for high speed Internet than $20.
== 3 of 11 ==
Date: Sat, Feb 27 2010 5:46 am
From: "The Henchman"
"Michael Black" <et472@ncf.ca> wrote in message
news:Pine.LNX.4.64.1002262306430.7000@darkstar.example.net...
> Telephones aren't a necessity, one could live with mail. That virtually
> everyone has a telephone is mostly the way society has decided.
I think that opinion is not correct. Telephones are a necessacity. For
example, this week I had to file an insurance claim. I had to make this
over the telephone, as there were no papers to download from their internet
site that related to my claim. When a winter storm hit this week and I was
going to be two hours late picking my wife up from work I phoned her and
told her. When Granma slipped and fell in her house, slashing her leg open,
she use a telephone to call us for help.
>
> The internet is probably that way, you can do a lot with it so most
> people aren't willing to abandon it.
>
> But high speed? What you'll probably find is that most of what people use
> high speed for doesn't rate as a necessity. If TV isn't a necessity, then
> getting it over the internet sure isn't. Sure you can download songs
> faster if you have high speed internet, but many wouldn't consider buying
> music (or stealing music) a necessity. A lot of things that make high
> speed internet "valuable" is a result of things shifting to the end user.
> Great, some independent movie maker can distribute their movie "for free"
> but it relies on the end user paying for high speed internet.
>
> Michael
Yeah you've made some good points on the high speed issues and it describes
some of the patterns in my home, but around my town basic high speed
internet is lower in price than dial-up (although before I cement this
claim, I should check-out the small independent). At least with the utility
and telecom companies dial-up is about 22.95 a month, unlimited usage and
basic high speed about 10.99 a month (with 10 gb data cap). My town is full
of fibre optic and high quality copper wires, plus there are all kinds of
hills with towers that offer wireless. Competition and availability has
made high speed very value priced.
Another argument with high speed internet is it's replaced my car in many
ways: All my banking and finances are done online (so no bank line-up), all
my bills are paid online, taxes filed online, some clothing and books etc
purchase online, at lower prices. Online shopping has replaced catalogue
shopping I believe.
Another example: all my retirement planning has been done online (research,
purchases, sales, investment accounts). I guess I can go to a "guy" but I
do all my own research and keep the fees to myself. With high speed, the
public library is in my house 24 hours a day. High speed allows us to free
more time, use the car less, plan more efficiently, save a few dollars.
== 4 of 11 ==
Date: Sat, Feb 27 2010 8:50 am
From: Shawn Hirn
In article <gN6in.22$_v6.13@newsfe08.iad>, Ohioguy <none@none.net>
wrote:
> >You made me think of a good point: Is high speed internet now a
> >necessity in the home, like a washing machine or telephone, or is it
> >still a luxury?
>
> It depends on who you ask. Try asking a homeless guy on the street,
> and his answer will likely vary from that of a guy with a $400k house
> and a nice suit job.
>
> I'd still classify it as a luxury, because as I'm typing this, I'm
> connecting using dialup. (all2easy.net - $5 a month) However, more and
> more websites are ASSUMING you have high speed Internet, and are
> becoming very difficult to use if you have dialup. Plus, if you have
> dialup, nobody can contact you when you are online, unless you are
> willing to pay another $7 a month for call waiting. I'd much rather pay
> $20 a month for DSL than $12 for dialup and call waiting. Of course,
> I'd also much rather pay about $10 for high speed Internet than $20.
For me, broadband Internet access at home is an essential part of my
life, but I work in the computer industry. I have the fastest broadband
I can get in my area. Just about an hour ago, something came up at work
and I had to VPN in and fix it. If I was on dial up, that process would
have been painfully slow. With my fast broadband service, it took me
about five minutes to fix.
I am in graduate school too. A good deal of the content for the courses
I take is online, even though we have weekly class lectures. We have to
go online and read some materials every week prior to class, in addition
to reading our textbook.
I have a cousin who is a few years younger than me, maybe around 42. He
is well below the poverty level. He and his mom share a one bedroom
apartment and they barely get by each month on his disability and her
social security income. They have Comcast's basic Internet and digital
cable TV, which they got as a package deal.
Even applying for a low skilled job such as convenience store cashiers
is done online. With the cutbacks at the public libraries, getting there
and finding an available Internet station is a real challenge, so even
for my cousin and my aunt who don't have two dimes to rub together most
of the time, Internet access is important.
About two years ago, I set up my cousin with a used Gateway PC with
Windows XP which I bought for a mere $25, including the monitor. My
cousin uses it for a variety of things, including making a few extra
dollars online each month doing surveys. So the little bit of money he
makes pays for their ISP service, but not much more than that.
Even my cheapskate dad got hooked on the Internet. My folks are
fortunate that they really don't have to worry about where their next
meal comes from. My dad has no real expenses other than some co-pays for
medicines my mom takes and his real estate taxes, which only amount to
maybe $120 a month. So for him, having DSL is not a big crimp in his
budget.
My sister had to move in with my parents for a few months last year. She
needs broadband for her job and my dad complained a lot about having it
installed in his house because he said its an unnecessary expense. My
sister got her way (as she usually does with my dad). She eventually
showed my dad lots of things that interest him on the Internet such as
wikipedia and google searches. My sister moved out six months ago. When
she moved, I got my dad a cheap Mac mini and he continued the lowest
level DSL which my sister originally had installed. He's hooked now on
the Internet and now he's learning about email and facebook. My dad can
spend hours online looking up info on topics such as botany, fishing,
and home repairs and other topics of interest to him and now through
facebook, he's hooked up with some family members that live thousands of
miles away. For the $20 or so my dad spends on his DSL a month, it is a
bargain. Than again, from my perspective, my dad's broadband is still
way too slow for my taste. If I do a Mac OS X security update, for
example, it can take 20 minutes to download on his Mac mini, whereas the
same update might take a minute or two on my iMac, but for my dad, his
slow DSL is fine.
My dad refuses to pay for cable or satellite TV, but he has TWO fairly
new HDTVs. He has HDTV rabbit ears on both sets and the quality of the
over the air HD is amazing on his two televisions. For me, I have no
choice but to subscribe to paid TV, although HDTV is a luxury. Due to
the construction of the apartment building where I live, rabbit ears
will not work and an exterior antenna is out of the question so I have
Comcast HDTV, with one HD DVR and one HD box (non-DVR). I hate watching
SD TV now, but if I had the choice between broadband and paid TV, I
would ditch the paid TV and keep the broadband because I need it for my
job and I can always watch popular TV shows and the news via steaming
video.
== 5 of 11 ==
Date: Sat, Feb 27 2010 8:59 am
From: Shawn Hirn
In article <Pine.LNX.4.64.1002262306430.7000@darkstar.example.net>,
Michael Black <et472@ncf.ca> wrote:
> On Fri, 26 Feb 2010, The Henchman wrote:
>
> >
> >
> > "Jim...(8-| " <jim@home.com> wrote in message
> > news:c9hfo558g7h58pssv5g01pklvnn00do9rb@4ax.com...
> > .
> >>
> >> It has changed our viewing and now we avoid SD as much as feasible
> >> including waiting for sports events to be replayed by them in HD
> >> rather than endure the local stations commercial ridden blur.
> >> Our week would comprise 100+ hours of TV viewing in concert with our
> >> internet usage so I can't see any point being stingy with TV. Although
> >> our 101 cm Samsung whilst being a quality unit when we bought it 18
> >> months ago may have been better served being a bit bigger.
> >
> >
> > You made me think of a good point: Is high speed internet now a
> > nesscessacity in the home, like a washing machine or telephone, or is it
> > still a luxury?
> >
> > To me television is a luxury, although it is useful from time to time: the
> > cooking shows and weather reports. What about Internet? And since many
> > people are now combining internet and television into one bill, that
> > becomes
> > clouded to.
> >
> Telephones aren't a necessity, one could live with mail. That virtually
> everyone has a telephone is mostly the way society has decided.
>
> The internet is probably that way, you can do a lot with it so most
> people aren't willing to abandon it.
>
> But high speed? What you'll probably find is that most of what people use
> high speed for doesn't rate as a necessity. If TV isn't a necessity, then
> getting it over the internet sure isn't. Sure you can download songs
> faster if you have high speed internet, but many wouldn't consider buying
> music (or stealing music) a necessity. A lot of things that make high
> speed internet "valuable" is a result of things shifting to the end user.
> Great, some independent movie maker can distribute their movie "for free"
> but it relies on the end user paying for high speed internet.
>
> Michael
But these days, even applying for most jobs requires that the applicant
fill out an online application, plus doing things such as banking online
is a hell of a lot more convenient than doing it face-to-face, not to
mention that one of my bank accounts is with ING Direct, which is based
in Europe. I am in NJ, so going there to make a deposit, up until
recently, wasn't a viable option. ING does now have a brick and mortar
bank branch near me though.
Hell, just this morning, I checked on three bank accounts (all local
banks) without leaving my apartment. This resulted in a big savings in
time and money (no gas). I transferred money from my tax rebate to a
checking account at a different bank, then I logged onto that bank and I
scheduled an extra car payment in the amount that I transferred to that
account.
I also trade stocks online a few times a year. For example, one stock I
bought last year (SIRI) has made enough profit to pay for my broadband
ISP service for several years to come if I sold it now, which I do not
intend to do.
I am also shopping for a house. I haven't had any luck finding a home
that fully suits my needs yet, but the online realtor.com web site has
been invaluable to me in searching for homes, not to mention the
realtor.com iPhone app, which is the best thing since sliced bread for
those who are shopping for a home. Without Internet access, I couldn't
even imagine how much of a drudge it would be to shop for a house. Even
with Internet access, I find home shopping to be tedious and boring.
== 6 of 11 ==
Date: Sat, Feb 27 2010 10:06 am
From: Balvenieman
Ohioguy <none@none.net> wrote:
>You
>know, something that sort of bothers you because it certainly ISN'T
>frugal, like most of your life, but you still want it enough to do it
>anyway.
>
> I have two:
Well, they don't bother me, at all; neither do I consider any of
them "wasteful"; but here goes:
1) I drink a little whisky almost daily but not to excess; a 750ml
"fifth" (±$50, tax incl) lasts 10-12 days;
2) I may smoke a tobacco-free ciggie from time to time....
3) DW&I never compromise food intrinsic or sensory quality for price,
although, we do shop among sales and so-called "specials"—in most cases,
doing-without beats making-do;
4) After five years' experience, I don't think I could return to dialup
Internet access from highspeed cable. Complex W3 sites would be useless;
streaming audio and video (a near-constant in the household) would be
impossible; my online stock data and charting service (another
near-constant) would be useless.
--
the Balvenieman
Running on single malt in U.S.A.
USDA zone 9b
== 7 of 11 ==
Date: Sat, Feb 27 2010 10:22 am
From: "Rod Speed"
Jim...(8-| wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> Jim...(8-| wrote
>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>> me@privacy.net wrote
>>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>>>> I basically buy whatever I feel like technology wise,
>>>>>> have the lights and heaters etc all fully automated,
>>>>> what hardware are you using to automate lights and heaters?
>>>> X10
>>> It doesn't sound like you have reverse cycle A/C?
>> Nope, I use a swamp cooler in summer, vastly better value.
> Yeah, i didn't think of your dry heat, those evaporator things are useless here.
>> I use electric heat, and have just lately changed over to using a
>> heated throw rather than keeping the entire room nice and warm.
>> The house is passive solar and that works fine unless its a very
>> overcast heavy cloud day.
>>> The heat from that is splendid for a warm up job when
>>> cold and I think rather rends olde style heaters past it.
>> It doesnt work that well here, its too cold outside when I need the
>> heat most, first thing in the morning before the sun comes up and
>> I get the advantage of the passive solar sitting in the sun. Its too
>> cold outside for reverse cycle to work well here, and the main
>> room is very lossy with vast amounts of north facing glass.
>> It wouldnt be economical to replace that glass with very high tech
>> tripple glazing now, it makes a lot more sense to use an electric
>> storage heater that gets charged overnight to warm the room up
>> quickly. I get up very early indeed, often 4am or earlier and thats
>> well before the sun comes up. So it makes more sense to use
>> a heated throw and then turn that off when I'm sitting in the sun later.
> I'm in the process of boarding up our windows, we don't need any sun shining in,
Dunno, I would have preferred it in BrizVegas one time when
I showed up in Oct, too cold for me in shorts and T shirt.
The parents did have a wood fire too for winter,
but that at night when the sun is long gone.
> and anything to quieten the outside noise is a bonus.
Not a problem here, mine are all 8'x8' patio doors with
heavy armoured glass. That keeps the noise at bay
except when I have the doors open when the cooler is off.
The main problem with that config is that windy days
are a bit of a nuisance blowing the papers around etc.
>>> Not a difficult job to fit a split system A/C either and
>>> they can be had at a pretty reasonable price now.
>> Sure, but the problem is that the outside temps are so low when
>> I want it to provide heat that they dont work that well in my situation.
>> Makes more sense to get the quick boost of the air temp using
>> stored electrical heat and use the heated throw until the sun comes up.
> I can't help but think the belief about not working in cold temps may be a furphy.
Yeah, it certainly is for me, I dont get that effect at all.
I do with the stinking hot days, but thats days over 40C.
> You're more switched on than me in these techy things but
> in my mind providing the outside temp is higher than the
> boiling point of the refrigerating gas then it should work.
The problem is that the outside coils ice up.
Its possible to have them on the sunny north side, but that doesnt
help with my very early starts, the sun doenst come up for 3-4
hours and I dont need the R/C once the sun is up anyway.
It is possible to have the coils against a heavy concrete wall
under a deep eve where the sun has heated that concrete
wall the day before, but there isnt any heat left in it by 3am
the next day unless you have a movable thermal blanket over it.
Its just a lot easier to automate the storage
electrical heater and the heated throw.
The storage heater is still being charged until about 6am when
everyone else is getting out of bed an starting breakfast etc.
> Even at -10 with a big block of ice sitting on the evaporator
> coil (the outside one when in reverse) it should still function.
It still works, but the efficiency is fucked so its not that much better than a fan heater.
And the offpeak power for the storage heater is much
cheaper again, so its much better value than R/C.
> Where am I wrong? as they say they don't work near freezing point.
Its not so much wrong as the efficiency ends up worse than the offpeak power costs.
I really should just sleep in till the sun has come up, but I dont work like that at all.
Big change there. I used to think that 9:30 meetings at work
were a complete obscenity. I hardly ever sleep in till 5 now.
>> Even in the evening after the sun has gone down, a heated throw
>> costs a hell of a lot less to run than any reverse cycle system does.
>> Same for the days with no sun too.
== 8 of 11 ==
Date: Sat, Feb 27 2010 10:25 am
From: "Rod Speed"
Ohioguy wrote:
>> You made me think of a good point: Is high speed internet now a
>> necessity in the home, like a washing machine or telephone, or is it
>> still a luxury?
>
> It depends on who you ask. Try asking a homeless guy on the street,
> and his answer will likely vary from that of a guy with a $400k house
> and a nice suit job.
>
> I'd still classify it as a luxury, because as I'm typing this, I'm
> connecting using dialup. (all2easy.net - $5 a month) However, more
> and more websites are ASSUMING you have high speed Internet, and are
> becoming very difficult to use if you have dialup. Plus, if you have
> dialup, nobody can contact you when you are online, unless you are
> willing to pay another $7 a month for call waiting. I'd much rather
> pay $20 a month for DSL than $12 for dialup and call waiting.
And in some countrys where you pay for the phone call, DSL can
actually be cheaper than the phone call costs if you use the net much.
And there is the saving with voip as well. I can call anywhere for 8c
per call, total cost of the call, even on the other side of the world
with no monthly cost for the voip service at all, just 8c per call.
> Of course, I'd also much rather pay about $10 for high speed Internet than $20.
== 9 of 11 ==
Date: Sat, Feb 27 2010 10:35 am
From: "Rod Speed"
The Henchman wrote
> Michael Black <et472@ncf.ca> wrote
>> Telephones aren't a necessity, one could live with mail. That virtually everyone has a telephone is mostly the way
>> society has decided.
> I think that opinion is not correct. Telephones are a necessacity.
Thats very arguable. Particularly if you allow for cellphones and voip.
> For example, this week I had to file an insurance claim. I had to make this over the telephone, as there were no
> papers to download from their internet site that related to my claim.
Few are in that situation.
> When a winter storm hit this week and I was going to be two hours late picking my wife up from work I phoned her and
> told her.
Doesnt make a phone a necessity, you could have made the call on a neighbour's phone or voip.
> When Granma slipped and fell in her house, slashing her leg open, she use a telephone to call us for help.
That doesnt happen enough for it to be a necessity.
And a cellphone can call 911 without any service paid for.
>> The internet is probably that way, you can do a lot with it so most people aren't willing to abandon it.
>> But high speed? What you'll probably find is that most of what
>> people use high speed for doesn't rate as a necessity. If TV isn't
>> a necessity, then getting it over the internet sure isn't. Sure you
>> can download songs faster if you have high speed internet, but many
>> wouldn't consider buying music (or stealing music) a necessity. A
>> lot of things that make high speed internet "valuable" is a result
>> of things shifting to the end user. Great, some independent movie
>> maker can distribute their movie "for free" but it relies on the end
>> user paying for high speed internet.
> Yeah you've made some good points on the high speed issues and it describes some of the patterns in my home, but
> around my town basic high speed internet is lower in price than dial-up (although before I cement this claim, I should
> check-out the small independent).
Its often true in countrys that charge for phone calls too
particularly when you use voip over the DSL as well.
> At least with the utility and telecom companies dial-up is about 22.95 a
> month, unlimited usage and basic high speed about 10.99 a month
> (with 10 gb data cap). My town is full of fibre optic and high
> quality copper wires, plus there are all kinds of hills with towers
> that offer wireless. Competition and availability has made high
> speed very value priced.
> Another argument with high speed internet is it's replaced my car in
> many ways: All my banking and finances are done online (so no bank
> line-up), all my bills are paid online, taxes filed online, some
> clothing and books etc purchase online, at lower prices.
Yep.
> Online shopping has replaced catalogue shopping I believe.
Not for most.
> Another example: all my retirement planning has been done online
> (research, purchases, sales, investment accounts). I guess I can go
> to a "guy" but I do all my own research and keep the fees to myself. With high speed, the public library is in my
> house 24 hours a day. High speed allows us to free more time, use the car less, plan more
> efficiently, save a few dollars.
And it was so much more convenient than the library when
I got back into vegy growing after not doing it for 50 years.
== 10 of 11 ==
Date: Sat, Feb 27 2010 10:52 am
From: me@privacy.net
"Rod Speed" <rod.speed.aaa@gmail.com> wrote:
>t a lot easier to automate the storage
>electrical heater and the heated throw.
Rod.... what is storage electrical heater?
Just a big thermal mass heated by resistance electric
heat for use later?
Have link?
== 11 of 11 ==
Date: Sat, Feb 27 2010 12:00 pm
From: "Rod Speed"
me@privacy.net wrote:
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> a lot easier to automate the storage
>> electrical heater and the heated throw.
> Rod.... what is storage electrical heater?
Its a system where off peak electrical power is used to heat
a stack of metal bricks contained in a very high tech silica
insulation stack. The bricks are heated to red hot using
off peak power which costs a third of the cost of peak
power and the heat is extracted with a long cylindrical
fan in the base of the heater. The charging is done
auto using a thermostat cutoff.
We get off peak power right thru the evening, from about
10pm till about 6am and there is another charge in the
afternoon, from about 2pm till about 4pm roughly.
> Just a big thermal mass heated by resistance electric heat for use later?
Yes.
> Have link?
http://www.derbyheatbanks.com.au/
http://en.wikipedia.org/wiki/Storage_heater
==============================================================================
TOPIC: home energy tax credit
http://groups.google.com/group/misc.consumers.frugal-living/t/9a9c93b7bf6716bd?hl=en
==============================================================================
== 1 of 1 ==
Date: Sat, Feb 27 2010 2:58 am
From: Ohioguy
I've just had all of the windows in our new place replaced with
Energy Star rated windows, and also had 2 doors replaced with Energy
Star rated ones. I'm going to peel all of the Energy Star stickers and
ratings stickers off of them and keep them in a folder as proof.
This year, I can't get anything out of this because it isn't a
refundable tax credit - it just decreases what you owe.
For 2010, however, I'm wondering how I might best put this tax credit
to work. Obviously, it is designed to balance out a tax owed, so I'm
wondering if there is something (useful, fun, whatever) I could do in
order to "owe" taxes this year, and balance those owed taxes out using
the energy tax credit.
The only thing I can think of so far is perhaps transferring some of
my wife's retirement funds over to a Roth IRA. Doing so triggers an
immediate tax liability, since about 60% of her retirement funds are
still in a taxable account.
Anybody have any other ideas? Thanks!
==============================================================================
TOPIC: paypal wholesale all brand(UGGBOOTS,SHOES,CLOTHES,HANDBAG,WATCH,JEANS,
JERSEY,T-SHIRT,SHIRTS,HOODY,EYEGLASS,CAP,SHAWL,WALLT) and so on.
http://groups.google.com/group/misc.consumers.frugal-living/t/117c5d3d3eac3ed3?hl=en
==============================================================================
== 1 of 1 ==
Date: Sat, Feb 27 2010 5:12 am
From: jerry
LV,coach,chanel boots wholesale (paypal payment)
( www.globlepurchase.com )
air force ones (paypal payment)(www.globlepurchase.com)
nike trading (paypal payment)( www.globlepurchase.com )
nike shox (paypal payment)( www.globlepurchase.com )
shox air (paypal payment)( www.globlepurchase.com)
white shoe (paypal payment)(www.globlepurchase.com )
nike shoe (paypal payment)( www.globlepurchase.com )
nike air shox (paypal payment)( www.globlepurchase.com)
shox r4
tennis shoes (paypal payment)(www.globlepurchase.com )
tennis shoe (paypal payment)( www.globlepurchase.com)
basketball shoe (paypal payment)( www.globlepurchase.com )
jordan shoe (paypal payment)(www.globlepurchase.com)
nike shox 2 (paypal payment)( www.globlepurchase.com)
nike shox ace (paypal payment)( www.globlepurchase.com)
men's shoe (paypal payment)( www.globlepurchase.com )
buy shoe (paypal payment)( www.globlepurchase.com)
adidas shoe (paypal payment)( www.globlepurchase.com )
kids shoe (paypal payment)( www.globlepurchase.com )
buy shoes (paypal payment)( www.globlepurchase.com )
puma shoe (paypal payment)(www.globlepurchase.com )
converse shoe (paypal payment)( www.globlepurchase.com )
shoes sale (paypal payment)(www.globlepurchase.com)
running shoes women (paypal payment)(www.globlepurchase.com )
adidas running shoes (paypal payment)( www.globlepurchase.com )
Ugg shoes wholesale (paypal payment)(www.globlepurchase.com)
ugg shoes (paypal payment)(www.globlepurchase.com )
Footwear (paypal payment)( www.globlepurchase.com)
Paul Smith shoes (paypal payment)( www.globlepurchase.com )
Jordan shoes (paypal payment)(www.globlepurchase.com )
Bape shoes (paypal payment)( www.globlepurchase.com)
Chanel shoes (paypal payment)(www.globlepurchase.com )
D&G shoes (paypal payment)( www.globlepurchase.com )
Dior shoes (paypal payment)( www.globlepurchase.com)
ED hardy shoes (paypal payment)( www.globlepurchase.com)
Evisu shoes (paypal payment)(www.globlepurchase.com)
Fendi shoes (paypal payment)( www.globlepurchase.com )
Gucci shoes `(paypal payment)( www.globlepurchase.com )
Hogan shoes (paypal payment)( www.globlepurchase.com )
Lv shoes (paypal payment)(www.globlepurchase.com )
Prada shoes (paypal payment)( www.globlepurchase.com )
Timberland shoes (paypal payment)( www.globlepurchase.com )
Tous shoes (paypal payment)( www.globlepurchase.com )
Ugg shoes (paypal payment)(www.globlepurchase.com)
Ice cream shoes (paypal payment)( www.globlepurchase.com )
Sebago shoes (paypal payment)( www.globlepurchase.com )
Lacoste shoes (paypal payment)( www.globlepurchase.com)
Air force one shoes (paypal payment)( www.globlepurchase.com )
TODS shoes (paypal payment)( www.globlepurchase.com)
AF shoes (paypal payment)( www.globlepurchase.com)
==============================================================================
TOPIC: ◆⊙◆ HOT Sale!!! 2010 Get low price wholesale ED Hardy Long Sleeve, AF
Long Sleeve, LV Long Sleeve ect at www.rijing-trade.com <Paypal Payment>
http://groups.google.com/group/misc.consumers.frugal-living/t/c4c8a74157fa580d?hl=en
==============================================================================
== 1 of 1 ==
Date: Sat, Feb 27 2010 5:34 am
From: "www.fjrjtrade.com"
◆⊙◆ HOT Sale!!! 2010 Get low price wholesale ED Hardy Long Sleeve, AF
Long Sleeve, LV Long Sleeve ect at www.rijing-trade.com <Paypal
Payment>
Cheap wholesale Long Sleeve
http://www.fjrjtrade.com/840-Long-Sleeve.html
Cheap wholesale Armani Long Sleeve
Cheap wholesale G-STAR Long Sleeve
Cheap wholesale A&F Long Sleeve
Cheap wholesale Christan Audigier Long Sleeve
Cheap wholesale D&G Man Long Sleeve
Cheap wholesale Ecko Long Sleeve
Cheap wholesale ED Hardy Long Sleeve
Cheap wholesale Gucci Long Sleeve
Cheap wholesale Lacoste Long Sleeve
Cheap wholesale LV Long Sleeve
Cheap wholesale Nike Long Sleeve
Cheap wholesale Ralph Lauren POLO Long Sleeve
==============================================================================
TOPIC: Ahben.com launches a Free eCommerce site!
http://groups.google.com/group/misc.consumers.frugal-living/t/eb0b6b83b22ac588?hl=en
==============================================================================
== 1 of 1 ==
Date: Sat, Feb 27 2010 6:40 am
From: ahben
Ahben.com changing how eCommerce works!
Sell online FREE! Open Store is FREE!
Get Started!
==============================================================================
TOPIC: Paypal payment>>>> Replica Jordan Shoes with original Box Cheap
Wholesale free shiopping (www.vipchinatrade.com)
http://groups.google.com/group/misc.consumers.frugal-living/t/22dbb752ba63ea49?hl=en
==============================================================================
== 1 of 1 ==
Date: Sat, Feb 27 2010 8:58 am
From: tradenow
We offer Cheap Nike Shoes, Air Jordan Shoes are on sale now, our Air
Jordan shoes, Nike Shoes are exclusive and we offer original box of
jordan shoes.
Nike Air Jordan Shoes
Cheap Wholesale Jordan 1 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 1.5 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 2
Cheap Wholesale Jordan 2.5 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 3
Cheap Wholesale Jordan 3.5
Cheap Wholesale Jordan 4 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 4.5
Cheap Wholesale Jordan 5 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 5.5
Cheap Wholesale Jordan 6 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 6.5 Kid
Cheap Wholesale Jordan 7 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 7.5
Cheap Wholesale Jordan 8
Cheap Wholesale Jordan 9 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 9.5
Cheap Wholesale Jordan 10
Cheap Wholesale Jordan 11 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 11.5
Cheap Wholesale Jordan 12
Cheap Wholesale Jordan 12.5
Cheap Wholesale Jordan 13 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 14
Cheap Wholesale Jordan 15
Cheap Wholesale Jordan 15.5 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 16
Cheap Wholesale Jordan 17
Cheap Wholesale Jordan 18 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 19
Cheap Wholesale Jordan 19.5
Cheap Wholesale Jordan 22 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 22.5
Cheap Wholesale Jordan 23
Cheap Wholesale Jordan 24 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Air Yeezy
Cheap Wholesale Jodan 23+AF1
Cheap Wholesale Jordan 1+Jordan 2+Jordan 5+Jordan 7
Cheap Wholesale Jordan 3+AF1 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 3+Jordan 5+Jordan 15 (paypal payment)
(www.vipchinatrade.com )
Cheap Wholesale Jordan 4+AF1
Cheap Wholesale Jordan 4.5+AF1
Cheap Wholesale Jordan 5+AF1 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 6+AF1 Cheap Wholesale Jordan 9+AF1
Cheap Wholesale Jordan 9+Jordan 23 (paypal payment)
(www.vipchinatrade.com )
Cheap Wholesale Jordan 11+AF1
Cheap Wholesale Jordan 11.5+AF1
Cheap Wholesale Jordan 11+Anthony (paypal payment)
(www.vipchinatrade.com )
Cheap Wholesale Jordan 11+Jordan 12
Cheap Wholesale Jordan 11+Jordan 13
Cheap Wholesale Jordan 11+Jordan 23 (paypal payment)
(www.vipchinatrade.com )
Cheap Wholesale Jordan 11+Obama
Cheap Wholesale Jordan 12+AF1
Cheap Wholesale Jordan 13+AF1 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 13+AJ6Rings
Cheap Wholesale Jordan 16.5+AF1 (paypal payment)
(www.vipchinatrade.com )
Cheap Wholesale Jordan 18+Jordan 23
Cheap Wholesale Jordan 20+AF1 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 21+Jordan 23
Cheap Wholesale Jordan 25+AF1 (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan 6 unite1 Cheap Wholesale Jordan 8 unite1
Cheap Wholesale Jordan flying (paypal payment)(www.vipchinatrade.com )
Cheap Wholesale Jordan foamposite liite Man
Cheap Wholesale Jordan Melo M5
Cheap Wholesale Jordan True Flight
Cheap Wholesale Jordan Trunner Q4 (paypal payment)
(www.vipchinatrade.com )
==============================================================================
TOPIC: walking boots-- which are good?
http://groups.google.com/group/misc.consumers.frugal-living/t/52b4735386145e8e?hl=en
==============================================================================
== 1 of 3 ==
Date: Sat, Feb 27 2010 10:36 am
From: bobharvey
On 19 Feb, 11:58, "john bently" <bluest...@mail.invalid> wrote:
> Or would anyone know of some boots (preferably not too expensive) that are
> generally believed by many people to be a good buy? Thanks for any advice.
This is not so simple a question as you might think. I've taken to
wearing fabric-sided walking boots for general travel through airports
and cities, and even for walking to the shops. Most "fashion shoes"
are now so paedatrically illiterate that even wearing them to walk
down stairs is outside their design range.
Problem with walking boots is that, despite all the manufacturers
protestations that they know so much about feet, they don't usually
make them in different width fittings! I can't get my feet into
Brasher boots at all, but the pair of Contour boots I have (similar to
their Nevada but 5 years old) fit me like a glove and are so supremely
comfortable I am tempted to wear them everywhere. List price now is
about 75 quid, I paid less than 60 5 years ago in one of those
villages between Dartmoor and the A38.
I've just finished a 6 week trip round Europe, wearing WoodWorld
safety boots at work and a pair of Gore-tex Agile boots in the
evenings and at weekends. I had to go to a meeting wearing a pair of
Clark's leather brogues that cost over a hundred quid and I had a
blister on the ball of my feet after 10 minutes.
I buy my 'everyday' boots from a workwear shop in Stamford, trying on
what they have that will fit my high instep and wide forefoot, and
only rarely pay more than £35. I used to buy Hi-Tec boots from them
down the years, but they seem determined to go the fashion route now
and make footwear for youngsters who want to look like robocop. They
are narrower at the front too.
The soles on cheaper workwear-shop boots seem to survive walking on
paving and the steel decks of ships for twice as long as those on e.g.
Berghaus or karrimoor branded leather boots.
Don't overlook Doc Martens and the Airwear sole either. They were
originally designed as industrial footwear with a difference: they
were comfortable to wear and did not feel like a steel box on your
foot after 20 minutes.
I had one pair of very cheap boots with mock-leather uppers and a
padded ankle band of some synthetic rubbish that I wore for several
years. They had a good vibram sole, and I changed the foot liner for
an expensive one (all of two quid). Happening to be in the USA once I
wore them for 3 weeks walking round the Big Bend national park and
they were perfectly fine. Ten years later I still wore them for
gardening and walking the dogs, until the welt failed. I'm sure they
cost me less than a tenner in Grantham Market. Vibram and Goodyear
workshoe soles are worth looking out for, especially if long life is
important to you.
== 2 of 3 ==
Date: Sat, Feb 27 2010 10:43 am
From: bobharvey
On 23 Feb, 17:03, Christopher Loffredo <m...@privacy.com> wrote:
> My non-Gore-Tex boots are certainly neither cheap nor low-end. In fact,
> full-leather non-Gore-Text boots usually cost as much or more than the
> ones with.
That would be my other bit of advice - keep a weather eye on prices.
I've seen a 3-to-one variation in the same boots from farm shop in
Lincolnshire to Barnard Castle hardware store to dedicated outdoor
hyperstore in manchester
== 3 of 3 ==
Date: Sat, Feb 27 2010 11:02 am
From: SMS
bobharvey wrote:
> Problem with walking boots is that, despite all the manufacturers
> protestations that they know so much about feet, they don't usually
> make them in different width fittings!
Can't speak for the UK, but in the U.S. the higher end hiking boots are
generally available in two or three different widths. But if you're
getting a lower end boot then you're usually out of luck--they don't
want to manufacture SKUs that sell in low volumes if the product is cheap.
Ironically, two stores I've seen a wide selection of widths for shoes
(not boots) are the Sketchers store (not the other stores that sell
Sketchers) and Wal-Mart. I thought it was rather strange that a store
like Wal-Mart would have a better choice of wide shoes than most shoe
stores.
In any case, the bottom line remains the same when buying walking
(hiking) boots. First look for the necessary design elements which are:
1. GORE-TEX� lining (or other breathable waterproof membrane lining) for
breathable waterproofness (nearly all mid to high end boots have this).
NEVER buy hiking boots that lack a breathable waterproof membrane lining.
2. Vibram� outsole for best traction (cheaper boots may have a lower
grade outsole).
3. Stitchdown construction (not just glued) for durability (very rare
except on extreme high end).
4. Full-grain, all-leather upper (not split grain, not "nubuck") for
support and durability.
Once you find all the boots with the necessary design elements you begin
to narrow down your choices based on other factors like fit, aesthetics,
price, etc..
==============================================================================
TOPIC: Best Skype handset?
http://groups.google.com/group/misc.consumers.frugal-living/t/b86d632e2a6b959c?hl=en
==============================================================================
== 1 of 5 ==
Date: Sat, Feb 27 2010 11:05 am
From: me@privacy.net
I want to start using Skype for calls from home and
hotspots and use prepaid cell only when out of
hotspots.
Anyone recommend a good handset for Skype use?
== 2 of 5 ==
Date: Sat, Feb 27 2010 11:29 am
From: "terrable"
<me@privacy.net> wrote in message
news:47rio5hcd7pa3tn4n1t7pk33ji4sfm812n@4ax.com...
>I want to start using Skype for calls from home and
> hotspots and use prepaid cell only when out of
> hotspots.
>
> Anyone recommend a good handset for Skype use?
You will get much better responses asking about a "headset" for Skype.
I use an Adrenaline Multimedia headset that I got at a discount store for
$6.99. Works just fine for me.
== 3 of 5 ==
Date: Sat, Feb 27 2010 11:39 am
From: me@privacy.net
"terrable" <terrable@terrable.net> wrote:
>You will get much better responses asking about a "headset" for Skype.
not what I want
want a handset.... like a cell phone
== 4 of 5 ==
Date: Sat, Feb 27 2010 11:43 am
From: "terrable"
<me@privacy.net> wrote in message
news:26tio5p5pu8k3ti3kqm0qs6ecear5mfq0f@4ax.com...
> "terrable" <terrable@terrable.net> wrote:
>
>>You will get much better responses asking about a "headset" for Skype.
>
> not what I want
>
> want a handset.... like a cell phone
Sorry, my mistake. Modern technology has once again passed me by and left me
in the dustbin of history.
== 5 of 5 ==
Date: Sat, Feb 27 2010 12:11 pm
From: "Rod Speed"
me@privacy.net wrote:
> I want to start using Skype for calls from home and
> hotspots and use prepaid cell only when out of hotspots.
I use voip instead.
> Anyone recommend a good handset for Skype use?
Some cellphones have built in voip support, like the Nokia N95 and N97 and E65
Very convenient to use, you can make a voip call when the
hotspot is available and just select a normal call when its not.
At home I use an ATA which allows you to use a normal cordless phone for voip calls.
http://en.wikipedia.org/wiki/Analog_telephony_adapter
==============================================================================
You received this message because you are subscribed to the Google Groups "misc.consumers.frugal-living"
group.
To post to this group, visit http://groups.google.com/group/misc.consumers.frugal-living?hl=en
To unsubscribe from this group, send email to misc.consumers.frugal-living+unsubscribe@googlegroups.com
To change the way you get mail from this group, visit:
http://groups.google.com/group/misc.consumers.frugal-living/subscribe?hl=en
To report abuse, send email explaining the problem to abuse@googlegroups.com
==============================================================================
Google Groups: http://groups.google.com/?hl=en
No comments:
Post a Comment