Sunday, August 12, 2007

13 new messages in 4 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Wealth on the public dole - 10 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4751bd64130f7462?hl=en
* china wholesale nike jordan sneakers WWW.21cn-shoes.COM discount gucci prada
puma trainers - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/54378322f9538752?hl=en
* Woman is content living in 84-sq. ft. tiny dream home. - 1 messages, 1
author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/911886124117ed11?hl=en
* Efficient A/C use? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1bea26b2f7601d52?hl=en

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TOPIC: Wealth on the public dole
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/4751bd64130f7462?hl=en
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== 1 of 10 ==
Date: Sat, Aug 11 2007 8:55 pm
From: bearclaw@cruller.invalid


In article
<46be77ff$0$22607$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
"qwrt" <qwrt@dfr.com> wrote:

> And there are no kids without homes as a result of the securitization
> of sub prime loans, those who loose money as a result are those who
> had money to put into the fund that were stupid enough to engage in
> that sort of activity like the Bear Stearns funds that went down the
> tubes very spectacularly indeed.

Quick! Kick the victims! Kick them harder! Kill them before we have to
hear them cry!

== 2 of 10 ==
Date: Sat, Aug 11 2007 8:56 pm
From: bearclaw@cruller.invalid


In article
<46be7564$0$22620$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
"qwrt" <qwrt@dfr.com> wrote:

> Wrong, its just an increase in the liquidity in the banking system, with
> the banks paying the usual interest rate for those SHORT TERM funds.

And what are those interest rates again? 20%? 35%? Like bad credit card
risks?

== 3 of 10 ==
Date: Sat, Aug 11 2007 8:57 pm
From: bearclaw@cruller.invalid


In article
<46be7910$0$22564$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
"qwrt" <qwrt@dfr.com> wrote:

> bearclaw@cruller.invalid wrote:
> > In article
> > <46be04ce$0$22583$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
> > "qwrt" <qwrt@dfr.com> wrote:
> >
> >> The word 'reserve' is there for a reason.
>
> > Really?
>
> Yep.
>
> > And where did this "reserve" come from. Please tell us.
>
> http://en.wikipedia.org/wiki/Reserve_currency


In your own words, please. Fuck your link.

== 4 of 10 ==
Date: Sat, Aug 11 2007 9:13 pm
From: "qwrt"


bearclaw@cruller.invalid wrote:
> In article
> <46be7564$0$22620$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
> "qwrt" <qwrt@dfr.com> wrote:
>
>> Wrong, its just an increase in the liquidity in the banking system,
>> with the banks paying the usual interest rate for those SHORT TERM
>> funds.
>
> And what are those interest rates again? 20%? 35%?

Nope, 4-5%

> Like bad credit card risks?

Nope. Nothing like. Those banks arent bad credit risks.


== 5 of 10 ==
Date: Sat, Aug 11 2007 9:12 pm
From: "qwrt"


bearclaw@cruller.invalid wrote:
> In article
> <46be7910$0$22564$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
> "qwrt" <qwrt@dfr.com> wrote:
>
>> bearclaw@cruller.invalid wrote:
>>> In article
>>> <46be04ce$0$22583$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
>>> "qwrt" <qwrt@dfr.com> wrote:
>>>
>>>> The word 'reserve' is there for a reason.
>>
>>> Really?
>>
>> Yep.
>>
>>> And where did this "reserve" come from. Please tell us.
>>
>> http://en.wikipedia.org/wiki/Reserve_currency
>
> In your own words, please.

Pointless restating those basics.

> Fuck your link.

Fuck you in spades.


== 6 of 10 ==
Date: Sat, Aug 11 2007 9:16 pm
From: "qwrt"


bearclaw@cruller.invalid wrote:
> In article
> <46be77ff$0$22607$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
> "qwrt" <qwrt@dfr.com> wrote:
>
>> Trouble is that you can't even manage to grasp that the most recent
>> increase in the liquidity in the banking system isnt even going to
>> the operations that did that securitization of sub prime loans.
>
> No, the trouble is that people like you prefer to pretend that the
> "liquidity" (why can't you just say "money", boy?

Because they aint handing out money, they are
LENDING money, a different matter entirely.

> Speaking plainly just a wee bit too dangerous for you and your like at the
> moment?) is not going anywhere. It is going somewhere. lt is REAL money.

No it isnt, its an overnight LOAN, at normal market rates.

> And it belongs to other people who need it more than incompetent lenders.

Thanks for that completely superfluous proof that you have never
ever had a fucking clue about how the banking system actually works.


== 7 of 10 ==
Date: Sat, Aug 11 2007 9:19 pm
From: "qwrt"


bearclaw@cruller.invalid wrote:
> In article
> <46be77ff$0$22607$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
> "qwrt" <qwrt@dfr.com> wrote:
>
>> No thanks, you can't even manage to grasp that the most recent
>> increase in the liquidity in the banking system isnt even going to
>> the operations that did that securitization of sub prime loans.
>
> Nobody cares if AIG or WAMU go belly up. The money is going to
> their financiers, who developed and gave birth to the entire industry.

No it isnt. The injection of LIQUIDITY into the
banking system is something else entirely.

> You know it. I know it. And everyone else
> will know it if I have anything to say about it.

Wrong again, everyone who knows anything about it knows that
you havent got a fucking clue about what happened last week.

> It is NOT their money.

No one was handed any money.


== 8 of 10 ==
Date: Sat, Aug 11 2007 9:24 pm
From: "qwrt"


bearclaw@cruller.invalid wrote:
> In article
> <46be77ff$0$22607$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
> "qwrt" <qwrt@dfr.com> wrote:
>
>> Its just gone, just like happens with a market crash.

> There it is, people: in his mealy-mouthed way,
> he is talking about YOUR money and mine.

Not unless you actually have any money in the stock market it aint.

> *EXACTLY* what he said during the Enron theft. And your money disappeared.

Never said anything like that about that either.

> Your kid's school probably cut music or art classes.

No they didnt.

> Your roads went longer without repair.

No they didnt.

> But you could borrow money on easier terms (not that anyone
> financed that development nor actually thought it through).

Plenty did, including Greenspan.

> *EXACTLY* what he said during the S&L theft. Whoops!

Never said anything like that about that either.

> There goes your money, too!

They never lost a cent then either.

> How much do you suppose you would have
> right now if your chunk were invested or saved?

Those who had enough of a clue to buy real estate property at
that time have done very well indeed as a result of doing that.

Those stupid enough to have kept renting havent done anything like as
well, but have benefitted from the 4.x% unemployment rate, etc etc etc.

> But that's okay, everyone. Just sit back and take it right up the ass like good citizens.

That aint taking it up the arse, its benefitting very substantially instead.


== 9 of 10 ==
Date: Sat, Aug 11 2007 9:35 pm
From: Gordon


bearclaw@cruller.invalid wrote in news:bearclaw-902DC4.04295611082007
@news.supernews.com:

> WASHINGTON (AP) &lsqauo; The Federal Reserve, trying to calm turmoil on Wall
> Street, announced Friday that it will pump as much money as needed into
> the U.S. financial system to help overcome the ill effects of a
> spreading credit crunch.
>
> The Fed, in a short statement, said it will provide "reserves as
> necessary" to help the markets safely make their way. The central bank
> did not provide details but said it would do all it can to "facilitate
> the orderly functioning of financial markets."
>
> The Fed pushed $38 billion in temporary reserves into the system Friday,
> on top of a similar move the day before.

God forbid a free market should run it's course. First the
bailout of the airlines post 9/11, now this.

== 10 of 10 ==
Date: Sun, Aug 12 2007 12:01 am
From: William Souden


qwrt wrote:
> bearclaw@cruller.invalid wrote:
>> In article
>> <46be77ff$0$22607$5a62ac22@per-qv1-newsreader-01.iinet.net.au>,
>> "qwrt" <qwrt@dfr.com> wrote:
>>
>>> Trouble is that you can't even manage to grasp that the most recent
>>> increase in the liquidity in the banking system isnt even going to
>>> the operations that did that securitization of sub prime loans.
>> No, the trouble is that people like you prefer to pretend that the
>> "liquidity" (why can't you just say "money", boy?
>
> Because they aint handing out money, they are
> LENDING money, a different matter entirely.
>
>> Speaking plainly just a wee bit too dangerous for you and your like at the
>> moment?) is not going anywhere. It is going somewhere. lt is REAL money.
>
> No it isnt, its an overnight LOAN, at normal market rates.
>
>> And it belongs to other people who need it more than incompetent lenders.
>
> Thanks for that completely superfluous proof that you have never
> ever had a fucking clue about how the banking system actually works.
>
>
Welfare Rod trying to avoid kill files


==============================================================================
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http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/54378322f9538752?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Aug 11 2007 9:16 pm
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==============================================================================
TOPIC: Woman is content living in 84-sq. ft. tiny dream home.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/911886124117ed11?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Aug 11 2007 9:29 pm
From: "Rod Speed"


Greg <kismet2463@mypacks.net> wrote
> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> Greg <kismet2463@mypacks.net> wrote
>>> mail3277198@gorillaswithdirtyarmpits.com wrote

>>>> I think that there are shed kitsat the home depot that are
>>>> just a bit bigger than this house. They don't cost 10k either.
>>>> One could easily live in one of those if the climate allowed it.

>>> Those last five words are the problem. In most places,
>>> the climate won't allow it. Those sheds are not insulated

>> Its easy to insulate them.

> Opinions differ on that.

Its completely trivial to insulate them using rigid insulation board.

>>> and the ones I've seen are quite shabbily constructed.

>> Yeah, I'd start with a shipping container myself.

> Too ugly. Not designed for living.

True in spades of those sheds.

>>> The houses at the Tumbleweed Tiny House Company are larger
>>> than the 84 sq ft house, and cost more than $10K, but are far
>>> better designed and constructed and well worth the price.

>> Not compared with a shipping container they arent.

> Yes, even compared to a shipping container, they are.

Nope. Grossly over priced.

>>> I would buy the plans and do the construction myself, but not everyone is into that.

>> I'd use a shipping container myself, hell of a lot easier to do and much cheaper too.

> Much harder to find an area that will allow them, too.

Nope.

> We don't have many warehouse districts where I live.

You dont need those.



==============================================================================
TOPIC: Efficient A/C use?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/1bea26b2f7601d52?hl=en
==============================================================================

== 1 of 1 ==
Date: Sat, Aug 11 2007 9:31 pm
From: Gordon


vmacekesq@yahoo.com wrote in news:1186840950.665448.130960@
19g2000hsx.googlegroups.com:

> This is certainly a standard, old question but I figure I'd ask
> anyway:
>
> I've got a little (app. 900 sf) 2-bedroom 1-story house, insulated
> reasonably well - when I'm in I keep the thermostat at 82 degrees and
> with a fan in the room it's comfortable. When I leave for my 9-to-5
> job I bump the therm. up to 85, but at these temperatures the a/c is
> still going quite a bit in my absence (the place is certainly
> comfortable when I step back in, but it would be after a 20-mile
> commute).
> Is it more efficient to just shut the a/c off when I'm gone - does it
> take a lot of energy to bring the temp back down from a standing
> start, as it were?
>
> VMacek
>

So far no one has said anything about solar gain. Regardless
of whether you turn the AC off durring the day, or not; you
are going to use much more energy if you don't control the
added heat entering the house. Close the shades on the south
windows to keep the sun from warming the house.

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