Thursday, February 7, 2008

6 new messages in 4 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* BEST LCD OR PLASMA 42" TV SET ON MARKET??? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3cb34b276c0ce20e?hl=en
* How to get your grocer to carry an item? - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d92bd3df49819244?hl=en
* What is your water usage? - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bd562b37685d1e02?hl=en
* Can't pay? Just walk away. - 2 messages, 2 authors
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5a07413ffe1cd66b?hl=en

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TOPIC: BEST LCD OR PLASMA 42" TV SET ON MARKET???
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/3cb34b276c0ce20e?hl=en
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== 1 of 1 ==
Date: Wed, Feb 6 2008 8:08 pm
From: Shawn Hirn


In article <nl6kq3t9q83tud99nl96pajfr8454coibh@4ax.com>,
Dennis <dgw80@hotmail.com> wrote:

> On Wed, 06 Feb 2008 05:39:41 -0500, Shawn Hirn <srhi@comcast.net>
> wrote:
>
> >My Scientific Atlanta HD DVD box from Comcast has an HDMI connector;
> >however, my HD TV does not, so I use its component video connectors.
> >Works fine for TV viewing and recording.
>
> Please explain how you record HD signal from component (not composite
> or S-video) outputs in full resolution.

I haven't tried it in full resolution. What I do is record it to my DVR,
then record it to my DVD set-top recorder or record directly to video
tape or standard definition DVD. I don't own an optical media recorder
that handles high definition media, so I have no way to try it.


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TOPIC: How to get your grocer to carry an item?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/d92bd3df49819244?hl=en
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== 1 of 1 ==
Date: Wed, Feb 6 2008 8:13 pm
From: gheston@hiwaay.net (Gary Heston)


In article <foci5t$tdb$1@aioe.org>, OhioGuy <none@none.net> wrote:
>http://www.delmonte.com/products/TomatoesList.asp?typeID=16

[ ... ]
> Have you ever been in a similar situation, where your local grocers won't
>carry something you really want? How have you been successful in obtaining
>it? Anyone have any suggestions on how I might proceed?

Contact DelMonte (http://www.delmonte.com is their web site) and ask them
who carries those products in your area, or if there's a mail-order or
special order source for them. Alternatively, check with food wholesalers
in your area and see if they can order a case of each for you.


Gary

--
Gary Heston gheston@hiwaay.net

http://www.thebreastcancersite.com/

We live in amazing times, when one person can invent both the Internet
and global warming, then get awarded a "peace prize".


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TOPIC: What is your water usage?
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/bd562b37685d1e02?hl=en
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== 1 of 2 ==
Date: Wed, Feb 6 2008 8:20 pm
From: gheston@hiwaay.net (Gary Heston)


In article <llujq35tsnr9ldgac2q675av03kfrbmaia@4ax.com>,
<hchickpea@hotmail.com> wrote:
[ ... ]
>3300 gallons compared to 33000 gallons is a tenfold difference with no
>pain, and the camper use of 750 gallons per month is 1/4 of that
>amount. The differences are amazing, and I've become convinced that
>the water saving devices are all they claim to be. Even though our
>water here is essentially free, I'm tickled, since the septic system
>will be that much less loaded and the costs of heating water will be
>reduced.

FYI, my usage between the two houses last month was 5800 gallons, with
no particular efforts at conservation.

How did things hold up to the storms this morning?


Gary

--
Gary Heston gheston@hiwaay.net

http://www.thebreastcancersite.com/

We live in amazing times, when one person can invent both the Internet
and global warming, then get awarded a "peace prize".

== 2 of 2 ==
Date: Wed, Feb 6 2008 8:46 pm
From: Jeff


hchickpea@hotmail.com wrote:

For just myself, about 1 CCF (750 gallons). With a friend visiting about
double. With a friend visiting that does laundry every other day about 3
CCF. Old toilets and a yard that is on auto pilot for water. I do have a
small cistern for spot outdoor watering during hot dry spells.

Jeff

> I just had a chance to do some comparisons, and I'm stunned how much
> less water we are using in our manufactured home in Alabama than we
> were in our old home in south Florida. There are a number of factors
> involved, including climate, but the variations in useage bear
> examining.
>
> If you want to compare from your own water bills, a hundred cubic feet
> of water is 750 gallons.
>
> In the old home, we had a regular big old top load clothes washer,
> washed some dishes by hand until the last few months there, had
> regular showerheads, had the old style toilets that were flushed
> whenever they were used, watered plants in the winter, had to add
> water to the pool every few months, and during the summer only,
> minimally used the roof sprinkler to extend the life of the roof (low
> flow setting, total of about 40 min of watering a day. Water pressure
> was about 60 psi.
>
> We were hooked to city water and tried to be prudent, but not
> obsessive about our water use. A low usage month was measured at
> 33000 gallons, with a couple months over a five year period close to 3
> times that figure. Looking back, I'm astounded how much water we
> used, or supposedly used, especially since we had our own irrigation
> well for watering the lawn, which isn't included in those figures.
>
> When we lived in the camper this past summer, our well could only
> produce 25 gal/day and we used less than 750 gal/mo. The toilet was a
> camper toilet, which might use a pint of water per flush, showers were
> limited to about five minutes or less, and we had no clothes washer,
> dishwasher, pool, or roof sprinkler. We did water plants, but there
> weren't as many to water.
>
> At our new home, we have a high-efficiency clothes washer, dishwasher,
> 1.6gpf toilets, spa tub, and we shower regularly using a low-flow
> showerhead (but less than in Florida where we were sweating all the
> time). Water is at about 45PSI through the regulator. We have an
> 1100 gal storage cistern, which gets filled about 3 times a month.
>
> 3300 gallons compared to 33000 gallons is a tenfold difference with no
> pain, and the camper use of 750 gallons per month is 1/4 of that
> amount. The differences are amazing, and I've become convinced that
> the water saving devices are all they claim to be. Even though our
> water here is essentially free, I'm tickled, since the septic system
> will be that much less loaded and the costs of heating water will be
> reduced.
>
>
>
>


==============================================================================
TOPIC: Can't pay? Just walk away.
http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/5a07413ffe1cd66b?hl=en
==============================================================================

== 1 of 2 ==
Date: Wed, Feb 6 2008 9:19 pm
From: "SpammersDie"

"Beachcomber" <invalid@notreal.none> wrote in message
news:47aa6566.3777890@news.verizon.net...
>
>>Screwed up your mortgage? Made all the wrong choices? You lucky real
>>estate investor, you STILL made the right choice! Thanks to recent
>>federal Debt Relief Legislation, by just walking away from your
>>overpriced speculative loser property and your lender, your credit can
>>recover faster than you can say "Bankruptcy? What's that?"
>
> Personally I think its wrong that Americans allow private companies
> (the credit reporting agencies) keep secret files on citizens that
> determine whether they are "credit worthy or not" and largely
> determine what they will pay in interest charges for credit cards,
> mortgages, etc.

It's called freedom of speech. Something that Americans supposedly believe
in.

Your creditors freely chose to tell the credit bureaus their experiences
(good or bad) in investing in a loan to you. That information is purely
factual and is just as much theirs to share as it is yours. It's no
different than sites like bankrate.com rating credit card companies based on
experiences shared with it by its readers. Only difference is that bankrate
is far less regulated.

If you don't like it, you can try to negotiate a gag clause into your next
credit contract - though you probably don't have chance in hell of getting
anyone to agree to it.

Similarly, the credit bureaus don't "determine" anything. Nobody forces a
prospective lender to buy a FICO score or assign any importance to it in
deciding whether to invest their money in a loan to you. If a lender does
so, it's by that lenders choice. It's their money that they're investing.
Yes, you're unhappy that you have less than an iron grip on what information
the guy on the other side of the negotiating table gets to see - well who
isn't, but life doesn't work that way.


> What if you walked into a grocery store that charged high or low
> prices for the same item

Which many do, depending on whether you're targeted for coupons, whether
you're buying additional units of the same item on the same shopping trip
and whether you're willing to barter your privacy as part of the trade via
those so-called "loyalty" cards.

> The credit issuing companies are perfectly right in denying each
> applicant credit or not, but if credit is granted... Everyone should
> pay whatever market rate is in effect at the time.

"Market rate" is inherently different for different debtors just as with any
other investment. Just as the "market value" for an equivalent stock of one
company varies from that of another based on peoples perception of how much
growth potential the company has and how competent its management is, among
other factors.

== 2 of 2 ==
Date: Wed, Feb 6 2008 11:02 pm
From: Scott in SoCal


On Thu, 07 Feb 2008 02:11:27 GMT, invalid@notreal.none (Beachcomber)
wrote:

>
>>Screwed up your mortgage? Made all the wrong choices? You lucky real
>>estate investor, you STILL made the right choice! Thanks to recent
>>federal Debt Relief Legislation, by just walking away from your
>>overpriced speculative loser property and your lender, your credit can
>>recover faster than you can say "Bankruptcy? What's that?"
>
>Personally I think its wrong that Americans allow private companies
>(the credit reporting agencies) keep secret files on citizens that
>determine whether they are "credit worthy or not" and largely
>determine what they will pay in interest charges for credit cards,
>mortgages, etc.

BTW, I'd like to borrow your life's savings. I promise I'll pay it
back with 21.9% interest. As, as you say, it would be "wrong" for you
to check my credit and get any idea of how likely I will be to pay you
back. Will you loan me every penny you have? Pretty please?

>What if you walked into a grocery store that charged high or low
>prices for the same item dependant upon the the race or gender of the
>person making the purchase? Nobody would put up with that...

Bad analogy.

There is no risk involved in selling groceries. Loaning someone
hundreds of thousands of dollars, however, has a very significant risk
associated with it. If you don't believe me, just loan me your life's
savings.

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