Frugal Living: misc.consumers.frugal-living - 19 new messages in 7 topics

Monday, April 12, 2010

misc.consumers.frugal-living - 19 new messages in 7 topics - digest

misc.consumers.frugal-living
http://groups.google.com/group/misc.consumers.frugal-living?hl=en

misc.consumers.frugal-living@googlegroups.com

Today's topics:

* Weird credit score number - 6 messages, 4 authors
http://groups.google.com/group/misc.consumers.frugal-living/t/af3fea09021fa3af?hl=en
* Healthcare: We helped Germany rebuilt, now let them help us - 6 messages, 3
authors
http://groups.google.com/group/misc.consumers.frugal-living/t/dd32a50a320f8f29?hl=en
* "I'm ashamed of the human race"... that's why I became a monkey! - 2
messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/c646bfb1146e3d8e?hl=en
* ┢┦o t sale → Cheap Wholesale Brand Fashionable T-shirts ━ ARMANI,BAPE,BBC,
COOGI,EVISU,G-STAR ━ www.ecyoyo.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/dba19fe71a719e62?hl=en
* Cheap wholesale LV goggle - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/e72d71c28b5daf3b?hl=en
* Supra man shoes casual shoe handbag purse leather shoe fashion sunglass
paypal wholesale on http://www.jialiuonline.com - 1 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/e04e715252e17f98?hl=en
* ┗◎>> Paypal Payment Free Shipping AAA True Leather Replica Fashion Handbags&
Purses From China www.fjrjtrade.com - 2 messages, 1 author
http://groups.google.com/group/misc.consumers.frugal-living/t/c56c749c174e2dac?hl=en

==============================================================================
TOPIC: Weird credit score number
http://groups.google.com/group/misc.consumers.frugal-living/t/af3fea09021fa3af?hl=en
==============================================================================

== 1 of 6 ==
Date: Sat, Apr 10 2010 11:31 pm
From: "h"

"Annie Woughman" <anniewoughman@hotmail.com> wrote in message
news:_S6wn.28782$vC3.11611@newsfe04.iad...
> We are in the process of renewing our home equity line of credit. Today
> in the mail we got notice of our credit score. The letter said that
> credit scores range between 300 to 850, then stated that our score was
> 00874. What kind of a number is that? It has two zeros to start with and
> doesn't fall within the credit score ranges. Does anyone know about these
> things?

Did this come from one of the 3 credit score companies (Experian, etc.) or
was this some random advert from a marketing company? And receiving it in
the mail (not online) when you're in the midst of refinancing sounds fishy.
If the letter states (correctly) that "credit scores are between 350 and
850" then, obviously, a score of "00874" is completely bogus. Did you check
out the return address. Who sent this to you? From whom did you request your
credit score? If you didn't request it, then it's most likely some sort of
bogus marketing/scam.

== 2 of 6 ==
Date: Sun, Apr 11 2010 7:50 am
From: "Annie Woughman"

"h" <tmclone@searchmachine.com> wrote in message
news:hprqch$oii$1@speranza.aioe.org...
>
> "Annie Woughman" <anniewoughman@hotmail.com> wrote in message
> news:_S6wn.28782$vC3.11611@newsfe04.iad...
>> We are in the process of renewing our home equity line of credit. Today
>> in the mail we got notice of our credit score. The letter said that
>> credit scores range between 300 to 850, then stated that our score was
>> 00874. What kind of a number is that? It has two zeros to start with
>> and doesn't fall within the credit score ranges. Does anyone know about
>> these things?
>
> Did this come from one of the 3 credit score companies (Experian, etc.) or
> was this some random advert from a marketing company? And receiving it in
> the mail (not online) when you're in the midst of refinancing sounds
> fishy. If the letter states (correctly) that "credit scores are between
> 350 and 850" then, obviously, a score of "00874" is completely bogus. Did
> you check out the return address. Who sent this to you? From whom did you
> request your credit score? If you didn't request it, then it's most likely
> some sort of bogus marketing/scam.
>
No, it is legit--it is from Experian with a cover letter from our bank.

== 3 of 6 ==
Date: Sun, Apr 11 2010 8:12 am
From: "h"

"Annie Woughman" <anniewoughman@hotmail.com> wrote in message
news:Gklwn.50052$iu2.40843@newsfe15.iad...
>
>
> "h" <tmclone@searchmachine.com> wrote in message
> news:hprqch$oii$1@speranza.aioe.org...
>>
>> "Annie Woughman" <anniewoughman@hotmail.com> wrote in message
>> news:_S6wn.28782$vC3.11611@newsfe04.iad...
>>> We are in the process of renewing our home equity line of credit. Today
>>> in the mail we got notice of our credit score. The letter said that
>>> credit scores range between 300 to 850, then stated that our score was
>>> 00874. What kind of a number is that? It has two zeros to start with
>>> and doesn't fall within the credit score ranges. Does anyone know about
>>> these things?
>>
>> Did this come from one of the 3 credit score companies (Experian, etc.)
>> or was this some random advert from a marketing company? And receiving it
>> in the mail (not online) when you're in the midst of refinancing sounds
>> fishy. If the letter states (correctly) that "credit scores are between
>> 350 and 850" then, obviously, a score of "00874" is completely bogus. Did
>> you check out the return address. Who sent this to you? From whom did you
>> request your credit score? If you didn't request it, then it's most
>> likely some sort of bogus marketing/scam.
>>
> No, it is legit--it is from Experian with a cover letter from our bank.

Call them and ask.

== 4 of 6 ==
Date: Sun, Apr 11 2010 9:59 am
From: "Annie Woughman"

"h" <tmclone@searchmachine.com> wrote in message
news:hpsotj$71t$1@speranza.aioe.org...
>
> "Annie Woughman" <anniewoughman@hotmail.com> wrote in message
> news:Gklwn.50052$iu2.40843@newsfe15.iad...
>>
>>
>> "h" <tmclone@searchmachine.com> wrote in message
>> news:hprqch$oii$1@speranza.aioe.org...
>>>
>>> "Annie Woughman" <anniewoughman@hotmail.com> wrote in message
>>> news:_S6wn.28782$vC3.11611@newsfe04.iad...
>>>> We are in the process of renewing our home equity line of credit.
>>>> Today in the mail we got notice of our credit score. The letter said
>>>> that credit scores range between 300 to 850, then stated that our score
>>>> was 00874. What kind of a number is that? It has two zeros to start
>>>> with and doesn't fall within the credit score ranges. Does anyone know
>>>> about these things?
>>>
>>> Did this come from one of the 3 credit score companies (Experian, etc.)
>>> or was this some random advert from a marketing company? And receiving
>>> it in the mail (not online) when you're in the midst of refinancing
>>> sounds fishy. If the letter states (correctly) that "credit scores are
>>> between 350 and 850" then, obviously, a score of "00874" is completely
>>> bogus. Did you check out the return address. Who sent this to you? From
>>> whom did you request your credit score? If you didn't request it, then
>>> it's most likely some sort of bogus marketing/scam.
>>>
>> No, it is legit--it is from Experian with a cover letter from our bank.
>
> Call them and ask.
>
I plan to. I just didn't want to have to wait all weekend to find out. I
was hoping that maybe someone on here had recently been through the process
and knew what it meant.

== 5 of 6 ==
Date: Sun, Apr 11 2010 3:17 pm
From: Gene S. Berkowitz

In article <Fdnwn.27668$kj3.26038@newsfe08.iad>,
anniewoughman@hotmail.com says...
>
>
> "h" <tmclone@searchmachine.com> wrote in message
> news:hpsotj$71t$1@speranza.aioe.org...
> >
> > "Annie Woughman" <anniewoughman@hotmail.com> wrote in message
> > news:Gklwn.50052$iu2.40843@newsfe15.iad...
> >>
> >>
> >> "h" <tmclone@searchmachine.com> wrote in message
> >> news:hprqch$oii$1@speranza.aioe.org...
> >>>
> >>> "Annie Woughman" <anniewoughman@hotmail.com> wrote in message
> >>> news:_S6wn.28782$vC3.11611@newsfe04.iad...
> >>>> We are in the process of renewing our home equity line of credit.
> >>>> Today in the mail we got notice of our credit score. The letter said
> >>>> that credit scores range between 300 to 850, then stated that our score
> >>>> was 00874. What kind of a number is that? It has two zeros to start
> >>>> with and doesn't fall within the credit score ranges. Does anyone know
> >>>> about these things?
> >>>
> >>> Did this come from one of the 3 credit score companies (Experian, etc.)
> >>> or was this some random advert from a marketing company? And receiving
> >>> it in the mail (not online) when you're in the midst of refinancing
> >>> sounds fishy. If the letter states (correctly) that "credit scores are
> >>> between 350 and 850" then, obviously, a score of "00874" is completely
> >>> bogus. Did you check out the return address. Who sent this to you? From
> >>> whom did you request your credit score? If you didn't request it, then
> >>> it's most likely some sort of bogus marketing/scam.
> >>>
> >> No, it is legit--it is from Experian with a cover letter from our bank.
> >
> > Call them and ask.
> >
> I plan to. I just didn't want to have to wait all weekend to find out. I
> was hoping that maybe someone on here had recently been through the process
> and knew what it meant.

I would lay odds that the letter you received is _specifically
designed_ to get you to call in. If they can get YOU to call
THEM, the odds of them be able to sell you some semi-useless
"credit protection" subscription goes up geometrically.

So, basically, it IS a marketing scam, though one perpetrated by
your bank (and my spider sense tells me it's probably a "too big
to fail" bank).

--Gene

== 6 of 6 ==
Date: Sun, Apr 11 2010 4:43 pm
From: "Clincher"

>>>>
>>> No, it is legit--it is from Experian with a cover letter from our bank.
>>
>> Call them and ask.
>>
> I plan to. I just didn't want to have to wait all weekend to find out. I
> was hoping that maybe someone on here had recently been through the
> process and knew what it meant.

Did you even ask to get your score?

FYI, Experian stopped selling FICO scores to consumers some time ago. When
they do sell scores, it's something like Vantage score (ranges from 501-990)
or some other proprietary score which isn't worth the paper its written on
(the only score you care about is what your lender uses.) And FICO or not,
they're sure not in the habit of giving it away.

Like others here, I smell a scam.

==============================================================================
TOPIC: Healthcare: We helped Germany rebuilt, now let them help us
http://groups.google.com/group/misc.consumers.frugal-living/t/dd32a50a320f8f29?hl=en
==============================================================================

== 1 of 6 ==
Date: Sun, Apr 11 2010 12:16 am
From: "Rod Speed"

TibetanMonkey, the-Monkey-with-the-Bag-of-Shit wrote:
> (link of MAKING NOISE corrected)
>
> On Apr 10, 2:14 pm, Conscience <nobama@göv.com> wrote:
>> On 2010-04-10 10:58:13 -0700, "TibetanMonkey,
>> the-Monkey-with-the-Bag-of-Shit" <nolionnoprob...@yahoo.com> said:
>>
>>
>>
>>> Try it now...
>>
>>> http://mybignoise.blogspot.com/2007/08/solidarity-law-of-jungle.html
>>
>> An amusing read. Too bad the irony contained within escapes most
>> readers.
>>
>> Today the antithetical statement would be "We can hire 30%
>> leftist-elitist population to kill what made this country great,
>> represented by the remainder."
>
> I think we live in a post ideological world: YOU EITHER HAVE MONEY OR
> YOU DON'T.
>
> The problem is further complicated when those who don't, find their
> freedom threatened in a fundamental way, like enjoying the community
> on foot or bicycle, where those who can afford it live in gated
> communities.
>
> In other words, we are going slowly but surely back to feudalism.

You wouldnt know what real feudalism was if it bit you on your lard arse.

> A knight could come out of the blue and take away your life and your horse.

Only in your pathetic little drug crazed fantasyland.

== 2 of 6 ==
Date: Sun, Apr 11 2010 7:33 am
From: "TibetanMonkey, Originator of the Banana Kung-Fu"

On Apr 11, 3:16 am, "Rod Speed" <rod.speed....@gmail.com> wrote:
> TibetanMonkey, the-Monkey-with-the-Bag-of-Shit wrote:
> > (link of MAKING NOISE corrected)
>
> > On Apr 10, 2:14 pm, Conscience <nobama@göv.com> wrote:
> >> On 2010-04-10 10:58:13 -0700, "TibetanMonkey,
> >> the-Monkey-with-the-Bag-of-Shit" <nolionnoprob...@yahoo.com> said:
>
> >>> Try it now...
>
> >>>http://mybignoise.blogspot.com/2007/08/solidarity-law-of-jungle.html
>
> >> An amusing read. Too bad the irony contained within escapes most
> >> readers.
>
> >> Today the antithetical statement would be "We can hire 30%
> >> leftist-elitist population to kill what made this country great,
> >> represented by the remainder."
>
> > I think we live in a post ideological world: YOU EITHER HAVE MONEY OR
> > YOU DON'T.
>
> > The problem is further complicated when those who don't, find their
> > freedom threatened in a fundamental way, like enjoying the community
> > on foot or bicycle, where those who can afford it live in gated
> > communities.
>
> > In other words, we are going slowly but surely back to feudalism.
>
> You wouldnt know what real feudalism was if it bit you on your lard arse.
>
> > A knight could come out of the blue and take away your life and your horse.
>
> Only in your pathetic little drug crazed fantasyland.

Wasn't Feudalism all about protected citadels and power lords?

Place those lords in SUVs and Gated Communities and voila... you have
traveled in time!

The law of the jungle rules outside.

== 3 of 6 ==
Date: Sun, Apr 11 2010 7:45 am
From: "TibetanMonkey, Originator of the Banana Kung-Fu"

On Apr 11, 1:02 am, Max <ass...@pcfin.net> wrote:
> thea,
>
> Your country remains in the grip of a financial crisis and economic
> downturn that is affecting many millions of US citizens who have lost
> jobs because of rapacious and unregulated corporates. There are
> swathes of suburbs in US cities, with communities devastated by
> unemployment thanks to the investment banking sector. Many of your
> modestly paid workers have effectively been a subclass of working poor
> for decades.
>
> Taxation is simply the method for the state to provide essential
> services to your lowest paid and poor. The less tax paid, the weaker
> the economic base. That's why the US is a net debtor in global capital
> terms and in the end, unless you can gee up your countries dying
> income producing industrial activity, your net sovereign debt
> (currently $12 trillion & counting see:http://www.usdebtclock.org/)
> will screw the lot of you.
>
> It's just like a household budget. You earn $1.00 but spend $2.00, so
> you borrow the extra dollar but spend it on non income producing
> activities. And you keep doing it.
>
> And this low taxation base is a result of the the overridng social
> sentiment of your country being, it's up to the individual and fuck
> everyone else.
>
> You know....I'm alright Jack!
>
> "A society is ultimately judged by how it treats its weakest and most
> vulnerable members"

Gee, Max, you seem more aware of what's going on in America than
Americans. But see, Americans like them --good Christian people
otherwise-- get their news from Fox and the Christian networks, which
are, should I say it, PREDATORY BY NATURE. In other words they live a
word of fantasy, in which bad things are not necessarily bad because
they announce Armageddon... and that's written in the Bible.

So here I'm in my cage --unable to ride a bike-- because that's the
will of God and because the Christians don't give a shit about it. ;)

Of course, many of them do live in Gated Communities, so they are
spared the worst of it.

== 4 of 6 ==
Date: Sun, Apr 11 2010 7:59 am
From: "TibetanMonkey, Originator of the Banana Kung-Fu"

Many people doesn't know where Bangalore is, let alone that they have
Gated Communities like in America. Well, I confess I didn't know
either until a minute ago. But, of course, my common sense tells they
are found now in every UNCIVILIZED place out there...

BANGALORE — Ragini, 14, and Malini, 11, are California girls — some
might even refer to them as ABCDs.

The acronym stands for American-Born, Confused Desi (Desi is slang for
people of Indian origin). But they hardly seem confused. Ever since
they were transplanted to their father's native Bangalore, they've
found a balance between America and India.

(notice the picture of the guy riding his bike peacefully)

http://www.globalpost.com/gallery/general/090327/bangalores-gated-communities

***

But I have a great idea for the world: THE WHOLE WORLD SHOULD BE LIKE
A GATED COMMUNITY WITHOUT GATES AND BE CALLED 'NIRVANA WITH A
BANANA'...

Yes, the name is debatable. ;)

== 5 of 6 ==
Date: Sun, Apr 11 2010 6:16 pm
From: "TibetanMonkey, the-Monkey-with-the-Bag-of-Shit"

On Apr 11, 7:53 pm, Max <ass...@pcfin.net> wrote:
> Tibetan Monkey,
>
> Don't worry about gated communities! They're just scared little
> monkeys, who know that the great unwashed are getting fed up.
>
> Worry about how to get the disenfranchised out of the monkey shit in
> both social & economic terms.
>
> How about a national bike riding day, but with a very pointed message
> to the suits who run the national show .......!!
>
> You're as mad as hell & your'e not going to take it anymore!
>
> How long the average working class yank can put up with your system is
> beyond me.
>
> (Oh yeah, I just watched a another health insurance company story the
> other night from the good old US of A. This bloke had some horrible
> facial disease that required half of his face to be surgically, which
> was successfully done. The insurance company said, that's AOK. But the
> plastic surgey to reconstruct his face......no....afraid not....that
> is elective surgey, so the poor bastard had to walk around with a
> gaping hole for a face.
>
> Oh say can you see, by the ..............................!!!

Brother, you know what it's like. I've throwing shit at the Miami
Beach lions over their waste of Obama's money in landscaping for a
fancy mixed path for the beautiful people and they just closed the
thread where I posted. At the same time the main hospital is cutting
off all services to the poor.

I'm almost as mad as this guy... ;)

http://www.youtube.com/watch?v=dib2-HBsF08

== 6 of 6 ==
Date: Sun, Apr 11 2010 6:49 pm
From: "TibetanMonkey, the-Monkey-with-the-Bag-of-Shit"

On Apr 11, 9:26 pm, Max <ass...@pcfin.net> wrote:
> Nice pick up! You're my vintage then.
>
> Monkey man, when will the current generation stop kissing arses and
> start arcing up.
>
> I get the feeling that the youngin's today are as happy as pigs in
> shit, so long as they have their I-phone, their hair looks good and
> they get a tattoo from Miami Ink for street cred!!!
>
> And the last fucker who said anything socially meaningful was John
> Lydon and that's just shithouse isn't it?

Funny, I'm kind of sick with the monkeys that behave "wisely" and
"hear no evil, see no evil, and speak no evil," and have decided to
pay attention to the microcosm of insects, which seem to be more
social than humanoids. I may complement Lydon's work in the field...

(Notice also that my riding a bicycle in traffic is equivalent to
swimming with sharks)

"After I'm a Celebrity..., he presented a documentary about insects
and spiders called John Lydon's Megabugs that was shown on the
Discovery Channel.[14] Radio Times described him as "more an
enthusiast than an expert". He went to present two further programmes:
John Lydon Goes Ape in which he searched for gorillas in Central
Africa, and John Lydon's Shark Attack in which he swam with sharks off
South Africa."

http://en.wikipedia.org/wiki/John_Lydon

==============================================================================
TOPIC: "I'm ashamed of the human race"... that's why I became a monkey!
http://groups.google.com/group/misc.consumers.frugal-living/t/c646bfb1146e3d8e?hl=en
==============================================================================

== 1 of 2 ==
Date: Sun, Apr 11 2010 1:15 pm
From: "TibetanMonkey, the-Monkey-with-the-Bag-of-Shit"

Well, whether I like it or not, I'm still part of the Homo Sapiens
Sapiens (aka. the human race). But those words were spoken by Kirk
Douglas in this movie that provoked in me an outburst of emotions...

The movie in question is "Paths of Glory," based on real events that
happened in WWI in France. In reality it could have happened anywhere,
even in the recent war in Iraq. The hierarchy of the military --the
old men looking for glory and power-- send young men to die, and when
they miraculously escaped from the enemy they are tried for treason
and killed by their own army. The movie is so powerful, so raw, that
was forbidden in France (the mother of modern democracy) for 10 years.

Here I quote a review:

"One of Kubrick's best, strangely, is rarely mentioned. Simply
devastating. I've read that this film was outlawed in France for over
a decade because of it's damning portrayal. Lays bare the insanity of
romantic notions of war. Jim Thompson (the famous pulp noir writer) co
wrote the screenplay. Unlike other Kubrick films steely
objectivity,there are some very human moments. The ending is perhaps
Kubricks most emotional scene filmed."

***

But I guess we could learn a few lessons from it:

a) democracy is a piece of shit unless the people participate in it
and MAKE NOISE

b) never trust the hierarchy

c) never indulge in glorifying war

I would have turned my rifle against myself or against the military
itself if I had been comrade in arms with those poor souls. At one
point, one of those condemned to death punches the priest that comes
to wish them the best. Well done, I say.

You may watch sections of the movie in YouTube...

http://www.youtube.com/watch?v=-ggEgdKyG0w

--------------------------------------------------------------

THE WISE TIBETAN MONKEY SAYS

"Solidarity is the New Law of the Jungle"

http://webspawner.com/users/BANANAREVOLUTION

== 2 of 2 ==
Date: Sun, Apr 11 2010 1:17 pm
From: "TibetanMonkey, the-Monkey-with-the-Bag-of-Shit"

On Apr 11, 4:03 pm, Hunky <Veggy...@yahoo.com> wrote:

> > THE WISE TIBETAN MONKEY SAYS

> > "Solidarity is the New Law of the Jungle"

> >http://webspawner.com/users/BANANAREVOLUTION

> u kan get better, try Plantenizumjum

Try getting me out of the cage, preferably by bike. It could actually
be a motorcycle too. I really miss them, but I've seen too many
accidents with reckless drivers.

The moral of the story is: NEVER PUT THE MONKEY IN THE CAGE!

==============================================================================
TOPIC: ┢┦o t sale → Cheap Wholesale Brand Fashionable T-shirts ━ ARMANI,BAPE,
BBC,COOGI,EVISU,G-STAR ━ www.ecyoyo.com
http://groups.google.com/group/misc.consumers.frugal-living/t/dba19fe71a719e62?hl=en
==============================================================================

== 1 of 1 ==
Date: Sun, Apr 11 2010 5:40 pm
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TOPIC: Cheap wholesale LV goggle
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== 1 of 1 ==
Date: Sun, Apr 11 2010 6:39 pm
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== 1 of 2 ==
Date: Sun, Apr 11 2010 8:09 pm
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